The best savings rates for Germantown, Wisconsin and the surrounding area include WaterStone BankWaterStone BankW188n9820 Appleton Ave, Germantown, WI 53022A+5.0 ★Texas Ratio: 1.42% Life Moments Savings at 3.00% APY, North Shore BankNorth Shore BankN112 W15780 Mequon Road, Germantown, WI 53022A+5.0 ★Texas Ratio: 0.63% Premier Health Savings Account at 3.00% APY, Landmark Credit UnionLandmark Credit UnionN96W17480 County Line Rd, Germantown, WI 53022A+5.0 ★Texas Ratio: 3.95% Health Savings Account Rate at 0.30% APY, Bank Five NineBank Five NineN112w17100 Mequon Rd, Germantown, WI 53022A+5.0 ★Texas Ratio: 3.03% Elite Savings at 0.10% APY, and Avestar Credit UnionAvestar Credit Union125 W Madison St, Waterloo, WI 53594A5.0 ★Texas Ratio: 8.55% Round Up Savings Account at 10.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Germantown, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Germantown, Wisconsin (WI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Germantown, Wisconsin and the surrounding area. Last Updated and Verified: March 27, 2026
Qualifying balance up to $5,000.00
Required Minimum Balance to Earn APY: $50,000.00 or more
Required Minimum Balance to Earn APY: $25,000.00 - $49,999.99
Required Minimum Balance to Earn APY: $10,000.00 - $24,999.99
Required Minimum Balance to Earn APY: $5,000.00 - $9,999.99
Required Minimum Balance to Earn APY: $4,999.99 or less
Qualifying balance up to $500.00
Qualifying balance up to $2,500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $20,000.00
Qualifying balance up to $15,000.00
Max Balance $1,000
$1000 to open/HSA Money Market Savings (no minimum)
Must open a Premier Checking and maintain a minimum average balance of $5,000.00 to receive this rate
Compare local Germantown, WI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin high-yield savings rates fell 0.377 points this week to 1.174% APY, down from 1.551% last week.
Wisconsin standard savings rates rose 0.185 points this week to 0.493% APY, up from 0.308% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Germantown, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Germantown, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.