Best VA Mortgage Rates Today April 2026 | As Low As 5.13%
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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The rates displayed are actual, verified rates sourced directly from the official websites of lenders. Our editorial content is independent of any advertiser relationships.
Today's VA mortgage rate mortgage market includes offers such as Fortera Federal Credit UnionFortera Federal Credit Union130 Griffin Bell Dr, Clarksville, KY 37040 1620A+5.0 ★Texas Ratio: 5.06% offering VA 15 Year Fixed Loan at 5.25%, and Whatcom Educational Credit UnionWhatcom Educational Credit Union106 E Main St, Bellingham, WA 98225A+5.0 ★Texas Ratio: 4.98% offering VA 15-Year Fixed Purchase at 5.38%, and Capital Credit UnionCapital Credit Union1065 Velp Ave, Appleton, WI 54115A5.0 ★Texas Ratio: 7.58% offering Federal VA Loans at 5.50%, and Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union1015 WARNER AVE, Athol, ID 83501A+5.0 ★Texas Ratio: 4.34% offering 15 Year VA Loan at 5.25%, and Avadian Credit UnionAvadian Credit Union1 Riverchase Pkwy S, Birmingham, AL 35023 1668A+5.0 ★Texas Ratio: 3.11% offering 30-Year VA Fixed at 5.38%.
The VA mortgage rate mortgage is the most popular home loan in the United States, prized for its predictable monthly payment and long amortization period that keeps monthly costs manageable. Whether you are a first-time homebuyer or refinancing an existing loan, comparing rates across lenders is the single most effective way to save — even a 0.25% rate difference on a $400,000 loan saves over $20,000 in total interest over 30 years. We empower borrowers with transparent financial health metrics — including A–F Safety Grades, verified Star Ratings, and Texas Ratios — so you can choose a stable institution with confidence.
VA Mortgage Rate Mortgage Rates reflect actual verified offers from lenders actively lending to borrowers nationally. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 5, 2026
VA Mortgage Rate Mortgage Rate Trend
Daily national average rates across all mortgage types
Daily mortgage rate averages compiled from our database of 8,500+ banks and credit unions — updated daily.
VA Mortgage Rate — National Avg
6.405%
▲ 0.013% from last week
The VA mortgage rate rate rose 0.013 points over the past 7 days to 6.405%, up from 6.392% last week.
Quick Reference — April 2026
Est. payment ($400k loan): $2,503/mo
Loan type: VA Fixed (30-year term)
Best for: No down payment, veterans and service members
Data source: mortgage rate averages compiled from our database of 8,500+ banks and credit unions
As of Apr 7, 2026 • Daily averages from our database of 8,500+ U.S. banks & credit unions — updated daily
Powered by
MonitorBankRates
Compare VA Mortgage Rates Nationwide
Source: Verified Mortgage Rate Data provided by MonitorBankRates.com
Lender
Product
Term
Rate ▲
APR
Profile
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
130 Griffin Bell Dr, Clarksville, KY 37040 1620
VA 15 Year Fixed Loan
5.25%
5.47%
▼
Rate5.25%
APR5.47%
Points0.000
UpdatedApr 4, 2026
Address130 Griffin Bell Dr, Clarksville, KY 37040 1620
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
106 E Main St, Bellingham, WA 98225
VA 15-Year Fixed Purchase
5.38%
5.60%
▼
Rate5.38%
APR5.60%
Points0.250
UpdatedMar 29, 2026
Address106 E Main St, Bellingham, WA 98225
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
106 E Main St, Bellingham, WA 98225
VA 15-Year Fixed Refinance
5.38%
5.60%
▼
Rate5.38%
APR5.60%
Points0.250
UpdatedMar 29, 2026
Address106 E Main St, Bellingham, WA 98225
Details
No additional details available.
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
1065 Velp Ave, Appleton, WI 54115
Federal VA Loans
15 year
5.50%
5.61%
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 25, 2026
Address1065 Velp Ave, Appleton, WI 54115
Details
As Low As
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1015 WARNER AVE, Athol, ID 83501
15 Year VA Loan
5.25%
5.62%
▼
Rate5.25%
APR5.62%
Points0.000
UpdatedMar 28, 2026
Address1015 WARNER AVE, Athol, ID 83501
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1 Riverchase Pkwy S, Birmingham, AL 35023 1668
30-Year VA Fixed
5.38%
5.73%
▼
Rate5.38%
APR5.73%
Points0.000
UpdatedMar 25, 2026
Address1 Riverchase Pkwy S, Birmingham, AL 35023 1668
Details
As Low As
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Fort Leonard Wood, MO 65065 3276
VA Loan
10 - 30 Years
5.50%
5.77%
▼
Rate5.50%
APR5.77%
Points0.000
UpdatedMar 27, 2026
Address1101 N Bishop Ave, Fort Leonard Wood, MO 65065 3276
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1020 E 800 N, Bluffdale, ID 83402
30 Year Fixed VA Mortgage
5.62%
5.79%
▼
Rate5.62%
APR5.79%
Points0.000
UpdatedMar 27, 2026
Address1020 E 800 N, Bluffdale, ID 83402
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO 80011 7809
VA 15-Year Fixed
5.38%
5.79%
▼
Rate5.38%
APR5.79%
Points0.000
UpdatedMar 26, 2026
Address1 Mount Baldy Dr, Aurora, CO 80011 7809
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1007 Jadwin Ave, College Place, OR 97267
15-Year VA Purchase / No Cash-Out Refinance
180
5.62%
5.79%
▼
Rate5.62%
APR5.79%
Points0.000
UpdatedMar 27, 2026
Address1007 Jadwin Ave, College Place, OR 97267
Details
Fixed 180 Months
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX 78102
VA Purchase Refinance
15 Year
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 24, 2026
Address1101 FM 3036, Alamo, TX 78102
Details
As Low As
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX 78102
VA Purchase / Refinance 15 Year
15 Year
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 24, 2026
Address1101 FM 3036, Alamo, TX 78102
Details
As Low As
SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
10750 France Ave S, Andover, MN 55304
VA IRRRL 30-Year Fixed
5.75%
5.86%
▼
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 28, 2026
Address10750 France Ave S, Andover, MN 55304
Details
No additional details available.
Ventura County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
18 W Thousand Oaks Blvd, Camarillo, CA 91360 4458
15 Year Fixed VA
5.75%
5.86%
▼
Rate5.75%
APR5.86%
Points0.500
UpdatedMar 29, 2026
Address18 W Thousand Oaks Blvd, Camarillo, CA 91360 4458
Details
As Low As
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
10150 W Desert River Blvd, Avondale, AZ 85008 2442
15 Year VA
15 Year
5.12%
5.89%
▼
Rate5.12%
APR5.89%
Points1.875
UpdatedMar 25, 2026
Address10150 W Desert River Blvd, Avondale, AZ 85008 2442
Details
No additional details available.
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
10 Leanni Way, Boca Raton, FL 32114 1560
VA Home Loan
15 Years
5.75%
5.89%
▼
Rate5.75%
APR5.89%
Points0.000
UpdatedMar 28, 2026
Address10 Leanni Way, Boca Raton, FL 32114 1560
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Building 420 Kadena Air Base, Okinawa, 96368
VA Loan
5.62%
5.91%
▼
Rate5.62%
APR5.91%
Points0.000
UpdatedMar 28, 2026
AddressBuilding 420 Kadena Air Base, Okinawa, 96368
Details
No additional details available.
Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
1030 US Highway 1, Cocoa, FL 32780
VA- 30 YEAR FIXED
5.62%
5.91%
▼
Rate5.62%
APR5.91%
Points0.000
UpdatedMar 25, 2026
Address1030 US Highway 1, Cocoa, FL 32780
Details
As Low As
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
1065 Velp Ave, Appleton, WI 54115
Federal VA Loans
30 year
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 25, 2026
Address1065 Velp Ave, Appleton, WI 54115
Details
As Low As
Credit Union of America Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
10222 E Harry St, Derby, KS 66502 3469
30 Year VA
5.88%
5.98%
▼
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 25, 2026
Address10222 E Harry St, Derby, KS 66502 3469
Details
No additional details available.
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
110 International Way, Albany, OR 97210
30 Year VA
5.88%
5.99%
▼
Rate5.88%
APR5.99%
Points0.000
UpdatedMar 28, 2026
Address110 International Way, Albany, OR 97210
Details
No additional details available.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
130 Griffin Bell Dr, Clarksville, KY 37040 1620
VA 30 Year Fixed Loan
5.88%
6.01%
▼
Rate5.88%
APR6.01%
Points0.000
UpdatedApr 4, 2026
Address130 Griffin Bell Dr, Clarksville, KY 37040 1620
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
11100 Weymouth Ct, Charlotte Hall, MD 20603
Federal VA 30 Year Fixed Rate
6.00%
6.01%
▼
Rate6.00%
APR6.01%
Points0.000
UpdatedApr 4, 2026
Address11100 Weymouth Ct, Charlotte Hall, MD 20603
Details
No additional details available.
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1033 N Buckner St, Augusta, KS 67010
VA 30 Year Fixed
5.88%
6.02%
▼
Rate5.88%
APR6.02%
Points0.000
UpdatedApr 3, 2026
Address1033 N Buckner St, Augusta, KS 67010
Details
No additional details available.
Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
11400 AL Highway 157, Albertville, AL 35055
30 Year VA
30 Year
5.62%
6.03%
▼
Rate5.62%
APR6.03%
Points0.000
UpdatedMar 28, 2026
Address11400 AL Highway 157, Albertville, AL 35055
Details
No additional details available.
Sierra Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1000 Plaza Dr, Anderson, CA 95603 2502
VA 15 Year
5.88%
6.04%
▼
Rate5.88%
APR6.04%
Points0.000
UpdatedMar 28, 2026
Address1000 Plaza Dr, Anderson, CA 95603 2502
Details
No additional details available.
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
10150 W Desert River Blvd, Avondale, AZ 85008 2442
30 Year VA
30 Year
5.62%
6.07%
▼
Rate5.62%
APR6.07%
Points1.750
UpdatedMar 25, 2026
Address10150 W Desert River Blvd, Avondale, AZ 85008 2442
Details
No additional details available.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1302 S Grandstaff Dr, Angola, IN 28054
30-Year VA
30
5.75%
6.08%
▼
Rate5.75%
APR6.08%
Points0.000
UpdatedApr 4, 2026
Address1302 S Grandstaff Dr, Angola, IN 28054
Details
No additional details available.
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
1090 W Sunset Rd Ste B, Henderson, NV 89014 6678
Refi VA 30 Year Fixed
5.75%
6.08%
▼
Rate5.75%
APR6.08%
Points0.000
UpdatedMar 28, 2026
Address1090 W Sunset Rd Ste B, Henderson, NV 89014 6678
Details
No additional details available.
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
1090 W Sunset Rd Ste B, Henderson, NV 89014 6678
VA 30 Year Fixed
5.75%
6.08%
▼
Rate5.75%
APR6.08%
Points0.000
UpdatedMar 28, 2026
Address1090 W Sunset Rd Ste B, Henderson, NV 89014 6678
Details
No additional details available.
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
100 S Broadway St, Andover, AR 66044
VA 30-Year Fixed
5.88%
6.09%
▼
Rate5.88%
APR6.09%
Points0.000
UpdatedMar 27, 2026
Address100 S Broadway St, Andover, AR 66044
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1015 WARNER AVE, Athol, ID 83501
30 Year VA Loan
5.88%
6.09%
▼
Rate5.88%
APR6.09%
Points0.000
UpdatedMar 28, 2026
Address1015 WARNER AVE, Athol, ID 83501
Details
As Low As
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
105 W 8th St, Bainbridge Island, WA 98004
30-year Fixed Rate VA Refinance
30-year
5.99%
6.10%
▼
Rate5.99%
APR6.10%
Points0.125
UpdatedMar 28, 2026
Address105 W 8th St, Bainbridge Island, WA 98004
Details
No additional details available.
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
1118 Mainstreet Ste 2, Albert Lea, MN 55008 4149
15-Year VA Fixed-Rate, Conventional
6.00%
6.10%
▼
Rate6.00%
APR6.10%
Points0.000
UpdatedMar 24, 2026
Address1118 Mainstreet Ste 2, Albert Lea, MN 55008 4149
Details
As Low As;starting at
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
1028 Middleton Rd, Aberdeen, MD 21001 2281
VA 30 Year Fixed
5.75%
6.11%
▼
Rate5.75%
APR6.11%
Points0.500
UpdatedMar 27, 2026
Address1028 Middleton Rd, Aberdeen, MD 21001 2281
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
VA Loan 15-Year Fixed
180
5.75%
6.11%
▼
Rate5.75%
APR6.11%
Points0.000
UpdatedApr 5, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
Purchase Rates
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
VA Loan Purchase 15-Year Fixed
180
5.75%
6.11%
▼
Rate5.75%
APR6.11%
Points0.000
UpdatedApr 5, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
VA Loan 15-Year Fixed
180
5.75%
6.12%
▼
Rate5.75%
APR6.12%
Points0.000
UpdatedApr 5, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
Refinance Rates
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
VA Loan Refinance 15-Year Fixed
180
5.75%
6.12%
▼
Rate5.75%
APR6.12%
Points0.000
UpdatedApr 5, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
No additional details available.
LGE Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
105 W Main St, Acworth, GA 30009 2230
30 Yr Fixed VA (Brokered)
6.00%
6.12%
▼
Rate6.00%
APR6.12%
Points0.000
UpdatedMar 27, 2026
Address105 W Main St, Acworth, GA 30009 2230
Details
No additional details available.
Mid Oregon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1386 NE Cushing Dr, Bend, OR 97701 3730
VA 30 Year Fixed - Conforming
5.88%
6.12%
▼
Rate5.88%
APR6.12%
Points0.000
UpdatedApr 4, 2026
Address1386 NE Cushing Dr, Bend, OR 97701 3730
Details
No additional details available.
Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1100 8th Ave, Alburnett, IA 52202
VA Loans
6.12%
6.12%
▼
Rate6.12%
APR6.12%
Points0.000
UpdatedApr 2, 2026
Address1100 8th Ave, Alburnett, IA 52202
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO 80011 7809
VA 30-Year Fixed
5.88%
6.13%
▼
Rate5.88%
APR6.13%
Points0.000
UpdatedMar 26, 2026
Address1 Mount Baldy Dr, Aurora, CO 80011 7809
Details
No additional details available.
Rural Cooperatives Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
13246 State Route 176, Drakesboro, KY 40223
VA 30 Year Fixed - Conforming
6.00%
6.16%
▼
Rate6.00%
APR6.16%
Points0.000
UpdatedMar 28, 2026
Address13246 State Route 176, Drakesboro, KY 40223
Details
No additional details available.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
10096 Kenai Spur Hwy, Anchorage, AK 82001
30-Year VA
5.75%
6.18%
▼
Rate5.75%
APR6.18%
Points1.250
UpdatedMar 24, 2026
Address10096 Kenai Spur Hwy, Anchorage, AK 82001
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1020 E 800 N, Bluffdale, ID 83402
15 Year Fixed VA Mortgage
5.12%
6.19%
▼
Rate5.12%
APR6.19%
Points0.000
UpdatedMar 27, 2026
Address1020 E 800 N, Bluffdale, ID 83402
Details
No additional details available.
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
1055 W Mercury Blvd, Carrollton, NC 23060 5814
30 Year VA Fixed-Rate Mortgage
6.00%
6.21%
▼
Rate6.00%
APR6.21%
Points0.000
UpdatedMar 27, 2026
Address1055 W Mercury Blvd, Carrollton, NC 23060 5814
Details
No additional details available.
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
1055 W Mercury Blvd, Carrollton, NC 23060 5814
VA 30
6.00%
6.21%
▼
Rate6.00%
APR6.21%
Points0.000
UpdatedMar 27, 2026
Address1055 W Mercury Blvd, Carrollton, NC 23060 5814
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
VA Loan 30-Year Fixed
360
6.00%
6.22%
▼
Rate6.00%
APR6.22%
Points-0.250
UpdatedApr 5, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
Purchase Rates
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
VA Loan Purchase
30
6.00%
6.22%
▼
Rate6.00%
APR6.22%
Points0.000
UpdatedApr 5, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
As Low As; for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
VA Loan Purchase 30-Year Fixed
360
6.00%
6.22%
▼
Rate6.00%
APR6.22%
Points-0.250
UpdatedApr 5, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
VA Loan 30-Year Fixed
360
6.00%
6.22%
▼
Rate6.00%
APR6.22%
Points-0.250
UpdatedApr 5, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
Refinance Rates
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
VA Loan Refinance
30
6.00%
6.22%
▼
Rate6.00%
APR6.22%
Points0.000
UpdatedApr 5, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
As Low As; for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
VA Loan Refinance 30-Year Fixed
360
6.00%
6.22%
▼
Rate6.00%
APR6.22%
Points-0.250
UpdatedApr 5, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2440 Market St NE Ste 901, Alexandria, DC 20018
VA 30 Year Fixed
6.00%
6.24%
▼
Rate6.00%
APR6.24%
Points0.000
UpdatedApr 4, 2026
Address2440 Market St NE Ste 901, Alexandria, DC 20018
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
170 Bluestone Dr, Alexandria, DC 20548 0001
VA 30 Year Fixed
6.00%
6.24%
▼
Rate6.00%
APR6.24%
Points0.000
UpdatedApr 4, 2026
Address170 Bluestone Dr, Alexandria, DC 20548 0001
Details
No additional details available.
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
13200 Bermuda Orchard Lane, Chester, VA 23801
VA 30 Year Fixed
6.00%
6.24%
▼
Rate6.00%
APR6.24%
Points0.000
UpdatedApr 4, 2026
Address13200 Bermuda Orchard Lane, Chester, VA 23801
Details
No additional details available.
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
13200 Bermuda Orchard Lane, Chester, VA 23801
VA 30 Year Fixed Rate
6.00%
6.24%
▼
Rate6.00%
APR6.24%
Points0.000
UpdatedApr 4, 2026
Address13200 Bermuda Orchard Lane, Chester, VA 23801
Details
No additional details available.
Piney Hills Federal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2735 Martha St, Simsboro, LA 71275
VA 30 Year Fixed
6.00%
6.24%
▼
Rate6.00%
APR6.24%
Points0.000
UpdatedApr 5, 2026
Address2735 Martha St, Simsboro, LA 71275
Details
No additional details available.
Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
100 W Church St, Bossier City, AR 71019
VA 30 Year Fixed
6.00%
6.24%
▼
Rate6.00%
APR6.24%
Points0.000
UpdatedApr 4, 2026
Address100 W Church St, Bossier City, AR 71019
Details
No additional details available.
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Bradenton, FL 33556 3494
VA 30 Year Fixed Rate
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedMar 24, 2026
Address10901 N Dale Mabry Hwy, Bradenton, FL 33556 3494
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
105 W 8th St, Bainbridge Island, WA 98004
30-year VA Purchase
5.99%
6.24%
▼
Rate5.99%
APR6.24%
Points0.000
UpdatedMar 28, 2026
Address105 W 8th St, Bainbridge Island, WA 98004
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1007 Jadwin Ave, College Place, OR 97267
30-Year VA Purchase / No Cash-Out Refinance
360
6.12%
6.25%
▼
Rate6.12%
APR6.25%
Points0.000
UpdatedMar 27, 2026
Address1007 Jadwin Ave, College Place, OR 97267
Details
Fixed 360 Months
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
15100 N May Ave, Edmond, OK 73013 8803
VA 15 Year
5.88%
6.27%
▼
Rate5.88%
APR6.27%
Points0.000
UpdatedMar 28, 2026
Address15100 N May Ave, Edmond, OK 73013 8803
Details
As Low As
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
100 71st Ave SW, Bellevue, WA 98004
VA 30-Year Fixed Rate
30
5.99%
6.28%
▼
Rate5.99%
APR6.28%
Points0.000
UpdatedMar 24, 2026
Address100 71st Ave SW, Bellevue, WA 98004
Details
No additional details available.
Everett Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
331 Montvale Ave, Everett, MA 01801
VA 30 Year Fixed
6.12%
6.29%
▼
Rate6.12%
APR6.29%
Points0.000
UpdatedApr 4, 2026
Address331 Montvale Ave, Everett, MA 01801
Details
No additional details available.
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
103 S 2nd St, Eugene, OR 97070
30 Year VA
30
6.00%
6.30%
▼
Rate6.00%
APR6.30%
Points0.125
UpdatedMar 27, 2026
Address103 S 2nd St, Eugene, OR 97070
Details
No additional details available.
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX 78102
VA Purchase Refinance
20 Year
6.25%
6.31%
▼
Rate6.25%
APR6.31%
Points0.000
UpdatedMar 24, 2026
Address1101 FM 3036, Alamo, TX 78102
Details
As Low As
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX 78102
VA Purchase / Refinance 20 Year
20 Year
6.25%
6.31%
▼
Rate6.25%
APR6.31%
Points0.000
UpdatedMar 24, 2026
Address1101 FM 3036, Alamo, TX 78102
Details
As Low As
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
100 71st Ave SW, Bellevue, WA 98004
VA 15-Year Fixed Rate
15
5.75%
6.32%
▼
Rate5.75%
APR6.32%
Points0.000
UpdatedMar 24, 2026
Address100 71st Ave SW, Bellevue, WA 98004
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
1001 S 1200 W, Albuquerque, AZ 83440
VA 30 Year
5.88%
6.33%
▼
Rate5.88%
APR6.33%
Points0.125
UpdatedMar 25, 2026
Address1001 S 1200 W, Albuquerque, AZ 83440
Details
As Low As
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX 77017
30-year VA Fixed
30
5.75%
6.34%
▼
Rate5.75%
APR6.34%
Points0.401
UpdatedApr 5, 2026
Address1280 E League City Pkwy, Alvin, TX 77017
Details
No additional details available.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ 78288
VA purchase loan
6.00%
6.34%
▼
Rate6.00%
APR6.34%
Points1.072
UpdatedMar 29, 2026
Address1 Norterra Dr, Phoenix, AZ 78288
Details
No additional details available.
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
VA purchase loan
6.00%
6.34%
▼
Rate6.00%
APR6.34%
Points1.072
UpdatedMar 29, 2026
Address3773 Howard Hughes Pkwy, Las Vegas, NV 89169
Details
No additional details available.
Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
1207 Bessemer City Rd, Charlotte, NC 28052
VA 30 Year Fixed
6.12%
6.36%
▼
Rate6.12%
APR6.36%
Points0.000
UpdatedMar 25, 2026
Address1207 Bessemer City Rd, Charlotte, NC 28052
Details
No additional details available.
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1028 Us Route 302, Berlin, NH 03251
30 Year Fixed Rate VA
6.25%
6.37%
▼
Rate6.25%
APR6.37%
Points0.000
UpdatedApr 3, 2026
Address1028 Us Route 302, Berlin, NH 03251
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
106 E Main St, Bellingham, WA 98225
VA 30-Year Fixed Purchase
6.25%
6.38%
▼
Rate6.25%
APR6.38%
Points0.125
UpdatedMar 29, 2026
Address106 E Main St, Bellingham, WA 98225
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
106 E Main St, Bellingham, WA 98225
VA 30-Year Fixed Refinance
6.25%
6.38%
▼
Rate6.25%
APR6.38%
Points0.125
UpdatedMar 29, 2026
Address106 E Main St, Bellingham, WA 98225
Details
No additional details available.
SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
10750 France Ave S, Andover, MN 55304
VA 30-Year Fixed
6.12%
6.39%
▼
Rate6.12%
APR6.39%
Points0.000
UpdatedMar 28, 2026
Address10750 France Ave S, Andover, MN 55304
Details
No additional details available.
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX 77017
30-year VA Fixed
30
5.88%
6.39%
▼
Rate5.88%
APR6.39%
Points-0.462
UpdatedApr 5, 2026
Address1280 E League City Pkwy, Alvin, TX 77017
Details
No additional details available.
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
10761 Pippin Rd, Blue Ash, OH 45042
30-Year VA
30-Year
6.25%
6.40%
▼
Rate6.25%
APR6.40%
Points0.250
UpdatedApr 2, 2026
Address10761 Pippin Rd, Blue Ash, OH 45042
Details
No additional details available.
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1 BayPort Way Ste 105, Chesapeake, VA 23061
30 years VA Loan
30 years
6.25%
6.40%
▼
Rate6.25%
APR6.40%
Points0.000
UpdatedMar 25, 2026
Address1 BayPort Way Ste 105, Chesapeake, VA 23061
Details
No additional details available.
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
110 International Way, Albany, OR 97210
30 Year VA Manufactured Home (no homes on rented land)
6.12%
6.41%
▼
Rate6.12%
APR6.41%
Points0.000
UpdatedMar 28, 2026
Address110 International Way, Albany, OR 97210
Details
No additional details available.
Rural Cooperatives Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
13246 State Route 176, Drakesboro, KY 40223
VA 30 Year Fixed - Conforming
6.25%
6.41%
▼
Rate6.25%
APR6.41%
Points0.000
UpdatedMar 28, 2026
Address13246 State Route 176, Drakesboro, KY 40223
Details
No additional details available.
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1 Brewers Way, Alton, IL 53005
30 Year VA
6.12%
6.43%
▼
Rate6.12%
APR6.43%
Points0.000
UpdatedMar 25, 2026
Address1 Brewers Way, Alton, IL 53005
Details
No additional details available.
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1 Courthouse Way, Bedford, CA 01434
VA Loans
6.12%
6.43%
▼
Rate6.12%
APR6.43%
Points0.000
UpdatedApr 4, 2026
Address1 Courthouse Way, Bedford, CA 01434
Details
30-Year Rates As Low As; Primary Residence
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX 78102
VA Purchase Refinance
30 Year
6.38%
6.43%
▼
Rate6.38%
APR6.43%
Points0.000
UpdatedMar 24, 2026
Address1101 FM 3036, Alamo, TX 78102
Details
As Low As
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX 78102
VA Purchase / Refinance 30 Year
30 Year
6.38%
6.43%
▼
Rate6.38%
APR6.43%
Points0.000
UpdatedMar 24, 2026
Address1101 FM 3036, Alamo, TX 78102
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1 Seahawk Dr, Aberdeen, MD 21001 1733
VA 30 Year Fixed
6.00%
6.43%
▼
Rate6.00%
APR6.43%
Points0.250
UpdatedApr 4, 2026
Address1 Seahawk Dr, Aberdeen, MD 21001 1733
Details
No additional details available.
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX 77017
30-year VA Fixed
30
5.49%
6.45%
▼
Rate5.49%
APR6.45%
Points4.737
UpdatedApr 5, 2026
Address1280 E League City Pkwy, Alvin, TX 77017
Details
No additional details available.
Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1100 8th Ave, Alburnett, IA 52202
VA Loans
360
6.12%
6.45%
▼
Rate6.12%
APR6.45%
Points0.000
UpdatedApr 2, 2026
Address1100 8th Ave, Alburnett, IA 52202
Details
No additional details available.
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
1 Bank Ln, Addison, FL 33012
Federal VA 30 Year Fixed Rate
6.12%
6.45%
▼
Rate6.12%
APR6.45%
Points0.000
UpdatedMar 26, 2026
Address1 Bank Ln, Addison, FL 33012
Details
No additional details available.
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
100 Queens Rd, Advance, NC 27006
VA 30 Year (VA)
6.38%
6.47%
▼
Rate6.38%
APR6.47%
Points0.250
UpdatedMar 25, 2026
Address100 Queens Rd, Advance, NC 27006
Details
No additional details available.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ 78288
VA cash-out refinance loan
6.00%
6.47%
▼
Rate6.00%
APR6.47%
Points1.133
UpdatedMar 29, 2026
Address1 Norterra Dr, Phoenix, AZ 78288
Details
No additional details available.
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
VA cash-out refinance loan
6.00%
6.47%
▼
Rate6.00%
APR6.47%
Points1.133
UpdatedMar 29, 2026
Address3773 Howard Hughes Pkwy, Las Vegas, NV 89169
Details
No additional details available.
Frontwave Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
1278 Rocky Point Dr, Barstow, CA 92004
VA 30 Year Fixed
6.25%
6.48%
▼
Rate6.25%
APR6.48%
Points0.000
UpdatedMar 26, 2026
Address1278 Rocky Point Dr, Barstow, CA 92004
Details
As Low As; 100% financing available; Purchase, refinance and cash-out options available
Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
1075 Tri State Pkwy Ste 850, Arlington Heights, IL 60004
30-Yr VA
6.38%
6.48%
▼
Rate6.38%
APR6.48%
Points0.000
UpdatedMar 25, 2026
Address1075 Tri State Pkwy Ste 850, Arlington Heights, IL 60004
Details
<sup>2</sup>
Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
1037 Washington Ave, Battle Creek, MI 48823
30-Yr VA
6.38%
6.48%
▼
Rate6.38%
APR6.48%
Points0.000
UpdatedMar 25, 2026
Address1037 Washington Ave, Battle Creek, MI 48823
Details
<sup>2</sup>
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
1 E Jefferson St, Aberdeen, AL 08004
30-Year VA
360
6.10%
6.49%
▼
Rate6.10%
APR6.49%
Points0.898
UpdatedMar 29, 2026
Address1 E Jefferson St, Aberdeen, AL 08004
Details
No additional details available.
Southwest Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
1000 E 32nd St, Alba, MO 64755
30-year fixed VA
6.25%
6.49%
▼
Rate6.25%
APR6.49%
Points0.000
UpdatedApr 2, 2026
Address1000 E 32nd St, Alba, MO 64755
Details
No additional details available.
Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1008 N Bridge St, Aurora, IL 60505 1511
30 Year Fixed VA
30
6.12%
6.49%
▼
Rate6.12%
APR6.49%
Points0.000
UpdatedMar 25, 2026
Address1008 N Bridge St, Aurora, IL 60505 1511
Details
No additional details available.
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
10761 Pippin Rd, Blue Ash, OH 45042
15-Year VA
15-Year
6.25%
6.50%
▼
Rate6.25%
APR6.50%
Points0.250
UpdatedApr 2, 2026
Address10761 Pippin Rd, Blue Ash, OH 45042
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Bank Of Nova Scotia Trust Company, Georgetown, 00000
Veterans Affairs (VA) loans 30-year
30-year
6.12%
6.51%
▼
Rate6.12%
APR6.51%
Points0.966
UpdatedMar 29, 2026
AddressBank Of Nova Scotia Trust Company, Georgetown, 00000
Details
No additional details available.
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1800 Barrs St, Hammond, FL 32202
VA 30 year fixed
6.38%
6.51%
▼
Rate6.38%
APR6.51%
Points0.375
UpdatedMar 25, 2026
Address1800 Barrs St, Hammond, FL 32202
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1800 Barrs St, Hammond, FL 32202
VA 30 year IRRRL
6.38%
6.51%
▼
Rate6.38%
APR6.51%
Points0.375
UpdatedMar 25, 2026
Address1800 Barrs St, Hammond, FL 32202
Details
As Low As
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
1 Main St, Adrian, IA 28803
VA 30 Year
6.25%
6.53%
▼
Rate6.25%
APR6.53%
Points0.000
UpdatedMar 28, 2026
Address1 Main St, Adrian, IA 28803
Details
No additional details available.
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
322 Buck Dr, Reno, NV 89436 7731
VA 30 Year Fixed
6.00%
6.53%
▼
Rate6.00%
APR6.53%
Points1.000
UpdatedApr 4, 2026
Address322 Buck Dr, Reno, NV 89436 7731
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
105 W 8th St, Bainbridge Island, WA 98004
30-year Fixed Rate Cash-out VA Refinance
30-year
6.25%
6.53%
▼
Rate6.25%
APR6.53%
Points0.250
UpdatedMar 28, 2026
Address105 W 8th St, Bainbridge Island, WA 98004
Details
No additional details available.
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
100 Pittsburgh St, Avon, MD 15017
VA 30 Year Fixed Rate
6.25%
6.56%
▼
Rate6.25%
APR6.56%
Points0.000
UpdatedApr 2, 2026
Address100 Pittsburgh St, Avon, MD 15017
Details
No additional details available.
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
10 Leanni Way, Boca Raton, FL 32114 1560
VA Home Loan
30 Years
6.50%
6.59%
▼
Rate6.50%
APR6.59%
Points0.000
UpdatedMar 28, 2026
Address10 Leanni Way, Boca Raton, FL 32114 1560
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1800 Barrs St, Hammond, FL 32202
VA 30 year fixed
6.50%
6.60%
▼
Rate6.50%
APR6.60%
Points0.000
UpdatedMar 25, 2026
Address1800 Barrs St, Hammond, FL 32202
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1800 Barrs St, Hammond, FL 32202
VA 30 year IRRRL
6.50%
6.60%
▼
Rate6.50%
APR6.60%
Points0.000
UpdatedMar 25, 2026
Address1800 Barrs St, Hammond, FL 32202
Details
As Low As
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1205 E Kibby St, Amelia, OH 43326
VA Home Loan
6.50%
6.60%
▼
Rate6.50%
APR6.60%
Points0.000
UpdatedMar 28, 2026
Address1205 E Kibby St, Amelia, OH 43326
Details
No additional details available.
Advantage One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.22%
11153 Telegraph Rd, Brownstown, MI 48134
VA Fixed-Rate Mortgage
15-Year
6.00%
6.60%
▼
Rate6.00%
APR6.60%
Points0.000
UpdatedMar 28, 2026
Address11153 Telegraph Rd, Brownstown, MI 48134
Details
No additional details available.
Advantage One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.22%
11153 Telegraph Rd, Brownstown, MI 48134
VA Fixed-Rate Mortgage 15-Year
15-Year
6.00%
6.60%
▼
Rate6.00%
APR6.60%
Points0.000
UpdatedMar 28, 2026
Address11153 Telegraph Rd, Brownstown, MI 48134
Details
No additional details available.
Advantage One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.22%
11153 Telegraph Rd, Brownstown, MI 48134
VA Fixed-Rate Mortgage
30-Year
6.25%
6.62%
▼
Rate6.25%
APR6.62%
Points0.000
UpdatedMar 28, 2026
Address11153 Telegraph Rd, Brownstown, MI 48134
Details
No additional details available.
Advantage One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.22%
11153 Telegraph Rd, Brownstown, MI 48134
VA Fixed-Rate Mortgage 30-Year
30-Year
6.25%
6.62%
▼
Rate6.25%
APR6.62%
Points0.000
UpdatedMar 28, 2026
Address11153 Telegraph Rd, Brownstown, MI 48134
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Bank Of Nova Scotia Trust Company, Georgetown, 00000
30-year Veterans Affairs (VA) loans
30-year
6.25%
6.62%
▼
Rate6.25%
APR6.62%
Points0.849
UpdatedMar 29, 2026
AddressBank Of Nova Scotia Trust Company, Georgetown, 00000
Details
No additional details available.
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
1118 Mainstreet Ste 2, Albert Lea, MN 55008 4149
20-Year VA Fixed-Rate, Conventional
6.62%
6.71%
▼
Rate6.62%
APR6.71%
Points0.000
UpdatedMar 24, 2026
Address1118 Mainstreet Ste 2, Albert Lea, MN 55008 4149
Details
As Low As;starting at
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
100 E Walnut St, Abington, NJ 08002 4402
30 Year VA
30 Year VA
5.88%
6.71%
▼
Rate5.88%
APR6.71%
Points0.000
UpdatedApr 4, 2026
Address100 E Walnut St, Abington, NJ 08002 4402
Details
No additional details available.
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
100 E Walnut St, Abington, NJ 08002 4402
30 Year VA Mortgage
30 Year VA
5.88%
6.71%
▼
Rate5.88%
APR6.71%
Points0.000
UpdatedApr 4, 2026
Address100 E Walnut St, Abington, NJ 08002 4402
Details
No additional details available.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1002 Crossings Blvd, Brentwood, TN 37027
VA 30 Year Fixed Rate
6.62%
6.74%
▼
Rate6.62%
APR6.74%
Points0.000
UpdatedApr 4, 2026
Address1002 Crossings Blvd, Brentwood, TN 37027
Details
No additional details available.
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1210 Greenview Dr, Daleville, VA 24012 2226
VA 30 Year Fixed
30
6.50%
6.74%
▼
Rate6.50%
APR6.74%
Points0.000
UpdatedMar 25, 2026
Address1210 Greenview Dr, Daleville, VA 24012 2226
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX 76501 7603
VA 30-year Fixed
30-year
6.38%
6.78%
▼
Rate6.38%
APR6.78%
Points0.000
UpdatedMar 28, 2026
Address1221 Hewitt Dr, Belton, TX 76501 7603
Details
As Low As
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX 76501 7603
VA 30-year Fixed PUrchase
6.38%
6.78%
▼
Rate6.38%
APR6.78%
Points0.000
UpdatedMar 28, 2026
Address1221 Hewitt Dr, Belton, TX 76501 7603
Details
No additional details available.
Sunmark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
113 Holland Ave, Albany, NY 10547
VA 30 Year Fixed
6.12%
6.79%
▼
Rate6.12%
APR6.79%
Points0.000
UpdatedMar 28, 2026
Address113 Holland Ave, Albany, NY 10547
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX 76501 7603
VA 15-year Fixed
15-year
6.13%
6.79%
▼
Rate6.13%
APR6.79%
Points0.000
UpdatedMar 28, 2026
Address1221 Hewitt Dr, Belton, TX 76501 7603
Details
As Low As
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX 76501 7603
VA 15-year Fixed Purchase
6.13%
6.79%
▼
Rate6.13%
APR6.79%
Points0.000
UpdatedMar 28, 2026
Address1221 Hewitt Dr, Belton, TX 76501 7603
Details
No additional details available.
Jovia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.24%
1000 Corporate Dr, Bay Shore, NY 11010
VA 30 Year Fixed
6.38%
6.80%
▼
Rate6.38%
APR6.80%
Points0.000
UpdatedMar 27, 2026
Address1000 Corporate Dr, Bay Shore, NY 11010
Details
No additional details available.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
115 W Oklahoma Ave, Elm Grove, WI 53066
VA Loans
6.50%
6.83%
▼
Rate6.50%
APR6.83%
Points0.000
UpdatedMar 29, 2026
Address115 W Oklahoma Ave, Elm Grove, WI 53066
Details
As Low As
Dominion Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
1100 Boulders Pkwy Ste 601, Glen Allen, VA 23060 3308
VA 30 Year
6.75%
6.86%
▼
Rate6.75%
APR6.86%
Points0.000
UpdatedMar 25, 2026
Address1100 Boulders Pkwy Ste 601, Glen Allen, VA 23060 3308
Details
No additional details available.
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
15100 N May Ave, Edmond, OK 73013 8803
VA 30 Year
6.62%
6.87%
▼
Rate6.62%
APR6.87%
Points0.000
UpdatedMar 28, 2026
Address15100 N May Ave, Edmond, OK 73013 8803
Details
As Low As
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
1 E Jefferson St, Aberdeen, AL 08004
30-Year VA
360
6.60%
6.88%
▼
Rate6.60%
APR6.88%
Points-0.277
UpdatedMar 29, 2026
Address1 E Jefferson St, Aberdeen, AL 08004
Details
No additional details available.
OMNI Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1 Denso Rd, Bangor, MI 49001
VA 30 Year Fixed
6.75%
6.91%
▼
Rate6.75%
APR6.91%
Points0.000
UpdatedMar 28, 2026
Address1 Denso Rd, Bangor, MI 49001
Details
No additional details available.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
10169 S Parker Rd, Arvada, CO 80003
30-Year Fixed VA - Purchase
6.75%
6.92%
▼
Rate6.75%
APR6.92%
Points0.000
UpdatedMar 29, 2026
Address10169 S Parker Rd, Arvada, CO 80003
Details
No additional details available.
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
1118 Mainstreet Ste 2, Albert Lea, MN 55008 4149
30-Year VA Fixed-Rate, Conventional
6.88%
6.94%
▼
Rate6.88%
APR6.94%
Points0.000
UpdatedMar 24, 2026
Address1118 Mainstreet Ste 2, Albert Lea, MN 55008 4149
Details
As Low As;starting at
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
1077 State Route 3 N, Annapolis, MD 20701
30 Year VA
6.75%
7.04%
▼
Rate6.75%
APR7.04%
Points1.000
UpdatedMar 29, 2026
Address1077 State Route 3 N, Annapolis, MD 20701
Details
As Low As
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
1 E 4th St, Akron, IL 40065
30-year fixed VA
6.49%
7.07%
▼
Rate6.49%
APR7.07%
Points0.000
UpdatedMar 25, 2026
Address1 E 4th St, Akron, IL 40065
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
1077 State Route 3 N, Annapolis, MD 20701
30 Year VA
6.88%
7.09%
▼
Rate6.88%
APR7.09%
Points0.500
UpdatedMar 29, 2026
Address1077 State Route 3 N, Annapolis, MD 20701
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
1077 State Route 3 N, Annapolis, MD 20701
30 Year VA
7.00%
7.17%
▼
Rate7.00%
APR7.17%
Points0.000
UpdatedMar 29, 2026
Address1077 State Route 3 N, Annapolis, MD 20701
Details
As Low As
Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
11350 Panama City Beach Pkwy, Dothan, AL 32403
VA 15-Yr Fixed
6.62%
7.19%
▼
Rate6.62%
APR7.19%
Points1.000
UpdatedApr 4, 2026
Address11350 Panama City Beach Pkwy, Dothan, AL 32403
Details
No additional details available.
Jovia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.24%
1000 Corporate Dr, Bay Shore, NY 11010
VA 15 Year Fixed
6.62%
7.38%
▼
Rate6.62%
APR7.38%
Points0.000
UpdatedMar 27, 2026
Address1000 Corporate Dr, Bay Shore, NY 11010
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, American Fork, CO 78006 2958
15-Year VA
6.88%
7.42%
▼
Rate6.88%
APR7.42%
Points0.000
UpdatedApr 4, 2026
Address1 Garden Ctr, American Fork, CO 78006 2958
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, American Fork, CO 78006 2958
30-Year VA
7.12%
7.47%
▼
Rate7.12%
APR7.47%
Points0.000
UpdatedApr 4, 2026
Address1 Garden Ctr, American Fork, CO 78006 2958
Details
No additional details available.
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MonitorBankRates
The VA mortgage rate mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment. Rates are subject to change without notice.
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Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
VA Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Rate Data: Every VA mortgage rate mortgage rate on this page is sourced directly from the official website of the lending institution — no estimates, no national survey averages. Our proprietary rate aggregation technology, combined with a dedicated team of rate analysts, verifies and updates listings daily to ensure accuracy.
Nationwide Lender Coverage: Our database monitors over 8,500 banks and credit unions across all 50 states, capturing a diverse mix of community credit unions, regional banks, and national online lenders. This breadth ensures you see competitive rates that many national rate surveys miss.
Time-Stamped for Full Transparency: Because VA mortgage rate mortgage rates can shift multiple times per week in response to 10-year Treasury movements and Federal Reserve policy changes, every rate entry carries its own specific "last updated" date. You always know exactly how fresh the data is.
Proprietary Lender Safety Ratings: Rate alone is only part of the picture. MonitorBankRates evaluates the financial stability of every listed institution using regulatory FDIC and NCUA data. Our composite Health Grades (A+ to F), Star Ratings, and Texas Ratio calculations give you a clear view of lender stability so you can borrow with confidence from a financially sound institution.
Frequently Asked Questions About VA Mortgage Rate Mortgage Rates
What is a VA loan?
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs, available to eligible active-duty service members, veterans, and surviving spouses. Because the VA guarantees a portion of the loan against default, participating lenders can offer VA borrowers better terms than conventional loans — including no down payment, no private mortgage insurance (PMI), and competitively low interest rates. VA loans are often the best mortgage available to those who qualify.
Who is eligible for a VA loan?
VA loan eligibility is available to active-duty service members with at least 90 consecutive days of service during wartime or 181 days during peacetime, National Guard and Reserve members with six or more years of service or 90 days of active-duty service, and surviving spouses of service members who died in the line of duty or from a service-connected disability. Eligibility is established through a Certificate of Eligibility (COE) obtained through the VA or your lender.
Do VA loans require a down payment?
No. One of the most significant VA loan benefits is the ability to purchase a home with zero down payment, with no loan limit for eligible borrowers with full entitlement (as of 2020). This allows qualified veterans to buy a home without years of saving for a down payment. A down payment may still be required if you have reduced entitlement from a prior VA loan, or if the purchase price exceeds the county VA loan limit.
What is the VA funding fee?
The VA funding fee is a one-time fee paid to the Department of Veterans Affairs that helps sustain the VA loan program. For first-time users with no down payment, the fee is 2.15% of the loan amount (2.30% for National Guard and Reserve members). It drops to 1.65% with a 5%+ down payment. The fee can be financed into the loan. Certain borrowers are exempt, including veterans receiving VA disability compensation and surviving spouses of veterans who died in service or from a service-connected disability.
Do VA loans require mortgage insurance?
No. VA loans do not require private mortgage insurance (PMI) or any form of monthly mortgage insurance premium, regardless of the down payment amount. This is a major financial advantage over FHA loans (which require MIP for the life of the loan) and conventional loans with less than 20% down (which require PMI). The VA funding fee is a one-time upfront cost, not an ongoing monthly charge.
What credit score do I need for a VA loan?
The VA itself does not set a minimum credit score, but most lenders require a score of 620 or higher. Some lenders will approve VA loans with scores as low as 580, though you may face higher rates or additional requirements. Because the VA guarantee reduces lender risk, VA loans are generally more forgiving of imperfect credit than conventional mortgages. Shopping multiple VA-approved lenders is important since credit requirements vary.
What is a VA IRRRL (Interest Rate Reduction Refinance Loan)?
The VA IRRRL, also called a VA Streamline Refinance, allows existing VA loan holders to refinance to a lower interest rate with minimal paperwork and no appraisal or income verification in most cases. To qualify, you must already have a VA loan, and the refinance must result in a lower interest rate (or move from an adjustable to a fixed rate). The IRRRL is one of the simplest refinance options available and typically closes faster than a standard refinance.
How does a VA loan compare to a conventional or FHA loan?
For eligible borrowers, VA loans typically offer the best overall terms. Compared to conventional loans, VA loans allow zero down payment with no PMI, often have lower interest rates, and are more flexible on credit. Compared to FHA loans, VA loans have no ongoing mortgage insurance, making them significantly less expensive over time. The main trade-off is that VA loans require military service eligibility and charge a funding fee — though the fee is often offset quickly by the savings from no PMI.
How are VA mortgage rates determined?
VA mortgage rates are influenced by the same broad market forces as other mortgage types — particularly 10-year U.S. Treasury yields, Federal Reserve policy, and investor demand for mortgage-backed securities. Because VA loans carry a federal guarantee, lenders typically price them at or below conventional rates. Individual quotes depend on your credit score, loan amount, loan term, and the specific lender's cost of capital. Comparing quotes from multiple VA-approved lenders can yield meaningful savings.
What are today's best VA mortgage rates?
- Fortera Federal Credit Union: 5.25% (VA 15 Year Fixed Loan)
- Whatcom Educational Credit Union: 5.38% (VA 15-Year Fixed Purchase)
- Capital Credit Union: 5.50% (Federal VA Loans)
- Potlatch No 1 Financial Credit Union: 5.25% (15 Year VA Loan)
- Avadian Credit Union: 5.38% (30-Year VA Fixed)
VA Mortgage Rate rates reflect actual verified offers from lenders actively lending to borrowers nationally. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated: April 5, 2026
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