Current Mortgage Rates April 2026 | As Low As 4.25%
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of lenders. Our editorial content is independent of any advertiser relationships.
Current 30-year fixed mortgage rates include OlyFed Olympia Federal S&LOlyFed Olympia Federal S&L24081 Ne State Route 3, Belfair, WA, 98501A+5.0 ★Texas Ratio: 2.38% at 4.25%, Institution for SavingsInstitution for Savings112 County Rd, Amesbury, MA, 01913A+5.0 ★Texas Ratio: 0.11% at 4.99%, Ontario-Montclair School Employees Federal Credit UnionOntario-Montclair School Employees Federal Credit Union1520 N Palmetto Ave, Ontario, CA, 91762A+5.0 ★Texas Ratio: 0.39% at 4.99%, First Citizens Federal Credit UnionFirst Citizens Federal Credit Union1341 COVE RD, East Wareham, MA, 02538A+5.0 ★Texas Ratio: 2.23% at 5.00%, and TULARE COUNTYTULARE COUNTY300 N K St, Porterville, CA, 93257 2358A+5.0 ★Texas Ratio: 5.05% at 5.12%. Mortgage rates as of April 6, 2026 according to verified data from MonitorBankRates.
Finding the lowest mortgage rate can save you thousands over the life of your loan. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can choose a stable, highly-rated institution with confidence.
Mortgage Rates reflect actual verified offers from lenders actively lending to borrowers nationally. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 6, 2026
Compare Mortgage Rates Today Across the United States
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
24081 Ne State Route 3, Belfair, WA, 98501
30-Year Fixed (Affordable Construction Program)
30-Year
4.25%
4.33%
▼
Rate4.25%
APR4.33%
Points0.000
UpdatedApr 3, 2026
Details
No additional details available.
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA, 01913
30 Year Fixed
4.99%
5.03%
▼
Rate4.99%
APR5.03%
Points0.000
UpdatedApr 3, 2026
Details
No additional details available.
Ontario-Montclair School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1520 N Palmetto Ave, Ontario, CA, 91762
30 Year Fixed Rate Mortgage
4.99%
5.08%
▼
Rate4.99%
APR5.08%
Points0.000
UpdatedApr 5, 2026
Details
Limited Special Offer
First Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1341 COVE RD, East Wareham, MA, 02538
30-Year Fixed
30-Year
5.00%
5.08%
▼
Rate5.00%
APR5.08%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
TULARE COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
300 N K St, Porterville, CA, 93257 2358
30-Year Fixed
5.12%
5.27%
▼
Rate5.12%
APR5.27%
Points0.000
UpdatedMar 24, 2026
Details
No additional details available.
Northfield Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
1 Hyatt St, Avenel, NJ, 07001
30 Year Fixed Rate Affordable Mortgage
5.25%
5.30%
▼
Rate5.25%
APR5.30%
Points0.000
UpdatedApr 3, 2026
Details
Quoted rates include a 60 day rate lock. Maximum loan amount for a conforming loan is $806,500. Affordable Mortgage Program available for Residential First Mortgage loans for owner-occupied primary 1 to 2-family residences for those in Hunterdon, Mercer, Middlesex, and Union counties in New Jersey and Richmond and Kings counties in New York and either: (a.) are purchasing or refinancing a home in a low or moderate-income (LMI) census tract OR (b.) whose income is less than 80% of the county median income. All loans are subject to credit approval. A Fixed Rate Mortgage is a mortgage that may have a fixed principal and interest payment up to a maximum of 30 years or 360 payments. Rates and terms are current as 11/24/25 and are subject to change at anytime without prior notice.
Midwest BankCentre
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
1007 Bowles Ave, Arnold, MO, 63010
30-Year Fixed Conventional
30
4.88%
5.38%
▼
Rate4.88%
APR5.38%
Points0.000
UpdatedMar 28, 2026
Details
Rates are effective as of 03/27/2026
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
1055 W Mercury Blvd, Carrollton, NC, 23060 5814
30 Year Fixed Refinance
5.25%
5.43%
▼
Rate5.25%
APR5.43%
Points0.000
UpdatedMar 27, 2026
Details
As Low As
Akron Fire Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
1810 Buchholzer Blvd, Akron, OH, 44310
30-Year Fixed Mortgage
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 25, 2026
Details
Built-In End of Watch Loan Protection on Every Eligible Mortgage!** Promotional rate subject to credit qualification and program type (purchases and rate/term refinances vs. cash-out).
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
10343 S Pulaski Rd, Akron, IL, 44310
30-Year Fixed Mortgage
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedApr 4, 2026
Details
Built-In End of Watch Loan Protection on Every Eligible Mortgage!
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
111 Lower Mill Bay Rd, Anchorage, AK, 99501 3411
30-Year Fixed First time Homebuyer
5.38%
5.56%
▼
Rate5.38%
APR5.56%
Points0.000
UpdatedMar 25, 2026
Details
Based on a $100,000 loan for the specified term; Income limitations apply; Maximum term: 30 years
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
30 Year Fixed
30
5.50%
5.60%
▼
Rate5.50%
APR5.60%
Points0.000
UpdatedApr 4, 2026
Details
As Low As; 60 DAY LOCK
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
30 Year Fixed Rate
5.50%
5.60%
▼
Rate5.50%
APR5.60%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
30 Year Fixed Rate
5.25%
5.62%
▼
Rate5.25%
APR5.62%
Points2.500
UpdatedApr 4, 2026
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
11100 Weymouth Ct, Charlotte Hall, MD, 20603
30 Year Fixed Rate
5.62%
5.64%
▼
Rate5.62%
APR5.64%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
1030 US Highway 1, Cocoa, FL, 32780
30 YEAR FIXED JUMBO FINANCING
30 YEAR
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
Welcome Home - 30-Year Fixed Rate
5.62%
5.68%
▼
Rate5.62%
APR5.68%
Points0.000
UpdatedApr 3, 2026
Details
No additional details available.
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
1301 York Rd, Baltimore, MD, 21093 6035
30 year Fixed-Rate Mortgages
30 year
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
175 Rock Rd, Glen Rock, NJ, 07052
30 Year Fixed
30
5.38%
5.70%
▼
Rate5.38%
APR5.70%
Points3.000
UpdatedApr 4, 2026
Details
No additional details available.
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
103 N Nordic Dr, Craig, AK, 99801
Alaska Housing 30 Year Fixed Rate 1st Time Homebuyer Tax Exempt
5.62%
5.72%
▼
Rate5.62%
APR5.72%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Dime Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1 Huntington Quadrangle, Astoria, NJ, 08701
30 Year Fixed - Affordable Housing Program3
5.62%
5.72%
▼
Rate5.62%
APR5.72%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96707 1878
30 Year Fixed Mortgage
5.50%
5.73%
▼
Rate5.50%
APR5.73%
Points2.000
UpdatedApr 4, 2026
Details
No additional details available.
PNB of Kewanee
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
109 W Maple Ave, Annawan, IL, 60420
30 Year Fixed Mortgages
5.56%
5.73%
▼
Rate5.56%
APR5.73%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
1020 Woodruff Rd, Charlotte, CA, 27612
30-Year Fixed
30
5.75%
5.75%
▼
Rate5.75%
APR5.75%
Points0.000
UpdatedApr 5, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
1020 Woodruff Rd, Charlotte, CA, 27612
Fixed Rate-First Mortgages 30-Year Fixed
30
5.75%
5.75%
▼
Rate5.75%
APR5.75%
Points0.000
UpdatedApr 5, 2026
Details
As Low As
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
30 Year Fixed Rate
5.50%
5.76%
▼
Rate5.50%
APR5.76%
Points1.250
UpdatedApr 4, 2026
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
Conventional 30-Year Fixed Rate Mortgage
5.50%
5.76%
▼
Rate5.50%
APR5.76%
Points1.250
UpdatedApr 4, 2026
Details
No additional details available.
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA, 01913
30 Year Fixed
30
5.50%
5.77%
▼
Rate5.50%
APR5.77%
Points2.000
UpdatedApr 3, 2026
Details
No additional details available.
Crews Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
102 E Interlake Blvd, Arcadia, FL, 33801
30-Year Fixed
5.75%
5.78%
▼
Rate5.75%
APR5.78%
Points0.000
UpdatedApr 2, 2026
Details
No additional details available.
Spencer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
1 Towne Ctr, Cliffside Park, NJ, 07006
30 Year Fixed Rate
5.75%
5.78%
▼
Rate5.75%
APR5.78%
Points0.000
UpdatedApr 2, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
15 Year Fixed Rate
4.25%
4.85%
▼
Rate4.25%
APR4.85%
Points2.375
UpdatedApr 4, 2026
Details
No additional details available.
Crews Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
102 E Interlake Blvd, Arcadia, FL, 33801
15-Year Fixed
5.00%
5.04%
▼
Rate5.00%
APR5.04%
Points0.000
UpdatedApr 2, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Loves Park, IL, 61073
15 Year Fixed Rate
15
4.75%
5.08%
▼
Rate4.75%
APR5.08%
Points1.000
UpdatedMar 27, 2026
Details
As Low As
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
100 SWIFT ST, BOSTON, MA, 02128 1864
15 Year Fixed
5.25%
5.13%
▼
Rate5.25%
APR5.13%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
100 Ridge Rd, Aston, PA, 19014
15 Year Fixed Rate
15
5.12%
5.14%
▼
Rate5.12%
APR5.14%
Points0.000
UpdatedApr 2, 2026
Details
No additional details available.
First Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1341 COVE RD, East Wareham, MA, 02538
15-Year Fixed
15-Year
5.00%
5.14%
▼
Rate5.00%
APR5.14%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
15 Year Fixed
15
5.00%
5.17%
▼
Rate5.00%
APR5.17%
Points0.000
UpdatedApr 4, 2026
Details
As Low As; 60 DAY LOCK
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
15 Year Fixed Rate
5.00%
5.17%
▼
Rate5.00%
APR5.17%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Members Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
159 Colorado St, Muscatine, IA, 52761
15-Year Fixed
15 Years
5.25%
5.22%
▼
Rate5.25%
APR5.22%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
100 Ridge Rd, Aston, PA, 19014
15 Year Fixed Rate
15
4.75%
5.22%
▼
Rate4.75%
APR5.22%
Points3.000
UpdatedApr 2, 2026
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
15 Year Fixed Rate
5.00%
5.24%
▼
Rate5.00%
APR5.24%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
5.00%
5.25%
▼
Rate5.00%
APR5.25%
Points1.500
UpdatedApr 4, 2026
Details
No additional details available.
Transcend Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
12104 Shelbyville Rd, Lexington, KY, 40202
15 Year Fixed
15 Year
5.25%
5.25%
▼
Rate5.25%
APR5.25%
Points0.000
UpdatedMar 29, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
1020 Woodruff Rd, Charlotte, CA, 27612
15-Year Fixed
15
5.25%
5.25%
▼
Rate5.25%
APR5.25%
Points0.000
UpdatedApr 5, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
1020 Woodruff Rd, Charlotte, CA, 27612
Fixed Rate-First Mortgages 15-Year Fixed
15
5.25%
5.25%
▼
Rate5.25%
APR5.25%
Points0.000
UpdatedApr 5, 2026
Details
As Low As
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
15-Year
5.00%
5.25%
▼
Rate5.00%
APR5.25%
Points1.500
UpdatedApr 4, 2026
Details
No additional details available.
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1662 W Orange Blossom Trl, Apopka, FL, 32712 2641
15 Year Fixed
15 Year
5.12%
5.26%
▼
Rate5.12%
APR5.26%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
County Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10 Powhattan Ave, Essington, PA, 19029
15-Year Fixed
15
5.12%
5.26%
▼
Rate5.12%
APR5.26%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
103 N Nordic Dr, Craig, AK, 99801
Alaska Housing 15 Year Fixed Rate 1st Time Homebuyer Tax Exempt
5.12%
5.28%
▼
Rate5.12%
APR5.28%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed
15
5.00%
5.29%
▼
Rate5.00%
APR5.29%
Points1.500
UpdatedApr 4, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate
15-Year
5.00%
5.31%
▼
Rate5.00%
APR5.31%
Points1.500
UpdatedApr 4, 2026
Details
No additional details available.
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
125 Corporate Blvd, New Haven, CT, 06511 5301
15 Year Fixed Mortgage
179
5.25%
5.31%
▼
Rate5.25%
APR5.31%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
5.12%
5.31%
▼
Rate5.12%
APR5.31%
Points1.125
UpdatedApr 4, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
15-Year
5.12%
5.32%
▼
Rate5.12%
APR5.32%
Points1.125
UpdatedApr 4, 2026
Details
No additional details available.
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
11899 New Halls Ferry Rd, Ellisville, MO, 63011
15 Year Fixed
5.00%
5.32%
▼
Rate5.00%
APR5.32%
Points1.250
UpdatedApr 6, 2026
Details
No additional details available.
Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1230 Lakes Dr Ste 108, Brea, CA, 90012 3352
15-Year Fixed
15-Year
5.12%
5.32%
▼
Rate5.12%
APR5.32%
Points0.000
UpdatedApr 4, 2026
Details
Loan amount not to exceed $499,999
Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1099 Morton Blvd, Fishkill, NY, 10566 2801
15 Year Fixed Rate
5.38%
5.33%
▼
Rate5.38%
APR5.33%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
Premier Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
1715 Plymouth St, Chilton, WI, 53014
15 Year Fixed Rate Mortgage Special
15
5.25%
5.33%
▼
Rate5.25%
APR5.33%
Points0.000
UpdatedMar 29, 2026
Details
As Low As; Rate as low as 5.25% with a 5.328% APR* for 15 Years
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
1004 N Oak St, Alexandria, LA, 70006 5324
15 year fixed
15 year
5.25%
5.33%
▼
Rate5.25%
APR5.33%
Points0.000
UpdatedApr 5, 2026
Details
As Low As
Crest Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1010 Bayshore Rd, Cape May, NJ, 08204
15 Year Fixed Rate Mortgage Purchase
5.25%
5.34%
▼
Rate5.25%
APR5.34%
Points0.000
UpdatedApr 2, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
134 N Kenwood St, Burbank, CA, 90036 3792
5/1 ARM
5.70%
4.48%
▼
Rate5.70%
APR4.48%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
134 N Kenwood St, Burbank, CA, 90036 3792
5/1 ARM
5.50%
4.50%
▼
Rate5.50%
APR4.50%
Points1.000
UpdatedApr 5, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
165 W 46th St, Chicago, CA, 10036 1308
5/1 ARM
4.75%
4.86%
▼
Rate4.75%
APR4.86%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
105 Westminster St, Barre, VT, 05001 4720
5/1 ARM
5.00%
5.15%
▼
Rate5.00%
APR5.15%
Points0.000
UpdatedMar 24, 2026
Details
No additional details available.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
1 Fort Eustis, Fort Eustis, VA, 23061
Mortgages for Professionals 5/5 ARM
5.25%
5.25%
▼
Rate5.25%
APR5.25%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
100 SWIFT ST, BOSTON, MA, 02128 1864
5/1 ARM
5.50%
5.35%
▼
Rate5.50%
APR5.35%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
1 Fort Eustis, Fort Eustis, VA, 23061
First-Time Homebuyer Mortgage 5/5 ARM
5/5
5.50%
5.37%
▼
Rate5.50%
APR5.37%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
14600 Aviation Blvd, El Segundo, CA, 75067 4151
Adjustable-Rate Mortgage ARMs (Conforming) 5/5
5/5
5.25%
5.38%
▼
Rate5.25%
APR5.38%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
10 Bahia Ave, Belleview, FL, 32055 5802
5/1 Adjustable Rate Mortgage (ARM)
5.25%
5.39%
▼
Rate5.25%
APR5.39%
Points0.000
UpdatedApr 2, 2026
Details
Available for a limited time only!
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
2019 S King St, Honolulu, HI, 96707 1878
1st Mortgage 15/15 ARM
15/15 ARM
5.12%
5.39%
▼
Rate5.12%
APR5.39%
Points2.000
UpdatedApr 4, 2026
Details
No additional details available.
OMNI Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1 Denso Rd, Bangor, MI, 49001
5/1 30 Year ARM
5.25%
5.40%
▼
Rate5.25%
APR5.40%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
100 S Main St Ste 110, Alhambra, AZ, 86403
5/1 ARM
5.38%
5.42%
▼
Rate5.38%
APR5.42%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
5/5 ARM 30 Year
6.00%
5.42%
▼
Rate6.00%
APR5.42%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
255 James Payton Blvd, Chelsea, AL, 35043
5/15 ARM (Adjustable Rate Mortgage) 1st Mortgage
4.50%
5.42%
▼
Rate4.50%
APR5.42%
Points0.000
UpdatedApr 4, 2026
Details
<=80% LTV
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
101 W Prospect Ave, Cleveland, OH, 44070
5/1 ARM - 30 Year (up to 85% LTV)
30
5.40%
5.43%
▼
Rate5.40%
APR5.43%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
107 W Church St, Greenville, SC, 29607
5/1 ARM Loans
5.12%
5.44%
▼
Rate5.12%
APR5.44%
Points0.000
UpdatedApr 5, 2026
Details
As Low As; Rate fixed for 5 years
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2705 NW EXPRESSWAY, Dallas, OK, 73112 7047
ARM (Adjustable Rate Mortgage)
15 Year; 5/1
4.50%
5.44%
▼
Rate4.50%
APR5.44%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21133 4706
5/1 ARM (adjustable rate)
5.00%
5.49%
▼
Rate5.00%
APR5.49%
Points0.000
UpdatedMar 27, 2026
Details
As Low As
UMe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
5/1 ARM
5.38%
5.49%
▼
Rate5.38%
APR5.49%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
255 James Payton Blvd, Chelsea, AL, 35043
5/15 ARM (Adjustable Rate Mortgage) 1st Mortgage
4.65%
5.51%
▼
Rate4.65%
APR5.51%
Points0.000
UpdatedApr 4, 2026
Details
90% LTV
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX, 77017
5/1 CMT FHA ARM
5.13%
5.52%
▼
Rate5.13%
APR5.52%
Points0.000
UpdatedApr 5, 2026
Details
The rate provided is the interest rate based on a loan amount of $280,000, owner-occupied, single-family 1-unit dwelling, 80% LTV, and a FICO score of 740+. Qualifying rates may be based on a combination of your credit rating, combined loan-to-value, amount financed, and other factors. Your actual rate may be higher than those shown based on information relating to these factors as determined after applying. Rates subject to change without notice.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1001 Kamokila Blvd Ste 104, Aiea, HI, 89123 8004
30 Year Jumbo
5.00%
5.21%
▼
Rate5.00%
APR5.21%
Points2.000
UpdatedApr 4, 2026
Details
No additional details available.
Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1350 N Kings Rd, Angwin, CA, 83687 3193
1st Deed Jumbo 3/3/30 Year - 1 Yr. TCM
360
5.25%
5.25%
▼
Rate5.25%
APR5.25%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11112 San Jose Blvd, Altamonte Springs, FL, 30044 5478
Jumbo Mortgage 20YR FIXED
5.24%
5.27%
▼
Rate5.24%
APR5.27%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
111 Aupuni St, Hilo, HI, 96720 4233
Jumbo 5/30 Balloon Owner-Occupied
5.38%
5.35%
▼
Rate5.38%
APR5.35%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1111 Pine St, Benicia, CA, 94510 3579
20 Year Jumbo
5.25%
5.37%
▼
Rate5.25%
APR5.37%
Points0.750
UpdatedMar 24, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1001 Kamokila Blvd Ste 104, Aiea, HI, 89123 8004
30 Year Jumbo
5.38%
5.50%
▼
Rate5.38%
APR5.50%
Points1.000
UpdatedApr 4, 2026
Details
No additional details available.
Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1350 N Kings Rd, Angwin, CA, 83687 3193
1st Deed Jumbo 5/5/30 Year - 1 Yr. TCM
360
5.50%
5.50%
▼
Rate5.50%
APR5.50%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
1 UNF Dr Bldg 1402, Callahan, FL, 32003 6333
Jumbo Mortgages
5/5
5.38%
5.54%
▼
Rate5.38%
APR5.54%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1200 Central Ave, Bristol, MA, 02760
Jumbo Fixed Rate 10 yr
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate
10 years
5.38%
5.56%
▼
Rate5.38%
APR5.56%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo One-Time Close Construction
10 years
5.38%
5.61%
▼
Rate5.38%
APR5.61%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Refinance Your Mortgage - On The House Fixed Jumbo
5 Years
5.62%
5.62%
▼
Rate5.62%
APR5.62%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
11899 New Halls Ferry Rd, Ellisville, MO, 63011
Jumbo
5.50%
5.63%
▼
Rate5.50%
APR5.63%
Points1.250
UpdatedApr 6, 2026
Details
No additional details available.
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
14600 Aviation Blvd, El Segundo, CA, 75067 4151
Fixed-Rate Mortgage (Jumbo)
20-Year
5.50%
5.64%
▼
Rate5.50%
APR5.64%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, American Fork, CO, 78006 2958
10-Year Power Rate Fixed Jumbo
5.38%
5.66%
▼
Rate5.38%
APR5.66%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
1030 US Highway 1, Cocoa, FL, 32780
30 YEAR FIXED JUMBO FINANCING
30 YEAR
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
100 Averill Rd, Coventry, CT, 02816
Fixed Rate Jumbo Mortgages (Purchase or Refinance) 10 year
10 year
5.62%
5.68%
▼
Rate5.62%
APR5.68%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
20-year Jumbo
20
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
Purchase/Refinance Fixed Rate 20-year Jumbo
20-year Jumbo
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
30-year Jumbo Loan
30
5.63%
5.70%
▼
Rate5.63%
APR5.70%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11112 San Jose Blvd, Altamonte Springs, FL, 30044 5478
Jumbo Mortgage 30YR FIXED
5.68%
5.70%
▼
Rate5.68%
APR5.70%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1111 Pine St, Benicia, CA, 94510 3579
30 Year Jumbo
5.62%
5.71%
▼
Rate5.62%
APR5.71%
Points0.750
UpdatedMar 24, 2026
Details
As Low As
Pacific Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
102 E Nees Ave, Clovis, CA, 93612
Jumbo
5.62%
5.74%
▼
Rate5.62%
APR5.74%
Points1.000
UpdatedMar 28, 2026
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
30 Year Jumbo Fixed Rate
5.38%
5.74%
▼
Rate5.38%
APR5.74%
Points2.375
UpdatedApr 4, 2026
Details
No additional details available.
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1000 W Rhode Island Ave, Cape Canaveral, FL, 32119
Jumbo Loan
5.74%
5.78%
▼
Rate5.74%
APR5.78%
Points0.000
UpdatedMar 27, 2026
Details
As Low As
Credit Union of Texas
Institution Rating:
A-5.0 ★Texas Ratio: 14.68%
1020 Gross Rd, Allen, TX, 75002
Jumbo Mortgage
180
5.55%
5.79%
▼
Rate5.55%
APR5.79%
Points1.000
UpdatedMar 25, 2026
Details
Loan Amount: $1,000,000; Loan-to-Value (LTV): 90%
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10249 Indianapolis Blvd, Calumet City, IL, 46307
Jumbo Single Family Mortgages (Loans - Purchases
30 Years
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.000
UpdatedApr 3, 2026
Details
$832,750+
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10249 Indianapolis Blvd, Calumet City, IL, 46307
Jumbo Single Family Mortgages (Loans - Refinances
30 Years
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.000
UpdatedApr 3, 2026
Details
$832,750+
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11112 San Jose Blvd, Altamonte Springs, FL, 30044 5478
Jumbo Mortgage 15YR FIXED
5.12%
5.16%
▼
Rate5.12%
APR5.16%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1001 Kamokila Blvd Ste 104, Aiea, HI, 89123 8004
30 Year Jumbo
5.00%
5.21%
▼
Rate5.00%
APR5.21%
Points2.000
UpdatedApr 4, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
5.00%
5.25%
▼
Rate5.00%
APR5.25%
Points1.500
UpdatedApr 4, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
15-year Jumbo Loan
15
5.13%
5.25%
▼
Rate5.13%
APR5.25%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1350 N Kings Rd, Angwin, CA, 83687 3193
1st Deed Jumbo 3/3/30 Year - 1 Yr. TCM
360
5.25%
5.25%
▼
Rate5.25%
APR5.25%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
15-Year
5.00%
5.25%
▼
Rate5.00%
APR5.25%
Points1.500
UpdatedApr 4, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11112 San Jose Blvd, Altamonte Springs, FL, 30044 5478
Jumbo Mortgage 20YR FIXED
5.24%
5.27%
▼
Rate5.24%
APR5.27%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10249 Indianapolis Blvd, Calumet City, IL, 46307
Jumbo Single Family Mortgages (Loans - Purchases
15 Years
5.25%
5.31%
▼
Rate5.25%
APR5.31%
Points0.000
UpdatedApr 3, 2026
Details
$832,750+
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10249 Indianapolis Blvd, Calumet City, IL, 46307
Jumbo Single Family Mortgages (Loans - Refinances
15 Years
5.25%
5.31%
▼
Rate5.25%
APR5.31%
Points0.000
UpdatedApr 3, 2026
Details
$832,750+
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
5.12%
5.31%
▼
Rate5.12%
APR5.31%
Points1.125
UpdatedApr 4, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
15-Year
5.12%
5.32%
▼
Rate5.12%
APR5.32%
Points1.125
UpdatedApr 4, 2026
Details
No additional details available.
Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
111 Aupuni St, Hilo, HI, 96720 4233
Jumbo 5/30 Balloon Owner-Occupied
5.38%
5.35%
▼
Rate5.38%
APR5.35%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1111 Pine St, Benicia, CA, 94510 3579
20 Year Jumbo
5.25%
5.37%
▼
Rate5.25%
APR5.37%
Points0.750
UpdatedMar 24, 2026
Details
As Low As
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
5.25%
5.38%
▼
Rate5.25%
APR5.38%
Points0.750
UpdatedApr 4, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
15-Year
5.25%
5.39%
▼
Rate5.25%
APR5.39%
Points0.750
UpdatedApr 4, 2026
Details
No additional details available.
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
14600 Aviation Blvd, El Segundo, CA, 75067 4151
Fixed-Rate Mortgage (Jumbo)
15-Year
5.25%
5.43%
▼
Rate5.25%
APR5.43%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
5.38%
5.45%
▼
Rate5.38%
APR5.45%
Points0.375
UpdatedApr 4, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, American Fork, CO, 78006 2958
15-Year Power Rate Fixed Jumbo
5.25%
5.45%
▼
Rate5.25%
APR5.45%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
15-Year
5.38%
5.45%
▼
Rate5.38%
APR5.45%
Points0.375
UpdatedApr 4, 2026
Details
No additional details available.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1001 Kamokila Blvd Ste 104, Aiea, HI, 89123 8004
30 Year Jumbo
5.38%
5.50%
▼
Rate5.38%
APR5.50%
Points1.000
UpdatedApr 4, 2026
Details
No additional details available.
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
15-year Jumbo
15
5.38%
5.50%
▼
Rate5.38%
APR5.50%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
Purchase/Refinance Fixed Rate 15-year Jumbo
15-year Jumbo
5.38%
5.50%
▼
Rate5.38%
APR5.50%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1350 N Kings Rd, Angwin, CA, 83687 3193
1st Deed Jumbo 5/5/30 Year - 1 Yr. TCM
360
5.50%
5.50%
▼
Rate5.50%
APR5.50%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Jumbo
15
5.50%
5.52%
▼
Rate5.50%
APR5.52%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
1000 Easton Rd, Bensalem, NJ, 08012 1497
15-Year Fixed Rate Jumbo
15-Year
5.50%
5.52%
▼
Rate5.50%
APR5.52%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1111 Pine St, Benicia, CA, 94510 3579
15 Year Jumbo
5.38%
5.53%
▼
Rate5.38%
APR5.53%
Points0.750
UpdatedMar 24, 2026
Details
As Low As
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
1 UNF Dr Bldg 1402, Callahan, FL, 32003 6333
Jumbo Mortgages
5/5
5.38%
5.54%
▼
Rate5.38%
APR5.54%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1200 Central Ave, Bristol, MA, 02760
Jumbo Fixed Rate 10 yr
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo Fixed Rate
10 years
5.38%
5.56%
▼
Rate5.38%
APR5.56%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1005 South St, Norfolk, MA, 02056
15 Year Fixed (Jumbo)
15
5.50%
5.59%
▼
Rate5.50%
APR5.59%
Points0.000
UpdatedApr 3, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo One-Time Close Construction
10 years
5.38%
5.61%
▼
Rate5.38%
APR5.61%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Refinance Your Mortgage - On The House Fixed Jumbo
5 Years
5.62%
5.62%
▼
Rate5.62%
APR5.62%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
100 Ridge Rd, Aston, PA, 19014
15 Year Fixed Rate Jumbo
15
5.62%
5.63%
▼
Rate5.62%
APR5.63%
Points0.000
UpdatedApr 2, 2026
Details
No additional details available.
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
11899 New Halls Ferry Rd, Ellisville, MO, 63011
Jumbo
5.50%
5.63%
▼
Rate5.50%
APR5.63%
Points1.250
UpdatedApr 6, 2026
Details
No additional details available.
Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
531 Broad St, Coraopolis, PA, 15108
Jumbo Mortgages (Greater than 15 Year
15 Year
5.62%
5.64%
▼
Rate5.62%
APR5.64%
Points0.000
UpdatedApr 2, 2026
Details
$832,750
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
1 UNF Dr Bldg 1402, Callahan, FL, 32003 6333
Jumbo Mortgages
15
5.62%
5.64%
▼
Rate5.62%
APR5.64%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
14600 Aviation Blvd, El Segundo, CA, 75067 4151
Fixed-Rate Mortgage (Jumbo)
20-Year
5.50%
5.64%
▼
Rate5.50%
APR5.64%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, American Fork, CO, 78006 2958
10-Year Power Rate Fixed Jumbo
5.38%
5.66%
▼
Rate5.38%
APR5.66%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1200 Central Ave, Bristol, MA, 02760
Jumbo Fixed Rate 15 yr
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
1030 US Highway 1, Cocoa, FL, 32780
30 YEAR FIXED JUMBO FINANCING
30 YEAR
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
1001 Hastings Park Dr, Bethel Park, PA, 15009
Jumbo Single Family Owner-Occupied
15 Year
5.62%
5.67%
▼
Rate5.62%
APR5.67%
Points0.000
UpdatedApr 3, 2026
Details
No additional details available.
Altura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
10725 Magnolia Ave, Banning, CA, 91752
15 Year - Jumbo Fixed
5.38%
5.67%
▼
Rate5.38%
APR5.67%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
100 Averill Rd, Coventry, CT, 02816
Fixed Rate Jumbo Mortgages (Purchase or Refinance) 10 year
10 year
5.62%
5.68%
▼
Rate5.62%
APR5.68%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
101 W Division St, Algonquin, IL, 48072
Jumbo Fixed-Rate Mortgages 15 Year
15 Year
5.50%
5.69%
▼
Rate5.50%
APR5.69%
Points1.000
UpdatedApr 5, 2026
Details
As Low As; as low as 5.500%
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
20-year Jumbo
20
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
2510 North Loop W, Conroe, TX, 77072 1667
Purchase/Refinance Fixed Rate 20-year Jumbo
20-year Jumbo
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX, 76501 7603
30-year Jumbo Loan
30
5.63%
5.70%
▼
Rate5.63%
APR5.70%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11112 San Jose Blvd, Altamonte Springs, FL, 30044 5478
Jumbo Mortgage 30YR FIXED
5.68%
5.70%
▼
Rate5.68%
APR5.70%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1111 Pine St, Benicia, CA, 94510 3579
30 Year Jumbo
5.62%
5.71%
▼
Rate5.62%
APR5.71%
Points0.750
UpdatedMar 24, 2026
Details
As Low As
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
100 Ridge Rd, Aston, PA, 19014
15 Year Fixed Rate Jumbo
15
5.25%
5.72%
▼
Rate5.25%
APR5.72%
Points3.000
UpdatedApr 2, 2026
Details
No additional details available.
Pacific Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
102 E Nees Ave, Clovis, CA, 93612
Jumbo
5.62%
5.74%
▼
Rate5.62%
APR5.74%
Points1.000
UpdatedMar 28, 2026
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI, 96701
30 Year Jumbo Fixed Rate
5.38%
5.74%
▼
Rate5.38%
APR5.74%
Points2.375
UpdatedApr 4, 2026
Details
No additional details available.
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1000 W Rhode Island Ave, Cape Canaveral, FL, 32119
Jumbo Loan
5.74%
5.78%
▼
Rate5.74%
APR5.78%
Points0.000
UpdatedMar 27, 2026
Details
As Low As
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
100 Averill Rd, Coventry, CT, 02816
Fixed Rate Jumbo Mortgages (Purchase or Refinance) 15 Year
15 Year
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Credit Union of Texas
Institution Rating:
A-5.0 ★Texas Ratio: 14.68%
1020 Gross Rd, Allen, TX, 75002
Jumbo Mortgage
180
5.55%
5.79%
▼
Rate5.55%
APR5.79%
Points1.000
UpdatedMar 25, 2026
Details
Loan Amount: $1,000,000; Loan-to-Value (LTV): 90%
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
101 W Division St, Algonquin, IL, 48072
Jumbo Fixed-Rate Mortgages 15 Year
15 Year
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.000
UpdatedApr 5, 2026
Details
As Low As; as low as 5.750%
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1630 King St, Alexandria, DC, 20319 0001
Jumbo 15 Year Fixed
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.250
UpdatedApr 4, 2026
Details
No additional details available.
Commonwealth Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
1172 River St, Boston, MA, 02108
15 Year Fixed Jumbo
15 Year
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.000
UpdatedApr 2, 2026
Details
No additional details available.
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10249 Indianapolis Blvd, Calumet City, IL, 46307
Jumbo Single Family Mortgages (Loans - Purchases
30 Years
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.000
UpdatedApr 3, 2026
Details
$832,750+
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10249 Indianapolis Blvd, Calumet City, IL, 46307
Jumbo Single Family Mortgages (Loans - Refinances
30 Years
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.000
UpdatedApr 3, 2026
Details
$832,750+
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
Jumbo 15-Year Fixed
5.75%
5.81%
▼
Rate5.75%
APR5.81%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
14600 Aviation Blvd, El Segundo, CA, 75067 4151
Adjustable-Rate Mortgage ARMs (Jumbo) 5/1
5.25%
5.35%
▼
Rate5.25%
APR5.35%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
100 S Main St Ste 110, Alhambra, AZ, 86403
Jumbo Adjustable Rate Mortgage (ARM) Rate 5/1 ARM
5.38%
5.40%
▼
Rate5.38%
APR5.40%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1350 N Kings Rd, Angwin, CA, 83687 3193
1st Deed Jumbo 5/5/30 Year - 1 Yr. TCM
360
5.50%
5.50%
▼
Rate5.50%
APR5.50%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
100 S Main St Ste 110, Alhambra, AZ, 86403
Jumbo Adjustable Rate Mortgage (ARM) Rate 5/5 ARM
5.50%
5.52%
▼
Rate5.50%
APR5.52%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
1 UNF Dr Bldg 1402, Callahan, FL, 32003 6333
Jumbo Mortgages
5/5
5.38%
5.54%
▼
Rate5.38%
APR5.54%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1800 Barrs St, Hammond, FL, 32202
Jumbo 5/5 ARM
5.50%
5.59%
▼
Rate5.50%
APR5.59%
Points0.500
UpdatedMar 25, 2026
Details
As Low As
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
14600 Aviation Blvd, El Segundo, CA, 75067 4151
Adjustable-Rate Mortgage ARMs (Jumbo) 5/5
5.50%
5.61%
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo 5/5 ARM
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1 IKEA RBFCU Parkway, Allen, TX, 75002
Jumbo ARM (5/5)
30 years
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1800 Barrs St, Hammond, FL, 32202
Jumbo 5/5 ARM
5.62%
5.67%
▼
Rate5.62%
APR5.67%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Refinance Your Mortgage - On The House 5/5 ARM Jumbo
10 Years
5.50%
5.75%
▼
Rate5.50%
APR5.75%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Jumbo Loans - Adjustable Rate First Mortgages (ARM)
5/1 Years (30 Years)
5.25%
5.89%
▼
Rate5.25%
APR5.89%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1630 King St, Alexandria, DC, 20319 0001
Jumbo 5/5 ARM
5.75%
5.92%
▼
Rate5.75%
APR5.92%
Points0.125
UpdatedApr 4, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1155 W Park Lane, American Fork, UT, 84003
FHA
15 Years
4.88%
5.22%
▼
Rate4.88%
APR5.22%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX, 77017
5/1 CMT FHA ARM
5.13%
5.52%
▼
Rate5.13%
APR5.52%
Points0.000
UpdatedApr 5, 2026
Details
The rate provided is the interest rate based on a loan amount of $280,000, owner-occupied, single-family 1-unit dwelling, 80% LTV, and a FICO score of 740+. Qualifying rates may be based on a combination of your credit rating, combined loan-to-value, amount financed, and other factors. Your actual rate may be higher than those shown based on information relating to these factors as determined after applying. Rates subject to change without notice.
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX, 77017
7/1 CMT FHA ARM
5.25%
5.64%
▼
Rate5.25%
APR5.64%
Points0.000
UpdatedApr 5, 2026
Details
The rate provided is the interest rate based on a loan amount of $280,000, owner-occupied, single-family 1-unit dwelling, 80% LTV, and a FICO score of 740+. Qualifying rates may be based on a combination of your credit rating, combined loan-to-value, amount financed, and other factors. Your actual rate may be higher than those shown based on information relating to these factors as determined after applying. Rates subject to change without notice.
Riverside Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
325 Becker Dr, Roanoke Rapids, NC, 27870
FHA/VA
30
5.38%
5.69%
▼
Rate5.38%
APR5.69%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1155 W Park Lane, American Fork, UT, 84003
FHA
30 Years
5.49%
5.70%
▼
Rate5.49%
APR5.70%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
2106 University Cir, North Ogden, UT, 84067
FHA
30 Year
5.49%
5.74%
▼
Rate5.49%
APR5.74%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
10150 W Desert River Blvd, Avondale, AZ, 85008 2442
30 Year FHA
30 Year
5.49%
5.77%
▼
Rate5.49%
APR5.77%
Points1.750
UpdatedMar 25, 2026
Details
No additional details available.
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20903 1058
FHA 30-Year Fixed Rate
5.38%
5.80%
▼
Rate5.38%
APR5.80%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1 Riverchase Pkwy S, Birmingham, AL, 35023 1668
30-Year FHA Fixed
5.12%
5.82%
▼
Rate5.12%
APR5.82%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
112 Boston Ave, Bethel, CT, 06468
30 Year Fixed FHA
30
5.88%
5.82%
▼
Rate5.88%
APR5.82%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1 BayPort Way Ste 105, Chesapeake, VA, 23061
30 years FHA Loan
30 years
5.62%
5.84%
▼
Rate5.62%
APR5.84%
Points0.750
UpdatedApr 6, 2026
Details
No additional details available.
Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
2106 University Cir, North Ogden, UT, 84067
FHA
15 Year
5.38%
5.88%
▼
Rate5.38%
APR5.88%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1033 N Buckner St, Augusta, KS, 67010
FHA 30 Year Fixed
5.75%
5.88%
▼
Rate5.75%
APR5.88%
Points0.000
UpdatedApr 3, 2026
Details
No additional details available.
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX, 77017
30-year FHA Fixed
30
5.25%
5.92%
▼
Rate5.25%
APR5.92%
Points2.456
UpdatedApr 5, 2026
Details
No additional details available.
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
1090 W Sunset Rd Ste B, Henderson, NV, 89014 6678
FHA 30 Year Fixed
5.75%
5.94%
▼
Rate5.75%
APR5.94%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
1090 W Sunset Rd Ste B, Henderson, NV, 89014 6678
Refi FHA 30 Year Fixed
5.75%
5.94%
▼
Rate5.75%
APR5.94%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
JSC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1280 E League City Pkwy, Alvin, TX, 77017
30-year FHA Fixed
30
5.38%
5.96%
▼
Rate5.38%
APR5.96%
Points1.394
UpdatedApr 5, 2026
Details
No additional details available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2705 NW EXPRESSWAY, Dallas, OK, 73112 7047
FHA
15 Year Fixed
5.12%
5.96%
▼
Rate5.12%
APR5.96%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1020 E 800 N, Bluffdale, ID, 83402
15 Year Fixed FHA Mortgage
5.25%
5.98%
▼
Rate5.25%
APR5.98%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
100 Lynnhaven Pkwy, Cedar City, TX, 23320
FHA
15 Years
5.50%
6.00%
▼
Rate5.50%
APR6.00%
Points0.500
UpdatedMar 25, 2026
Details
No additional details available.
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
1010 21st Ave N, Conway, SC, 29526 3365
FHA
5.88%
6.00%
▼
Rate5.88%
APR6.00%
Points0.000
UpdatedApr 4, 2026
Details
As Low As
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1015 WARNER AVE, Athol, ID, 83501
15 Year FHA Loan
5.25%
6.02%
▼
Rate5.25%
APR6.02%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
Rural Cooperatives Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
13246 State Route 176, Drakesboro, KY, 40223
FHA 30-Year Fixed - Conforming
30
5.88%
6.03%
▼
Rate5.88%
APR6.03%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Fort Leonard Wood, MO, 65065 3276
FHA Loan
15 - 30 Years
5.50%
6.08%
▼
Rate5.50%
APR6.08%
Points0.000
UpdatedMar 27, 2026
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1020 E 800 N, Bluffdale, ID, 83402
20 Year Fixed FHA Mortgage
5.25%
6.09%
▼
Rate5.25%
APR6.09%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Southwest Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
1000 E 32nd St, Alba, MO, 64755
30-year fixed rate FHA
5.88%
6.11%
▼
Rate5.88%
APR6.11%
Points0.000
UpdatedApr 2, 2026
Details
No additional details available.
LGE Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
105 W Main St, Acworth, GA, 30009 2230
30 Yr Fixed FHA (Brokered) 30 Yr Fixed VA (Brokered)
6.00%
6.12%
▼
Rate6.00%
APR6.12%
Points0.000
UpdatedMar 27, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Loves Park, IL, 61073
15 Year FHA Mortgages - 3.5% Down
15 Year
5.38%
6.13%
▼
Rate5.38%
APR6.13%
Points0.000
UpdatedMar 27, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Loves Park, IL, 61073
FHA Mortgages - 3.5% Down
15 Year
5.38%
6.13%
▼
Rate5.38%
APR6.13%
Points0.000
UpdatedMar 27, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Loves Park, IL, 61073
FHA Mortgages - 3.5% Down 15 Year
15 Year
5.38%
6.13%
▼
Rate5.38%
APR6.13%
Points0.000
UpdatedMar 27, 2026
Details
As Low As
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
103 N Nordic Dr, Craig, AK, 99801
Alaska Housing 15 Year Fixed Rate Veterans Mortgage Program
5.25%
5.40%
▼
Rate5.25%
APR5.40%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
130 Griffin Bell Dr, Clarksville, KY, 37040 1620
VA 15 Year Fixed Loan
5.25%
5.47%
▼
Rate5.25%
APR5.47%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
118 W Main St, Auburn, MA, 01420 4327
5&1 Fixed Variable
5.38%
5.57%
▼
Rate5.38%
APR5.57%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
106 E Main St, Bellingham, WA, 98225
VA 15-Year Fixed Purchase
5.38%
5.60%
▼
Rate5.38%
APR5.60%
Points0.250
UpdatedMar 29, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
106 E Main St, Bellingham, WA, 98225
VA 15-Year Fixed Refinance
5.38%
5.60%
▼
Rate5.38%
APR5.60%
Points0.250
UpdatedMar 29, 2026
Details
No additional details available.
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
1065 Velp Ave, Appleton, WI, 54115
Federal VA Loans
15 year
5.50%
5.61%
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1015 WARNER AVE, Athol, ID, 83501
15 Year VA Loan
5.25%
5.62%
▼
Rate5.25%
APR5.62%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1 Riverchase Pkwy S, Birmingham, AL, 35023 1668
30-Year VA Fixed
5.38%
5.73%
▼
Rate5.38%
APR5.73%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
118 W Main St, Auburn, MA, 01420 4327
7&1 Fixed Variable
5.50%
5.74%
▼
Rate5.50%
APR5.74%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Fort Leonard Wood, MO, 65065 3276
VA Loan
10 - 30 Years
5.50%
5.77%
▼
Rate5.50%
APR5.77%
Points0.000
UpdatedMar 27, 2026
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1020 E 800 N, Bluffdale, ID, 83402
30 Year Fixed VA Mortgage
5.62%
5.79%
▼
Rate5.62%
APR5.79%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
VA 15-Year Fixed
5.38%
5.79%
▼
Rate5.38%
APR5.79%
Points0.000
UpdatedMar 26, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1007 Jadwin Ave, College Place, OR, 97267
15-Year VA Purchase / No Cash-Out Refinance
180
5.62%
5.79%
▼
Rate5.62%
APR5.79%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 180 Months
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
VA Purchase Refinance
15 Year
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 24, 2026
Details
As Low As
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1101 FM 3036, Alamo, TX, 78102
VA Purchase / Refinance 15 Year
15 Year
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 24, 2026
Details
As Low As
First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
103 N Nordic Dr, Craig, AK, 99801
Alaska Housing 30 Year Fixed Rate Veterans Mortgage Program
5.75%
5.84%
▼
Rate5.75%
APR5.84%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Credit Union of America Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
10222 E Harry St, Derby, KS, 66502 3469
30 Year VA
5.75%
5.86%
▼
Rate5.75%
APR5.86%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
10750 France Ave S, Andover, MN, 55304
VA IRRRL 30-Year Fixed
5.75%
5.86%
▼
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Ventura County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
18 W Thousand Oaks Blvd, Camarillo, CA, 91360 4458
15 Year Fixed VA
5.75%
5.86%
▼
Rate5.75%
APR5.86%
Points0.500
UpdatedMar 29, 2026
Details
As Low As
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
10150 W Desert River Blvd, Avondale, AZ, 85008 2442
15 Year VA
15 Year
5.12%
5.89%
▼
Rate5.12%
APR5.89%
Points1.875
UpdatedMar 25, 2026
Details
No additional details available.
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
10 Leanni Way, Boca Raton, FL, 32114 1560
VA Home Loan
15 Years
5.75%
5.89%
▼
Rate5.75%
APR5.89%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
United Nations Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
2 United Nations Plz Fl 3, Long Island City, NY, 10017
3/1-year variable
5.90%
5.90%
▼
Rate5.90%
APR5.90%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Building 420 Kadena Air Base, Okinawa, 96368
VA Loan
5.62%
5.91%
▼
Rate5.62%
APR5.91%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Community Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
1030 US Highway 1, Cocoa, FL, 32780
VA- 30 YEAR FIXED
5.62%
5.91%
▼
Rate5.62%
APR5.91%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
1065 Velp Ave, Appleton, WI, 54115
Federal VA Loans
30 year
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 25, 2026
Details
As Low As
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
110 International Way, Albany, OR, 97210
30 Year VA
5.88%
5.99%
▼
Rate5.88%
APR5.99%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
130 Griffin Bell Dr, Clarksville, KY, 37040 1620
7/1 VA Adjustable-Rate Mortgage
5.38%
6.00%
▼
Rate5.38%
APR6.00%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
130 Griffin Bell Dr, Clarksville, KY, 37040 1620
VA 30 Year Fixed Loan
5.88%
6.01%
▼
Rate5.88%
APR6.01%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
11100 Weymouth Ct, Charlotte Hall, MD, 20603
Federal VA 30 Year Fixed Rate
6.00%
6.01%
▼
Rate6.00%
APR6.01%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
1033 N Buckner St, Augusta, KS, 67010
VA 30 Year Fixed
5.88%
6.02%
▼
Rate5.88%
APR6.02%
Points0.000
UpdatedApr 3, 2026
Details
No additional details available.
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MonitorBankRates
The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
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National Mortgage Rate Trends
Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
30-Year Fixed — National Avg
6.405%
Unchanged from last week
The national 30-year fixed average mortgage rate currently averages 6.405%, according to MonitorBankRates trend data.
15-Year Fixed — National Avg
6.077%
Unchanged from last week
The national 15-year fixed average mortgage rate currently averages 6.077%, according to MonitorBankRates trend data.
As of Apr 8, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates nationwide directly from the official websites of lenders, banks, and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products across the country. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national online lenders.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because mortgage rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own specific “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you are comparing rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates
What is a 30-Year Fixed Mortgage?
A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in the U.S. because it offers lower monthly payments compared to shorter-term loans.
How does my credit score affect my rate?
Your credit score is a major factor. Borrowers with higher scores (760+) typically receive the lowest rates because they represent a lower risk to lenders.
What are closing costs?
Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% 5% of the loan amount. They include appraisal fees, title insurance, and origination fees.
Should I lock my mortgage rate?
If you are satisfied with the current rate and worried rates might rise before closing, locking your rate is a good idea. It guarantees your rate for a specific period.
What is an Adjustable-Rate Mortgage (ARM)?
An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.
What is a Jumbo Loan?
A Jumbo Loan is a mortgage that exceeds conforming loan limits set by the FHFA. These loans are common in high-cost areas and often require higher credit scores and larger down payments.
Do I need a 20% down payment?
No. While 20% down avoids Private Mortgage Insurance (PMI), many lenders offer conventional loans with as little as 3% down, and FHA loans require only 3.5% down.
What is the difference between Interest Rate and APR?
The interest rate is the cost of borrowing the principal. The APR includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.
Can I refinance my mortgage later?
Yes. Many homeowners refinance to get a lower rate, shorten their loan term, or cash out equity. However, refinancing involves closing costs, so it is important to calculate your break-even point.
What are the best Mortgage rates nationally?
- OlyFed Olympia Federal S&L: 4.25% (30-Year Fixed (Affordable Construction Program))
- Institution for Savings: 4.99% (30 Year Fixed)
- Ontario-Montclair School Employees Federal Credit Union: 4.99% (30 Year Fixed Rate Mortgage)
- First Citizens Federal Credit Union: 5.00% (30-Year Fixed)
- TULARE COUNTY: 5.12% (30-Year Fixed)
Mortgage Rates reflect actual verified offers from lenders actively lending to borrowers nationally. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 6, 2026
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