Madison, Wisconsin (WI) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Madison, Wisconsin and the surrounding area include Avestar Credit UnionAvestar Credit Union3401 W Beltline Hwy, Madison, WI 53713A5.0 ★Texas Ratio: 8.55% Round Up Savings Account at 10.00% APY, Capital Area Realtors Federal Credit UnionCapital Area Realtors Federal Credit Union5325 Wall St Ste D, Madison, WI 53718 7982B-4.4 ★Texas Ratio: 22.37% Savings Account at 3.79% APY, Dupaco Community Credit UnionDupaco Community Credit Union3762 E Washington Ave, Madison, WI 53704 3647A+5.0 ★Texas Ratio: 4.16% Launchpad Savings Account at 3.25% APY, Great Midwest BankGreat Midwest Bank6702 Odana Rd, Madison, WI 53719A5.0 ★Texas Ratio: 9.41% Elite Savings at 3.00% APY, and Lake Ridge BankLake Ridge Bank1965 Atwood Ave, Madison, WI 53704A+5.0 ★Texas Ratio: 3.24% High-Yield Savings at 2.84% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Madison, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Madison, Wisconsin (WI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Madison, Wisconsin and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Madison, Wisconsin & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI 53713
Round Up Savings Account
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI 53718 7982
Savings Account
3.79%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
Launchpad Savings Account
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Max Balance $1,000
Great Midwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
6702 Odana Rd, Madison, WI 53719
Elite Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Lake Ridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1965 Atwood Ave, Madison, WI 53704
High-Yield Savings
2.84%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $10,000.00
Lake Ridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1965 Atwood Ave, Madison, WI 53704
High Yield Savings
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$10,000 and above
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
151 W Corporate DR, Madison, WI 53714 2409
Premium Online Savings Account
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$5 minimum balance to open
Great Midwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
6702 Odana Rd, Madison, WI 53719
Elite Savings
2.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
High-Yield Savings
2.45%
$50,000
▼
Rate2.42%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
High-Yield Savings
2.25%
$50,000
▼
Rate2.23%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
Bright Savings Online-Only Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifications Required: eStatements enrollment; Online Only
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
High-Yield Savings
2.05%
$50,000
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI 53703
Youth Savings (23 & Under)
2.03%
$5
▼
Rate2.03%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details
Great Midwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
6702 Odana Rd, Madison, WI 53719
Elite Savings
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Town Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
8040 Excelsior Drive, Madison, WI 53717
Statement Savings Advanced Special
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifications Required: Open new Statement Savings Advanced account; mention offer during in-branch account opening or visit URL provided; deposit new money (money not currently held at any Wintrust Financial Corporation location) into the new Statement Savings Advanced account at account opening; New money only5
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
High-Yield Savings
1.85%
$50,000
▼
Rate1.83%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Lake Ridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1965 Atwood Ave, Madison, WI 53704
LifeSavings HSA
1.71%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Great Midwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
6702 Odana Rd, Madison, WI 53719
Elite Savings
1.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
High-Yield Savings
1.50%
$50,000
▼
Rate1.49%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI 53704
Health Savings Accounts (HSAs)
1.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Great Midwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
6702 Odana Rd, Madison, WI 53719
Elite Savings
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
119 Junction Rd, Madison, WI 53717
UMB Premium Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Great Midwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
6702 Odana Rd, Madison, WI 53719
Advantage Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
Health Savings Accounts
0.35%
$25
▼
Rate0.35%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Great Midwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
6702 Odana Rd, Madison, WI 53719
Advantage Savings
0.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Great Midwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
6702 Odana Rd, Madison, WI 53719
Advantage Savings
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
Health Savings Accounts
0.30%
$25
▼
Rate0.30%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1101 Spring St, Madison, WI 53715
Health Savings Account Rate
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
Health Savings Accounts
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Lake Ridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1965 Atwood Ave, Madison, WI 53704
High Yield Savings to $9,999.99
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$0
Lake Ridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1965 Atwood Ave, Madison, WI 53704
High Yield Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Lake Ridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1965 Atwood Ave, Madison, WI 53704
Business Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
DMB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
High Yield Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000 and Above
Lake Ridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1965 Atwood Ave, Madison, WI 53704
Forward Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Great Midwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
6702 Odana Rd, Madison, WI 53719
Advantage Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Lake Ridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1965 Atwood Ave, Madison, WI 53704
Junior Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
Health Savings Accounts
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
3500 University Ave, Madison, WI 53705
Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Personal, Youth, Business, Organization
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
You Name It Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
Share Savings
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
DMB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Investor's Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$90,000 and Above
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
Holiday Club Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI 53713
Shares
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
Share Savings
0.15%
$25
▼
Rate0.15%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI 53713
Shares
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
You Name It Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
DMB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Health Savings Account (HSA)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
DMB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Investor's Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000 - $89,999.99
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI 53718
Regular Share account
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
Share Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
DMB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Health Savings Account (HSA)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3762 E Washington Ave, Madison, WI 53704 3647
You Name It Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Great Midwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
6702 Odana Rd, Madison, WI 53719
Simply Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Elite Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI 53713
Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
DMB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Homeowners Savings Account
0.09%
$0
▼
Rate0.09%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Balance $0 and Above
Bank Five Nine
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Health Savings Account*
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank Five Nine
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Health Savings Account*
0.06%
$0
▼
Rate0.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
151 W Corporate DR, Madison, WI 53714 2409
Money Market Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$25 minimum balance to open
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Madison, WI Savings Rate Trends
Compare local Madison, WI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — WI Avg
1.174%
▼ 0.308 from last week
Wisconsin high-yield savings rates fell 0.308 points this week to 1.174% APY, down from 1.482% last week.
Standard Savings — WI Avg
0.492%
▲ 0.178 from last week
Wisconsin standard savings rates rose 0.178 points this week to 0.492% APY, up from 0.314% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Madison, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Madison, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Madison, Wisconsin
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wisconsin, help your money grow faster through a higher APY.
Are savings accounts in Madison, Wisconsin safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.
How often do savings rates change in Madison, Wisconsin?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Madison, Wisconsin may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Madison, Wisconsin?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Madison, Wisconsin offer in-person customer service, which some customers prefer.
How do I open a savings account in Madison, Wisconsin?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Madison, Wisconsin
Here are recent savings rates observed in Madison, Wisconsin and the surrounding area:
- Avestar Credit Union
Round Up Savings Account — 10.00% APY - Capital Area Realtors Federal Credit Union
Savings Account — 3.79% APY - Dupaco Community Credit Union
Launchpad Savings Account — 3.25% APY - Great Midwest Bank
Elite Savings — 3.00% APY - Lake Ridge Bank
High-Yield Savings — 2.84% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Madison, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
