|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Teachers Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
You can compare Teachers Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.30%, 6-month share certificate rates at 2.00% and 3-month share certificate rates at 3.14%. Savings rates are at 1.00% and money market rates are at 1.16%. Mortgage rates on 30-year fixed loans are around 5.91%. All these rates can be compared to Teachers Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Teachers Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.40%. Rates were last updated on 03/28/2026. Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Teachers Federal Credit Union? Share your experience about Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Teachers Federal Credit Union. Teachers Federal Credit Union
Headquarters 102 Motor Pkwy
https://www.teachersfcu.org Hauppauge, NY 11788 
Teachers Federal Credit Union Checking Rates
Teachers Federal Credit Union Home Equity & HELOC
Teachers Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Teachers Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Teachers Federal Credit Union
Website
https://www.teachersfcu.org
Address
102 Motor Pkwy,
Hauppauge, NY 11788
Phone
631-698-7000
Fax
President
TIMOTHY SOUTHERTON
CEO
Brad Calhoun
Full-Time Employees
863
Part-Time Employees
31
Branch Locations
32
ATM Locations
34
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.40%
Return on Assets (ROA)
0.7134%
Return on Equity (ROE)
6.6610%
Non-Performing Loans Ratio (NPL)
1.21%
Total Assets
9,899,488,278
Total Amount of Shares and Deposits
8,210,069,982
Total Shares and Deposits < 1 Year
7,750,494,664
Total Shares and Deposits 1 3 Years
370,945,949
Total Shares and Deposits > 3 Years
88,629,370
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
676,043,063
Total Uninsured Shares and Deposits > $250K (F+J)
866,982,948
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,343,087,034
Total Interest Expense (Sum of items 6 8)
155,073,164
Share Certificates
64,907
Number of Accounts for Share Drafts
235,090
IRA KEOGH Accounts
15,954
Number of Accounts for Regular Shares
574,555
Non Member Deposits
5
Money Market Shares
32,152
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
629,550,578
Total Liabilities
8,873,754,365
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Teachers Federal Credit UnionIs Teachers Federal Credit Union a safe place to deposit money?Yes, Teachers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.4043215419711%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Teachers Federal Credit Union operate?Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Teachers Federal Credit Union?Yes, to access services at Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Teachers Federal Credit Union offer online and mobile banking?Most modern institutions like Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.teachersfcu.org. Compare to Other Credit Unions
Mercy Federal Credit Union
Purdue Federal Credit Union
Muskegon Federal Credit Union
SMW 104 Federal Credit Union
Arise Community Credit Union
Gulf Trust Federal Credit Union
Resurrection Lutheran Federal Credit Union
Ocala Community Credit Union
Maine Media Federal Credit Union
St Paul Federal Credit Union
Assumption Beaumont Federal Credit Union
Ever $ Green Federal Credit Union
Gerber Federal Credit Union
Golden Valley Federal Credit Union
Local Union 392 Federal Credit Union
GARDEN SAVINGS
Chicago Area Office Federal Credit Union
Chevron Federal Credit Union
Evergreen Park Schools Federal Credit Union
Espeeco Federal Credit Union
HCSEFCU
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
