Lynnwood, Washington (WA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Lynnwood, Washington and the surrounding area include 1st Security Bank of Washington1st Security Bank of Washington19002 33rd Ave W, Lynnwood, WA 98036A+5.0 ★Texas Ratio: 2.12% Business Optimum Savings at 5.00% APY, Gesa Credit UnionGesa Credit Union3405 188th St SW Ste 201, Lynnwood, WA 98037 4744A+5.0 ★Texas Ratio: 4.63% Explorer Savings at 5.00% APY, Verity Credit UnionVerity Credit Union18530 33rd Ave W, Lynnwood, WA 98037A5.0 ★Texas Ratio: 8.01% Max My Savings at 4.00% APY, Seattle Metropolitan Credit UnionSeattle Metropolitan Credit Union19718 Highway 99 Ste 101, Lynnwood, WA 98036 6046A+5.0 ★Texas Ratio: 5.24% Youth Savings at 4.00% APY, and Sound Credit UnionSound Credit Union5901 196TH St SW, Lynnwood, WA 98036 6052A5.0 ★Texas Ratio: 10.49% High-Yield Business Savings at 3.04% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lynnwood, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lynnwood, Washington (WA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lynnwood, Washington and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Lynnwood, Washington & Surrounding Communities
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00; Learn More
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $50,000
Blended APY range calculated on an assumed sample deposit of $10,000.00 for Youth Savings
New Money is defined as money that has not been on deposit at the credit union in the past 30 days when the account is opened.
deposit $25,000 in new money** within 30 days
$100,000 and greater
New Money is defined as money that has not been on deposit at the credit union in the past 30 days when the account is opened.
Minimum Opening Deposit: $1,000.00 initially and $25,000.00 New Money within 30 days**
On a $250,000+ balance.
On a $100,000 - $249,999.99 balance.
Complimentary Kids Savings stackable money bank and passbook at new account opening
$50,000-$99,999.99
$0-$49,999.99
Transfer and withdrawal limitations apply.
Transfer and withdrawal limitations apply.
Must be opened at a branch
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $1,000.00
RELATIONSHIP
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Lynnwood, WA Savings Rate Trends
Compare local Lynnwood, WA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield savings rates fell 1.033 points this week to 0.766% APY, down from 1.799% last week.
Washington standard savings rates rose 0.096 points this week to 0.307% APY, up from 0.211% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lynnwood, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lynnwood, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Lynnwood, Washington
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Lynnwood, Washington safe?
How often do savings rates change in Lynnwood, Washington?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Lynnwood, Washington?
How do I open a savings account in Lynnwood, Washington?
Best Savings Rates in Lynnwood, Washington
- 1st Security Bank of Washington
Business Optimum Savings — 5.00% APY - Gesa Credit Union
Explorer Savings — 5.00% APY - Verity Credit Union
Max My Savings — 4.00% APY - Seattle Metropolitan Credit Union
Youth Savings — 4.00% APY - Sound Credit Union
High-Yield Business Savings — 3.04% APY
