Compare the Best High-Yield Savings Account Rates Today
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current national savings rates include Responders Emergency Services Credit UnionResponders Emergency Services Credit Union924 W Sinto Ave, Spokane, WA 99201 2531A+5.0 ★Texas Ratio: 0.00% offering Savings at 12.00% APY, First FSB of Twin FallsFirst FSB of Twin Falls383 Shoshone St N, Twin Falls, ID 83301A+5.0 ★Texas Ratio: 0.24% offering SuperSaver Savings at 10.47% APY, Century Federal Credit UnionCentury Federal Credit Union28251 Lorain Rd, North Olmsted, OH 44070A+5.0 ★Texas Ratio: 4.21% offering Savings Jar at 10.47% APY, SPECTRASPECTRA1024 Saint Nicholas Dr, Waldorf, MD 20603A+5.0 ★Texas Ratio: 0.00% offering Brilliant Kid's Savings Account at 10.38% APY, and Neighbors Credit UnionNeighbors Credit Union6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804A5.0 ★Texas Ratio: 8.62% offering SMART Savings at 10.00% APY. Savings rates as of according to verified data from MonitorBankRates.
Online savings accounts have revolutionized personal banking by offering interest rates that significantly outperform traditional brick-and-mortar banks. Without the overhead of physical branches, online banks pass these savings directly to you in the form of higher APYs and lower fees. Whether you’re building an emergency fund or saving for a major purchase, a high-yield savings account is one of the safest ways to grow your money faster.
Savings rates reflect recent market quotes and representative offers available to depositors nationwide. Savings Rates Last Updated and Verified: April 3, 2026
Current National High-Yield Savings Account Rates
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Spokane, WA
Savings
12.00%
$0
▼
Rate11.39%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Maximum Balance: $1,200
First FSB of Twin Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Twin Falls, ID
SuperSaver Savings
10.47%
$0
▼
Rate10.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
North Olmsted, OH
Savings Jar
10.47%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Savings Jar is designed to encourage increased debit card usage while simultaneously helping our members save at an enhanced interest rate, currently set at 10.47% APY. Dividends are credited to the Savings Jar account monthly, and round-ups from transactions are deposited nightly. Please note that the higher interest rate is subject to change and is set at the discretion of Century Federal Credit Union. Additionally, Century Federal Credit Union reserves the right to modify or discontinue the Savings Jar program and its features at any time. Participation in the Savings Jar program is subject to eligibility criteria set by Century Federal Credit Union.
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Waldorf, MD
Brilliant Kid's Savings Account
10.38%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Waldorf, MD
Brilliant Kids Savings
10.38%
$0
▼
Rate10.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
Saint Louis, MO
SMART Savings
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Maspeth Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
Maspeth, NY
Teen Savings
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Qualifying balance up to $6000.00
Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
Gainesville, FL
Even-Up Share*
10.00%
$0
▼
Rate10.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
West Jordan, UT
Dream Round Up Savings
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Columbus, OH
Owner Rewards Savings
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $5,000.00
Community Financial Credit Union Plymouth, MI
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
PLYMOUTH, MI
High Yield Savings
10.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Panama City, FL
Rising Tide Youth Share
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Balance: $5 - $1,000
Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
Waterloo, WI
Round Up Savings Account
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
Bedford, NH
Deployed Warrior Savings
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Springville, UT
Dream Round Up Savings
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
New Martinsville, WV
High Yield savings account
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $1,000.00
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Lowell, MA
Savings Club for Kids
8.00%
$0
▼
Rate8.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Lowell, MA
Savings Account
8.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Twin Falls, ID
SuperSaver Savings
7.79%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Green Bay, WI
Reward Savings
7.50%
$0
▼
Rate7.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $500.00
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Warren, OH
Youth Startup Savings Account
7.17%
$0
▼
Rate6.99%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Bexley, OH
Jump Start Savings for Kids
7.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1500.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Bexley, OH
Jump Start Savings for Kids!
7.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1500.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Bexley, OH
OSB Jump Start Savings for Kids
7.00%
$0
▼
Rate6.78%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Bellingham, WA
First Step (Youth) Savings
7.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $500
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Bellingham, WA
First Step Savings
7.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $500.00
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
Marshfield, WI
Youth and Young Adult Savings
7.00%
$0
▼
Rate6.82%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $2,500.00
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
Chelsea, AL
Centsible Savings2
7.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1000.00
Rate7.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Minimum Balance to Open Account: $5.00
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
San Ramon, CA
MySavings Youth
7.00%
$0
▼
Rate6.77%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Beavercreek, OH
Health Savings Aount
7.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $1,000.00
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Torrance, CA
Summer Safeguard Savings
6.60%
$0
▼
Rate6.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Long Beach, CA
Summer Savings Accounts
6.50%
$0
▼
Rate6.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Columbus, OH
Ohio Homebuyer Plus Savings Account
6.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Everyday APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Gahanna, OH
Ohio Homebuyer Plus Savings Account
6.25%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
KEMBA Advantage APY
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
West Chester, OH
Ohio Homebuyer Plus Savings
6.25%
$0
▼
Rate6.08%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
MONTEREY PARK, CA
Youth Savings
6.18%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Miamisburg, OH
Sweet Savings
6.17%
$5
▼
Rate6.00%
Min Deposit$5
Min Balance—
UpdatedMar 28, 2026
Details
Qualifications Required: account must have e-statements; Qualifying balance up to $1,000.00
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Miamisburg, OH
Sweet Savings Youth Account Tier 1
6.17%
$0
▼
Rate6.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Federal S&L of Lakewood
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Parma, OH
Ohio Homebuyer Plus Savings Account
6.17%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
SJP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Buffalo, NY
Youth Savings Account
6.17%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $10,000.00
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
SEATAC, WA
Youth Savings
6.14%
$0
▼
Rate6.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Longview, WA
Round Up Savings
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Lima, OH
Ohio Homebuyer Plus Savings Account
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Suffolk Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
Medford, NY
Youth Savings
6.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
plus get $25 when balance reaches $1,000
Suffolk Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
Medford, NY
Youth Savings Account
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $2,500.00
Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Arcadia, CA
Summertime Savings for School Employees
6.00%
$0
▼
Rate5.83%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.
1st National Bank OH
Institution Rating:
A5.0 ★Texas Ratio: 9.28%
Lebanon, OH
Ohio Homebuyer Plus Savings Account
6.00%
$500
▼
Rate5.83%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
APY = Annual Percentage Yield. Terms apply.
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Huntington, IN
Business Ownership Share
6.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Huntington, IN
Ownership Share
6.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Huntington, IN
Ownership Share and Business Ownership Share
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Bellingham, WA
Stash (Emergency) Savings
6.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $2500
Rate5.87%
Min Deposit$25
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $5,000.00
Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Greensboro, NC
Kid Connect Savings
6.00%
$0
▼
Rate5.85%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $3,000.00
Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Greensboro, NC
Teen Connect Savings
6.00%
$0
▼
Rate5.85%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $3,000.00
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
GLENDALE, CA
Summertime Savings
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
El Centro, CA
Hello Summer Savings
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Littleton, CO
Reverse Tier Savings
5.75%
$0
▼
Rate5.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Littleton, CO
Reverse Tier Savings Account
5.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $2,000.00
Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
LOMPOC, CA
Early Savers Shares
5.64%
$0
▼
Rate5.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $500.00
Peoples Bank (WA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Bellingham, WA
Youth Savings
5.50%
$0
▼
Rate5.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Arvada, CO
Power Up Savings
5.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Arvada, CO
Power Up Your Savings
5.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
Chadron, NE
Kids Club Savings
5.25%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500.00
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
West Chester, OH
Ohio Homebuyer Plus Savings
5.25%
$0
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
Eugene, OR
Ignite Savings
5.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $500.00
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Middletown, OH
Student Savings
5.13%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
(ages 0-17 or older with current Student ID)
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Fort Atkinson, WI
TBD Savings
5.12%
$5
▼
Rate5.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
Grove Hill, AL
NextGEN Savings
5.12%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $500.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Louisville, KY
Accumulation Share
5.12%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Union Savings Bank (CT)
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Litchfield, CT
GoalGetter Checking and Savings
5.12%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Union Savings Bank (CT)
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Litchfield, CT
GoalGetter Savings
5.12%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $2,000.00
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Auburn Hills, MI
High Yield Youth Savings
5.12%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $500.00
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
Windsor, CT
Student Savings Account
5.12%
$10
▼
Rate5.00%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Waverly, IA
Snap $tack Savings
5.12%
$1,000
▼
Rate5.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $5,000.00
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
Alpena, MI
Health Savings Account
5.12%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Billings, MT
Youth Savings
5.12%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Med Park Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Grand Forks, ND
Savings Account
5.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Montgomery, AL
Round-Up Savings
5.10%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Trax Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
Temple Terrace, FL
Youth Share
5.10%
$5
▼
Rate4.99%
Min Deposit$5
Min Balance—
UpdatedMar 29, 2026
Details
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Liberty Lake, WA
First5 Savings
5.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
N C P D
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Mineola, NY
Youth/Teen/Milestone Savings
5.09%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Sikeston, MO
Kid's Club Savings
5.01%
$0
▼
Rate4.92%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $500.00
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Fort Leonard Wood, MO
Hero Savings
5.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balance up to $15,000.00; Link a High-Rate Checking account, meet transaction requirements, and pay $0 monthly fees.
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Fort Leonard Wood, MO
High-Rate Savings
5.01%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Qualifications Required: 10 debit card purchases post and settle (excluding ATM transactions); one automatic payment or direct deposit post and settle; Be enrolled in and agree to receive E-Statements; Qualifying balance up to $10,000
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Fort Leonard Wood, MO
Share Savings Account
5.01%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balance up to $10,000.00
Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Wentzville, MO
Cubby Youth Savings
5.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Prizes for deposits over $10; Annual birthday surprise
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Saint Louis, MO
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $5,000.00
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Apopka, FL
Emergency Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
Newtown, CT
Great Start Savings - Based on Daily Balance
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Chatsworth, CA
Youth Smart Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Bronx, NY
SmartStart Banking & Savings
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Bronx, NY
SmartStart Savings
5.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $10,000
Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Bronx, NY
SmartStart Savings & Banking
5.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $10,000
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Port Townsend, WA
Business Optimum Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $5,000.00
Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Bronx, NY
SmartStart Savings for Teens
5.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $10,000.00
Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Bronx, NY
SmartStart Savings for Young Adults
5.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $10,000
Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Bronx, NY
SmartStart Savings for Youth
5.00%
$1
▼
Rate4.88%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Greene County Commercial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Catskill, NY
e-BUSINESS SAVINGS
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $500.00
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
Cincinnati, OH
Youth Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Greene County Commercial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Catskill, NY
e-SAVINGS
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $500.00
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Kailua Kona, HI
Kasasa Rewards Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifications Required: At least 10 debit card purchases; Be enrolled in and agree to receive e-Statements; At least one direct deposit, ACH credit, or ACH payment transaction; Qualifying balance up to $50,000.00
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Eugene, OR
Vault Youth Savings
5.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 28, 2026
Details
Earn 5% APY (annual percentage yield) on your first $500.
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Port Townsend, WA
Optimum Savings
5.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $5,000.00
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Port Townsend, WA
Optimum Student Savings
5.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $5,000.00
TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
Kennewick, WA
Regular Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
One Per Member (Primary RS Savings only) for 5%
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Austin, TX
Easy Save Savings
5.00%
$0
▼
Rate4.91%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $500.00
Peoples Bank Cuba, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
Cuba, MO
Super Saver Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Richland, WA
Explorer Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $500.00; Learn More
Downey Federal Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.42%
Downey, CA
Elevate Savings Account
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Jackson, TN
Share Savings
5.00%
$10
▼
Rate4.89%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balance up to $500.00
Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Spokane, WA
NexGen Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Greene County Commercial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Catskill, NY
Student e-Next Generation Savings
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $100.00
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Centreville, VA
Coverdell Education Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Salt Lake City, UT
Tier 1 YoungInvestor Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $2,000
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Salt Lake City, UT
YoungInvestor Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Extraco Banks National Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Gatesville, TX
First Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $5,000.00
Metro Realtors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
Melville, NY
Smarts Starts Early Youth Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
UP TO AGE 21
Security Bank New Auburn, WI
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
New Auburn, WI
Youth Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Qualifying balance up to $500.00
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
East Lansing, MI
Savings Builder - Tier 1
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Dedham, MA
Start Up Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Qualifying balance up to $1,000.00
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
Mountain Home, ID
Loyalty Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
ARLINGTON, TX
RoundUp Savings Account
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
Lexington, MA
Starter Savings
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $2,000.00
Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
ARLINGTON, TX
Youth Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $499.99
Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
Cheyenne, WY
Accelerated Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Ocean Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.70%
Oceanside, NY
Youth & Young Adult Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Catskill, NY
e-BUSINESS SAVINGS
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $500.00
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Fairmont, WV
Youth Savings Challenge Club
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $500.00
Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Catskill, NY
e-SAVINGS
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $500.00
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
SAGINAW, MI
Emergency Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balance up to $2,500.00
Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Rochester, NY
Companion Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $10,000
West Metro Schools Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.84%
Hopkins, MN
Holiday Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
max $300 deposit per month
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Richland, WA
SmartPlus Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $500.00
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
Hollywood, CA
First500 Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; Qualifying balance up to $500.00
Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Catskill, NY
Student e-Next Generation Savings
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $100.00
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
Hollywood, CA
First500 Savings Account
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $500.00
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Honolulu, HI
Kids Club Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Hawaii Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Honolulu, HI
Kids Club Savings1
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
Garden Grove, CA
Next Gen Savings
5.00%
$5
▼
Rate5.00%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $5000
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Birmingham, AL
Incentive Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balance up to $1,000.00
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Grandville, MI
Navigator Savings
5.00%
$0
▼
Rate4.91%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Frankfort, KY
Round UP Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
Bennington, NE
SuperSaver Kids Club Savings
5.00%
$0
▼
Rate4.91%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
Watertown, NY
NEXT eSavings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Suitland, MD
Online Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
First FSB of Twin Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Twin Falls, ID
SuperSaver Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Varo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Draper, UT
High interest savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; End the month with a positive balance in all your Varo Accounts; Qualifying balance up to $5,000.00
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Belpre, OH
Youth Savings (Prime Savers)
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $1,000.00
Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Rochester, NY
Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; End the month with a positive balance in all your Varo Accounts; Qualifying balance up to $5,000.00
BlueOx Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Battle Creek, MI
Amped Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Adelfi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Brea, CA
Harvest High-Yield Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Ignite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Allegan, MI
AMPED SAVINGS
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
West Jordan, UT
Teen Learn & Earn Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
CommunityAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
Lenexa, KS
High Interest Savings
5.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Qualifications Required; Qualifying balance up to $2,500.00
Adelfi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Brea, CA
Non-Profit Savings Account
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Appleton, WI
SavingsPlus
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500.00
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Bethel Park, PA
NexGen Savings
5.00%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Marshfield, WI
Kasasa Saver® Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $20,000.00
TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Ketchikan, AK
Youth Savings Account
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $1,000.00
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Salem, OR
Member Rewards Savings Account
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Available for personal memberships.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Portland, OR
Rewards Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Portland, OR
Rewards Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Full Balance
Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Hyannis, MA
SaveUp Companion Savings*
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $9,999.99
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
Lancaster, PA
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
Excite Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.89%
San Jose, CA
Go Savings
5.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $2,500.00
First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.07%
Cedar Rapids, IA
Kids First Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $500.00
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Bridgeport, CT
Jump Start Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Lees Summit, MO
Grow Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
Hauppauge, NY
High Five Youth Savings Account
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $500.00
Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Bronx, NY
Apple Bank SmartStart Savings Account
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $10,000.00
Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
San Dimas, CA
Business Harvest High-Yield Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Oregon State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Corvallis, OR
High-Yield Savings Account
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
San Dimas, CA
Harvest Savings
5.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $5,000.00
Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
San Dimas, CA
Ministry Harvest Savings Daily Balance
5.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
$0-$5,000
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
Bedford, NH
Primary Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Eugene, OR
Cultivate High-Yield Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Goshen, IN
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
Lakeland, FL
High Five Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $2,000.00
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Seattle, WA
Youth Savings Accounts
5.00%
$0
▼
Rate4.91%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $500.00
FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.85%
Bay Shore, NY
Student Savings
5.00%
$0
▼
Rate4.91%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Balances $0.00 - $1,000.00
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
Newport News, VA
Fast Start Savings
5.00%
$5
▼
Rate4.91%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
BayFirst National Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.71%
Saint Petersburg, FL
Cash Kids Club Savings
4.94%
$10
▼
Rate4.82%
Min Deposit$10
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $500.00
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Arlington, MA
Zeugma Plus Savings
4.75%
$0
▼
Rate4.65%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balances of $250,000 or less only
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Middlebury, CT
Head Start Savings
4.60%
$0
▼
Rate4.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $1000.00
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
Covington, GA
ULTRA Savings
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
Covington, GA
Ultra Savings Rate
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Virginia Beach, VA
Smart Steps Savings
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
Tampa, FL
High Yield Savings Account
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $500.00; No monthly fees. High yield checking required.
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
San Jose, CA
Premier Savings
4.50%
$0
▼
Rate4.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
San Jose, CA
Premier Savings for New Members
4.50%
$0
▼
Rate4.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
Covington, GA
Savings W/Checking Account
4.45%
$0
▼
Rate4.45%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
AVG DAILY STEPS: 12,500+
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
Covington, GA
Savings w/Checking Rate
4.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
Covington, GA
Savings W/Elite Chk
4.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
Moline, IL
Digital Advantage Savings
4.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Twin Falls, ID
SuperSaver Savings
4.40%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Grand Rapids SB
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
Grand Rapids, MN
Education Savings
4.33%
$0
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Winger, MN
SMART Savings
4.32%
$0
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min. Balance” indicates the minimum amount required to earn the stated APY. Please note that some offers presented may be from advertisers who provide compensation for their inclusion; however, advertised offers do not encompass all available deposit accounts.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
National Savings Rate Trends
Weekly national average APYs across high-yield and standard savings accounts
Weekly savings rate averages compiled from thousands of current savings rates across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — National Avg
1.000%
Unchanged from last week
National high-yield savings rates currently average 1.000% APY, compiled from data across banks and credit unions nationwide.
Standard Savings — National Avg
1.000%
Unchanged from last week
National standard savings rates currently average 1.000% APY, compiled from data across banks and credit unions nationwide.
As of Apr 3, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates nationwide directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from institutions’ own digital properties and manually verifying yields daily, every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields across the country. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield national online banks available to savers in all 50 states.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency into when that specific rate was confirmed.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly. Always check with the specific financial institution’s official website for the most current offers and terms. Last Updated and Verified: April 3, 2026
Frequently Asked Questions about High-Yield Savings Accounts
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at traditional banks. Without the overhead of physical branches, online banks pass savings directly to you through higher APYs and lower fees.
Is my money safe in an online savings account?
Yes. Legitimate online banks are FDIC insured up to $250,000 per depositor, just like traditional banks. Credit unions are similarly insured by the NCUA, providing the same federal protection for your deposits.
Savings Account vs. Certificate of Deposit (CD)?
Savings accounts offer full liquidity you can withdraw funds at any time. CDs lock your money for a fixed term (e.g., 6 months, 1 year) in exchange for a guaranteed fixed rate. If you don't need immediate access, CDs can offer higher yields.
How often do savings rates change?
Savings account rates are variable and can change at any time based on Federal Reserve decisions and broader market conditions. We update our national rate tables daily so you always see the most current offers.
Do I have to pay taxes on interest earned?
Yes. Interest earned on savings accounts is considered taxable income by the IRS. Banks typically issue a Form 1099-INT if you earn more than $10 in interest in a calendar year.
Are online banks better than local banks for savings?
Online banks often offer significantly higher rates because they have lower overhead costs with no physical branches. However, local banks provide in-person service and may be more convenient for certain transactions. The best choice depends on your priorities.
How do I open an online savings account?
Most online savings accounts can be opened in minutes. You will generally need a government-issued photo ID, your Social Security number, and funds for an initial deposit.
What are the best High-Yield Savings rates nationally right now?
Here are some of the highest savings account APYs currently available nationally:
- Responders Emergency Services Credit Union
Savings — 12.00% APY - First FSB of Twin Falls
SuperSaver Savings — 10.47% APY - Century Federal Credit Union
Savings Jar — 10.47% APY - SPECTRA
Brilliant Kid's Savings Account — 10.38% APY - Neighbors Credit Union
SMART Savings — 10.00% APY
Rates subject to change. Last Updated: April 3, 2026
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