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NEW PILGRIM Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 5, 2026

You can compare NEW PILGRIM rates to other rates in our database, including 12-month share certificate rates currently at 3.66%, 6-month share certificate rates at 3.56% and 3-month share certificate rates at 0.05%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates can be compared to NEW PILGRIM rates. MonitorBankRates evaluates the financial stability of NEW PILGRIM with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 45.63%. Rates were last updated on 04/05/2026.

NEW PILGRIM money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NEW PILGRIM? Share your experience about NEW PILGRIM by leaving a review below, or read customer reviews before you decide to use NEW PILGRIM.

Overall Health & Safety Grade ?
F
High Risk Health Score: 37/100
MonitorBankRates Rating ?
1.0
Weak Out of 5.0 Stars
Texas Ratio ?
45.63%
Fair Higher than avg
First American Bank & Trust Co.
Main Office
641 Goldwire Way SW
Birmingham, AL 35211
http://www.npfcu.com
Member NCUA

Current Rate Availability

We do not have NEW PILGRIM rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for NEW PILGRIM is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather NEW PILGRIM rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with NEW PILGRIM's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name NEW PILGRIM
Website http://www.npfcu.com
Address 641 Goldwire Way SW, Birmingham, AL 35211
Phone 205-326-3852
Fax 205-326-0884
President Angela Malone
CEO Curtis Mitchell
Full-Time Employees 0
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
1.0 / 5.0 ★
Overall Health & Safety Grade
F (37/100)
Texas Ratio
45.63%
Return on Assets (ROA)
0.2964%
Return on Equity (ROE)
5.9590%
Non-Performing Loans Ratio (NPL)
11.39%
Total Assets
1,222,655
Total Amount of Shares and Deposits
1,162,149
Total Shares and Deposits < 1 Year
1,162,149
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,162,149
Total Interest Expense (Sum of items 6 8)
951
Share Certificates
1
Number of Accounts for Share Drafts
115
Number of Accounts for Regular Shares
485
Money Market Shares
4
Net Income (unless the amount is already included in Undivided Earnings)
3,625
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
840,729
Total Liabilities
1,161,839
Source: NCUA — Last Updated 09/30/2023

Customer Reviews

There are no reviews for NEW PILGRIM yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About NEW PILGRIM

Is NEW PILGRIM a safe place to deposit money?

Yes, NEW PILGRIM is considered a safe financial institution. With a Texas Ratio of 45.631567425569%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does NEW PILGRIM operate?

NEW PILGRIM currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join NEW PILGRIM?

Yes, to access services at NEW PILGRIM, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, NEW PILGRIM does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, NEW PILGRIM provides members with tools to manage their accounts and build a solid financial history.

Does NEW PILGRIM offer online and mobile banking?

Most modern institutions like NEW PILGRIM provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.npfcu.com.

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