Auto Loan Rates in Tiline, Kentucky (KY) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Tiline, Kentucky. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Tiline, Kentucky include University of Kentucky Federal Credit UnionUniversity of Kentucky Federal Credit UnionA5.0 ★Texas Ratio: 7.63% offering New/Used Vehicle at 3.99%, Morehead Community Federal Credit UnionMorehead Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.69% offering New Auto Loan at 4.00%, Desco Federal Credit UnionDesco Federal Credit UnionA+5.0 ★Texas Ratio: 2.81% offering New Cars and Trucks at 4.30%, CLASS ACTCLASS ACTA+5.0 ★Texas Ratio: 0.00% offering Auto Loans 2022 or newer at 4.49%, Louisville Federal Credit UnionLouisville Federal Credit UnionA+5.0 ★Texas Ratio: 1.06% offering New Auto at 4.69%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Tiline borrowers have access to 21 lenders serving the Kentucky area, with auto loan rates as low as 3.99% APR from University of Kentucky Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Tiline, Kentucky. Auto Loan Rates Last Updated and Verified: May 12, 2026
Compare Auto Loan Rates Today in Tiline, Kentucky & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.00%
24-month
▼
APR4.00%
Term24-month
Last UpdatedMay 7, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.25%
36-month
▼
APR4.25%
Term36-month
Last UpdatedMay 7, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.50%
48-month
▼
APR4.50%
Term48-month
Last UpdatedMay 7, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.50%
24-month
▼
APR4.50%
Term24-month
Last UpdatedMay 7, 2026
Details
Used Auto up to 10 years old
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
▼
APR4.74%
Term0 - 59
Last UpdatedMay 7, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2017 - 2021
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 12, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.74%
63 Months
▼
APR4.74%
Term63 Months
Last UpdatedMay 12, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New 2024-2026 Autos, Trucks, Vans
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
4.75%
12 - 36
▼
APR4.75%
Term12 - 36
Last UpdatedMay 7, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As; Up to 48 months
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.75%
60-month
▼
APR4.75%
Term60-month
Last UpdatedMay 7, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.75%
36-month
▼
APR4.75%
Term36-month
Last UpdatedMay 7, 2026
Details
Used Auto up to 10 years old
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedMay 10, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
▼
APR4.99%
Term60 - 74
Last UpdatedMay 7, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A+
4.99%
up to 48
▼
APR4.99%
Termup to 48
Last UpdatedMay 10, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedMay 10, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2016 or older
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2017 - 2021
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMay 12, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.99%
75 Months
▼
APR4.99%
Term75 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 48 months
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.00%
48-month
▼
APR5.00%
Term48-month
Last UpdatedMay 7, 2026
Details
Used Auto up to 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedMay 12, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedMay 10, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.24%
Up to 48 Months
▼
APR5.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A+
5.24%
61 to 72
▼
APR5.24%
Term61 to 72
Last UpdatedMay 10, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2017 - 2021
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMay 12, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New 2024-2026 Autos, Trucks, Vans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Used 2019-2023 Autos, Trucks, Vans
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.25%
72-month
▼
APR5.25%
Term72-month
Last UpdatedMay 7, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.25%
60-month
▼
APR5.25%
Term60-month
Last UpdatedMay 7, 2026
Details
Used Auto up to 10 years old
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A
5.49%
up to 48
▼
APR5.49%
Termup to 48
Last UpdatedMay 10, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
5.49%
1-48
▼
APR5.49%
Term1-48
Last UpdatedMay 10, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (1-3 Years)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (4-7 Years)
5.49%
Up to 72 Months
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2016 or older
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMay 12, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 12, 2026
Details
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
5.50%
12 - 36
▼
APR5.50%
Term12 - 36
Last UpdatedMay 7, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; 49 to 60 months
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
5.69%
84 Months
▼
APR5.69%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A
5.74%
61 to 72
▼
APR5.74%
Term61 to 72
Last UpdatedMay 10, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
5.74%
49-63
▼
APR5.74%
Term49-63
Last UpdatedMay 10, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
5.74%
1-48
▼
APR5.74%
Term1-48
Last UpdatedMay 10, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Used 2019-2023 Autos, Trucks, Vans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.75%
84-month
▼
APR5.75%
Term84-month
Last UpdatedMay 7, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.75%
72-month
▼
APR5.75%
Term72-month
Last UpdatedMay 7, 2026
Details
Used Auto up to 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
5.89%
63 Months
▼
APR5.89%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.93%
7 years
▼
APR5.93%
Term7 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
5.93%
7 years
▼
APR5.93%
Term7 years
Last UpdatedMay 7, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.99%
49 - 60 Months
▼
APR5.99%
Term49 - 60 Months
Last UpdatedMay 10, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A+
5.99%
73 to 84
▼
APR5.99%
Term73 to 84
Last UpdatedMay 10, 2026
Details
APR5.99%
Term1-36
Last UpdatedMay 10, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; up to 48 months
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedMay 12, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
6.24%
64-75
▼
APR6.24%
Term64-75
Last UpdatedMay 10, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
6.24%
49-63
▼
APR6.24%
Term49-63
Last UpdatedMay 10, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.25%
84-month
▼
APR6.25%
Term84-month
Last UpdatedMay 7, 2026
Details
Used Auto up to 10 years old, over $20,000
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.29%
75 Months
▼
APR6.29%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedMay 12, 2026
Details
As Low As; 49 to 63 months
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans 2022
6.49%
63 Months
▼
APR6.49%
Term63 Months
Last UpdatedMay 6, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
6.49%
89 Months
▼
APR6.49%
Term89 Months
Last UpdatedMay 7, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
6.49%
61 - 72 Months
▼
APR6.49%
Term61 - 72 Months
Last UpdatedMay 10, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A
6.49%
73 to 84
▼
APR6.49%
Term73 to 84
Last UpdatedMay 10, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (8-10 Years)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
APR6.49%
Term61-72
Last UpdatedMay 10, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A 850-680
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.50%
24-month
▼
APR6.50%
Term24-month
Last UpdatedMay 7, 2026
Details
Used auto over 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
6.54%
63 Months
▼
APR6.54%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
6.74%
76-84
▼
APR6.74%
Term76-84
Last UpdatedMay 10, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
6.74%
64-75
▼
APR6.74%
Term64-75
Last UpdatedMay 10, 2026
Details
As Low As
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans 2020
6.75%
63 Months
▼
APR6.75%
Term63 Months
Last UpdatedMay 6, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.89%
63 Months
▼
APR6.89%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
APR6.99%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
A 850-680
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.00%
36-month
▼
APR7.00%
Term36-month
Last UpdatedMay 7, 2026
Details
Used auto over 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
7.00%
4 Years
▼
APR7.00%
Term4 Years
Last UpdatedMay 12, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.04%
75 Months
▼
APR7.04%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months***
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
7.24%
73 - 84 Months
▼
APR7.24%
Term73 - 84 Months
Last UpdatedMay 10, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos B
7.24%
up to 48
▼
APR7.24%
Termup to 48
Last UpdatedMay 10, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
7.24%
76-84
▼
APR7.24%
Term76-84
Last UpdatedMay 10, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
7.29%
64 to 75
▼
APR7.29%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos B
7.49%
61 to 72
▼
APR7.49%
Term61 to 72
Last UpdatedMay 10, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
7.49%
76 to 84
▼
APR7.49%
Term76 to 84
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
7.50%
72 Months
▼
APR7.50%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2022
7.50%
12-72
▼
APR7.50%
Term12-72
Last UpdatedMay 7, 2026
Details
A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMay 7, 2026
Details
A 850-680
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.50%
48-month
▼
APR7.50%
Term48-month
Last UpdatedMay 7, 2026
Details
Used auto over 10 years old
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.54%
63 Months
▼
APR7.54%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
7.74%
84 Months
▼
APR7.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84
▼
APR7.74%
Term75- 84
Last UpdatedMay 7, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedMay 7, 2026
Details
B 679-640
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
7.99%
76 to 84
▼
APR7.99%
Term76 to 84
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2019-2021
8.00%
12-60
▼
APR8.00%
Term12-60
Last UpdatedMay 7, 2026
Details
A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
B 679-640
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
8.00%
5 Years
▼
APR8.00%
Term5 Years
Last UpdatedMay 12, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
8.00%
4 Years
▼
APR8.00%
Term4 Years
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
8.04%
64 to 75
▼
APR8.04%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months***
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
8.24%
85 - 96 Months
▼
APR8.24%
Term85 - 96 Months
Last UpdatedMay 10, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos B
8.24%
73 to 84
▼
APR8.24%
Term73 to 84
Last UpdatedMay 10, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (10+ Years)
8.49%
Up to 48 Months
▼
APR8.49%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2019-2021
8.50%
12-60
▼
APR8.50%
Term12-60
Last UpdatedMay 7, 2026
Details
B 679-640
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2022
8.50%
12-72
▼
APR8.50%
Term12-72
Last UpdatedMay 7, 2026
Details
B 679-640
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
8.50%
84 Months
▼
APR8.50%
Term84 Months
Last UpdatedMay 7, 2026
Details
B 679-640
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedMay 7, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
9.00%
6 Years
▼
APR9.00%
Term6 Years
Last UpdatedMay 12, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
9.00%
5 Years
▼
APR9.00%
Term5 Years
Last UpdatedMay 12, 2026
Details
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2018-Older
9.50%
12-36
▼
APR9.50%
Term12-36
Last UpdatedMay 7, 2026
Details
A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2019-2021
9.50%
12-60
▼
APR9.50%
Term12-60
Last UpdatedMay 7, 2026
Details
C 639-600
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
9.50%
72 Months
▼
APR9.50%
Term72 Months
Last UpdatedMay 7, 2026
Details
C 639-600
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2017 & older Auto Loan
10.00%
12 - 48
▼
APR10.00%
Term12 - 48
Last UpdatedMay 7, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
10.00%
7 Years
▼
APR10.00%
Term7 Years
Last UpdatedMay 12, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
10.00%
6 Years
▼
APR10.00%
Term6 Years
Last UpdatedMay 12, 2026
Details
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2022
10.25%
12-72
▼
APR10.25%
Term12-72
Last UpdatedMay 7, 2026
Details
C 639-600
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2017 & older Auto Loan
10.50%
60 Months
▼
APR10.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2018-Older
10.50%
12-36
▼
APR10.50%
Term12-36
Last UpdatedMay 7, 2026
Details
B 679-640
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
10.50%
84 Months
▼
APR10.50%
Term84 Months
Last UpdatedMay 7, 2026
Details
C 639-600
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos C
10.99%
up to 48
▼
APR10.99%
Termup to 48
Last UpdatedMay 10, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
11.00%
7 Years
▼
APR11.00%
Term7 Years
Last UpdatedMay 12, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos C
11.24%
61 to 72
▼
APR11.24%
Term61 to 72
Last UpdatedMay 10, 2026
Details
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2018-Older
11.50%
12-36
▼
APR11.50%
Term12-36
Last UpdatedMay 7, 2026
Details
C 639-600
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
11.50%
60 Months
▼
APR11.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
D-90% LTV 599-555
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos C
11.99%
73 to 84
▼
APR11.99%
Term73 to 84
Last UpdatedMay 10, 2026
Details
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
12.00%
72 Months
▼
APR12.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
D-90% LTV 599-555
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2022
12.25%
12-72
▼
APR12.25%
Term12-72
Last UpdatedMay 7, 2026
Details
D-90% LTV 599-555
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos D
12.99%
up to 48
▼
APR12.99%
Termup to 48
Last UpdatedMay 10, 2026
Details
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2018-Older
13.00%
12-36
▼
APR13.00%
Term12-36
Last UpdatedMay 7, 2026
Details
D-90% LTV 599-555
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2019-2021
13.00%
12-60
▼
APR13.00%
Term12-60
Last UpdatedMay 7, 2026
Details
D-90% LTV 599-555
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
13.00%
84 Months
▼
APR13.00%
Term84 Months
Last UpdatedMay 7, 2026
Details
D-90% LTV 599-555
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos D
13.24%
61 to 72
▼
APR13.24%
Term61 to 72
Last UpdatedMay 10, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos D
13.99%
73 to 84
▼
APR13.99%
Term73 to 84
Last UpdatedMay 10, 2026
Details
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2018-Older
15.00%
12-36
▼
APR15.00%
Term12-36
Last UpdatedMay 7, 2026
Details
E-85% LTV 554 >
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos E
15.99%
up to 48
▼
APR15.99%
Termup to 48
Last UpdatedMay 10, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos E
16.24%
61 to 72
▼
APR16.24%
Term61 to 72
Last UpdatedMay 10, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos E
16.99%
73 to 84
▼
APR16.99%
Term73 to 84
Last UpdatedMay 10, 2026
Details
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
17.00%
60 Months
▼
APR17.00%
Term60 Months
Last UpdatedMay 7, 2026
Details
E-85% LTV 554 >
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2022
17.25%
12-72
▼
APR17.25%
Term12-72
Last UpdatedMay 7, 2026
Details
E-85% LTV 554 >
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
17.50%
72 Months
▼
APR17.50%
Term72 Months
Last UpdatedMay 7, 2026
Details
E-85% LTV 554 >
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2019-2021
18.00%
12-60
▼
APR18.00%
Term12-60
Last UpdatedMay 7, 2026
Details
E-85% LTV 554 >
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
18.00%
84 Months
▼
APR18.00%
Term84 Months
Last UpdatedMay 7, 2026
Details
E-85% LTV 554 >
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.00%
24-month
▼
APR4.00%
Term24-month
Last UpdatedMay 7, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.25%
36-month
▼
APR4.25%
Term36-month
Last UpdatedMay 7, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 12, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.50%
48-month
▼
APR4.50%
Term48-month
Last UpdatedMay 7, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
▼
APR4.74%
Term0 - 59
Last UpdatedMay 7, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.74%
63 Months
▼
APR4.74%
Term63 Months
Last UpdatedMay 12, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New 2024-2026 Autos, Trucks, Vans
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
4.75%
12 - 36
▼
APR4.75%
Term12 - 36
Last UpdatedMay 7, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As; Up to 48 months
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.75%
60-month
▼
APR4.75%
Term60-month
Last UpdatedMay 7, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedMay 10, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
▼
APR4.99%
Term60 - 74
Last UpdatedMay 7, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedMay 10, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.99%
75 Months
▼
APR4.99%
Term75 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 48 months
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedMay 12, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedMay 10, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New 2024-2026 Autos, Trucks, Vans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.25%
72-month
▼
APR5.25%
Term72-month
Last UpdatedMay 7, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
5.49%
1-48
▼
APR5.49%
Term1-48
Last UpdatedMay 10, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 12, 2026
Details
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; 49 to 60 months
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
5.69%
84 Months
▼
APR5.69%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
5.74%
49-63
▼
APR5.74%
Term49-63
Last UpdatedMay 10, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.75%
84-month
▼
APR5.75%
Term84-month
Last UpdatedMay 7, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.93%
7 years
▼
APR5.93%
Term7 years
Last UpdatedMay 7, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; up to 48 months
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedMay 12, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
6.24%
64-75
▼
APR6.24%
Term64-75
Last UpdatedMay 10, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedMay 12, 2026
Details
As Low As; 49 to 63 months
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
6.49%
89 Months
▼
APR6.49%
Term89 Months
Last UpdatedMay 7, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedMay 12, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
6.74%
76-84
▼
APR6.74%
Term76-84
Last UpdatedMay 10, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
7.00%
4 Years
▼
APR7.00%
Term4 Years
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
7.49%
76 to 84
▼
APR7.49%
Term76 to 84
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84
▼
APR7.74%
Term75- 84
Last UpdatedMay 7, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
8.00%
5 Years
▼
APR8.00%
Term5 Years
Last UpdatedMay 12, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
9.00%
6 Years
▼
APR9.00%
Term6 Years
Last UpdatedMay 12, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
10.00%
7 Years
▼
APR10.00%
Term7 Years
Last UpdatedMay 12, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.50%
24-month
▼
APR4.50%
Term24-month
Last UpdatedMay 7, 2026
Details
Used Auto up to 10 years old
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
4.75%
12 - 36
▼
APR4.75%
Term12 - 36
Last UpdatedMay 7, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.75%
36-month
▼
APR4.75%
Term36-month
Last UpdatedMay 7, 2026
Details
Used Auto up to 10 years old
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedMay 10, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedMay 10, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedMay 10, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 48 months
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.00%
48-month
▼
APR5.00%
Term48-month
Last UpdatedMay 7, 2026
Details
Used Auto up to 10 years old
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedMay 10, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Used 2019-2023 Autos, Trucks, Vans
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.25%
60-month
▼
APR5.25%
Term60-month
Last UpdatedMay 7, 2026
Details
Used Auto up to 10 years old
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (1-3 Years)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (4-7 Years)
5.49%
Up to 72 Months
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
5.74%
1-48
▼
APR5.74%
Term1-48
Last UpdatedMay 10, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Used 2019-2023 Autos, Trucks, Vans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.75%
72-month
▼
APR5.75%
Term72-month
Last UpdatedMay 7, 2026
Details
Used Auto up to 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
5.89%
63 Months
▼
APR5.89%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
5.93%
7 years
▼
APR5.93%
Term7 years
Last UpdatedMay 7, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; up to 48 months
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
6.24%
49-63
▼
APR6.24%
Term49-63
Last UpdatedMay 10, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.25%
84-month
▼
APR6.25%
Term84-month
Last UpdatedMay 7, 2026
Details
Used Auto up to 10 years old, over $20,000
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.29%
75 Months
▼
APR6.29%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedMay 12, 2026
Details
As Low As; 49 to 63 months
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
6.49%
89 Months
▼
APR6.49%
Term89 Months
Last UpdatedMay 7, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (8-10 Years)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.50%
24-month
▼
APR6.50%
Term24-month
Last UpdatedMay 7, 2026
Details
Used auto over 10 years old
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
6.54%
63 Months
▼
APR6.54%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
6.74%
64-75
▼
APR6.74%
Term64-75
Last UpdatedMay 10, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.89%
63 Months
▼
APR6.89%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.00%
36-month
▼
APR7.00%
Term36-month
Last UpdatedMay 7, 2026
Details
Used auto over 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.04%
75 Months
▼
APR7.04%
Term75 Months
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months***
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
7.24%
76-84
▼
APR7.24%
Term76-84
Last UpdatedMay 10, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
7.29%
64 to 75
▼
APR7.29%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
7.49%
76 to 84
▼
APR7.49%
Term76 to 84
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.50%
48-month
▼
APR7.50%
Term48-month
Last UpdatedMay 7, 2026
Details
Used auto over 10 years old
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.54%
63 Months
▼
APR7.54%
Term63 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 63 months
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
7.74%
84 Months
▼
APR7.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
7.99%
76 to 84
▼
APR7.99%
Term76 to 84
Last UpdatedMay 12, 2026
Details
As Low As; 76 to 84 months**
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
8.00%
4 Years
▼
APR8.00%
Term4 Years
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
8.04%
64 to 75
▼
APR8.04%
Term64 to 75
Last UpdatedMay 12, 2026
Details
As Low As; 64 to 75 months***
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (10+ Years)
8.49%
Up to 48 Months
▼
APR8.49%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
9.00%
5 Years
▼
APR9.00%
Term5 Years
Last UpdatedMay 12, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
10.00%
6 Years
▼
APR10.00%
Term6 Years
Last UpdatedMay 12, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
11.00%
7 Years
▼
APR11.00%
Term7 Years
Last UpdatedMay 12, 2026
Details
Powered by
MonitorBankRates
Tiline, KY Auto Loan Rate Trends
Compare local Tiline, KY auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — KY Avg
5.716%
▲ 0.673 vs 7 days ago
Kentucky new auto rates rose 0.673 points over the past 7 days to 5.716% APR.
Used Auto Loan — KY Avg
6.111%
▲ 0.172 vs 7 days ago
Kentucky used auto rates rose 0.172 points over the past 7 days to 6.111% APR.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Tiline, Kentucky auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Tiline, Kentucky directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Tiline, Kentucky. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in KY.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Tiline, Kentucky
How does my credit score affect my car loan rate in Kentucky?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Tiline, Kentucky with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Kentucky *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Tiline, Kentucky typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Tiline, Kentucky?
Based on our current data, some of the lowest auto loan rates available in Tiline, Kentucky include:
- University of Kentucky Federal Credit Union: 3.99% (New/Used Vehicle)
- Morehead Community Federal Credit Union: 4.00% (New Auto Loan)
- Desco Federal Credit Union: 4.30% (New Cars and Trucks)
- CLASS ACT: 4.49% (Auto Loans 2022 or newer)
- Louisville Federal Credit Union: 4.69% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Tiline, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking