The best savings rates for Lynchburg, Virginia and the surrounding area include General Electric Employees Federal Credit UnionGeneral Electric Employees Federal Credit Union2300 Wards Rd Ste E, Lynchburg, VA 24502A5.0 ★Texas Ratio: 8.21% Jump Start Savings at 5.00% APY, Blue Eagle Credit UnionBlue Eagle Credit Union1210 Greenview Dr, Lynchburg, VA 24502A+5.0 ★Texas Ratio: 0.29% Money Market Savings at 1.50% APY, Select BankSelect Bank7113 Timberlake Rd, Lynchburg, VA 24502A5.0 ★Texas Ratio: 6.63% Select Business Rate Savings at 1.30% APY, Farmers Bank of AppomattoxFarmers Bank of Appomattox8112 Timberlake Road, Lynchburg, VA 24502A+5.0 ★Texas Ratio: 5.70% Savings Variable Rate IRA at 0.70% APY, and First National Bank VAFirst National Bank VA14580 Wards Rd, Lynchburg, VA 24502A+5.0 ★Texas Ratio: 2.62% Business Savings at 0.50% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lynchburg, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lynchburg, Virginia (VA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lynchburg, Virginia and the surrounding area. Last Updated and Verified: March 28, 2026
Qualifying balance up to $1,000.00
Qualifications Required: At least 12 debit card purchases; Be enrolled in and agree to receive eStatements; Be enrolled in and log into online banking; Qualifying balance up to $250,000
Balances $250 and greater
Balances $250 and greater
Balances $250 and greater
Minimum to Open: $25
A minimum average daily balance of $10.00 to obtain the disclosed annual percentage yield
Balances $250 and greater
Balances $250 and greater
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
balance $2,500 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
balance less than $2,500
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Boosted Rate: 3.75% for 6 months ($0+)
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Qualifying balance up to $500,000.00
Compare local Lynchburg, VA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield savings rates fell 0.158 points this week to 0.592% APY, down from 0.750% last week.
Virginia standard savings rates fell 1.095 points this week to 0.304% APY, down from 1.399% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lynchburg, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lynchburg, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.