Stevens Point, Wisconsin (WI) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Stevens Point, Wisconsin and the surrounding area include Simplicity Credit UnionSimplicity Credit Union3101 Hoover Rd, Stevens Point, WI 54481A5.0 ★Texas Ratio: 10.89% Youth and Young Adult Savings at 7.00% APY, Sentry Credit UnionSentry Credit Union1800 N Point Dr, Stevens Point, WI 54481 1253A+5.0 ★Texas Ratio: 0.87% Savings Account at 3.82% APY, Connexus Credit UnionConnexus Credit Union3316 Business Park Dr, Stevens Point, WI 54482B-4.3 ★Texas Ratio: 22.87% Health Savings Accounts (HSAs) at 1.01% APY, Valley Communities Credit UnionValley Communities Credit Union2940 Church St, Stevens Point, WI 54481A+5.0 ★Texas Ratio: 1.90% High Yield Shares at 1.00% APY, and Nicolet BankNicolet Bank5517 Vern Holmes Dr, Stevens Point, WI 54482A+5.0 ★Texas Ratio: 2.86% Junior Savings at 1.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Stevens Point, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Stevens Point, Wisconsin (WI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Stevens Point, Wisconsin and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Stevens Point, Wisconsin & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Youth and Young Adult Savings
7.00%
$0
▼
Rate6.82%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $2,500.00
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Savings Account
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Savings Account
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Share Savings Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
RISE Savings
2.00%
$0
▼
Rate1.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Share Savings Account
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Share Savings Account
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Savings Account
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
3316 Business Park Dr, Stevens Point, WI 54482
Health Savings Accounts (HSAs)
1.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Valley Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
2940 Church St, Stevens Point, WI 54481
High Yield Shares
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
5517 Vern Holmes Dr, Stevens Point, WI 54482
Junior Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Share Savings Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Business Share Premium Savings
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Share Premium Savings
0.65%
$100,000
▼
Rate0.65%
Min Deposit$100,000
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Business Share Premium Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Share Premium Savings
0.55%
$50,000
▼
Rate0.55%
Min Deposit$50,000
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Share Premium Savings
0.50%
$25,000
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Business Share Premium Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Health Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Share Savings
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Business Share Premium Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Valley Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
2940 Church St, Stevens Point, WI 54481
Share Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Share Premium Savings
0.40%
$10,000
▼
Rate0.40%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Business Share Premium Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Share Premium Savings
0.30%
$1,000
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
IRA Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
5709 Windy Dr, Stevens Point, WI 54482
Health Savings (HSA) Checking Account
0.25%
$50
▼
Rate0.25%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
$50 minimum to open. $0.01 minimum balance required to earn APY.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
809 Division St, Stevens Point, WI 54481
Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Personal, Youth, Business, Organization
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
5517 Vern Holmes Dr, Stevens Point, WI 54482
Health Savings Account (HSA)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
5517 Vern Holmes Dr, Stevens Point, WI 54482
Personal Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
5709 Windy Dr, Stevens Point, WI 54482
Health Savings (HSA) Checking Account
0.15%
$50
▼
Rate0.15%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
$50 minimum to open. $0.01 minimum balance required to earn APY.
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
5709 Windy Dr, Stevens Point, WI 54482
First-Step Savings Account (For Youth Under 18)
0.15%
$50
▼
Rate0.15%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Business Share Premium Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI 54481
Share Premium Savings
0.15%
$25
▼
Rate0.15%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
5517 Vern Holmes Dr, Stevens Point, WI 54482
Personal Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Valley Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
2940 Church St, Stevens Point, WI 54481
Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Peoples State Bank (WI)
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
138 Mcdill Ave, Stevens Point, WI 54481
Health Savings Account
0.10%
$50
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
Peoples State Bank (WI)
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
138 Mcdill Ave, Stevens Point, WI 54481
Peoples Savings Account
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
5709 Windy Dr, Stevens Point, WI 54482
Strive Savings Account
0.10%
$50
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Pineries Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3601 Main St, Stevens Point, WI 54481
Minor Savings
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Pineries Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3601 Main St, Stevens Point, WI 54481
Regular Savings
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
5709 Windy Dr, Stevens Point, WI 54482
First-Step Savings Account (For Youth Under 18)
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
5709 Windy Dr, Stevens Point, WI 54482
Health Savings (HSA) Checking Account
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
$50 minimum to open. $0.01 minimum balance required to earn APY.
Prevail Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
5709 Windy Dr, Stevens Point, WI 54482
Strive Savings Account
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
5517 Vern Holmes Dr, Stevens Point, WI 54482
Health Savings Account (HSA)
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
5517 Vern Holmes Dr, Stevens Point, WI 54482
Health Savings Account (HSA)
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
124 W Oak St, Sparta, WI 54656
Youth Savings
6.00%
$25
▼
Rate5.87%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $5,000.00
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
6 Insight Dr, Platteville, WI 53818
Snap $tack Savings
5.12%
$1,000
▼
Rate5.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $5,000.00
Security Bank New Auburn, WI
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
112 E Main St, New Auburn, WI 54757
Youth Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $500.00
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Peoples Preferred Savings
5.00%
$25
▼
Rate4.89%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $25,000.00
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
305 Doty St, Mineral Point, WI 53565
Premier Savings
3.75%
$1,000
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
$1,000.00 minimum balance to open
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Contact your local banker for more details!
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
Business High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Contact your local banker for more details!
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
Business High Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
High Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
220 Grant St, Fort Atkinson, WI 53538
Super Savings
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Peoples Preferred Savings
3.51%
$1,000
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
Business High Yield Savings
3.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
High Yield Savings
3.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Stevens Point, WI Savings Rate Trends
Compare local Stevens Point, WI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — WI Avg
1.174%
▼ 0.308 from last week
Wisconsin high-yield savings rates fell 0.308 points this week to 1.174% APY, down from 1.482% last week.
Standard Savings — WI Avg
0.492%
▲ 0.178 from last week
Wisconsin standard savings rates rose 0.178 points this week to 0.492% APY, up from 0.314% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Stevens Point, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Stevens Point, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Stevens Point, Wisconsin
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wisconsin, help your money grow faster through a higher APY.
Are savings accounts in Stevens Point, Wisconsin safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.
How often do savings rates change in Stevens Point, Wisconsin?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Stevens Point, Wisconsin may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Stevens Point, Wisconsin?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Stevens Point, Wisconsin offer in-person customer service, which some customers prefer.
How do I open a savings account in Stevens Point, Wisconsin?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Stevens Point, Wisconsin
Here are recent savings rates observed in Stevens Point, Wisconsin and the surrounding area:
- Simplicity Credit Union
Youth and Young Adult Savings — 7.00% APY - Sentry Credit Union
Savings Account — 3.82% APY - Connexus Credit Union
Health Savings Accounts (HSAs) — 1.01% APY - Valley Communities Credit Union
High Yield Shares — 1.00% APY - Nicolet Bank
Junior Savings — 1.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Stevens Point, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
