The best savings rates for Lakewood, Washington and the surrounding area include Sound Credit UnionSound Credit Union7717 Bridgeport Way W, Lakewood, WA 98499A5.0 ★Texas Ratio: 10.49% High-Yield Business Savings at 3.04% APY, Americas Federal Credit Union ACUAmericas Federal Credit Union ACU6310 Mount Tacoma Dr SW, Lakewood, WA 98499A+5.0 ★Texas Ratio: 3.49% Christmas Club Savings at 2.75% APY, Bank of HopeBank of Hope8608 South Tacoma Way, Lakewood, WA 98499A+5.0 ★Texas Ratio: 3.52% Kids Savings at 2.00% APY, Harborstone Credit UnionHarborstone Credit Union9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510A5.0 ★Texas Ratio: 7.16% IRA Savings at 1.01% APY, and UniBankUniBank9104 South Tacoma Way Ste A101, Lakewood, WA 98499A+5.0 ★Texas Ratio: 5.78% Health Savings Account (HSA) at 1.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lakewood, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lakewood, Washington (WA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lakewood, Washington and the surrounding area. Last Updated and Verified: March 27, 2026
Complimentary Kids Savings stackable money bank and passbook at new account opening
Qualifying balance up to $100,000+
Qualifying balance up to $99,999.99
Qualifying balance up to $49,999.99
Qualifying balance up to $4,999.99
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Maximum Balance: $1,200
Qualifying balance up to $500
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
$100,000 and greater
RELATIONSHIP
Minimum Balance 4,5,6,9,10
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Compare local Lakewood, WA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield savings rates fell 1.033 points this week to 0.766% APY, down from 1.799% last week.
Washington standard savings rates rose 0.096 points this week to 0.307% APY, up from 0.211% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lakewood, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lakewood, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.