The best savings rates for Louisiana include FsnbFsnb2536 Airline Dr, Bossier City, LA 71111A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Chevron Federal Credit UnionChevron Federal Credit Union100 Northpark Blvd # B1302A, Covington, LA 70433 5069A+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY, CENTRICCENTRIC1091 Thomas Rd, West Monroe, LA 71292 5821C+4.1 ★Texas Ratio: 25.48% Share Savings Account at 4.15% APY, Instep Credit UnionInstep Credit Union400 Russell Ave Bldg 509, New Orleans, LA 70143 5077A5.0 ★Texas Ratio: 7.88% Youth & Teen Savings at 4.09% APY, and Essential Credit UnionEssential Credit Union21925 Highway 1, Plaquemine, LA 70764 5132A5.0 ★Texas Ratio: 11.36% Prosperity Rewards Savings at 4.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Louisiana compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Louisiana (LA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Louisiana and the surrounding area. Last Updated and Verified: March 27, 2026
Qualifying balance up to $20,000.00
Qualifications Required: 12 debit card transactions to post to and settle to the account; 1 ACH credit (like a direct deposit); Enroll in an e-statement; Qualifying balance up to $50,000
Qualifications Required
Qualifying balance up to $3,000.00
($0 Opening Balance)
Minimum Balance 4,5,6,9,10
Balances $25,000.00 or more
Get a 1.80% APY on balances of $10,000; Up to six free withdrawals per statement cycle
Qualifying balance up to $25,000.00
Any balance
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Balances exceeding $50,000 earn 0.50% APY
Age 17 & under (Kidz Saver)
Compare local Louisiana savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana high-yield savings rates rose 0.637 points this week to 2.187% APY, up from 1.551% last week.
Louisiana standard savings rates rose 0.759 points this week to 0.928% APY, up from 0.169% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.