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MINNESOTA VALLEY Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare MINNESOTA VALLEY rates to other rates in our database, including 12-month share certificate rates currently at 3.29%, 6-month share certificate rates at 3.80% and 3-month share certificate rates at 1.00%. Savings rates are at 0.12% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates can be compared to MINNESOTA VALLEY rates. MonitorBankRates evaluates the financial stability of MINNESOTA VALLEY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.64%. Rates were last updated on 03/28/2026.

MINNESOTA VALLEY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MINNESOTA VALLEY? Share your experience about MINNESOTA VALLEY by leaving a review below, or read customer reviews before you decide to use MINNESOTA VALLEY.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.64%
Excellent Lower than avg
First Financial Bank Bessemer, AL
LOR
1640 Adams St
Mankato, MN 56001
http://.
Member NCUA

Current Rate Availability

We do not have MINNESOTA VALLEY rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for MINNESOTA VALLEY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MINNESOTA VALLEY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MINNESOTA VALLEY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name MINNESOTA VALLEY
Website http://.
Address 1640 Adams St, Mankato, MN 56001
Phone 507-387-3055
Fax 507-387-5235
President Steve Erdman
CEO Nick Meyer
Full-Time Employees 33
Part-Time Employees 4
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.64%
Return on Assets (ROA)
0.6711%
Return on Equity (ROE)
5.9887%
Non-Performing Loans Ratio (NPL)
0.57%
Total Assets
312,140,925
Total Amount of Shares and Deposits
275,876,506
Total Shares and Deposits < 1 Year
264,043,467
Total Shares and Deposits 1 3 Years
7,116,662
Total Shares and Deposits > 3 Years
4,716,377
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,817,041
Total Uninsured Shares and Deposits > $250K (F+J)
10,817,041
Total Insured Shares and Deposits > $250K (item 17 less item K)
265,059,465
Total Interest Expense (Sum of items 6 8)
3,646,077
Share Certificates
2,333
Number of Accounts for Share Drafts
11,275
IRA KEOGH Accounts
638
Number of Accounts for Regular Shares
22,163
All other shares
459
Money Market Shares
2,817
Net Income (unless the amount is already included in Undivided Earnings)
2,078,217
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,070,753
Total Liabilities
277,160,841
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About MINNESOTA VALLEY

Is MINNESOTA VALLEY a safe place to deposit money?

Yes, MINNESOTA VALLEY is considered a safe financial institution. With a Texas Ratio of 2.6417232159877%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does MINNESOTA VALLEY operate?

MINNESOTA VALLEY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join MINNESOTA VALLEY?

Yes, to access services at MINNESOTA VALLEY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, MINNESOTA VALLEY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MINNESOTA VALLEY provides members with tools to manage their accounts and build a solid financial history.

Does MINNESOTA VALLEY offer online and mobile banking?

Most modern institutions like MINNESOTA VALLEY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://..

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