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Purdue Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 9, 2026
Purdue Federal Credit Union's top rates as of October 9, 2026 are 4.49% APY on its IRA CD 15-month Special, 2.53% APY on savings, 2.58% APY on money market accounts, 2.27% APY on checking, and personal loans from 10.90% APR, according to rates verified by MonitorBankRates. Other Purdue Federal Credit Union CD rates include Savers CD - 24 month at 4.45%, 15 Month CD Special at 4.44%, and 7 Month CD Special at 4.33%. MonitorBankRates evaluates the financial stability of Purdue Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.09%. Rates last updated and verified on 10/09/2026.
Purdue Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Purdue Federal Credit Union? Share your experience about Purdue Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Purdue Federal Credit Union.
Purdue Federal Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Purdue Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
1.09%
ExcellentLower than avg
Purdue Federal Credit Union Texas Ratio
Purdue Federal Credit Union's Texas Ratio is 1.09%, which is considered excellent and is lower than the national average of 6.13%.
Purdue Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
1.53% to 1.09% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Purdue Federal Credit Union CD Rates
Product
Rate
APY
Term
View More
IRA Certificate 15-month Special
4.39%
4.49%
15 months
Min Deposit$5,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.38% → 4.49% ▲ 0.11 pts · high 4.49% / low 4.38%
Sep 25, 20264.49%▲ from 4.38%
Sep 14, 20264.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Savers Certificate - 24 month
-
4.45%
24 Months
Min Deposit$50
DetailsRate: T-Bill + 0.25%
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.13% → 4.45% ▲ 0.32 pts · high 4.45% / low 4.13%
Oct 5, 20264.45%▲ from 4.13%
Sep 14, 20264.13%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
15 Month Certificate Special
4.34%
4.44%
15-month
Min Deposit$5,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.33% → 4.44% ▲ 0.11 pts · high 4.44% / low 4.33%
Oct 9, 20264.44%▲ from 4.33%
Sep 14, 20264.33%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
7 Month Certificate Special
4.24%
4.33%
7-month
Min Deposit$5,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.23% → 4.33% ▲ 0.10 pts · high 4.33% / low 4.23%
Oct 9, 20264.33%▲ from 4.23%
Sep 14, 20264.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Savers Certificate - 12 month
-
4.18%
12 Months
Min Deposit$50
DetailsRate: T-Bill + 0.00%
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.87% → 4.18% ▲ 0.31 pts · high 4.18% / low 3.87%
Oct 5, 20264.18%▲ from 3.87%
Sep 14, 20263.87%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA Certificate 60 month
3.35%
3.41%
60 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.41% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Standard Term Certificate - 60 month
3.30%
3.35%
60 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.35% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA Certificate 48 month
3.25%
3.30%
48 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Standard Term Certificate - 48 month
3.20%
3.25%
48 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.25% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Health Savings Certificate - 36 month
3.15%
3.20%
36 months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 5, 2026 · 3.20% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Standard Term Certificate - 36 month
3.10%
3.15%
36 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.15% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA Certificate 29-month Special
3.00%
3.05%
29 months
Min Deposit$5,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
29 Month Certificate Special
2.95%
2.99%
29-month
Min Deposit$5,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.99% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Health Savings Certificate - 24 month
2.90%
2.94%
24 months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 5, 2026 · 2.94% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA Certificate 30 month
2.90%
2.94%
30 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.94% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Standard Term Certificate - 24 month
2.85%
2.89%
24 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 2.89% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Standard Term Certificate - 30 month
2.85%
2.89%
30 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 2.89% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Health Savings Certificate - 12 month
2.35%
2.38%
12 months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 5, 2026 · 2.38% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA Certificate 18 month
2.35%
2.38%
18 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.38% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Standard Term Certificate - 12 month
2.30%
2.33%
12 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 2.33% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Standard Term Certificate - 18 month
2.30%
2.33%
18 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 2.33% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA Certificate 9 month
2.20%
2.22%
9 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.22% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Standard Term Certificate - 9 month
2.15%
2.17%
9 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 2.17% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Standard Term Certificate - 6 month
1.80%
1.82%
6 Months
Min Deposit$5,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 1.82% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Standard Term Certificate - 3 month
1.55%
1.56%
3 Months
Min Deposit$10,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 1.56% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Purdue Federal Credit Union Business CD Rates
Product
Rate
APY
Term
View More
Business 15-month Special
4.04%
4.12%
15-month
Min Deposit$5,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.02% → 4.12% ▲ 0.10 pts · high 4.12% / low 4.02%
Sep 25, 20264.12%▲ from 4.02%
Sep 14, 20264.02%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business 7-month Special
3.94%
4.02%
7-month
Min Deposit$5,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.91% → 4.02% ▲ 0.11 pts · high 4.02% / low 3.91%
Sep 25, 20264.02%▲ from 3.91%
Sep 14, 20263.91%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Share Certificates - 60 month
2.70%
2.74%
60 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 2.74% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Share Certificates - 48 month
2.60%
2.63%
48 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 2.63% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Share Certificates - 36 month
2.50%
2.53%
36 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 2.53% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business 29-month Special
2.35%
2.38%
29-month
Min Deposit$5,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.38% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Share Certificates - 24 month
2.25%
2.28%
24 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 2.28% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Share Certificates - 30 month
2.25%
2.28%
30 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 2.28% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Share Certificates - 12 month
2.00%
2.02%
12 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 2.02% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Share Certificates - 18 month
2.00%
2.02%
18 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 2.02% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Share Certificates - 9 month
1.85%
1.87%
9 Months
Min Deposit$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 1.87% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Share Certificates - 6 month
1.50%
1.51%
6 Months
Min Deposit$5,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 1.51% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Share Certificates - 3 month
1.25%
1.26%
3 Months
Min Deposit$10,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 1.26% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Purdue Federal Credit Union Savings Rates
Product
Rate
APY
View More
Emergency Savings
2.50%
2.53%
Min Deposit$0
Min Balance$0
DetailsBalance: $0-$2,000.00
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.27% → 2.53% ▲ 0.26 pts · high 2.53% / low 2.27%
Sep 29, 20262.53%▲ from 2.27%
Sep 14, 20262.27%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Basic Savings
0.10%
0.10%
Min Deposit$0
Min Balance$0
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Emergency Savings
0.10%
0.10%
Min Deposit$0
Min Balance$2,000
DetailsBalance: $2,000+
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Health Savings (HSA) Savings
0.10%
0.10%
Min Deposit$0
Min Balance$0
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Purdue Federal Credit Union Business Savings Rates
Product
Rate
APY
View More
Business Savings
0.10%
0.10%
Min Deposit$0
Min Balance$0
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Purdue Federal Credit Union Money Market Rates
Product
Rate
APY
View More
IRA MMA
2.55%
2.58%
Min Deposit$25
Min Balance$250,000
DetailsBalance: $250,000 and over
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 2.58% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Money Market
2.50%
2.53%
Min Deposit$2,500
Min Balance$250,000
DetailsBalance: $250,000 and over
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 2.53% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA MMA
1.80%
1.81%
Min Deposit$25
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 1.81% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Money Market
1.75%
1.76%
Min Deposit$2,500
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 1.76% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA MMA
1.35%
1.36%
Min Deposit$25
Min Balance$25,000
DetailsBalance: $25,000 - $99,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 1.36% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Money Market
1.30%
1.31%
Min Deposit$2,500
Min Balance$25,000
DetailsBalance: $25,000 - $99,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 1.31% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA MMA
1.05%
1.06%
Min Deposit$25
Min Balance$7,500
DetailsBalance: $7,500 - $24,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 1.06% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Money Market
1.00%
1.00%
Min Deposit$2,500
Min Balance$7,500
DetailsBalance: $7,500 - $24,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 1.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
IRA MMA
0.15%
0.15%
Min Deposit$25
Min Balance$25
DetailsBalance: $25 - $7,499.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 0.15% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Money Market
0.10%
0.10%
Min Deposit$2,500
Min Balance$0
DetailsBalance: $0 - $7,499.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 0.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Purdue Federal Credit Union Business Money Market Rates
Product
Rate
APY
View More
Business MMA
2.50%
2.53%
Min Deposit$2,500
Min Balance$250,000
DetailsBalance: $250,000.00 and over
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 2.53% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business MMA
1.75%
1.76%
Min Deposit$2,500
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 1.76% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business MMA
1.30%
1.31%
Min Deposit$2,500
Min Balance$25,000
DetailsBalance: $25,000.00 - $99,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 1.31% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business MMA
1.00%
1.00%
Min Deposit$2,500
Min Balance$7,500
DetailsBalance: $7,500.00 - $24,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 1.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business MMA
0.10%
0.10%
Min Deposit$2,500
Min Balance$0
DetailsBalance: $0.01 - $7,499.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 0.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Purdue Federal Credit Union Checking Rates
Product
Rate
APY
View More
Merit Checking
0.05%
0.05%
Min Deposit$25
Min Balance$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Sensible Checking
0.05%
0.05%
Min Deposit$25
Min Balance$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Purdue Federal Credit Union Business Checking Rates
Product
Rate
APY
View More
Business Non-Profit Checking
2.25%
2.27%
Min Deposit$100
Min Balance$250,000
DetailsBalance: $250,000 and over
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 2.27% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Non-Profit Checking
1.50%
1.51%
Min Deposit$100
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 1.51% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Non-Profit Checking
1.20%
1.21%
Min Deposit$100
Min Balance$25,000
DetailsBalance: $25,000 - $99,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 1.21% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Non-Profit Checking
0.90%
0.90%
Min Deposit$100
Min Balance$7,500
DetailsBalance: $7,500 - $24,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 0.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business Non-Profit Checking
0.10%
0.10%
Min Deposit$100
Min Balance$0
DetailsBalance: $0 - $7,499.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 0.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Purdue Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loan
6.75%
-
6.75%
5 years
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50%
Sep 25, 20266.75%▲ from 6.50%
Sep 14, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Home Equity Loan
7.00%
-
7.00%
7 years
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
Sep 25, 20267.00%▲ from 6.75%
Sep 14, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Home Equity Line of Credit
7.25%
-
7.25%
Details0-80% LTV
Last Updated10/09/2026
Rate History
1 change since Sep 17, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00%
Oct 9, 20267.25%▲ from 7.00%
Sep 17, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Home Equity Loan
7.25%
-
7.25%
10 years
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00%
Sep 25, 20267.25%▲ from 7.00%
Sep 14, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Home Equity Loan
7.50%
-
7.50%
15 years
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25%
Sep 25, 20267.50%▲ from 7.25%
Sep 14, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Home Equity FHA Home Improvement Loan
7.75%
-
7.75%
5 years
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 7.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Home Equity FHA Home Improvement Loan
8.25%
-
8.25%
10 years
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Home Equity Loan
8.25%
-
8.25%
20 years
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 8.00% → 8.25% ▲ 0.25 pts · high 8.25% / low 8.00%
Sep 25, 20268.25%▲ from 8.00%
Sep 14, 20268.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Home Equity FHA Home Improvement Loan
8.50%
-
8.50%
15 years
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Purdue Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Vehicles 2025 and Newer Loan
-
-
5.79%
Up to 60 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.79% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Vehicles 2023-2024 Loan
-
-
6.04%
Up to 60 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.04% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Vehicles 2025 and Newer Loan
-
-
6.04%
72 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.04% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Vehicles 2021-2022 Loan
-
-
6.29%
Up to 60 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.29% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Vehicles 2023-2024 Loan
-
-
6.29%
72 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.29% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Vehicles 2021-2022 Loan
-
-
6.54%
72 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.54% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Vehicles 2016-2020 Loan
-
-
6.79%
Up to 60 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.79% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Vehicles 2025 and Newer Loan
-
-
6.79%
84 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.79% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Vehicles 2023-2024 Loan
-
-
7.04%
84 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 7.04% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Purdue Federal Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Recreational Vehicles 2014 & Newer (Titled) Loan
-
8.09%
Up to 60 months
Details$0 - $34,999
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.09% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Motorcycles Model Years 2025 & Newer (Titled) Loan
-
8.94%
Up to 72 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.94% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Recreational Vehicles 2014 & Newer (Titled) Loan
-
9.09%
Up to 15 years
Detailsover $35,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 9.09% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Motorcycles Model Years 2014 -2024 (Titled) Loan
-
9.19%
Up to 60 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 9.19% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Recreational Vehicles Untitled Loan
-
13.34%
Up to 60 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 13.34% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Purdue Federal Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loan
10.90%
Up to 60 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 10.90% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Purdue Federal Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Collateralized Loan
-
-
9.79%
Up to 60 months
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.59% → 9.79% ▲ 0.20 pts · high 9.79% / low 9.59%
Sep 25, 20269.79%▲ from 9.59%
Sep 14, 20269.59%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business High-Yield
0.10%
-
0.10%
Min Deposit$15,000
Min Balance$0
DetailsBalance: $0 - $14,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 0.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Business High-Yield
3.00%
-
3.04%
Min Deposit$15,000
Min Balance$15,000
DetailsBalance: $15,000 and over
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 3.04% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Health Savings Checking (HSA)
0.05%
-
0.05%
Min Deposit$0
Min Balance$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
High-Yield
0.10%
-
0.10%
Min Deposit$15,000
Min Balance$0
DetailsBalance: $0 - $14,999.99
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 0.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
High-Yield
3.00%
-
3.04%
Min Deposit$15,000
Min Balance$15,000
DetailsBalance: $15,000 and over
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 3.04% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.09%
Financial Health History
Purdue Federal Credit Union’s Texas Ratio stayed near 1.53% in Q3 2023 to 1.09% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$2.1B
1.09%
5.0
A+
March 31, 2026
$2.1B
0.84%
5.0
A+
December 31, 2025
$2.1B
1.09%
5.0
A+
September 30, 2025
$2.1B
0.87%
5.0
A+
June 30, 2025
$2.1B
0.79%
5.0
A+
March 31, 2025
$2.1B
0.89%
5.0
A+
December 31, 2024
$2.0B
1.04%
5.0
A+
September 30, 2024
$1.9B
1.16%
5.0
A+
June 30, 2024
$1.9B
0.98%
5.0
A+
March 31, 2024
$2.0B
1.02%
5.0
A+
December 31, 2023
$2.0B
1.89%
5.0
A+
September 30, 2023
$1.9B
1.53%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Purdue Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Purdue Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Purdue Federal Credit Union's official website for the most current offers and terms.
Address
1551 Win Hentschel Blvd,
West Lafayette, IN 47906
Phone765-497-3328
Fax
PresidentEdgar Cyr
CEODarrick Weeks
Full-Time Employees272
Part-Time Employees34
Branch Locations13
ATM Locations10
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.09%
Return on Assets (ROA)
0.4867%
Return on Equity (ROE)
4.4001%
Non-Performing Loans Ratio (NPL)
0.17%
Total Assets
2,132,310,978
Total Amount of Shares and Deposits
1,815,059,065
Total Shares and Deposits < 1 Year
1,763,289,540
Total Shares and Deposits 1 3 Years
48,926,967
Total Shares and Deposits > 3 Years
2,842,560
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
262,191,207
Total Uninsured Shares and Deposits > $250K (F+J)
262,191,207
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,552,867,858
Total Interest Expense (Sum of items 6 8)
16,148,398
Share Certificates
6,275
Number of Accounts for Share Drafts
73,582
IRA KEOGH Accounts
1,486
Number of Accounts for Regular Shares
99,500
All other shares
4,624
Money Market Shares
11,886
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
52,921,182
Total Liabilities
1,902,893,183
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Purdue Federal Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Purdue Federal Credit Union
Frequently Asked Questions About Purdue Federal Credit Union
How many branches does Purdue Federal Credit Union operate?
Purdue Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Purdue Federal Credit Union?
Yes, to access services at Purdue Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Purdue Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Purdue Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Purdue Federal Credit Union offer online and mobile banking?
Most modern institutions like Purdue Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.purduefed.com.
Current Purdue Federal Credit Union Rates
12-Month CD2.02%
18-Month CD2.02%
24-Month CD2.28%
60-Month CD2.74%
Savings2.53%
MMA2.58%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
