Auto Loan Rates in Livermore Falls, Maine (ME) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Livermore Falls, Maine. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Livermore Falls, Maine include Coast Line Credit UnionCoast Line Credit UnionA+5.0 ★Texas Ratio: 1.05% offering Auto Loan at 3.95%, Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit UnionA+5.0 ★Texas Ratio: 2.96% offering New/Used Automobiles at 3.99%, TruGrocer Federal Credit UnionTruGrocer Federal Credit UnionA+5.0 ★Texas Ratio: 2.15% offering Vehicle Loan at 3.99%, Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, MEA5.0 ★Texas Ratio: 8.27% offering Vehicle Loan at 3.99%, Town & Country Federal Credit UnionTown & Country Federal Credit UnionA+5.0 ★Texas Ratio: 3.10% offering New Vehicle Loans at 4.24%. Auto loan rates as of May 15, 2026 according to verified data from MonitorBankRates.
Livermore Falls borrowers have access to 17 lenders serving the Maine area, with auto loan rates as low as 3.95% APR from Coast Line Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Livermore Falls, Maine. Auto Loan Rates Last Updated and Verified: May 15, 2026
Compare Auto Loan Rates Today in Livermore Falls, Maine & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
3.95%
24 Months
▼
APR3.95%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2023 and Newer
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New/Used Automobiles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Vehicle Loan
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMay 7, 2026
Details
As Low As; 24 month to 84 month terms
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Vehicle Loan
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 110% financing
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Vehicle Loans
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 110% financing
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
New Vehicle Loans
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 110% financing
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Vehicle Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 110% financing
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
Used Vehicle Loans
4.49%
Up to 48 Months
▼
APR4.49%
TermUp to 48 Months
Last UpdatedMay 6, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
New & Used Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 110% financing
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Vehicle Loans
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 110% financing
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Brand New Auto
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of MSRP/JD Power GAP, Warranty and Debt Protection are available!
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Vehicle Loans 2020 & Newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
New Car/Truck
4.60%
36 Months
▼
APR4.60%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
4.69%
66 Months
▼
APR4.69%
Term66 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2023 and Newer
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
New Car/Truck
4.70%
48 Months
▼
APR4.70%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New/Used Automobiles
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
New Vehicle Loans
4.74%
Up to 63 Months
▼
APR4.74%
TermUp to 63 Months
Last UpdatedMay 6, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
New & Used Auto Loans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Vehicle Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 110% financing
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Vehicle Loans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 110% financing
CASCO Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.84%
Auto Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As; Promo rates as low as 4.75% APR* for up to 60 months, with fast approvals.
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
New Car/Truck
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New Auto Loans or Refinance
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
Used Auto Loans or Refinance
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2023 and Newer
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
Vehicle Loans
4.99%
24 months (22-26)
▼
APR4.99%
Term24 months (22-26)
Last UpdatedMay 6, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
Used Vehicle Loans
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMay 6, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
New & Used Auto Loans
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of JD Power GAP, Warranty and Debt Protection are available!
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Used Car/Truck
5.10%
36 Months
▼
APR5.10%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Brand New Auto
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of MSRP/JD Power GAP, Warranty and Debt Protection are available!
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
New/Used Auto Loans
5.15%
1 year
▼
APR5.15%
Term1 year
Last UpdatedMay 10, 2026
Details
As Low As
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Auto Loans
5.19%
Up to 63 Months
▼
APR5.19%
TermUp to 63 Months
Last UpdatedMay 12, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
New Vehicle Loans
5.24%
Up to 75 Months
▼
APR5.24%
TermUp to 75 Months
Last UpdatedMay 6, 2026
Details
As Low As
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
Vehicle Loans
5.25%
60 months (22-26)
▼
APR5.25%
Term60 months (22-26)
Last UpdatedMay 6, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Vehicle Loans 2020 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
New Car/Truck
5.35%
72 Months
▼
APR5.35%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Used Car/Truck
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Auto Loans
5.44%
Up to 63 Months
▼
APR5.44%
TermUp to 63 Months
Last UpdatedMay 12, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Auto Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
Used Vehicle Loans
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMay 6, 2026
Details
As Low As
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Auto Loans
5.49%
64-75 Months
▼
APR5.49%
Term64-75 Months
Last UpdatedMay 12, 2026
Details
As Low As
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
Vehicle Loans
5.50%
72 months (22-26)
▼
APR5.50%
Term72 months (22-26)
Last UpdatedMay 6, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
5.50%
24 Months
▼
APR5.50%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2016
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
New/Used Auto Loans
5.50%
4 years
▼
APR5.50%
Term4 years
Last UpdatedMay 10, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Used Car/Truck
5.60%
60 Months
▼
APR5.60%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Used Auto
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of JD Power GAP, Warranty and Debt Protection are available!
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
New/Used Auto Loans
5.65%
6 years
▼
APR5.65%
Term6 years
Last UpdatedMay 10, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Used Auto
5.70%
36 Months
▼
APR5.70%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of JD Power GAP, Warranty and Debt Protection are available!
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Brand New Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of MSRP/JD Power GAP, Warranty and Debt Protection are available!
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2016
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Vehicle Loans 2020 & Newer
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
New Car/Truck
5.85%
84 Months
▼
APR5.85%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Used Car/Truck
5.85%
72 Months
▼
APR5.85%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Auto Loans
5.94%
64-75 Months
▼
APR5.94%
Term64-75 Months
Last UpdatedMay 12, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
5.95%
36 Months
▼
APR5.95%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2015
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
Vehicle Loans
5.99%
84 Months (22-26)
▼
APR5.99%
Term84 Months (22-26)
Last UpdatedMay 6, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Vehicle Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Vehicle Loans
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
6.00%
Up to 24 months
▼
APR6.00%
TermUp to 24 months
Last UpdatedMay 6, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 6, 2026
Details
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Auto Loans
6.19%
76-84 Months
▼
APR6.19%
Term76-84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Auto Loan
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New/Used Automobiles
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1st Time Auto Loans
6.24%
24 Months
▼
APR6.24%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Used Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of JD Power GAP, Warranty and Debt Protection are available!
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
6.25%
25-36 months
▼
APR6.25%
Term25-36 months
Last UpdatedMay 6, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
6.25%
24 Months
▼
APR6.25%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As; Model Year: 2014
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Vehicle Loans 2020 & Newer
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Used Car/Truck
6.35%
84 Months
▼
APR6.35%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1st Time Auto Loans
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Auto Loans
6.49%
76-84 Months
▼
APR6.49%
Term76-84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
6.50%
37- 48 months
▼
APR6.50%
Term37- 48 months
Last UpdatedMay 6, 2026
Details
As Low As
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Auto Loans
6.59%
Up to 63 Months
▼
APR6.59%
TermUp to 63 Months
Last UpdatedMay 12, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Used Auto
6.70%
72 Months
▼
APR6.70%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of JD Power GAP, Warranty and Debt Protection are available!
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1st Time Auto Loans
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
6.75%
49-60 months
▼
APR6.75%
Term49-60 months
Last UpdatedMay 6, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
New/Used Auto Loans
6.75%
7 years
▼
APR6.75%
Term7 years
Last UpdatedMay 10, 2026
Details
As Low As
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Auto Loans
6.94%
85-96 Months
▼
APR6.94%
Term85-96 Months
Last UpdatedMay 12, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New/Used Automobiles
6.99%
96 Months
▼
APR6.99%
Term96 Months
Last UpdatedMay 6, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
7.25%
61-72 months
▼
APR7.25%
Term61-72 months
Last UpdatedMay 6, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Used Auto
7.75%
36 Months
▼
APR7.75%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of JD Power Up to 75% of JD Power Rebuilts/Salvage GAP, Warranty and Debt Protection are available!
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
7.75%
73-84 months
▼
APR7.75%
Term73-84 months
Last UpdatedMay 6, 2026
Details
As Low As
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (New to 1 year old)
8.40%
4 yrs or less
▼
APR8.40%
Term4 yrs or less
Last UpdatedMay 15, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (New to 1 year old)
8.53%
5 yrs
▼
APR8.53%
Term5 yrs
Last UpdatedMay 15, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (2 - 3 years old)
8.60%
3 yrs or less
▼
APR8.60%
Term3 yrs or less
Last UpdatedMay 15, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (2 - 3 years old)
8.65%
4 yrs
▼
APR8.65%
Term4 yrs
Last UpdatedMay 15, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (4 - 5 years old)
8.86%
3 yrs or less
▼
APR8.86%
Term3 yrs or less
Last UpdatedMay 15, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (2 - 3 years old)
8.88%
5 yrs
▼
APR8.88%
Term5 yrs
Last UpdatedMay 15, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (4 - 5 years old)
9.16%
4 yrs
▼
APR9.16%
Term4 yrs
Last UpdatedMay 15, 2026
Details
Relationship Pricing**
Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Auto Loans
9.59%
Up to 48 Months
▼
APR9.59%
TermUp to 48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (6 - 7 years old)
9.61%
3 yrs or less
▼
APR9.61%
Term3 yrs or less
Last UpdatedMay 15, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (New to 1 year old)
10.04%
5 yrs
▼
APR10.04%
Term5 yrs
Last UpdatedMay 15, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (2 - 3 years old)
10.16%
4 yrs
▼
APR10.16%
Term4 yrs
Last UpdatedMay 15, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (4 - 5 years old)
10.36%
3 yrs or less
▼
APR10.36%
Term3 yrs or less
Last UpdatedMay 15, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (2 - 3 years old)
10.39%
5 yrs
▼
APR10.39%
Term5 yrs
Last UpdatedMay 15, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (4 - 5 years old)
10.41%
4 yrs
▼
APR10.41%
Term4 yrs
Last UpdatedMay 15, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (New to 1 year old)
10.41%
4 yrs or less
▼
APR10.41%
Term4 yrs or less
Last UpdatedMay 15, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (2 - 3 years old)
10.61%
3 yrs or less
▼
APR10.61%
Term3 yrs or less
Last UpdatedMay 15, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (6 - 7 years old)
10.87%
3 yrs or less
▼
APR10.87%
Term3 yrs or less
Last UpdatedMay 15, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New/Used Automobiles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
New Vehicle Loans
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMay 6, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
New & Used Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Brand New Auto
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of MSRP/JD Power GAP, Warranty and Debt Protection are available!
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Vehicle Loans 2020 & Newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
New Car/Truck
4.60%
36 Months
▼
APR4.60%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
New Car/Truck
4.70%
48 Months
▼
APR4.70%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New/Used Automobiles
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
New Vehicle Loans
4.74%
Up to 63 Months
▼
APR4.74%
TermUp to 63 Months
Last UpdatedMay 6, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
New & Used Auto Loans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
New Car/Truck
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New Auto Loans or Refinance
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
New & Used Auto Loans
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Brand New Auto
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of MSRP/JD Power GAP, Warranty and Debt Protection are available!
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
New/Used Auto Loans
5.15%
1 year
▼
APR5.15%
Term1 year
Last UpdatedMay 10, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
New Vehicle Loans
5.24%
Up to 75 Months
▼
APR5.24%
TermUp to 75 Months
Last UpdatedMay 6, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Vehicle Loans 2020 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
New Car/Truck
5.35%
72 Months
▼
APR5.35%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
New/Used Auto Loans
5.50%
4 years
▼
APR5.50%
Term4 years
Last UpdatedMay 10, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
New/Used Auto Loans
5.65%
6 years
▼
APR5.65%
Term6 years
Last UpdatedMay 10, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Brand New Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of MSRP/JD Power GAP, Warranty and Debt Protection are available!
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Vehicle Loans 2020 & Newer
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
New Car/Truck
5.85%
84 Months
▼
APR5.85%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
6.00%
Up to 24 months
▼
APR6.00%
TermUp to 24 months
Last UpdatedMay 6, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 6, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New/Used Automobiles
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
6.25%
25-36 months
▼
APR6.25%
Term25-36 months
Last UpdatedMay 6, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Vehicle Loans 2020 & Newer
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
6.50%
37- 48 months
▼
APR6.50%
Term37- 48 months
Last UpdatedMay 6, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
6.75%
49-60 months
▼
APR6.75%
Term49-60 months
Last UpdatedMay 6, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
New/Used Auto Loans
6.75%
7 years
▼
APR6.75%
Term7 years
Last UpdatedMay 10, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New/Used Automobiles
6.99%
96 Months
▼
APR6.99%
Term96 Months
Last UpdatedMay 6, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
7.25%
61-72 months
▼
APR7.25%
Term61-72 months
Last UpdatedMay 6, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
7.75%
73-84 months
▼
APR7.75%
Term73-84 months
Last UpdatedMay 6, 2026
Details
As Low As
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (New to 1 year old)
8.40%
4 yrs or less
▼
APR8.40%
Term4 yrs or less
Last UpdatedMay 15, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (New to 1 year old)
8.53%
5 yrs
▼
APR8.53%
Term5 yrs
Last UpdatedMay 15, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (New to 1 year old)
10.04%
5 yrs
▼
APR10.04%
Term5 yrs
Last UpdatedMay 15, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Vehicle Loan (New to 1 year old)
10.41%
4 yrs or less
▼
APR10.41%
Term4 yrs or less
Last UpdatedMay 15, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New/Used Automobiles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
Used Vehicle Loans
4.49%
Up to 48 Months
▼
APR4.49%
TermUp to 48 Months
Last UpdatedMay 6, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
New & Used Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New/Used Automobiles
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
New & Used Auto Loans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
Used Auto Loans or Refinance
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
Used Vehicle Loans
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMay 6, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
New & Used Auto Loans
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of JD Power GAP, Warranty and Debt Protection are available!
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Used Car/Truck
5.10%
36 Months
▼
APR5.10%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
New/Used Auto Loans
5.15%
1 year
▼
APR5.15%
Term1 year
Last UpdatedMay 10, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Used Car/Truck
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
Used Vehicle Loans
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMay 6, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
New/Used Auto Loans
5.50%
4 years
▼
APR5.50%
Term4 years
Last UpdatedMay 10, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Used Car/Truck
5.60%
60 Months
▼
APR5.60%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Used Auto
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of JD Power GAP, Warranty and Debt Protection are available!
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
New/Used Auto Loans
5.65%
6 years
▼
APR5.65%
Term6 years
Last UpdatedMay 10, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Used Auto
5.70%
36 Months
▼
APR5.70%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of JD Power GAP, Warranty and Debt Protection are available!
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Used Car/Truck
5.85%
72 Months
▼
APR5.85%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
6.00%
Up to 24 months
▼
APR6.00%
TermUp to 24 months
Last UpdatedMay 6, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New/Used Automobiles
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Used Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of JD Power GAP, Warranty and Debt Protection are available!
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
6.25%
25-36 months
▼
APR6.25%
Term25-36 months
Last UpdatedMay 6, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Used Car/Truck
6.35%
84 Months
▼
APR6.35%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
6.50%
37- 48 months
▼
APR6.50%
Term37- 48 months
Last UpdatedMay 6, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Used Auto
6.70%
72 Months
▼
APR6.70%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of JD Power GAP, Warranty and Debt Protection are available!
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
6.75%
49-60 months
▼
APR6.75%
Term49-60 months
Last UpdatedMay 6, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
New/Used Auto Loans
6.75%
7 years
▼
APR6.75%
Term7 years
Last UpdatedMay 10, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
New/Used Automobiles
6.99%
96 Months
▼
APR6.99%
Term96 Months
Last UpdatedMay 6, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
7.25%
61-72 months
▼
APR7.25%
Term61-72 months
Last UpdatedMay 6, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Used Auto
7.75%
36 Months
▼
APR7.75%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; Up to 100% of JD Power Up to 75% of JD Power Rebuilts/Salvage GAP, Warranty and Debt Protection are available!
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
New & Used Vehicles
7.75%
73-84 months
▼
APR7.75%
Term73-84 months
Last UpdatedMay 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Livermore Falls, ME Auto Loan Rate Trends
Compare local Livermore Falls, ME auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — ME Avg
4.907%
Unchanged vs 7 days ago
Maine new auto loan rates currently average 4.907% APR.
Used Auto Loan — ME Avg
6.252%
▼ 0.050 vs 7 days ago
Maine used auto rates fell 0.050 points over the past 7 days to 6.252% APR.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Livermore Falls, Maine auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Livermore Falls, Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Livermore Falls, Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in ME.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Livermore Falls, Maine
How does my credit score affect my car loan rate in Maine?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Livermore Falls, Maine with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Maine *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Livermore Falls, Maine typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Livermore Falls, Maine?
Based on our current data, some of the lowest auto loan rates available in Livermore Falls, Maine include:
- Coast Line Credit Union: 3.95% (Auto Loan)
- Atlantic Regional Federal Credit Union: 3.99% (New/Used Automobiles)
- TruGrocer Federal Credit Union: 3.99% (Vehicle Loan)
- Evergreen Credit Union Portland, ME: 3.99% (Vehicle Loan)
- Town & Country Federal Credit Union: 4.24% (New Vehicle Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Livermore Falls, Maine. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 15, 2026
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