Ellensburg, Washington (WA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Ellensburg, Washington and the surrounding area include Solarity Credit UnionSolarity Credit Union900 S Ruby St, Ellensburg, WA 98926A+5.0 ★Texas Ratio: 0.46% Bonus Savings at 3.05% APY, Washington State Employees Credit UnionWashington State Employees Credit Union100 N MAIN ST, ELLENSBURG, WA 98926A+5.0 ★Texas Ratio: 4.71% Classic Savings Account at 0.15% APY, Wells FargoWells Fargo104 E 4th Ave, Ellensburg, WA 98926A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Responders Emergency Services Credit UnionResponders Emergency Services Credit Union924 W Sinto Ave, Spokane, WA 99201 2531A+5.0 ★Texas Ratio: 0.00% Savings at 12.00% APY, and Whatcom Educational Credit UnionWhatcom Educational Credit Union600 E Holly St, Bellingham, WA 98225A+5.0 ★Texas Ratio: 4.98% First Step Savings at 7.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Ellensburg, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Ellensburg, Washington (WA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Ellensburg, Washington and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Ellensburg, Washington & Surrounding Communities
Qualifications Required: Sign up for eStatements; Link Bonus Savings to a Solarity checking account; Make 20 or more debit card purchases each month; Qualifying balance up to $10,000
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Maximum Balance: $1,200
Qualifying balance up to $500.00
Qualifying balance up to $500
Qualifying balance up to $1,000.00
Qualifying balance up to $2500.00
Qualifying balance up to $1,000.00
One Per Member (Primary RS Savings only) for 5%
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Full Balance
Qualifying balance up to $500.00; Learn More
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Blended APY range calculated on an assumed sample deposit of $10,000.00 for Youth Savings
Qualifying balance up to $50,000
$100,000 and greater
RELATIONSHIP
Minimum Balance 4,5,6,9,10
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Variable rate account.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Ellensburg, WA Savings Rate Trends
Compare local Ellensburg, WA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield savings rates fell 0.530 points this week to 0.734% APY, down from 1.264% last week.
Washington standard savings rates fell 0.298 points this week to 0.304% APY, down from 0.601% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Ellensburg, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ellensburg, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Ellensburg, Washington
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Ellensburg, Washington safe?
How often do savings rates change in Ellensburg, Washington?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Ellensburg, Washington?
How do I open a savings account in Ellensburg, Washington?
Best Savings Rates in Ellensburg, Washington
- Solarity Credit Union
Bonus Savings — 3.05% APY - Washington State Employees Credit Union
Classic Savings Account — 0.15% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Responders Emergency Services Credit Union
Savings — 12.00% APY - Whatcom Educational Credit Union
First Step Savings — 7.00% APY
