Vancouver, Washington (WA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Vancouver, Washington and the surrounding area include Unitus Community Credit UnionUnitus Community Credit Union800 SE 192nd Ave, Vancouver, WA 98683 9510A+5.0 ★Texas Ratio: 4.22% Rewards Savings at 5.00% APY, Cascade Federal Credit UnionCascade Federal Credit Union805 NE 98th Cir Ste 106, Vancouver, WA 98665 9134A+5.0 ★Texas Ratio: 3.26% Youth Savings at 4.06% APY, Ukrainian Federal Credit UnionUkrainian Federal Credit Union6115 NE 114th Ave, Vancouver, WA 98662A5.0 ★Texas Ratio: 10.45% Personal Share Draft at 4.00% APY, OnPoint Community Credit UnionOnPoint Community Credit Union6711 NE 63rd St, Vancouver, WA 98661A+5.0 ★Texas Ratio: 3.91% OnPoint Premium Savings at 3.50% APY, and IQ Credit UnionIQ Credit Union1313 Main St, Vancouver, WA 98660 2918A+5.0 ★Texas Ratio: 4.30% Share Savings Account at 3.25% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Vancouver, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Vancouver, Washington (WA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Vancouver, Washington and the surrounding area. Last Updated and Verified: March 24, 2026
Compare the Best Savings Rates in Vancouver, Washington & Surrounding Communities
Qualifying balance up to $1,000.00
Full Balance
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifications Required: Six qualifying transactions per month in an OnPoint checking account; Qualifying balance up to $100,000.00
Qualifying balance up to $2,499.99
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%. Public fund accounts not eligible. Additional restrictions may apply.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Vancouver, WA Savings Rate Trends
Compare local Vancouver, WA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield savings rates fell 0.694 points this week to 0.766% APY, down from 1.460% last week.
Washington standard savings rates currently average 0.560% APY based on data from institutions in our monitoring network.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Vancouver, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Vancouver, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Vancouver, Washington
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Vancouver, Washington safe?
How often do savings rates change in Vancouver, Washington?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Vancouver, Washington?
How do I open a savings account in Vancouver, Washington?
Best Savings Rates in Vancouver, Washington
- Unitus Community Credit Union
Rewards Savings — 5.00% APY - Cascade Federal Credit Union
Youth Savings — 4.06% APY - Ukrainian Federal Credit Union
Personal Share Draft — 4.00% APY - OnPoint Community Credit Union
OnPoint Premium Savings — 3.50% APY - IQ Credit Union
Share Savings Account — 3.25% APY
