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Wisconsin Savings Rate Trends

Tomah, Wisconsin (WI) Savings Rates - March 2026

The best savings rates for Tomah, Wisconsin and the surrounding area include River BankRiver Bank1301 Superior Ave, Tomah, WI 54660A+5.0 ★Texas Ratio: 2.80% Youth Savings at 6.00% APY, Bank First, NABank First, NA110 W Veterans St, Tomah, WI 54660A+5.0 ★Texas Ratio: 0.91% Investment Savings at 3.35% APY, Citizens Community Federal (CCFBank)Citizens Community Federal (CCFBank)1002 Mclean Ave, Tomah, WI 54660A5.0 ★Texas Ratio: 7.11% Senior Money Market Savings at 2.52% APY, R.I.A. Federal Credit UnionR.I.A. Federal Credit Union1024 N Superior Ave, Tomah, WI 54660A5.0 ★Texas Ratio: 7.00% Super Share Account at 1.21% APY, and Oakdale Credit UnionOakdale Credit Union128 E Badger Dr, Tomah, WI 54660A+5.0 ★Texas Ratio: 0.43% Share IRA at 0.70% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Tomah, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Tomah, Wisconsin (WI) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Tomah, Wisconsin and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Tomah, Wisconsin & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1301 Superior Ave, Tomah, WI 54660
Youth Savings
6.00%
$25
Rate5.87%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $5,000.00

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Investment Savings
3.35%
$50,000
Rate3.31%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$250,000.00 - $499,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Investment Savings
3.00%
$50,000
Rate2.97%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$150,000.00 - $249,999.99

Citizens Community Federal (CCFBank)
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
1002 Mclean Ave, Tomah, WI 54660
Senior Money Market Savings
2.52%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Investment Savings
2.50%
$50,000
Rate2.48%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$50,000.00 - $149,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Savings Elite
1.66%
$0
Rate1.65%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$100,000.00 & Over

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Savings Elite
1.41%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 to $99,999.99

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1024 N Superior Ave, Tomah, WI 54660
Super Share Account
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Savings Elite
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1024 N Superior Ave, Tomah, WI 54660
Super Share Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
128 E Badger Dr, Tomah, WI 54660
Share IRA
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1024 N Superior Ave, Tomah, WI 54660
Super Share Account
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Citizens Community Federal (CCFBank)
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
1002 Mclean Ave, Tomah, WI 54660
Senior Money Market Savings
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Savings Elite
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Health Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1024 N Superior Ave, Tomah, WI 54660
Super Share Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $10,000.00

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
IRA Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 to $99,999.99

Citizens Community Federal (CCFBank)
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
1002 Mclean Ave, Tomah, WI 54660
Senior Money Market Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
128 E Badger Dr, Tomah, WI 54660
Savers Sweepstakes Share Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No minimum deposit

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Health Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
IRA Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1024 N Superior Ave, Tomah, WI 54660
Share Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
First Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Holiday Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
IRA Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
First Savings Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
220 Buan St, Tomah, WI 54660
Ultimate Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
940 N Superior Ave, Tomah, WI 54660
Primary Share Account and IRA Passbook
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
940 N Superior Ave, Tomah, WI 54660
Primary Share Savings Account
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

$1 excessive withdrawal fee for each withdrawal over 3 per quarter

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
First Savings Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
First Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Health Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
128 E Badger Dr, Tomah, WI 54660
Health Savings Account (HSA)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Minimum $25 to earn dividends

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
220 Buan St, Tomah, WI 54660
Ultimate Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $1,000.00

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
220 Buan St, Tomah, WI 54660
Regular Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1024 N Superior Ave, Tomah, WI 54660
Regular Share Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1024 N Superior Ave, Tomah, WI 54660
Business Share
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
128 E Badger Dr, Tomah, WI 54660
Share Passbook
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Minimum $25 to earn dividends

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
First Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
First Savings Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Holiday Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
IRA Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1301 Superior Ave, Tomah, WI 54660
Savings Account
0.10%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Holiday Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
940 N Superior Ave, Tomah, WI 54660
Health Savings Accounts
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
128 E Badger Dr, Tomah, WI 54660
Share Draft
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Minimum $500 to earn dividends

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
110 W Veterans St, Tomah, WI 54660
Investment Savings
0.00%
$50,000
Rate0.00%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$49,999.99 & Under

Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
125 W Madison St, Waterloo, WI 53594
Round Up Savings Account
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Reward Savings
7.50%
$0
Rate7.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI 54449 1543
Youth and Young Adult Savings
7.00%
$0
Rate6.82%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $2,500.00

Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI 53538
TBD Savings
5.12%
$5
Rate5.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $1,000.00

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
SavingsPlus
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $500.00

Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI 54449 1461
Kasasa Saver® Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $20,000.00

Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
535 Dettloff Dr, Arcadia, WI 54612 1737
Christmas Club Share
4.25%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Savings Account
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI 53718 7982
Savings Account
3.79%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Top Ten Shares
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI 53538
Goal Getter Savings
3.56%
$5
Rate3.50%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Super Shares
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Tomah, WI Savings Rate Trends

Compare local Tomah, WI savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Savings Trends →
High-Yield Savings — WI Avg
1.174%
▼ 0.308 from last week

Wisconsin high-yield savings rates fell 0.308 points this week to 1.174% APY, down from 1.482% last week.

Standard Savings — WI Avg
0.492%
▲ 0.178 from last week

Wisconsin standard savings rates rose 0.178 points this week to 0.492% APY, up from 0.314% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Tomah, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tomah, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Tomah, Wisconsin

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wisconsin, help your money grow faster through a higher APY.

Are savings accounts in Tomah, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do savings rates change in Tomah, Wisconsin?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Tomah, Wisconsin may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Tomah, Wisconsin?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Tomah, Wisconsin offer in-person customer service, which some customers prefer.

How do I open a savings account in Tomah, Wisconsin?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Tomah, Wisconsin

Here are recent savings rates observed in Tomah, Wisconsin and the surrounding area:
  • River Bank
    Youth Savings — 6.00% APY
  • Bank First, NA
    Investment Savings — 3.35% APY
  • Citizens Community Federal (CCFBank)
    Senior Money Market Savings — 2.52% APY
  • R.I.A. Federal Credit Union
    Super Share Account — 1.21% APY
  • Oakdale Credit Union
    Share IRA — 0.70% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Tomah, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026