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Virginia Savings Rate Trends

Lynchburg, Virginia (VA) Savings Rates - March 2026

The best savings rates for Lynchburg, Virginia and the surrounding area include General Electric Employees Federal Credit UnionGeneral Electric Employees Federal Credit Union2300 Wards Rd Ste E, Lynchburg, VA 24502A5.0 ★Texas Ratio: 8.21% Jump Start Savings at 5.00% APY, Blue Eagle Credit UnionBlue Eagle Credit Union1210 Greenview Dr, Lynchburg, VA 24502A+5.0 ★Texas Ratio: 0.29% Money Market Savings at 1.50% APY, Select BankSelect Bank7113 Timberlake Rd, Lynchburg, VA 24502A5.0 ★Texas Ratio: 6.63% Select Business Rate Savings at 1.30% APY, Farmers Bank of AppomattoxFarmers Bank of Appomattox8112 Timberlake Road, Lynchburg, VA 24502A+5.0 ★Texas Ratio: 5.70% Savings Variable Rate IRA at 0.70% APY, and First National Bank VAFirst National Bank VA14580 Wards Rd, Lynchburg, VA 24502A+5.0 ★Texas Ratio: 2.62% Business Savings at 0.50% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Lynchburg, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lynchburg, Virginia (VA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Lynchburg, Virginia and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Lynchburg, Virginia & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA 24502
Jump Start Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $1,000.00

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1210 Greenview Dr, Lynchburg, VA 24502
Money Market Savings
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Select Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
7113 Timberlake Rd, Lynchburg, VA 24502
Select Business Rate Savings
1.30%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: At least 12 debit card purchases; Be enrolled in and agree to receive eStatements; Be enrolled in and log into online banking; Qualifying balance up to $250,000

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1210 Greenview Dr, Lynchburg, VA 24502
Money Market Savings
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1210 Greenview Dr, Lynchburg, VA 24502
Money Market Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1210 Greenview Dr, Lynchburg, VA 24502
Money Market Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
8112 Timberlake Road, Lynchburg, VA 24502
Savings Variable Rate IRA
0.70%
$100
Rate0.70%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
14580 Wards Rd, Lynchburg, VA 24502
Business Savings
0.50%
$100
Rate0.50%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1210 Greenview Dr, Lynchburg, VA 24502
Money Market Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA 24504 5429
Coverdell Savings Account
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1646 Graves Mill Rd, Lynchburg, VA 24502
IRA Variable Rate Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1646 Graves Mill Rd, Lynchburg, VA 24502
Health Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA 24502
Coverdell (Education) Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Balances $250 and greater

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA 24502
IRA Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Balances $250 and greater

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA 24502
Roth IRA Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Balances $250 and greater

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
2102 Langhorne RD, Lynchburg, VA 24501
Share Savings Account - Tier 4
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1646 Graves Mill Rd, Lynchburg, VA 24502
Personal Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA 24504 5429
Money Market Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1646 Graves Mill Rd, Lynchburg, VA 24502
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
2102 Langhorne RD, Lynchburg, VA 24501
Share Savings Account - Tier 3
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA 24504 5429
MM Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA 24504 5429
Share Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1646 Graves Mill Rd, Lynchburg, VA 24502
PRISM Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
6320 Logans Ln, Lynchburg, VA 24502
Regular Share
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
6320 Logans Ln, Lynchburg, VA 24502
Tiered Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Minimum to Open: $25

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1210 Greenview Dr, Lynchburg, VA 24502
IRA Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1210 Greenview Dr, Lynchburg, VA 24502
Primary Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1210 Greenview Dr, Lynchburg, VA 24502
Secondary / Club Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
8112 Timberlake Road, Lynchburg, VA 24502
Statement Savings
0.10%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

A minimum average daily balance of $10.00 to obtain the disclosed annual percentage yield

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA 24502
Regular Shares
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Balances $250 and greater

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA 24502
Secondary Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Balances $250 and greater

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
2102 Langhorne RD, Lynchburg, VA 24501
Share Savings Account - Tier 2
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
6320 Logans Ln, Lynchburg, VA 24502
Regular Share
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

KEMBA ROANOKE
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6001 FORT AVE, LYNCHBURG, VA 24502
Share Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1646 Graves Mill Rd, Lynchburg, VA 24502
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2304 Langhorne Rd, Lynchburg, VA 24501
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2304 Langhorne Rd, Lynchburg, VA 24501
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
20479 Timberlake Rd, Lynchburg, VA 24502
Health Savings Account
0.04%
$0
Rate0.04%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

balance $2,500 or more

National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
20479 Timberlake Rd, Lynchburg, VA 24502
Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2304 Langhorne Rd, Lynchburg, VA 24501
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
20479 Timberlake Rd, Lynchburg, VA 24502
Health Savings Account
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

balance less than $2,500

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
2102 Langhorne RD, Lynchburg, VA 24501
Share Savings Account - Tier 1
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
2102 Langhorne RD, Lynchburg, VA 24501
Savings Accounts
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2304 Langhorne Rd, Lynchburg, VA 24501
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2304 Langhorne Rd, Lynchburg, VA 24501
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1646 Graves Mill Rd, Lynchburg, VA 24502
Deluxe Savings Club (with auto debit)
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Brilliant Kid's Savings Account
10.38%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $1,000.00

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Brilliant Kids Savings
10.38%
$0
Rate10.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
5499 Dr Thomas Walker Rd, Rose Hill, VA 24281
NextGEN Savings
5.12%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Coverdell Education Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
Online Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Primis Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
22241 Main St, Courtland, VA 23837
Primis Business Savings
4.00%
$1
Rate3.93%
Min Deposit$1
Min Balance
UpdatedMar 24, 2026
Details

REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only

E-Trade
Institution Rating:
A+5.0 ★
VA
Premium Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Boosted Rate: 3.75% for 6 months ($0+)

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
1515 Wilson Blvd, Arlington, VA 22209
Advantage Savings
3.75%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 28, 2026
Details

Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
Eagle High-Yield Savings Account
3.70%
$0
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $500,000.00

Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
150 Elden St Ste 170, Herndon, VA 20170
Bright Business Savings
3.45%
$250
Rate3.40%
Min Deposit$250
Min Balance
UpdatedMar 26, 2026
Details

E-Trade
Institution Rating:
A+5.0 ★
VA
Premium Savings Account
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

E-Trade
Institution Rating:
A+5.0 ★
VA
Premium Savings Account Base Rate
3.35%
$0
Rate3.30%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Lynchburg, VA Savings Rate Trends

Compare local Lynchburg, VA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia Savings Trends →
High-Yield Savings — VA Avg
0.592%
▼ 0.158 from last week

Virginia high-yield savings rates fell 0.158 points this week to 0.592% APY, down from 0.750% last week.

Standard Savings — VA Avg
0.304%
▼ 1.095 from last week

Virginia standard savings rates fell 1.095 points this week to 0.304% APY, down from 1.399% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lynchburg, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lynchburg, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Lynchburg, Virginia

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Virginia, help your money grow faster through a higher APY.

Are savings accounts in Lynchburg, Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.

How often do savings rates change in Lynchburg, Virginia?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Lynchburg, Virginia may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Lynchburg, Virginia?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Lynchburg, Virginia offer in-person customer service, which some customers prefer.

How do I open a savings account in Lynchburg, Virginia?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Lynchburg, Virginia

Here are recent savings rates observed in Lynchburg, Virginia and the surrounding area:
  • General Electric Employees Federal Credit Union
    Jump Start Savings — 5.00% APY
  • Blue Eagle Credit Union
    Money Market Savings — 1.50% APY
  • Select Bank
    Select Business Rate Savings — 1.30% APY
  • Farmers Bank of Appomattox
    Savings Variable Rate IRA — 0.70% APY
  • First National Bank VA
    Business Savings — 0.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lynchburg, Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026