Best VA Mortgage Rates Today June 2026 | As Low As 5.49%
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Today's VA mortgage rate mortgage market includes offers such as Utah First Federal Credit UnionUtah First Federal Credit Union1155 W Park Lane, American Fork, UT 84003A+5.0 ★Texas Ratio: 1.94% offering VA Loan at 5.62%, and Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union1015 WARNER AVE, Athol, ID 83501A+5.0 ★Texas Ratio: 4.06% offering 30 Year VA Loan at 5.75%, and Wells FargoWells Fargo11th Floor Express Tower Nariman Point, Aberdeen England, 00000A5.0 ★Texas Ratio: 7.44% offering 30-Year Fixed-Rate VA at 5.75%, and Cedar Point Federal Credit UnionCedar Point Federal Credit Union11100 Weymouth Ct, Charlotte Hall, MD 20603A+5.0 ★Texas Ratio: 3.81% offering Federal VA 30 Year Fixed Rate at 6.00%, and Fort Financial Federal Credit UnionFort Financial Federal Credit Union1302 S Grandstaff Dr, Angola, IN 28054A+5.0 ★Texas Ratio: 2.84% offering 30-Year VA Loan at 5.75%.
The VA mortgage rate mortgage is the most popular home loan in the United States, prized for its predictable monthly payment and long amortization period that keeps monthly costs manageable. Whether you are a first-time homebuyer or refinancing an existing loan, comparing rates across lenders is the single most effective way to save — even a 0.25% rate difference on a $400,000 loan saves over $20,000 in total interest over 30 years. We empower borrowers with transparent financial health metrics — including A–F Safety Grades, verified Star Ratings, and Texas Ratios — so you can choose a stable institution with confidence.
VA Mortgage Rate Mortgage Rates reflect actual verified offers from lenders actively lending to borrowers nationally. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: June 11, 2026
Compare VA Mortgage Rates Nationwide
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As Low As
Points: $2,430
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Rates are subject to change without notice. APR*
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Down Payment: 0.00%; Loan Amount: $250,000.00; LTV: 100.00%
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VA 30 Year Fixed; VA Purchase 0% Down
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Monthly payment estimates are based on single family, owner occupied, 760 credit score, purchase transaction, no secondary financing, non-condo, 30 day lock. Actual closing costs may be higher or lower depending on where the property is located.
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Number of Monthly Payments: 360
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$350,000 Loan Amount - 740 Credit Score; 100% LTV
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Rates last updated on 06/08/2026 at 12:30 PM (EST).
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The Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan. APR = Annual Percentage Rate; effective 06/05/2026 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges.
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Discount: (0.125%)
PURCHASE; For a $250,000 Loan
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Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
VA Mortgage Rate Mortgage Rate Trend
Daily national average rates across all mortgage types
Daily mortgage rate averages compiled from our database of 8,500+ banks and credit unions — updated daily.
The VA mortgage rate rate rose 0.203 points over the past 7 days to 8.162%, up from 7.959% last week.
VA Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Rate Data: Every VA mortgage rate mortgage rate on this page is sourced directly from the official website of the lending institution — no estimates, no national survey averages. Our proprietary rate aggregation technology, combined with a dedicated team of rate analysts, verifies and updates listings daily to ensure accuracy.
Nationwide Lender Coverage: Our database monitors over 8,500 banks and credit unions across all 50 states, capturing a diverse mix of community credit unions, regional banks, and national online lenders. This breadth ensures you see competitive rates that many national rate surveys miss.
Time-Stamped for Full Transparency: Because VA mortgage rate mortgage rates can shift multiple times per week in response to 10-year Treasury movements and Federal Reserve policy changes, every rate entry carries its own specific "last updated" date. You always know exactly how fresh the data is.
Proprietary Lender Safety Ratings: Rate alone is only part of the picture. MonitorBankRates evaluates the financial stability of every listed institution using regulatory FDIC and NCUA data. Our composite Health Grades (A+ to F), Star Ratings, and Texas Ratio calculations give you a clear view of lender stability so you can borrow with confidence from a financially sound institution.
Frequently Asked Questions About VA Mortgage Rate Mortgage Rates
What is a VA loan?
Who is eligible for a VA loan?
Do VA loans require a down payment?
What is the VA funding fee?
Do VA loans require mortgage insurance?
What credit score do I need for a VA loan?
What is a VA IRRRL (Interest Rate Reduction Refinance Loan)?
How does a VA loan compare to a conventional or FHA loan?
How are VA mortgage rates determined?
What are today's best VA mortgage rates?
- Utah First Federal Credit Union: 5.62% (VA Loan)
- Potlatch No 1 Financial Credit Union: 5.75% (30 Year VA Loan)
- Wells Fargo: 5.75% (30-Year Fixed-Rate VA)
- Cedar Point Federal Credit Union: 6.00% (Federal VA 30 Year Fixed Rate)
- Fort Financial Federal Credit Union: 5.75% (30-Year VA Loan)
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