MonitorBankRates
  1. Home
  2. Credit Unions
  3. Purdue Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Purdue Federal Credit Union Rates & Review April 2026

Purdue Federal Credit Union's Savers CD - 24 month rates are at 4.03%, IRA CD 15-month Special rates are at 3.77%, Savers CD - 12 month rates are at 3.77%, IRA CD 60 month rates are at 3.41%, IRA CD 48 month rates are at 3.30%. Purdue Federal Credit Union's savings rates are at 0.10%. Purdue Federal Credit Union's money market rates are at 0.10%. Purdue Federal Credit Union's Personal Loan Rates are at 11.40%. MonitorBankRates evaluates the financial stability of Purdue Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.91%. Rates were last updated on 04/18/2026.

Purdue Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Purdue Federal Credit Union? Share your experience about Purdue Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Purdue Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.91%
Excellent Lower than avg
Purdue Federal Credit Union
Purdue Federal Credit Union Admin
1551 Win Hentschel Blvd
West Lafayette, IN 47906
https://www.purduefed.com
Member NCUA

Purdue Federal Credit Union CD Rates

Product Rate APY Term View More
Savers Certificate - 24 month - 4.03%
Min Deposit $50
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Share Certificate 15-month Special 3.70% 3.77% 15
Min Deposit $5,000
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Savers Certificate - 12 month - 3.77%
Min Deposit $50
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Share Certificate 60 month 3.35% 3.41% 60
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Share Certificate 48 month 3.25% 3.30% 48
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Health Savings Certificate 36 month 3.15% 3.20% 36
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Share Certificate 36 month 3.15% 3.20% 36
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Share Certificate 29-month Special 3.00% 3.05% 29
Min Deposit $5,000
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Health Savings Certificate 24 month 2.90% 2.94% 24
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Share Certificate 24 month 2.90% 2.94% 24
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Share Certificate 30 month 2.90% 2.94% 30
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Health Savings Certificate 12 month 2.35% 2.38% 12
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Share Certificate 12 month 2.35% 2.38% 12
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Share Certificate 18 month 2.35% 2.38% 18
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Share Certificate 9 month 2.20% 2.22% 9
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Purdue Federal Credit Union Savings Rates

Product Rate APY View More
Savers Certificate - 24 month - 4.03%
Min Deposit $50
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Savers Certificate - 12 month - 3.77%
Min Deposit $50
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Emergency Savings Tier 1 2.25% 2.27%
Min Deposit $0
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Basic Savings 0.10% 0.10%
Min Deposit $0
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Business Savings 0.10% 0.10%
Min Deposit $0
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Emergency Savings Tier 2 0.10% 0.10%
Min Deposit $0
Min Balance $2,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Health Savings (HSA) Savings 0.10% 0.10%
Min Deposit $0
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Purdue Federal Credit Union Money Market Rates

Product Rate APY View More
IRA Money Market Account Tier 5 2.30% 2.33%
Min Deposit $25
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Business MMA Tier 5 2.25% 2.27%
Min Deposit $2,500
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Money Market Tier 5 2.25% 2.27%
Min Deposit $2,500
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Money Market Account Tier 4 1.55% 1.56%
Min Deposit $25
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Business MMA Tier 4 1.50% 1.51%
Min Deposit $2,500
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Money Market Tier 4 1.50% 1.51%
Min Deposit $2,500
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Money Market Account Tier 3 1.25% 1.26%
Min Deposit $25
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Business MMA Tier 3 1.20% 1.21%
Min Deposit $2,500
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Money Market Tier 3 1.20% 1.21%
Min Deposit $2,500
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Money Market Account Tier 2 0.95% 0.95%
Min Deposit $25
Min Balance $7,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Business MMA Tier 2 0.90% 0.90%
Min Deposit $2,500
Min Balance $7,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Money Market Tier 2 0.90% 0.90%
Min Deposit $2,500
Min Balance $7,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IRA Money Market Account Tier 1 0.15% 0.15%
Min Deposit $25
Min Balance $25
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Business MMA Tier 1 0.10% 0.10%
Min Deposit $2,500
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Money Market Tier 1 0.10% 0.10%
Min Deposit $2,500
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Purdue Federal Credit Union Checking Rates

Product Rate APY View More
IOLTA Checking Tier 5 2.25% 2.27%
Min Deposit $100
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Non-Profit Checking Tier 5 2.25% 2.27%
Min Deposit $100
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IOLTA Checking Tier 4 1.50% 1.51%
Min Deposit $100
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Non-Profit Checking Tier 4 1.50% 1.51%
Min Deposit $100
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IOLTA Checking Tier 3 1.20% 1.21%
Min Deposit $100
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Non-Profit Checking Tier 3 1.20% 1.21%
Min Deposit $100
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IOLTA Checking Tier 2 0.90% 0.90%
Min Deposit $100
Min Balance $7,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Non-Profit Checking Tier 2 0.90% 0.90%
Min Deposit $100
Min Balance $7,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
IOLTA Checking Tier 1 0.10% 0.10%
Min Deposit $100
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Non-Profit Checking Tier 1 0.10% 0.10%
Min Deposit $100
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Merit Checking 0.05% 0.05%
Min Deposit $25
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Sensible Checking 0.05% 0.05%
Min Deposit $25
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Purdue Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
FHA Home Improvement Loan - - 7.50% 5 years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
FHA Home Improvement Loan - - 8.00% 10 years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
FHA Home Improvement Loan - - 8.25% 15 years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Purdue Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 6.50% 5 years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Home Equity Line of Credit - - 6.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Home Equity Loan - - 6.75% 7 years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Home Equity Loan - - 7.00% 10 Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Home Equity Loan - - 7.25% 15 years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Home Equity Loan - - 8.00% 20 years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Purdue Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.44%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Purdue Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal - 11.40%
Details As Low As; Up to 60 months
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Personal Loans - 11.40%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Purdue Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Purdue Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Purdue Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Purdue Federal Credit Union
Address 1551 Win Hentschel Blvd, West Lafayette, IN 47906
Phone 765-497-3328
Fax
President Edgar Cyr
CEO Darrick Weeks
Full-Time Employees 273
Part-Time Employees 19
Branch Locations 13
ATM Locations 10
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.91%
Return on Assets (ROA)
0.6308%
Return on Equity (ROE)
5.8236%
Non-Performing Loans Ratio (NPL)
0.14%
Total Assets
2,055,748,008
Total Amount of Shares and Deposits
1,765,136,189
Total Shares and Deposits < 1 Year
1,712,935,317
Total Shares and Deposits 1 3 Years
50,297,512
Total Shares and Deposits > 3 Years
1,903,360
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
252,825,429
Total Uninsured Shares and Deposits > $250K (F+J)
252,825,429
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,512,310,760
Total Interest Expense (Sum of items 6 8)
27,284,970
Share Certificates
6,185
Number of Accounts for Share Drafts
73,381
IRA KEOGH Accounts
1,555
Number of Accounts for Regular Shares
101,258
All other shares
4,624
Money Market Shares
11,370
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
40,343,124
Total Liabilities
1,843,581,150
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Purdue Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Purdue Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Purdue Federal Credit Union

Is Purdue Federal Credit Union a safe place to deposit money?

Yes, Purdue Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.90675309032407%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Purdue Federal Credit Union operate?

Purdue Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Purdue Federal Credit Union?

Yes, to access services at Purdue Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Purdue Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Purdue Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Purdue Federal Credit Union offer online and mobile banking?

Most modern institutions like Purdue Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.purduefed.com.

Current Purdue Federal Credit Union Rates

  • 12-Month CD2.38%
  • 18-Month CD2.38%
  • 24-Month CD2.94%
  • 60-Month CD3.41%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.