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Wisconsin Savings Rate Trends

La Crosse, Wisconsin (WI) Savings Rates - March 2026

The best savings rates for La Crosse, Wisconsin and the surrounding area include River BankRiver Bank4401 Mormon Coulee Rd, La Crosse, WI 54601A+5.0 ★Texas Ratio: 2.80% Youth Savings at 6.00% APY, Mayo Employees Federal Credit UnionMayo Employees Federal Credit Union605 West Ave S, La Crosse, WI 54601A+5.0 ★Texas Ratio: 0.10% Premium Money Market Savings at 3.40% APY, Citizens State Bank of La CrosseCitizens State Bank of La Crosse620 Main St, La Crosse, WI 54601A+5.0 ★Texas Ratio: 3.15% Minor Savings at 2.53% APY, Citizens Community Federal (CCFBank)Citizens Community Federal (CCFBank)141 7th St S, La Crosse, WI 54601A5.0 ★Texas Ratio: 7.11% Senior Money Market Savings at 2.52% APY, and CO-OP Credit UnionCO-OP Credit Union1735 Credit Union Ct, La Crosse, WI 54603 2354A+5.0 ★Texas Ratio: 3.80% Super Share Savings at 1.70% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in La Crosse, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in La Crosse, Wisconsin (WI) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in La Crosse, Wisconsin and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in La Crosse, Wisconsin & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
4401 Mormon Coulee Rd, La Crosse, WI 54601
Youth Savings
6.00%
$25
Rate5.87%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $5,000.00

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
3.40%
$1,000,000
Rate3.36%
Min Deposit$1,000,000
Min Balance
UpdatedMar 27, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
3.05%
$750,000
Rate3.02%
Min Deposit$750,000
Min Balance
UpdatedMar 27, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
2.90%
$500,000
Rate2.87%
Min Deposit$500,000
Min Balance
UpdatedMar 27, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
2.65%
$250,000
Rate2.62%
Min Deposit$250,000
Min Balance
UpdatedMar 27, 2026
Details

Citizens State Bank of La Crosse
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
620 Main St, La Crosse, WI 54601
Minor Savings
2.53%
$10
Rate2.50%
Min Deposit$10
Min Balance
UpdatedMar 25, 2026
Details

Account earns current Minor Savings account APY* on balances up to $10,000.00, a portion of balance over $10,000.00 will earn current APY* of a regular savings account

Citizens Community Federal (CCFBank)
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
141 7th St S, La Crosse, WI 54601
Senior Money Market Savings
2.52%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Money Market Savings
2.30%
$100,000
Rate2.28%
Min Deposit$100,000
Min Balance
UpdatedMar 27, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
2.30%
$100,000
Rate2.28%
Min Deposit$100,000
Min Balance
UpdatedMar 27, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
2.00%
$50,000
Rate1.99%
Min Deposit$50,000
Min Balance
UpdatedMar 27, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Money Market Savings
2.00%
$50,000
Rate1.99%
Min Deposit$50,000
Min Balance
UpdatedMar 27, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Money Market Savings
1.85%
$20,000
Rate1.84%
Min Deposit$20,000
Min Balance
UpdatedMar 27, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
1.85%
$20,000
Rate1.84%
Min Deposit$20,000
Min Balance
UpdatedMar 27, 2026
Details

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
1735 Credit Union Ct, La Crosse, WI 54603 2354
Super Share Savings
1.70%
$0
Rate1.69%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
1735 Credit Union Ct, La Crosse, WI 54603 2354
Super Share Savings
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
225 La Crosse St, La Crosse, WI 54601 3253
Health Savings Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

$25,000 and Over

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Money Market Savings
1.45%
$10,000
Rate1.44%
Min Deposit$10,000
Min Balance
UpdatedMar 27, 2026
Details

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
1735 Credit Union Ct, La Crosse, WI 54603 2354
Super Share Savings
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
1735 Credit Union Ct, La Crosse, WI 54603 2354
GoalSetter Savings
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $10,000.00

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
1735 Credit Union Ct, La Crosse, WI 54603 2354
Super Share Savings
1.35%
$0
Rate1.34%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
1735 Credit Union Ct, La Crosse, WI 54603 2354
Super Share Savings
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Money Market Savings
1.15%
$2,500
Rate1.14%
Min Deposit$2,500
Min Balance
UpdatedMar 27, 2026
Details

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
1735 Credit Union Ct, La Crosse, WI 54603 2354
Super Share Savings
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
1735 Credit Union Ct, La Crosse, WI 54603 2354
Super Share Savings
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
225 La Crosse St, La Crosse, WI 54601 3253
Health Savings Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Under $25,000

Altra Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
28 COPELAND AVE, LA CROSSE, WI 54603 3401
Health Savings Account (HSA)
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
1735 Credit Union Ct, La Crosse, WI 54603 2354
Health Savings Account
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Citizens Community Federal (CCFBank)
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
141 7th St S, La Crosse, WI 54601
Senior Money Market Savings
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Altra Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
28 COPELAND AVE, LA CROSSE, WI 54603 3401
Health Savings Account (HSA)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Health Savings
0.50%
$5
Rate0.50%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

Rate may change after account is opened.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
IRA & ESA Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Variable rate may change after account is open.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
225 La Crosse St, La Crosse, WI 54601 3253
Coverdell ESA (Educational Savings Account)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
225 La Crosse St, La Crosse, WI 54601 3253
IRA Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
307 Main St Ste 101, La Crosse, WI 54601
Verve Premier Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifications Required: Monthly ACH direct deposits totaling $500; Valid email address on file; Enrolled in and receive eStatements; when BUNDLED with QUALIFYING Verve Premier Checking

Citizens Community Federal (CCFBank)
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
141 7th St S, La Crosse, WI 54601
Senior Money Market Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Park Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
700 State St, La Crosse, WI 54601
Savings
0.26%
$0
Rate0.26%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No paper statement fee for customers under 18 or 62 years of age or older (transaction fees still apply).

River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
4401 Mormon Coulee Rd, La Crosse, WI 54601
Savings Account
0.10%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
305 5th Ave S, La Crosse, WI 54601
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
305 5th Ave S, La Crosse, WI 54601
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
305 5th Ave S, La Crosse, WI 54601
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
305 5th Ave S, La Crosse, WI 54601
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
305 5th Ave S, La Crosse, WI 54601
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
6 Insight Dr, Platteville, WI 53818
Snap $tack Savings
5.12%
$1,000
Rate5.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $5,000.00

Security Bank New Auburn, WI
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
112 E Main St, New Auburn, WI 54757
Youth Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $500.00

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Peoples Preferred Savings
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $25,000.00

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
305 Doty St, Mineral Point, WI 53565
Premier Savings
3.75%
$1,000
Rate3.69%
Min Deposit$1,000
Min Balance
UpdatedMar 26, 2026
Details

$1,000.00 minimum balance to open

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
Business High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
Business High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
220 Grant St, Fort Atkinson, WI 53538
Super Savings
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Peoples Preferred Savings
3.51%
$1,000
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedMar 28, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
Business High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Investment Savings
3.35%
$50,000
Rate3.31%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$250,000.00 - $499,999.99

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

La Crosse, WI Savings Rate Trends

Compare local La Crosse, WI savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Savings Trends →
High-Yield Savings — WI Avg
1.228%
▼ 1.836 from last week

Wisconsin high-yield savings rates fell 1.836 points this week to 1.228% APY, down from 3.064% last week.

Standard Savings — WI Avg
0.493%
▲ 0.014 from last week

Wisconsin standard savings rates rose 0.014 points this week to 0.493% APY, up from 0.479% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for La Crosse, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in La Crosse, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in La Crosse, Wisconsin

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wisconsin, help your money grow faster through a higher APY.

Are savings accounts in La Crosse, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do savings rates change in La Crosse, Wisconsin?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in La Crosse, Wisconsin may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in La Crosse, Wisconsin?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in La Crosse, Wisconsin offer in-person customer service, which some customers prefer.

How do I open a savings account in La Crosse, Wisconsin?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in La Crosse, Wisconsin

Here are recent savings rates observed in La Crosse, Wisconsin and the surrounding area:
  • River Bank
    Youth Savings — 6.00% APY
  • Mayo Employees Federal Credit Union
    Premium Money Market Savings — 3.40% APY
  • Citizens State Bank of La Crosse
    Minor Savings — 2.53% APY
  • Citizens Community Federal (CCFBank)
    Senior Money Market Savings — 2.52% APY
  • CO-OP Credit Union
    Super Share Savings — 1.70% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in La Crosse, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026