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Kentucky Auto Loan Rate Trends

Track current and weekly average auto loan rates in Kentucky, view interactive rate trend charts, and compare local KY aprs against the national average.

New Auto Loan
5.738%
▼ 0.403 this week
As of Apr 23, 2026
Used Auto Loan
6.039%
▼ 0.889 this week
As of Apr 23, 2026

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Current Kentucky Auto Loan Rate Trends

Auto Loan rates in Kentucky fell 0.403 this week to 5.738%, down from 6.141% last week.

At 5.738%, Kentucky’s average sits 0.031 above the current national average of 5.707%. This above-average spread may reflect local market conditions or regional lender competition in KY.

The Kentucky auto loan rate averages on this page are calculated from 200 verified auto loan rate quotes collected across 30 banks and credit unions actively operating in Kentucky. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Kentucky Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Kentucky auto loan rate averages compiled from 200 current rate quotes across 30 banks and credit unions operating in KY — updated daily.

As of Apr 23, 2026 • Data provided by MonitorBankRates.com

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About This Widget

Free embeddable iframe widget displaying live weekly average Kentucky auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.