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West Virginia Savings Rate Trends

Huntington, West Virginia (WV) Savings Rates - March 2026

The best savings rates for Huntington, West Virginia and the surrounding area include The Huntington National BankThe Huntington National Bank919 5th Ave, Huntington, WV 25701A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, Huntington C&O Railway Employees Federal Credit UnionHuntington C&O Railway Employees Federal Credit Union901 6th Ave, Huntington, WV 25701B-4.3 ★Texas Ratio: 23.31% Elite Share Draft Checking at 0.25% APY, CHHE Federal Credit UnionCHHE Federal Credit Union1340 Hal Greer Blvd, Huntington, WV 25701A5.0 ★Texas Ratio: 6.65% Shares (Savings at 0.25% APY, Union Trades Federal Credit UnionUnion Trades Federal Credit Union1955 9TH AVE, HUNTINGTON, WV 25703 1737A+5.0 ★Texas Ratio: 1.89% Share Accounts at 0.25% APY, and First Priority Federal Credit UnionFirst Priority Federal Credit Union500 Virginia Ave, Huntington, WV 25701A+5.0 ★Texas Ratio: 2.97% I.R.A. Shares at 0.15% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Huntington, West Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Huntington, West Virginia (WV) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Huntington, West Virginia and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Huntington, West Virginia & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
919 5th Ave, Huntington, WV 25701
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
919 5th Ave, Huntington, WV 25701
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV 25701
Elite Share Draft Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CHHE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
1340 Hal Greer Blvd, Huntington, WV 25701
Shares (Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

over $200

CHHE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
1340 Hal Greer Blvd, Huntington, WV 25701
Share Draft (Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

over $500

Union Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
1955 9TH AVE, HUNTINGTON, WV 25703 1737
Share Accounts
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV 25701
I.R.A. Shares
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Huntington FSB
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1049 5th Ave, Huntington, WV 25701
Health Savings
0.10%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

$2,500 and Above

Huntington FSB
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1049 5th Ave, Huntington, WV 25701
Statement Savings
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV 25701
Senior Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV 25701
Regular Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV 25701
Junior Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Huntington FSB
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1049 5th Ave, Huntington, WV 25701
Health Savings and $2,499.99
0.10%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

$1,000

Huntington FSB
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1049 5th Ave, Huntington, WV 25701
Passbook Savings
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV 25701
Share Builders
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV 25701
Share Builders
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV 25701
Standard Share Draft Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV 25701
Senior Share Draft Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.95%
215 18th St, Huntington, WV 25703
Regular Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
317 31st ST, Huntington, WV 25702 1417
Regular Share / Special Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Huntington FSB
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1049 5th Ave, Huntington, WV 25701
Health Savings to $999.99
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

$1

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV 25701
Share Builders
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV 26105
Youth Savings (Prime Savers)
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $1,000.00

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV 26554 1567
Youth Savings Challenge Club
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV 26306 0001
FREEDOM DIRECT SAVINGS
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Direct Deposit to a new or existing Justice Federal Checking Account.

The Bank of Romney
Institution Rating:
B+4.7 ★Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
3.87%
$2,500
Rate3.80%
Min Deposit$2,500
Min Balance
UpdatedMar 25, 2026
Details

$5.00 fee under $2,500.00

The Bank of Romney
Institution Rating:
B+4.7 ★Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
3.56%
$2,500
Rate3.50%
Min Deposit$2,500
Min Balance
UpdatedMar 25, 2026
Details

$5.00 fee under $2,500.00

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2020 N Jefferson St, Huntington, IN 46750
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

The Bank of Romney
Institution Rating:
B+4.7 ★Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
3.04%
$2,500
Rate3.00%
Min Deposit$2,500
Min Balance
UpdatedMar 25, 2026
Details

$5.00 fee under $2,500.00

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV 26104
Uplift Savings
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Open Online

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1000 Jerry Dove Dr Suite 101, Bridgeport, WV 26330
SAVINGSELITE
2.53%
$25,000
Rate2.50%
Min Deposit$25,000
Min Balance
UpdatedMar 26, 2026
Details

Balances $25,000.00 or more

The Bank of Romney
Institution Rating:
B+4.7 ★Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
2.53%
$2,500
Rate2.50%
Min Deposit$2,500
Min Balance
UpdatedMar 25, 2026
Details

$5.00 fee under $2,500.00

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1000 Jerry Dove Dr Suite 101, Bridgeport, WV 26330
Savings Elite
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV 26753 8707
Thrift Savings Accounts
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV 26554 1567
Debit Card Round Up Savings Club
2.50%
$0
Rate2.48%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV 26753 8707
Thrift Savings Accounts
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Jefferson Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
105 E Washington St, Shepherdstown, WV 25443
Premier Savings
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV 26753 8707
Thrift Savings Accounts
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Element Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
3418 MacCorkle Ave SE, Charleston, WV 25304
Teen Savings Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV 26753 8707
Thrift Savings Accounts
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

The Bank of Romney
Institution Rating:
B+4.7 ★Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
1.51%
$2,500
Rate1.50%
Min Deposit$2,500
Min Balance
UpdatedMar 25, 2026
Details

$5.00 fee under $2,500.00

First Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
700 Wells St, Sistersville, WV 26175
Community Savings
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV 26753 8707
Thrift Savings Accounts
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Christmas Savings
1.50%
$15
Rate1.50%
Min Deposit$15
Min Balance
UpdatedMar 22, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV 26101 6048
Premium Savings (Share) Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV 26101 6048
Premium Savings (Share) Account
1.35%
$0
Rate1.34%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

WEE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
3312 Dudley Ave, Parkersburg, WV 26104 1812
Regular Shares, Christmas Club, Vacation Club, And Summer Club
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Traditional / Roth IRA Savings
1.25%
$100
Rate1.25%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

$10,000.00 and above

Jefferson Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
105 E Washington St, Shepherdstown, WV 25443
Premier Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
105 N High St, Romney, WV 26757
Savings
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
105 N High St, Romney, WV 26757
Youth Savings Accounts
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
700 Wells St, Sistersville, WV 26175
Community Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV 26104
Business Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV 26104
Business Savings
0.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
700 Wells St, Sistersville, WV 26175
Community Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV 26104
Business Savings
0.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

The Citizens Bank of Weston
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Regular Savings
0.50%
$200
Rate0.50%
Min Deposit$200
Min Balance
UpdatedMar 25, 2026
Details

Fees may reduce the earnings on this account.; Accounts Offered with Online Account Opening

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
105 N High St, Romney, WV 26757
Youth Savings Accounts
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
105 N High St, Romney, WV 26757
Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Davis Trust Company
Institution Rating:
F2.2 ★Texas Ratio: 48.64%
227 Davis Ave, Elkins, WV 26241
Health Savings Account
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Huntington, WV Savings Rate Trends

Compare local Huntington, WV savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full West Virginia Savings Trends →
High-Yield Savings — WV Avg
2.734%
▲ 1.470 from last week

West Virginia high-yield savings rates rose 1.470 points this week to 2.734% APY, up from 1.264% last week.

Standard Savings — WV Avg
0.384%
▲ 0.279 from last week

West Virginia standard savings rates rose 0.279 points this week to 0.384% APY, up from 0.105% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Huntington, West Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Huntington, West Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WV.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Huntington, West Virginia

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in West Virginia, help your money grow faster through a higher APY.

Are savings accounts in Huntington, West Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in West Virginia up to $250,000 per depositor, per institution.

How often do savings rates change in Huntington, West Virginia?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local West Virginia rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Huntington, West Virginia may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Huntington, West Virginia?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Huntington, West Virginia offer in-person customer service, which some customers prefer.

How do I open a savings account in Huntington, West Virginia?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Huntington, West Virginia

Here are recent savings rates observed in Huntington, West Virginia and the surrounding area:
  • The Huntington National Bank
    High-Yield Savings — 3.55% APY
  • Huntington C&O Railway Employees Federal Credit Union
    Elite Share Draft Checking — 0.25% APY
  • CHHE Federal Credit Union
    Shares (Savings — 0.25% APY
  • Union Trades Federal Credit Union
    Share Accounts — 0.25% APY
  • First Priority Federal Credit Union
    I.R.A. Shares — 0.15% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Huntington, West Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026