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 West Metro Schools Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
West Metro Schools Credit Union's 6 month IRA CDs rates are at 3.90%, 1 year IRA CDs rates are at 3.60%, 2 year IRA CDs rates are at 3.40%. West Metro Schools Credit Union's savings rates are at 0.15%. West Metro Schools Credit Union's money market rates are at 0.30%. MonitorBankRates evaluates the financial stability of West Metro Schools Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.84%. Rates were last updated on 04/19/2026. West Metro Schools Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at West Metro Schools Credit Union? Share your experience about West Metro Schools Credit Union by leaving a review below, or read customer reviews before you decide to use West Metro Schools Credit Union. West Metro Schools Credit Union
Main office 1001 Highway 7
https://westmetroschoolscu.org Hopkins, MN 55305 
West Metro Schools Credit Union CD Rates
West Metro Schools Credit Union Savings Rates
West Metro Schools Credit Union Money Market Rates
West Metro Schools Credit Union Checking Rates
West Metro Schools Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for West Metro Schools Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather West Metro Schools Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with West Metro Schools Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
West Metro Schools Credit Union
Website
https://westmetroschoolscu.org
Address
1001 Highway 7,
Hopkins, MN 55305
Phone
612-315-4266
Fax
952-848-4283
President
Mary Kay Myrmel
CEO
Crystal Schuman
Full-Time Employees
6
Part-Time Employees
1
Branch Locations
3
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.84%
Return on Assets (ROA)
0.6802%
Return on Equity (ROE)
3.6693%
Non-Performing Loans Ratio (NPL)
2.84%
Total Assets
40,737,716
Total Amount of Shares and Deposits
33,003,666
Total Shares and Deposits < 1 Year
32,981,286
Total Shares and Deposits 1 3 Years
22,380
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
258,580
Total Uninsured Shares and Deposits > $250K (F+J)
258,580
Total Insured Shares and Deposits > $250K (item 17 less item K)
32,745,086
Total Interest Expense (Sum of items 6 8)
492,128
Share Certificates
473
Number of Accounts for Share Drafts
939
IRA KEOGH Accounts
30
Number of Accounts for Regular Shares
3,394
Money Market Shares
93
Net Income (unless the amount is already included in Undivided Earnings)
277,081
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
609,295
Total Liabilities
33,186,320
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About West Metro Schools Credit UnionIs West Metro Schools Credit Union a safe place to deposit money?Yes, West Metro Schools Credit Union is considered a safe financial institution. With a Texas Ratio of 7.8415567134871%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does West Metro Schools Credit Union operate?West Metro Schools Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join West Metro Schools Credit Union?Yes, to access services at West Metro Schools Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, West Metro Schools Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, West Metro Schools Credit Union provides members with tools to manage their accounts and build a solid financial history. Does West Metro Schools Credit Union offer online and mobile banking?Most modern institutions like West Metro Schools Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://westmetroschoolscu.org. Current West Metro Schools Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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