Auto Loan Rates in Wilmington, Delaware (DE) for May 2026
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Brian McKay
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Current auto loan rates in Wilmington, Delaware include Franklin Mint Federal Credit UnionFranklin Mint Federal Credit Union2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457A5.0 ★Texas Ratio: 7.37% offering Auto Loans - 2023-2026 MODEL YEAR at 4.99%, Sun East Federal Credit UnionSun East Federal Credit UnionConcord Gallery Shopping Center, Wilmington, DE, 19803A5.0 ★Texas Ratio: 9.14% offering Vehicle Loan at 5.24%, Priority Plus Federal Credit UnionPriority Plus Federal Credit Union6 LYNAM ST, WILMINGTON, DE, 19804A+5.0 ★Texas Ratio: 2.58% offering New Auto at 5.49%, edU Federal Credit UnionedU Federal Credit UnionA5.0 ★Texas Ratio: 8.99% offering New Vehicle at 2.75%, Union Building Trades Federal Credit UnionUnion Building Trades Federal Credit UnionA+5.0 ★Texas Ratio: 4.77% offering New Autos-2026 at 4.99%. Auto loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Wilmington has 3 local institutions in our database, with auto loan rates as low as 4.99% APR from Franklin Mint Federal Credit Union at 2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Wilmington, Delaware. Auto Loan Rates Last Updated and Verified: May 7, 2026
Compare Auto Loan Rates Today in Wilmington, Delaware & Surrounding Area
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As
Amount Financed: 80% Retail Value
Amount Financed: 100% Retail Value
Amount Financed: 100% NADA Retail Value
Amount Financed: 100% NADA Retail Value
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
Amount Financed: 100% NADA Retail Value
Amount Financed: 100% NADA Retail Value
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
loans over $25,000; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As
Amount Financed: 80% Retail Value
Amount Financed: 100% Retail Value
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
loans over $25,000; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As
As Low As
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As
Amount Financed: 100% NADA Retail Value
Amount Financed: 100% NADA Retail Value
Amount Financed: 100% NADA Retail Value
Amount Financed: 100% NADA Retail Value
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As
Wilmington, DE Auto Loan Rate Trends
Compare local Wilmington, DE auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware new auto loan rates currently average 4.052% APR.
Delaware used auto rates fell 0.020 points over the past 7 days to 8.137% APR.
Frequently Asked Questions about Auto Loans in Wilmington, Delaware
How does my credit score affect my car loan rate in Delaware?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Wilmington, Delaware?
- Franklin Mint Federal Credit Union: 4.99% (Auto Loans - 2023-2026 MODEL YEAR)
- Sun East Federal Credit Union: 5.24% (Vehicle Loan)
- Priority Plus Federal Credit Union: 5.49% (New Auto)
- edU Federal Credit Union: 2.75% (New Vehicle)
- Union Building Trades Federal Credit Union: 4.99% (New Autos-2026)
