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Wisconsin Savings Rate Trends

Manitowoc, Wisconsin (WI) Savings Rates - March 2026

The best savings rates for Manitowoc, Wisconsin and the surrounding area include Bank First, NABank First, NA402 N 8th St, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 0.91% Investment Savings at 3.35% APY, Fox Communities Credit UnionFox Communities Credit Union4102 Calumet Ave, Manitowoc, WI 54220 5441A+5.0 ★Texas Ratio: 2.46% Health Savings Accounts (HSA) at 2.50% APY, Shoreline Credit UnionShoreline Credit Union4400 Calumet Ave, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 5.83% Hometown High Yield Savings Account at 1.32% APY, Nicolet BankNicolet Bank860 N Rapids Rd, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 2.86% Junior Savings at 1.00% APY, and Kohler Credit UnionKohler Credit Union1818 S Rapids Rd, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 4.40% Fair Share at 0.35% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Manitowoc, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Manitowoc, Wisconsin (WI) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Manitowoc, Wisconsin and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Manitowoc, Wisconsin & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
Investment Savings
3.35%
$50,000
Rate3.31%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$250,000.00 - $499,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
Investment Savings
3.00%
$50,000
Rate2.97%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$150,000.00 - $249,999.99

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
4102 Calumet Ave, Manitowoc, WI 54220 5441
Health Savings Accounts (HSA)
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
Investment Savings
2.50%
$50,000
Rate2.48%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$50,000.00 - $149,999.99

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
4102 Calumet Ave, Manitowoc, WI 54220 5441
Fox Rewards Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
4102 Calumet Ave, Manitowoc, WI 54220 5441
Rewards Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
4102 Calumet Ave, Manitowoc, WI 54220 5441
Health Savings Accounts (HSA)
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
4102 Calumet Ave, Manitowoc, WI 54220 5441
Health Savings Accounts (HSA)
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
Savings Elite
1.66%
$0
Rate1.65%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$100,000.00 & Over

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
4102 Calumet Ave, Manitowoc, WI 54220 5441
Health Savings Accounts (HSA)
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
Savings Elite
1.41%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 to $99,999.99

Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
4400 Calumet Ave, Manitowoc, WI 54220
Hometown High Yield Savings Account
1.32%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 24, 2026
Details

Hometown High Yield Savings Account is a variable rate account. Rates and Annual Percentage Yield (APY) are subject to change without notice. Dividends are calculated and accrued daily and assume dividends remain in the account. Minimum opening deposit of $2500. HYSA has a $2500 minimum daily balance requirement to earn dividends. Membership eligibility required.

Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
4400 Calumet Ave, Manitowoc, WI 54220
High Yield Savings
1.32%
$0
Rate1.31%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
860 N Rapids Rd, Manitowoc, WI 54220
Junior Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
Savings Elite
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
Savings Elite
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
Health Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
IRA Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 to $99,999.99

Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
1818 S Rapids Rd, Manitowoc, WI 54220
Fair Share
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1100 S 30th St, Manitowoc, WI 54220
Coverdell Education Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1100 S 30th St, Manitowoc, WI 54220
Youth Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1100 S 30th St, Manitowoc, WI 54220
Membership & Regular Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
Health Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
1818 S Rapids Rd, Manitowoc, WI 54220
Health Savings Account
0.26%
$0
Rate0.26%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
First Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
IRA Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
1818 S Rapids Rd, Manitowoc, WI 54220
Health Savings Account
0.21%
$0
Rate0.21%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
860 N Rapids Rd, Manitowoc, WI 54220
Personal Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
860 N Rapids Rd, Manitowoc, WI 54220
Health Savings Account (HSA)
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
IRA Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
First Savings Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
Holiday Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
1818 S Rapids Rd, Manitowoc, WI 54220
Health Savings Account
0.16%
$0
Rate0.16%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
860 N Rapids Rd, Manitowoc, WI 54220
Personal Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
First Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
First Savings Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
Health Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
1818 S Rapids Rd, Manitowoc, WI 54220
Health Savings Account
0.11%
$0
Rate0.11%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
First Savings Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
4102 Calumet Ave, Manitowoc, WI 54220 5441
Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

$100+

Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
1818 S Rapids Rd, Manitowoc, WI 54220
Primary Share (and secondary shares)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
1818 S Rapids Rd, Manitowoc, WI 54220
IRA Share
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
1818 S Rapids Rd, Manitowoc, WI 54220
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
First Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
4102 Calumet Ave, Manitowoc, WI 54220 5441
Regular Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

KAPOW Club Savings

Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
1818 S Rapids Rd, Manitowoc, WI 54220
Fair Share
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
4400 Calumet Ave, Manitowoc, WI 54220
Business Share
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Average monthly balance up to $10,000+

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
IRA Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
402 N 8th St, Manitowoc, WI 54220
Holiday Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
860 N Rapids Rd, Manitowoc, WI 54220
Health Savings Account (HSA)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3600 Calumet Ave, Manitowoc, WI 54220
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3600 Calumet Ave, Manitowoc, WI 54220
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
4400 Calumet Ave, Manitowoc, WI 54220
Business Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Average monthly balance up to $500-$9,999

UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
1117 S 10th St, Manitowoc, WI 54220 5211
Open Savings IRA
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
1117 S 10th St, Manitowoc, WI 54220 5211
Primary Share
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
4400 Calumet Ave, Manitowoc, WI 54220
Business Share
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Average monthly balance up to $100-$499

Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
125 W Madison St, Waterloo, WI 53594
Round Up Savings Account
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Reward Savings
7.50%
$0
Rate7.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI 54449 1543
Youth and Young Adult Savings
7.00%
$0
Rate6.82%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $2,500.00

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Manitowoc, WI Savings Rate Trends

Compare local Manitowoc, WI savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Savings Trends →
High-Yield Savings — WI Avg
1.174%
▼ 0.308 from last week

Wisconsin high-yield savings rates fell 0.308 points this week to 1.174% APY, down from 1.482% last week.

Standard Savings — WI Avg
0.492%
▲ 0.178 from last week

Wisconsin standard savings rates rose 0.178 points this week to 0.492% APY, up from 0.314% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Manitowoc, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Manitowoc, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Manitowoc, Wisconsin

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wisconsin, help your money grow faster through a higher APY.

Are savings accounts in Manitowoc, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do savings rates change in Manitowoc, Wisconsin?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Manitowoc, Wisconsin may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Manitowoc, Wisconsin?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Manitowoc, Wisconsin offer in-person customer service, which some customers prefer.

How do I open a savings account in Manitowoc, Wisconsin?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Manitowoc, Wisconsin

Here are recent savings rates observed in Manitowoc, Wisconsin and the surrounding area:
  • Bank First, NA
    Investment Savings — 3.35% APY
  • Fox Communities Credit Union
    Health Savings Accounts (HSA) — 2.50% APY
  • Shoreline Credit Union
    Hometown High Yield Savings Account — 1.32% APY
  • Nicolet Bank
    Junior Savings — 1.00% APY
  • Kohler Credit Union
    Fair Share — 0.35% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Manitowoc, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026