Auto Loan Rates in Delaware (DE) for April 2026
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Brian McKay
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Current auto loan rates in Delaware include edU Federal Credit UnionedU Federal Credit Union113 W 6th St, Historic New Castle, DE, 19720 5070A5.0 ★Texas Ratio: 8.99% offering New Vehicle at 2.75%, Franklin Mint Federal Credit UnionFranklin Mint Federal Credit Union2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457A5.0 ★Texas Ratio: 7.37% offering Auto Loans - 2023-2026 MODEL YEAR at 4.99%, Union Building Trades Federal Credit UnionUnion Building Trades Federal Credit Union814 W Basin Rd, New Castle, DE, 19720A+5.0 ★Texas Ratio: 4.77% offering NEW AUTOS-2026 36 Months at 4.99%, Sun East Federal Credit UnionSun East Federal Credit UnionConcord Gallery Shopping Center, Wilmington, DE, 19803A5.0 ★Texas Ratio: 9.14% offering Vehicle Loan at 5.24%, Eagle One Federal Credit UnionEagle One Federal Credit Union3301 Philadelphia Pike, Claymont, DE, 19703A5.0 ★Texas Ratio: 13.26% offering New/Used Auto at 5.75%. Auto loan rates as of April 18, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Delaware side-by-side. Delaware auto loan rates currently start as low as 2.75% APR from edU Federal Credit Union at 113 W 6th St, Historic New Castle, DE, 19720 5070. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Delaware. Auto Loan Rates Last Updated and Verified: April 18, 2026
Compare Auto Loan Rates Today in Delaware
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100% Retail Value
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As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
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As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
100% NADA Retail Value
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
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As Low As
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As
As Low As
80% Retail Value
100% Retail Value
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As
As Low As
As Low As
As Low As
100% NADA Retail Value
100% NADA Retail Value
100% NADA Retail Value
100% NADA Retail Value
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
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Delaware Auto Loan Rate Trends
Compare local Delaware auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware new auto rates fell 0.412 points over the past 7 days to 4.280% APR.
Delaware used auto rates rose 0.346 points over the past 7 days to 8.190% APR.
Frequently Asked Questions about Auto Loans in Delaware
How does my credit score affect my car loan rate in Delaware?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Delaware?
- edU Federal Credit Union: 2.75% (New Vehicle)
- Franklin Mint Federal Credit Union: 4.99% (Auto Loans - 2023-2026 MODEL YEAR)
- Union Building Trades Federal Credit Union: 4.99% (NEW AUTOS-2026 36 Months)
- Sun East Federal Credit Union: 5.24% (Vehicle Loan)
- Eagle One Federal Credit Union: 5.75% (New/Used Auto)
Auto Loan Rates by City in Delaware
