The best savings rates for Laramie, Wyoming and the surrounding area include Blue Federal Credit UnionBlue Federal Credit Union2405 E Grand Ave Unit F, Laramie, WY 82070A5.0 ★Texas Ratio: 13.48% Accelerated Savings at 5.00% APY, Acpe Federal Credit UnionAcpe Federal Credit Union2835 E Grand Ave, Laramie, WY 82070 5276A+5.0 ★Texas Ratio: 3.89% Vacation Club Savings Accounts at 1.00% APY, StagePoint Federal Credit UnionStagePoint Federal Credit Union365 N 3rd St, Laramie, WY 82072A+5.0 ★Texas Ratio: 1.64% Health Savings Account at 1.00% APY, ANB BankANB Bank3908 E Grand Ave, Laramie, WY 82070A+5.0 ★Texas Ratio: 1.17% Personal Savings at 0.08% APY, and Wells FargoWells Fargo2127 E Grand Ave, Laramie, WY 82070A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Laramie, Wyoming, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Laramie, Wyoming (WY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Laramie, Wyoming and the surrounding area. Last Updated and Verified: March 27, 2026
Qualifying balance up to $1,000.00
Max. $10,000.00
Max. $8,000.00
Max. $8,000.00
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Available to Star Members Only
Qualifications Required: At least 15 debit card purchases post and settle; Have at least 1 automatic payment (ACH) or direct deposit post and settle; Be enrolled in eStatements; Qualifying balance up to $20,000; Links to free [Rewards Checking](https://www.valleyfcu.com/accounts/personal-checking/rewards-checking.html) to auto-transfer rewards
$0 - $25,000
Qualifications Required: 10 debit card purchases post and settle; e-statements enrollment; 1 monthly direct deposit, ACH automatic debit, or bill payment post and settle; Qualifying balance up to $25,000.00
$50,000 and above
(Consumer & Business)
$25,000-$50,000
Compare local Laramie, WY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wyoming high-yield savings rates fell 1.289 points this week to 0.262% APY, down from 1.551% last week.
Wyoming standard savings rates fell 0.087 points this week to 0.250% APY, down from 0.338% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Laramie, Wyoming directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Laramie, Wyoming. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.