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Virginia Savings Rate Trends

Herndon, Virginia (VA) Savings Rates - March 2026

The best savings rates for Herndon, Virginia and the surrounding area include Apple Federal Credit UnionApple Federal Credit Union362 Elden St, Herndon, VA 20170A+5.0 ★Texas Ratio: 0.37% Coverdell Education Savings at 5.00% APY, Corporate America Family Credit UnionCorporate America Family Credit Union13075 Worldgate Dr, Herndon, VA 20170 4374A+5.0 ★Texas Ratio: 3.64% Business Prosperity Savings at 3.75% APY, ForbrightForbright150 Elden St Ste 170, Herndon, VA 20170A-5.0 ★Texas Ratio: 15.52% Bright Business Savings at 3.45% APY, PNC BankPNC Bank950 Herndon Pkwy, Herndon, VA 20170A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, and Capital One BankCapital One Bank1201 Elden St, Herndon, VA 20170A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Herndon, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Herndon, Virginia (VA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Herndon, Virginia and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Herndon, Virginia & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
362 Elden St, Herndon, VA 20170
Coverdell Education Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
13075 Worldgate Dr, Herndon, VA 20170 4374
Business Prosperity Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Intro rate subject to change

Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
150 Elden St Ste 170, Herndon, VA 20170
Bright Business Savings
3.45%
$250
Rate3.40%
Min Deposit$250
Min Balance
UpdatedMar 20, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
950 Herndon Pkwy, Herndon, VA 20170
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
1201 Elden St, Herndon, VA 20170
360 Performance Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
362 Elden St, Herndon, VA 20170
eXtras Student Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,499.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
362 Elden St, Herndon, VA 20170
EdVantage Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $10,000.00

Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
150 Elden St Ste 170, Herndon, VA 20170
Bright Business Savings
2.70%
$250
Rate2.66%
Min Deposit$250
Min Balance
UpdatedMar 20, 2026
Details

Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
150 Elden St Ste 170, Herndon, VA 20170
Bright Business Savings
2.45%
$250
Rate2.42%
Min Deposit$250
Min Balance
UpdatedMar 20, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
362 Elden St, Herndon, VA 20170
SafetyNet Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $30,000.00

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
200 Spring St, Herndon, VA 20170
REWARDS SAVINGS
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $50,000

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
362 Elden St, Herndon, VA 20170
IRA Share
1.49%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $249,999.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
362 Elden St, Herndon, VA 20170
IRA Share
1.44%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $99,999.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
362 Elden St, Herndon, VA 20170
IRA Share
1.19%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $49,999.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
362 Elden St, Herndon, VA 20170
IRA Share
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $2,499.00

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
13081 Worldgate Dr, Herndon, VA 20170
IRA Variable Rate Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
200 Spring St, Herndon, VA 20170
SAVINGS IRA (TRADITIONAL, ROTH, AND EDUCATION)
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
13081 Worldgate Dr, Herndon, VA 20170
Health Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
13081 Worldgate Dr, Herndon, VA 20170
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
362 Elden St, Herndon, VA 20170
Regular Savings
0.10%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
362 Elden St, Herndon, VA 20170
eXtras Student Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
13081 Worldgate Dr, Herndon, VA 20170
PRISM Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
13081 Worldgate Dr, Herndon, VA 20170
Personal Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
208 Elden St, Herndon, VA 20170
Health Savings Account
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$14,999.01 +

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
501 Elden St, Herndon, VA 20170
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
200 Spring St, Herndon, VA 20170
SAVINGS CLUB
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
200 Spring St, Herndon, VA 20170
SAVINGS ACCOUNT
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
501 Elden St, Herndon, VA 20170
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
208 Elden St, Herndon, VA 20170
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$4,999.01 - $14,999

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
13081 Worldgate Dr, Herndon, VA 20170
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
208 Elden St, Herndon, VA 20170
Health Savings Account
0.04%
$0
Rate0.04%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$999.01 - $4,999

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
950 Herndon Pkwy, Herndon, VA 20170
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
208 Elden St, Herndon, VA 20170
Statement Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
208 Elden St, Herndon, VA 20170
Health Savings Account
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$100 - $999

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
950 Herndon Pkwy, Herndon, VA 20170
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
501 Elden St, Herndon, VA 20170
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
13081 Worldgate Dr, Herndon, VA 20170
Deluxe Savings Club (with auto debit)
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
501 Elden St, Herndon, VA 20170
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
501 Elden St, Herndon, VA 20170
Way2SaveĀ® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Brilliant Kid's Savings Account
10.38%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
5499 Dr Thomas Walker Rd, Rose Hill, VA 24281
NextGEN Savings
5.12%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $500.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
3711 Huntington Ave, Newport News, VA 23607
Fast Start Savings
5.00%
$5
Rate4.91%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
841 Mount Clinton Pike STE B, Harrisonburg, VA 22802
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $1,000.00

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
Online Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA 24502
Jump Start Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Youth Savings Account
4.50%
$100
Rate4.41%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $15,000.00

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA 23462 1752
Smart Steps Savings
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.

Primis Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
22241 Main St, Courtland, VA 23837
Primis Business Savings
4.00%
$1
Rate3.93%
Min Deposit$1
Min Balance
UpdatedMar 24, 2026
Details

REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
FREEDOM DIRECT SAVINGS
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

when you add Direct Deposit to a new or existing Justice Federal Checking Account.

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Health Savings Account
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
17 W Main St, Luray, VA 22835
Youth Savings Account
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.46%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.35%
$0
Rate3.30%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
High Yield Savings Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
IRA Savings Account
3.25%
$50
Rate3.20%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Preferred Savings Accounts
3.25%
$20,000
Rate3.20%
Min Deposit$20,000
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.25%
$50,000
Rate3.20%
Min Deposit$50,000
Min Balance
UpdatedMar 20, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Herndon, VA Savings Rate Trends

Compare local Herndon, VA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia Savings Trends →
High-Yield Savings — VA Avg
0.592%
▼ 0.890 from last week

Virginia high-yield savings rates fell 0.890 points this week to 0.592% APY, down from 1.482% last week.

Standard Savings — VA Avg
0.529%
▲ 0.093 from last week

Virginia standard savings rates rose 0.093 points this week to 0.529% APY, up from 0.436% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Herndon, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Herndon, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Herndon, Virginia

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Virginia, help your money grow faster through a higher APY.

Are savings accounts in Herndon, Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.

How often do savings rates change in Herndon, Virginia?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Herndon, Virginia may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Herndon, Virginia?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Herndon, Virginia offer in-person customer service, which some customers prefer.

How do I open a savings account in Herndon, Virginia?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Herndon, Virginia

Here are recent savings rates observed in Herndon, Virginia and the surrounding area:
  • Apple Federal Credit Union
    Coverdell Education Savings — 5.00% APY
  • Corporate America Family Credit Union
    Business Prosperity Savings — 3.75% APY
  • Forbright
    Bright Business Savings — 3.45% APY
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • Capital One Bank
    360 Performance Savings — 3.20% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Herndon, Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026