Maine Auto Loan Rate Trends
Track current and weekly average auto loan rates in Maine, view interactive rate trend charts, and compare local ME aprs against the national average.
Current Maine Auto Loan Rate Trends
Auto Loan rates in Maine rose 0.252 this week, pushing the New Auto Loan average to 5.442%, up from 5.190% last week.
At 5.442%, Maine’s average sits 0.542 below the current national average of 5.984%. ME borrowers may have a competitive advantage relative to the national market.
The Maine auto loan rate averages on this page are calculated from 239 verified auto loan rate quotes collected across 35 banks and credit unions actively operating in Maine. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Maine Auto Loan Rate Trends Chart
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Maine auto loan rate averages compiled from 239 current rate quotes across 35 banks and credit unions operating in ME, updated daily.
As of Oct 14, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Maine
Quarterly average rates at credit unions headquartered in Maine, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Maine (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
