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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 RadiFi Credit Union Rates & Review July 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: July 11, 2026
RadiFi Credit Union's 12-Month Term CD rates are at 4.05%, 12-Month Term CD rates are at 4.00%, 13-Month CD Special rates are at 4.00%, 13-Month CD Special rates are at 4.00%, 17-Month CD Special (New Money Only) rates are at 4.00%. RadiFi Credit Union's savings rates are at 0.10%. RadiFi Credit Union's money market rates are at 0.40%. RadiFi Credit Union's Personal Loan Rates are at 10.50%. MonitorBankRates evaluates the financial stability of RadiFi Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.76%. Rates were last updated on 07/11/2026. RadiFi Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at RadiFi Credit Union? Share your experience about RadiFi Credit Union by leaving a review below, or read customer reviews before you decide to use RadiFi Credit Union. RadiFi Credit Union
Main Branch Park Street 562 Park St
https://www.radificu.org Jacksonville, FL 32204 2918 
RadiFi Credit Union CD Rates
RadiFi Credit Union Savings Rates
RadiFi Credit Union Money Market Rates
RadiFi Credit Union Checking Rates
RadiFi Credit Union Home Equity & HELOC
RadiFi Credit Union Auto Loan Rates
RadiFi Credit Union Credit Card Rates
RadiFi Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for RadiFi Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather RadiFi Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with RadiFi Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
RadiFi Credit Union
Website
https://www.radificu.org
Address
562 Park St,
Jacksonville, FL 32204 2918
Phone
904-475-8000
Fax
904-359-8328
President
Rodomir Desir
CEO
John Servos
Full-Time Employees
132
Part-Time Employees
1
Branch Locations
8
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.76%
Return on Assets (ROA)
0.2079%
Return on Equity (ROE)
2.2398%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
704,913,184
Total Amount of Shares and Deposits
550,436,813
Total Shares and Deposits < 1 Year
513,841,484
Total Shares and Deposits 1 3 Years
32,643,125
Total Shares and Deposits > 3 Years
3,952,204
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
33,390,163
Total Uninsured Shares and Deposits > $250K (F+J)
33,390,163
Total Insured Shares and Deposits > $250K (item 17 less item K)
517,046,650
Total Interest Expense (Sum of items 6 8)
7,152,438
Share Certificates
3,680
Number of Accounts for Share Drafts
29,495
IRA KEOGH Accounts
1,054
Number of Accounts for Regular Shares
50,440
Non Member Deposits
10,299
Money Market Shares
3,418
Net Income (unless the amount is already included in Undivided Earnings)
1,285,262
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
26,237,438
Total Liabilities
647,799,642
Source: NCUA — Last Updated 09/30/2025
Customer ReviewsKNRk
December 17, 2025
uFTE
Sandra223
October 16, 2023
I was able to join with no problem.
Bill S.
October 16, 2023
Great credit union!!
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Frequently Asked Questions About RadiFi Credit UnionHow many branches does RadiFi Credit Union operate?RadiFi Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join RadiFi Credit Union?Yes, to access services at RadiFi Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, RadiFi Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, RadiFi Credit Union provides members with tools to manage their accounts and build a solid financial history. Does RadiFi Credit Union offer online and mobile banking?Most modern institutions like RadiFi Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.radificu.org. Current RadiFi Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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