MonitorBankRates
  1. Home
  2. Credit Unions
  3. Noble Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Noble Federal Credit Union Rates & Review April 2026

Noble Federal Credit Union's 1-2 Year CD rates are at 3.87%, 3-Year CD rates are at 3.45%, 2-Year IRA CD rates are at 3.35%, 2-Year CD rates are at 3.35%, 3-Year CD rates are at 3.35%. Noble Federal Credit Union's savings rates are at 0.00%. Noble Federal Credit Union's money market rates are at 0.50%. Noble Federal Credit Union's Personal Loan Rates are at 8.90%. MonitorBankRates evaluates the financial stability of Noble Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.58%. Rates were last updated on 04/18/2026.

Noble Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Noble Federal Credit Union? Share your experience about Noble Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Noble Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.58%
Excellent Lower than avg
Noble Federal Credit Union
Noble Administration
2550 W Shaw Ave
Fresno, CA 93711 3319
https://www.noblecu.com
Member NCUA

Noble Federal Credit Union CD Rates

Product Rate APY Term View More
1-2 Year Share Certificate 3.80% 3.87%
Min Deposit $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
3-Year Share Certificate 3.40% 3.45% 3-Year
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
2-Year IRA Share Certificate 3.30% 3.35% 2-Year
Min Deposit $250,000
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
2-Year Share Certificate 3.30% 3.35% 2 Year
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
3-Year Share Certificate 3.30% 3.35% 3-Year
Min Deposit $10,000
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
1-2 Year IRA Share Certificate 3.25% 3.30%
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
1-2 Year Share Certificate 3.25% 3.30%
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
2-Year IRA Share Certificate 3.25% 3.30% 2-Year
Min Deposit $10,000
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
2-Year Share Certificate 3.25% 3.30% 2 Year
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
3-Year Share Certificate 3.25% 3.30% 3-Year
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Three Wishes Share Certificate (2 Years) 3.25% 3.30% 2
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
1-2 Year IRA Share Certificate 3.20% 3.25%
Min Deposit $10,000
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
1-2 Year Share Certificate 3.20% 3.25%
Min Deposit $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
2-Year IRA Share Certificate 3.20% 3.25% 2-Year
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
2-Year Share Certificate 3.20% 3.25% 2 Year
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
6-11 Month IRA Share Certificate 3.20% 3.25% 11 Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Three Wishes Share Certificate (2 Years) 3.20% 3.25% 2
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
1-2 Year IRA Share Certificate 3.15% 3.20%
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
1-2 Year Share Certificate 3.15% 3.20%
Min Deposit $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
6-11 Month IRA Share Certificate 3.15% 3.20% 11 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
6-11 Month Share Certificate 3.15% 3.20% 11 Month
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Three Wishes Share Certificate (2 Years) 3.15% 3.20% 2
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
6-11 Month IRA Share Certificate 3.10% 3.14% 11 Month
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
6-11 Month Share Certificate 3.10% 3.14% 11 Month
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
6-11 Month Share Certificate 3.05% 3.09% 11 Month
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
6-11 Month Share Certificate 3.00% 3.04% 11 Month
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
3-5 Month Share Certificate 2.90% 2.94% 5 Month
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
3-5 Month Share Certificate 2.85% 2.89% 5 Month
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
3-5 Month Share Certificate 2.80% 2.84% 5 Month
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
3-5 Month IRA Share Certificate 2.70% 2.73% 5 Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
3-5 Month IRA Share Certificate 2.65% 2.68% 5 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
3-5 Month IRA Share Certificate 2.60% 2.63% 5 Month
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%

Noble Federal Credit Union Savings Rates

Product Rate APY View More
Health Savings Account 1.00% 1.00%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Health Savings Account 0.50% 0.50%
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Health Savings Account 0.25% 0.25%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Star Savers 0.25% 0.25%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Regular Savings 0.20% 0.20%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Star Savers 0.20% 0.20%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Regular Savings 0.15% 0.15%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Star Savers 0.15% 0.15%
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Health Savings Account 0.10% 0.10%
Min Balance $50
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Regular Savings 0.10% 0.10%
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Star Savers 0.10% 0.10%
Min Balance $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Regular Savings 0.05% 0.05%
Min Balance $250
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Regular Savings - 0.00%
Min Balance $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%

Noble Federal Credit Union Money Market Rates

Product Rate APY View More
Reverse Money Market 4.89% 5.00%
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Reverse Money Market 2.47% 2.50%
Min Balance $2,501
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Loyalty Money Market 1.65% 1.66%
Min Balance $500,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Loyalty Money Market 1.60% 1.61%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Money Market Advantage 1.40% 1.41%
Min Balance $500,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Money Market Advantage 1.35% 1.36%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Reverse Money Market 1.24% 1.25%
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Loyalty Money Market 1.05% 1.06%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Loyalty Money Market 1.00% 1.00%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Reverse Money Market 1.00% 1.00%
Min Balance $7,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Money Market Advantage 0.80% 0.80%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Money Market Advantage 0.75% 0.75%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Reverse Money Market 0.75% 0.75%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
IRA Money Market Account 0.60% 0.60%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
IRA Money Market Account 0.55% 0.55%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
IRA Money Market Account 0.50% 0.50%
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%

Noble Federal Credit Union Checking Rates

Product Rate APY View More
Noble Perks Plus Checking 0.25% 0.25%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Noble Perks Checking - 0.00%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Primary Checking - 0.00%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%

Noble Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan Variable Rate Line of Credit - - 7.25%
Details Up to $200,000 for primary residence, second home, and investment property; 10-year draw period
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%

Noble Federal Credit Union Credit Card Rates

Product Rate APR View More
MyRewards Platinum Visa - 0.85%
Details Intro rate expires: 6 Months; Regular APR: On New Visas
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%

Noble Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.90%
Details As Low As; Up to $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Personal Loan - 9.40%
Details As Low As; Up to $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Personal Loan - 9.90%
Details As Low As; Up to $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Personal Loan - 10.40%
Details As Low As; Up to $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Personal Loan - 10.90%
Details As Low As; Up to $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Personal Loan - 11.40%
Details As Low As; Up to $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Noble Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Noble Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Noble Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Noble Federal Credit Union
Address 2550 W Shaw Ave, Fresno, CA 93711 3319
Phone 559-252-5000
Fax 559-437-2157
President Karen Bosch Cobb
CEO Gino Cayanan
Full-Time Employees 202
Part-Time Employees 18
Branch Locations 8
ATM Locations 8
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.58%
Return on Assets (ROA)
0.5026%
Return on Equity (ROE)
4.8826%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
1,349,042,526
Total Amount of Shares and Deposits
1,099,142,500
Total Shares and Deposits < 1 Year
1,080,687,629
Total Shares and Deposits 1 3 Years
18,454,871
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,344,113
Total Uninsured Shares and Deposits > $250K (F+J)
48,247,368
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,050,895,132
Total Interest Expense (Sum of items 6 8)
14,280,469
Share Certificates
4,451
Number of Accounts for Share Drafts
73,606
IRA KEOGH Accounts
1,582
Number of Accounts for Regular Shares
124,643
All other shares
313
Non Member Deposits
4
Money Market Shares
10,095
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
50,999,528
Total Liabilities
1,217,381,600
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Noble Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Noble Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Noble Federal Credit Union

Is Noble Federal Credit Union a safe place to deposit money?

Yes, Noble Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.5758699993223%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Noble Federal Credit Union operate?

Noble Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Noble Federal Credit Union?

Yes, to access services at Noble Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Noble Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Noble Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Noble Federal Credit Union offer online and mobile banking?

Most modern institutions like Noble Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.noblecu.com.

Current Noble Federal Credit Union Rates

  • 12-Month CD3.04%
  • 24-Month CD3.20%
  • Savings0.00%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.