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Washington Savings Rate Trends

Bellevue, Washington (WA) Savings Rates - March 2026

The best savings rates for Bellevue, Washington and the surrounding area include 1st Security Bank of Washington1st Security Bank of Washington1320 156th Ave Ne, Bellevue, WA 98007A+5.0 ★Texas Ratio: 2.12% Business Optimum Savings at 5.00% APY, First Fed BankFirst Fed Bank1100 Bellevue Way Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 1.40% Rewards Savings at 3.35% APY, HSBC Bank USAHSBC Bank USA196 Bellevue Way Ne, Bellevue, WA 98004A+5.0 ★Texas Ratio: 3.89% Premier Relationship Savings at 3.20% APY, Sound Credit UnionSound Credit Union40 148th Ave SE, Bellevue, WA 98007 5147A5.0 ★Texas Ratio: 10.49% High-Yield Business Savings at 3.04% APY, and Farmers Insurance Federal Credit UnionFarmers Insurance Federal Credit Union3120 139th Ave SE Ste 180, Bellevue, WA 98005A-5.0 ★Texas Ratio: 15.43% Online Savings at 2.75% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Bellevue, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Bellevue, Washington (WA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Bellevue, Washington and the surrounding area. Last Updated and Verified: March 24, 2026

Compare the Best Savings Rates in Bellevue, Washington & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1320 156th Ave Ne, Bellevue, WA 98007
Business Optimum Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $5,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1320 156th Ave Ne, Bellevue, WA 98007
Optimum Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $5,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1320 156th Ave Ne, Bellevue, WA 98007
Optimum Student Savings
5.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Must be opened at a branch; Qualifying balance up to $5,000.00

First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1100 Bellevue Way Ne, Bellevue, WA 98004
Rewards Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1320 156th Ave Ne, Bellevue, WA 98007
Nonprofit Savings
3.25%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$100,000 and greater

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
196 Bellevue Way Ne, Bellevue, WA 98004
Premier Relationship Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

RELATIONSHIP

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
40 148th Ave SE, Bellevue, WA 98007 5147
High-Yield Business Savings
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
40 148th Ave SE, Bellevue, WA 98007 5147
High Yield Business Savings
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA 98005
Online Savings
2.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

w/Direct Deposit into Checking.

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
13033 Ne Bel Red Rd, Bellevue, WA 98005
High Yield Relationship Savings
2.63%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
13033 Ne Bel Red Rd, Bellevue, WA 98005
High Yield Relationship Savings
2.58%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
13033 Ne Bel Red Rd, Bellevue, WA 98005
High Yield Relationship Savings
2.53%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
13033 Ne Bel Red Rd, Bellevue, WA 98005
High Yield Relationship Savings
2.28%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1100 Bellevue Way Ne, Bellevue, WA 98004
First Savings
2.25%
$1
Rate2.23%
Min Deposit$1
Min Balance
UpdatedMar 21, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
13033 Ne Bel Red Rd, Bellevue, WA 98005
High Yield Relationship Savings
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1100 Bellevue Way Ne, Bellevue, WA 98004
Premium Business Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1100 Bellevue Way Ne, Bellevue, WA 98004
Alpine Savings
1.95%
$0
Rate1.93%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1100 Bellevue Way Ne, Bellevue, WA 98004
Alpine Savings
1.90%
$0
Rate1.88%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA 98005
Rainy Day Savings
1.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Our Rainy Day Savings account can make saving money for emergencies simple and painless.

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
13033 Ne Bel Red Rd, Bellevue, WA 98005
High Yield Relationship Savings
1.51%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1320 156th Ave Ne, Bellevue, WA 98007
Nonprofit Savings
1.50%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$50,000-$99,999.99

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA 98005
Health Savings Account
1.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Help take the sting out, by giving you tax-free savings on qualifying medical expenses.

UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3640 Factoria Blvd Se, Bellevue, WA 98006
Health Savings Account (HSA)
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1320 156th Ave Ne, Bellevue, WA 98007
Nonprofit Savings
1.00%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$0-$49,999.99

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
Holiday & Club Savings Accounts
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
13033 Ne Bel Red Rd, Bellevue, WA 98005
High Yield Relationship Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
13033 Ne Bel Red Rd, Bellevue, WA 98005
Banner's Best Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%. Public fund accounts not eligible. Additional restrictions may apply.

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
155 108th Ave NE Ste 100, Bellevue, WA 98004
Minor Savings Account
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
155 108th Ave NE Ste 100, Bellevue, WA 98004
JustU Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
155 108th Ave NE Ste 100, Bellevue, WA 98004
Classic Savings Account
0.15%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 24, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
196 Bellevue Way Ne, Bellevue, WA 98004
Premier Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
1048 116th Ave NE, Bellevue, WA 98004 4640
BUSINESS SAVINGS
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1320 156th Ave Ne, Bellevue, WA 98007
Youth Savings
0.10%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Must be opened at a branch

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
196 Bellevue Way Ne, Bellevue, WA 98004
Premier Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1100 Bellevue Way Ne, Bellevue, WA 98004
Rewards Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
40 148th Ave SE, Bellevue, WA 98007 5147
High-Yield Business Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
1048 116th Ave NE, Bellevue, WA 98004 4640
YOUTH SAVINGS
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
1048 116th Ave NE, Bellevue, WA 98004 4640
PRIMARY SAVINGS
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
1048 116th Ave NE, Bellevue, WA 98004 4640
EXTRA SAVINGS
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Cathay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
13238 Ne 20th St, Bellevue, WA 98005
Statement Savings
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 18, 2026
Details

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
40 148th Ave SE, Bellevue, WA 98007 5147
Secondary Business Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
1048 116th Ave NE, Bellevue, WA 98004 4640
BUSINESS SAVINGS
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
40 148th Ave SE, Bellevue, WA 98007 5147
High Yield Business Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
40 148th Ave SE, Bellevue, WA 98007 5147
Business Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA 98005
Membership Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

This account is required for membership and is your ownership into the Credit Union.

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
196 Bellevue Way Ne, Bellevue, WA 98004
Advance Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
196 Bellevue Way Ne, Bellevue, WA 98004
Premier Relationship Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

STANDARD

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1101 Galvin Rd S, Bellevue, NE 68005
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1101 Galvin Rd S, Bellevue, NE 68005
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
1048 116th Ave NE, Bellevue, WA 98004 4640
EXTRA SAVINGS
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
1048 116th Ave NE, Bellevue, WA 98004 4640
PRIMARY SAVINGS
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
1048 116th Ave NE, Bellevue, WA 98004 4640
YOUTH SAVINGS
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
1048 116th Ave NE, Bellevue, WA 98004 4640
EXTRA SAVINGS
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
1048 116th Ave NE, Bellevue, WA 98004 4640
PRIMARY SAVINGS
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
1048 116th Ave NE, Bellevue, WA 98004 4640
YOUTH SAVINGS
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA 99201 2531
Savings Account
12.00%
$0
Rate11.39%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Maximum Balance $1,200

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA 98225
First Step (Youth) Savings
7.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $500

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Bellevue, WA Savings Rate Trends

Compare local Bellevue, WA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Washington Savings Trends →
High-Yield Savings — WA Avg
0.766%
▼ 0.694 from last week

Washington high-yield savings rates fell 0.694 points this week to 0.766% APY, down from 1.460% last week.

Standard Savings — WA Avg
0.560%
Unchanged from last week

Washington standard savings rates currently average 0.560% APY based on data from institutions in our monitoring network.

As of Mar 25, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Bellevue, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bellevue, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Bellevue, Washington

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Washington, help your money grow faster through a higher APY.

Are savings accounts in Bellevue, Washington safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.

How often do savings rates change in Bellevue, Washington?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Bellevue, Washington may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Bellevue, Washington?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Bellevue, Washington offer in-person customer service, which some customers prefer.

How do I open a savings account in Bellevue, Washington?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Bellevue, Washington

Here are recent savings rates observed in Bellevue, Washington and the surrounding area:
  • 1st Security Bank of Washington
    Business Optimum Savings — 5.00% APY
  • First Fed Bank
    Rewards Savings — 3.35% APY
  • HSBC Bank USA
    Premier Relationship Savings — 3.20% APY
  • Sound Credit Union
    High-Yield Business Savings — 3.04% APY
  • Farmers Insurance Federal Credit Union
    Online Savings — 2.75% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bellevue, Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 24, 2026