Gainesville, Virginia (VA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Gainesville, Virginia and the surrounding area include Apple Federal Credit UnionApple Federal Credit Union14385 McGraws Corner Drive, Gainesville, VA 22155A+5.0 ★Texas Ratio: 0.37% Coverdell Education Savings at 5.00% APY, PNC BankPNC Bank2814 Sw 34th St, Gainesville, FL 32608A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Capital One BankCapital One Bank13236 Gateway Center Dr, Gainesville, VA 20155A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Northwest Federal Credit UnionNorthwest Federal Credit Union7500 Webb Dr, Gainesville, VA 20155A+5.0 ★Texas Ratio: 2.21% REWARDS SAVINGS at 1.50% APY, and Atlantic Union BankAtlantic Union Bank8190 Stonewall Shops Sq, Gainesville, VA 20155A+5.0 ★Texas Ratio: 1.56% IRA Variable Rate Savings at 0.25% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Gainesville, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Gainesville, Virginia (VA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Gainesville, Virginia and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Gainesville, Virginia & Surrounding Communities
Qualifying balance up to $10,000.00
Qualifying balance up to $1,499.00
Qualifying balance up to $30,000.00
Qualifying balance up to $50,000
Qualifying balance up to $249,999.00
Qualifying balance up to $99,999.00
Qualifying balance up to $49,999.00
Qualifying balance up to $2,499.00
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $15,000.00
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Intro rate subject to change
Boosted Rate: 3.75% for 6 months ($0+)
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Qualifying balance up to $500,000.00
Online Only
Limited time offer for non-profit business (defined as 501c3) entities only.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Gainesville, VA Savings Rate Trends
Compare local Gainesville, VA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield savings rates fell 0.890 points this week to 0.592% APY, down from 1.482% last week.
Virginia standard savings rates rose 0.093 points this week to 0.529% APY, up from 0.436% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Gainesville, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gainesville, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Gainesville, Virginia
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Gainesville, Virginia safe?
How often do savings rates change in Gainesville, Virginia?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Gainesville, Virginia?
How do I open a savings account in Gainesville, Virginia?
Best Savings Rates in Gainesville, Virginia
- Apple Federal Credit Union
Coverdell Education Savings — 5.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Capital One Bank
360 Performance Savings — 3.20% APY - Northwest Federal Credit Union
REWARDS SAVINGS — 1.50% APY - Atlantic Union Bank
IRA Variable Rate Savings — 0.25% APY
