Kentucky Auto Loan Rate Trends
Track current and weekly average auto loan rates in Kentucky, view interactive rate trend charts, and compare local KY aprs against the national average.
Current Kentucky Auto Loan Rate Trends
Auto Loan rates in Kentucky rose 0.673 this week, pushing the New Auto Loan average to 5.716%, up from 5.043% last week.
At 5.716%, Kentucky’s average sits 0.014 above the current national average of 5.702%. This above-average spread may reflect local market conditions or regional lender competition in KY.
The Kentucky auto loan rate averages on this page are calculated from 189 verified auto loan rate quotes collected across 32 banks and credit unions actively operating in Kentucky. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Kentucky Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Kentucky auto loan rate averages compiled from 189 current rate quotes across 32 banks and credit unions operating in KY — updated daily.
As of May 14, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Kentucky
Quarterly average rates at credit unions headquartered in Kentucky, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Kentucky (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
