|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Uniwyo Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Uniwyo Federal Credit Union's 5 Year CD rates are at 3.50%, 1 Year CD rates are at 3.45%, 4 Year CD rates are at 3.45%, 3 Year CD rates are at 3.40%, 9 Month CD rates are at 3.35%. Uniwyo Federal Credit Union's money market rates are at 0.50%. Uniwyo Federal Credit Union's Personal Loan Rates are at 9.74%. MonitorBankRates evaluates the financial stability of Uniwyo Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.84%. Rates were last updated on 04/18/2026. Uniwyo Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Uniwyo Federal Credit Union? Share your experience about Uniwyo Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Uniwyo Federal Credit Union. Uniwyo Federal Credit Union
2020 Grand Branch 2020 E Grand Ave
https://www.uniwyo.com Laramie, WY 82070 
Uniwyo Federal Credit Union CD Rates
Uniwyo Federal Credit Union Money Market Rates
Uniwyo Federal Credit Union Checking Rates
Uniwyo Federal Credit Union Home Equity & HELOC
Uniwyo Federal Credit Union Auto Loan Rates
Uniwyo Federal Credit Union Credit Card Rates
Uniwyo Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Uniwyo Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Uniwyo Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Uniwyo Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Uniwyo Federal Credit Union
Website
https://www.uniwyo.com
Address
2020 E Grand Ave,
Laramie, WY 82070
Phone
307-721-5600
Fax
President
Tim Gaddis
CEO
Dave Krause
Full-Time Employees
116
Part-Time Employees
7
Branch Locations
8
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.84%
Return on Assets (ROA)
1.1553%
Return on Equity (ROE)
9.5594%
Non-Performing Loans Ratio (NPL)
0.71%
Total Assets
775,670,043
Total Amount of Shares and Deposits
678,815,312
Total Shares and Deposits < 1 Year
663,886,915
Total Shares and Deposits 1 3 Years
8,484,022
Total Shares and Deposits > 3 Years
6,444,375
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
49,138,950
Total Uninsured Shares and Deposits > $250K (F+J)
49,138,950
Total Insured Shares and Deposits > $250K (item 17 less item K)
629,676,362
Total Interest Expense (Sum of items 6 8)
7,928,819
Share Certificates
5,252
Number of Accounts for Share Drafts
31,798
IRA KEOGH Accounts
1,012
Number of Accounts for Regular Shares
53,835
All other shares
505
Money Market Shares
1,322
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
52,964,828
Total Liabilities
690,046,836
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Uniwyo Federal Credit UnionIs Uniwyo Federal Credit Union a safe place to deposit money?Yes, Uniwyo Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.8410919971333%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Uniwyo Federal Credit Union operate?Uniwyo Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Uniwyo Federal Credit Union?Yes, to access services at Uniwyo Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Uniwyo Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Uniwyo Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Uniwyo Federal Credit Union offer online and mobile banking?Most modern institutions like Uniwyo Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.uniwyo.com. Current Uniwyo Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
MINNESOTA VALLEY
Arabi Sugar Workers Federal Credit Union
POST GAZETTE
Compass Federal Credit Union
Berylco Employees Credit Union
NEW PILGRIM
PACE Resources Federal Credit Union
Painesville Credit Union
Scient Federal Credit Union
Coasthills Credit Union
Prospera Credit Union
St Paschal Baylons Federal Credit Union
Hi-Land Credit Union
Greater Wayne Community Federal Credit Union
Mid Carolina Credit Union
Bridgeport Police Federal Credit Union
Northern Indiana Federal Credit Union
Kone Employees Credit Union
Embers Credit Union
ILA Local 1235 Federal Credit Union
River Valley Community Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
