Auto Loan Rates in Missouri (MO) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Missouri. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Missouri include Baxter Credit UnionBaxter Credit Union13655 Riverport Dr, Maryland Heights, MO, 63043A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Mercy Credit UnionMercy Credit Union1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238A+5.0 ★Texas Ratio: 1.69% offering New Vehicles 2025-2026 at 3.74%, Americas Credit UnionAmericas Credit Union2350 E Bennett St, Springfield, MO, 65804 1732A+5.0 ★Texas Ratio: 3.51% offering Auto Loans at 3.89%, FRB Federal Credit UnionFRB Federal Credit UnionFEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102A5.0 ★Texas Ratio: 6.96% offering New Auto at 3.99%, County Credit UnionCounty Credit Union130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913A+5.0 ★Texas Ratio: 3.78% offering Auto Loan at 3.99%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Missouri side-by-side. Missouri auto loan rates currently start as low as 3.24% APR from Baxter Credit Union at 13655 Riverport Dr, Maryland Heights, MO, 63043. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Missouri. Auto Loan Rates Last Updated and Verified: April 19, 2026
Compare Auto Loan Rates Today in Missouri
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
New Vehicles 2025-2026
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedApr 19, 2026
Details
As Low As
Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO, 65804 1732
Auto Loans
3.89%
36 Months
▼
APR3.89%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Fixed-Rate up to 36 months
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
3.99%
Up to 36
▼
APR3.99%
TermUp to 36
Last UpdatedApr 17, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
3.99%
66 Months
▼
APR3.99%
Term66 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2024-2026 (New or Used)
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedApr 18, 2026
Details
As Low As; 3 YEAR REPAY
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedApr 19, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedApr 18, 2026
Details
As Low As; 4 YEAR REPAY
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
663 W Highway 60, Monett, MO, 65708
Autos
4.25%
Up to 96 Months
▼
APR4.25%
TermUp to 96 Months
Last UpdatedApr 19, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.29%
37-48
▼
APR4.29%
Term37-48
Last UpdatedApr 17, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
4.49%
30 months
▼
APR4.49%
Term30 months
Last UpdatedApr 18, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
4.74%
66 months
▼
APR4.74%
Term66 months
Last UpdatedApr 18, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedApr 18, 2026
Details
As Low As; 5 YEAR REPAY
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
New Auto
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 100% NADA Retail
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.79%
61-72
▼
APR4.79%
Term61-72
Last UpdatedApr 17, 2026
Details
As Low As
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedApr 19, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
4.89%
1-36
▼
APR4.89%
Term1-36
Last UpdatedApr 19, 2026
Details
As Low As
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
New Auto Loan
4.90%
12 Months
▼
APR4.90%
Term12 Months
Last UpdatedApr 17, 2026
Details
As Low As
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
Used Auto Loan
4.90%
12 Months
▼
APR4.90%
Term12 Months
Last UpdatedApr 17, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
4.99%
48-60 months
▼
APR4.99%
Term48-60 months
Last UpdatedApr 8, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedApr 8, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As; 100% Financing with qualified credit
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2024 or older Max age 16 years
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2008 or Newer
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedApr 19, 2026
Details
As Low As
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
4.99%
78 Months
▼
APR4.99%
Term78 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2024-2026 (New or Used)
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
5.05%
66 Months
▼
APR5.05%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
5.09%
49-60
▼
APR5.09%
Term49-60
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2024 or older Max age 16 years
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2008 or Newer
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedApr 18, 2026
Details
As Low As; 6 YEAR REPAY
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2025 - 2027 New Vehicle Loan
5.25%
1 - 48
▼
APR5.25%
Term1 - 48
Last UpdatedApr 19, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
New Vehicle Loan
5.25%
1 - 48
▼
APR5.25%
Term1 - 48
Last UpdatedApr 19, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1817 W Broadway, Columbia, MO, 65218
Autos & Trucks (new and used)
5.29%
0-12
▼
APR5.29%
Term0-12
Last UpdatedApr 18, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.35%
36 Months
▼
APR5.35%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty Rate
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2018 to 2024
5.35%
6 Months
▼
APR5.35%
Term6 Months
Last UpdatedApr 18, 2026
Details
As Low As; 6 YEAR REPAY
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2018-2024
5.35%
6 Months
▼
APR5.35%
Term6 Months
Last UpdatedApr 18, 2026
Details
As Low As; 6 YEAR REPAY
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
5.39%
61-72
▼
APR5.39%
Term61-72
Last UpdatedApr 19, 2026
Details
As Low As
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
5.40%
42 Months
▼
APR5.40%
Term42 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2024-2026 (New or Used)
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
14506 E 39th St S, Independence, MO, 64055
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year term
▼
APR5.49%
Term3-7 year term
Last UpdatedApr 18, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
5.49%
78 months
▼
APR5.49%
Term78 months
Last UpdatedApr 18, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
5.49%
2027 Mo
▼
APR5.49%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
/ln > $20k
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2024 or older Max age 16 years
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2013 or Newer
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
5.50%
61-72 months
▼
APR5.50%
Term61-72 months
Last UpdatedApr 8, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedApr 8, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
5.50%
2027 Mo
▼
APR5.50%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2025 - 2027 New Vehicle Loan
5.50%
49 - 72
▼
APR5.50%
Term49 - 72
Last UpdatedApr 19, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
New Vehicle Loan
5.50%
49 - 72
▼
APR5.50%
Term49 - 72
Last UpdatedApr 19, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.58%
48 Months
▼
APR5.58%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty Rate
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO, 64055
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2024 or older Max age 16 years
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2015 or Newer
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.75%
7 Months
▼
APR5.75%
Term7 Months
Last UpdatedApr 18, 2026
Details
As Low As; 7 YEAR REPAY
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
5.75%
2027 Mo
▼
APR5.75%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 100% NADA Retail
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty Rate
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
5.95%
52 Months
▼
APR5.95%
Term52 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2024-2026 (New or Used)
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
5.99%
63 Months
▼
APR5.99%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
5.99%
2027 Mo
▼
APR5.99%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedApr 19, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedApr 19, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
5.99%
78 Months
▼
APR5.99%
Term78 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2022-2023
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2014 to 2017
6.00%
5 Months
▼
APR6.00%
Term5 Months
Last UpdatedApr 18, 2026
Details
As Low As; 5 YEAR REPAY
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2014-2017
6.00%
5 Months
▼
APR6.00%
Term5 Months
Last UpdatedApr 18, 2026
Details
As Low As; 5 YEAR REPAY
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
6.00%
2027 Mo
▼
APR6.00%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty Rate
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
6.09%
Up to 63
▼
APR6.09%
TermUp to 63
Last UpdatedApr 18, 2026
Details
As Low As; months
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Other (RV, Older Vehicles, ATV, etc.)
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
6.24%
75 Months
▼
APR6.24%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedApr 18, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2024 or older Max age 16 years
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2015 or Newer (/ln > $20k)
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
6.24%
73-84
▼
APR6.24%
Term73-84
Last UpdatedApr 19, 2026
Details
As Low As
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
Used Vehicle Loan
6.25%
1 - 48
▼
APR6.25%
Term1 - 48
Last UpdatedApr 19, 2026
Details
As Low As; APR Range: 6.25% - 14.89%
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
6.25%
42 Months
▼
APR6.25%
Term42 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2022-2023
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
6.29%
72 Months
▼
APR6.29%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
6.39%
64-72
▼
APR6.39%
Term64-72
Last UpdatedApr 18, 2026
Details
As Low As; months
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
6.49%
84 months
▼
APR6.49%
Term84 months
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
/ln > $35k
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
6.50%
73-84 months
▼
APR6.50%
Term73-84 months
Last UpdatedApr 8, 2026
Details
As Low As; min. $25,000
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
6.50%
73-84
▼
APR6.50%
Term73-84
Last UpdatedApr 8, 2026
Details
As Low As; min. $25,000
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2025 - 2027 New Vehicle Loan
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedApr 19, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
New Vehicle Loan
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedApr 19, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
Used Vehicle Loan
6.50%
49 - 72
▼
APR6.50%
Term49 - 72
Last UpdatedApr 19, 2026
Details
As Low As; APR Range: 6.50% - 15.89%
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
6.74%
2027 Mo
▼
APR6.74%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
6.75%
2027 Mo
▼
APR6.75%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 100% NADA Retail
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
6.75%
52 Months
▼
APR6.75%
Term52 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2022-2023
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
6.80%
84 Months
▼
APR6.80%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty Rate
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
14506 E 39th St S, Independence, MO, 64055
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
▼
APR6.99%
Term3-7 year term
Last UpdatedApr 18, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Vintage Autos 1990 & Older & Above
6.99%
62 months
▼
APR6.99%
Term62 months
Last UpdatedApr 19, 2026
Details
$12,501
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Vintage Autos 1990 & Older - Loan
6.99%
26 months
▼
APR6.99%
Term26 months
Last UpdatedApr 19, 2026
Details
$0 - $5,000
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
6.99%
72 months
▼
APR6.99%
Term72 months
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
New Autos, 100% Financed
7.00%
up to 74 months
▼
APR7.00%
Termup to 74 months
Last UpdatedApr 19, 2026
Details
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
New Auto Loan
7.10%
72 Months
▼
APR7.10%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Older Used Auto (2017 and Older)
7.19%
36 to 60 months
▼
APR7.19%
Term36 to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
7.19%
73-84
▼
APR7.19%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As; months
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
7.24%
24 months
▼
APR7.24%
Term24 months
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2024 or older Max age 16 years
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2022 or Newer (/ln > $35k)
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
7.25%
52 Months
▼
APR7.25%
Term52 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2016-2021
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
New Auto Loan
7.35%
84 Months
▼
APR7.35%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
7.49%
60 months
▼
APR7.49%
Term60 months
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2023-2025
7.50%
62 months
▼
APR7.50%
Term62 months
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2023-2025 - Loan
7.50%
68 months
▼
APR7.50%
Term68 months
Last UpdatedApr 19, 2026
Details
Over $30,000
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
Used Vehicle Loan
7.50%
73 - 84
▼
APR7.50%
Term73 - 84
Last UpdatedApr 19, 2026
Details
As Low As; APR Range: 7.50% - 15.98%
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
7.74%
84 months
▼
APR7.74%
Term84 months
Last UpdatedApr 19, 2026
Details
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
7.75%
36 Months
▼
APR7.75%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 100% NADA Retail
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedApr 19, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
7.90%
84 Months
▼
APR7.90%
Term84 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2024-2026 (New or Used)
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
Auto Loan
7.99%
12-48
▼
APR7.99%
Term12-48
Last UpdatedApr 19, 2026
Details
As Low As; 2022 - New
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO, 64108
New Auto Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 72 mo.
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
8.00%
2027 Mo
▼
APR8.00%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2021-2022
8.00%
50 months
▼
APR8.00%
Term50 months
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2021-2022 - Loan
8.00%
56 months
▼
APR8.00%
Term56 months
Last UpdatedApr 19, 2026
Details
Over $10,000
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
8.00%
66 Months
▼
APR8.00%
Term66 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2016-2021
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2018-2020
8.25%
44 months
▼
APR8.25%
Term44 months
Last UpdatedApr 19, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
8.49%
72 months
▼
APR8.49%
Term72 months
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2018-2020 - Loan
8.50%
50 months
▼
APR8.50%
Term50 months
Last UpdatedApr 19, 2026
Details
Over $10,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO, 64055
Classic Vehicle Loans2
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
Auto Loan
8.99%
Up to 60
▼
APR8.99%
TermUp to 60
Last UpdatedApr 19, 2026
Details
As Low As; 2022 - New
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
8.99%
84 months
▼
APR8.99%
Term84 months
Last UpdatedApr 19, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
Auto Loan
9.24%
12-36
▼
APR9.24%
Term12-36
Last UpdatedApr 19, 2026
Details
As Low As; 2017 - 2021
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
9.25%
84 Months
▼
APR9.25%
Term84 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2022-2023
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
Auto Loan
9.49%
Up to 48
▼
APR9.49%
TermUp to 48
Last UpdatedApr 19, 2026
Details
As Low As; 2017 - 2021
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
Auto Loan
9.74%
Up to 60
▼
APR9.74%
TermUp to 60
Last UpdatedApr 19, 2026
Details
As Low As; 2017 - 2021
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
9.75%
60 Months
▼
APR9.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
Auto Loan
9.99%
Up to 72
▼
APR9.99%
TermUp to 72
Last UpdatedApr 19, 2026
Details
As Low As; 2022 - New
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
9.99%
36 months
▼
APR9.99%
Term36 months
Last UpdatedApr 19, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2013 & Below
10.00%
4 Months
▼
APR10.00%
Term4 Months
Last UpdatedApr 18, 2026
Details
As Low As; 4 YEAR REPAY
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
10.25%
72 Months
▼
APR10.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2011-2017
11.00%
38 months
▼
APR11.00%
Term38 months
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2011-2017 - Loan
11.00%
44 months
▼
APR11.00%
Term44 months
Last UpdatedApr 19, 2026
Details
Over $15,000
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
11.75%
84 Months
▼
APR11.75%
Term84 Months
Last UpdatedApr 19, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
4161 Highway K, O Fallon, MO, 63368 8294
Auto Loan
12.99%
72 months
▼
APR12.99%
Term72 months
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2010 & Older
13.75%
32 months
▼
APR13.75%
Term32 months
Last UpdatedApr 19, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
14.75%
60 Months
▼
APR14.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
15.25%
72 Months
▼
APR15.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
16.75%
60 Months
▼
APR16.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
17.25%
72 Months
▼
APR17.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
New Vehicles 2025-2026
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedApr 19, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
3.99%
Up to 36
▼
APR3.99%
TermUp to 36
Last UpdatedApr 17, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedApr 18, 2026
Details
As Low As; 3 YEAR REPAY
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedApr 19, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedApr 18, 2026
Details
As Low As; 4 YEAR REPAY
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.29%
37-48
▼
APR4.29%
Term37-48
Last UpdatedApr 17, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
4.49%
30 months
▼
APR4.49%
Term30 months
Last UpdatedApr 18, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
4.74%
66 months
▼
APR4.74%
Term66 months
Last UpdatedApr 18, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedApr 18, 2026
Details
As Low As; 5 YEAR REPAY
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
New Auto
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 100% NADA Retail
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.79%
61-72
▼
APR4.79%
Term61-72
Last UpdatedApr 17, 2026
Details
As Low As
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
4.89%
1-36
▼
APR4.89%
Term1-36
Last UpdatedApr 19, 2026
Details
As Low As
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
New Auto Loan
4.90%
12 Months
▼
APR4.90%
Term12 Months
Last UpdatedApr 17, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
4.99%
48-60 months
▼
APR4.99%
Term48-60 months
Last UpdatedApr 8, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As; 100% Financing with qualified credit
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedApr 19, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
5.05%
66 Months
▼
APR5.05%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
5.09%
49-60
▼
APR5.09%
Term49-60
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedApr 18, 2026
Details
As Low As; 6 YEAR REPAY
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2025 - 2027 New Vehicle Loan
5.25%
1 - 48
▼
APR5.25%
Term1 - 48
Last UpdatedApr 19, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
New Vehicle Loan
5.25%
1 - 48
▼
APR5.25%
Term1 - 48
Last UpdatedApr 19, 2026
Details
As Low As
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1817 W Broadway, Columbia, MO, 65218
Autos & Trucks (new and used)
5.29%
0-12
▼
APR5.29%
Term0-12
Last UpdatedApr 18, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.35%
36 Months
▼
APR5.35%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty Rate
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
5.39%
61-72
▼
APR5.39%
Term61-72
Last UpdatedApr 19, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
14506 E 39th St S, Independence, MO, 64055
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year term
▼
APR5.49%
Term3-7 year term
Last UpdatedApr 18, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
5.49%
78 months
▼
APR5.49%
Term78 months
Last UpdatedApr 18, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
5.49%
2027 Mo
▼
APR5.49%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
/ln > $20k
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
5.50%
61-72 months
▼
APR5.50%
Term61-72 months
Last UpdatedApr 8, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2025 - 2027 New Vehicle Loan
5.50%
49 - 72
▼
APR5.50%
Term49 - 72
Last UpdatedApr 19, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
New Vehicle Loan
5.50%
49 - 72
▼
APR5.50%
Term49 - 72
Last UpdatedApr 19, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.58%
48 Months
▼
APR5.58%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty Rate
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO, 64055
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.75%
7 Months
▼
APR5.75%
Term7 Months
Last UpdatedApr 18, 2026
Details
As Low As; 7 YEAR REPAY
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty Rate
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
5.99%
2027 Mo
▼
APR5.99%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty Rate
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedApr 18, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
6.24%
73-84
▼
APR6.24%
Term73-84
Last UpdatedApr 19, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 19, 2026
Details
/ln > $35k
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
New Auto Loans
6.50%
73-84 months
▼
APR6.50%
Term73-84 months
Last UpdatedApr 8, 2026
Details
As Low As; min. $25,000
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2025 - 2027 New Vehicle Loan
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedApr 19, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
New Vehicle Loan
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedApr 19, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
6.74%
2027 Mo
▼
APR6.74%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
6.80%
84 Months
▼
APR6.80%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Loyalty Rate
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
New Autos, 100% Financed
7.00%
up to 74 months
▼
APR7.00%
Termup to 74 months
Last UpdatedApr 19, 2026
Details
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
New Auto Loan
7.10%
72 Months
▼
APR7.10%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
New Auto Loan
7.35%
84 Months
▼
APR7.35%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO, 64108
New Auto Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As; Up to 72 mo.
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedApr 18, 2026
Details
As Low As; 3 YEAR REPAY
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedApr 18, 2026
Details
As Low As; 4 YEAR REPAY
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedApr 18, 2026
Details
As Low As; 5 YEAR REPAY
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
Used Auto Loan
4.90%
12 Months
▼
APR4.90%
Term12 Months
Last UpdatedApr 17, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedApr 8, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As; 100% Financing with qualified credit
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2024 or older Max age 16 years
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2008 or Newer
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2024 or older Max age 16 years
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2008 or Newer
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedApr 18, 2026
Details
As Low As; 6 YEAR REPAY
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1817 W Broadway, Columbia, MO, 65218
Autos & Trucks (new and used)
5.29%
0-12
▼
APR5.29%
Term0-12
Last UpdatedApr 18, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2018 to 2024
5.35%
6 Months
▼
APR5.35%
Term6 Months
Last UpdatedApr 18, 2026
Details
As Low As; 6 YEAR REPAY
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2018-2024
5.35%
6 Months
▼
APR5.35%
Term6 Months
Last UpdatedApr 18, 2026
Details
As Low As; 6 YEAR REPAY
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2024 or older Max age 16 years
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2013 or Newer
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedApr 8, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
5.50%
2027 Mo
▼
APR5.50%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO, 64055
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2024 or older Max age 16 years
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2015 or Newer
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.75%
7 Months
▼
APR5.75%
Term7 Months
Last UpdatedApr 18, 2026
Details
As Low As; 7 YEAR REPAY
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
5.75%
2027 Mo
▼
APR5.75%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 100% NADA Retail
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
5.99%
63 Months
▼
APR5.99%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedApr 19, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2014 to 2017
6.00%
5 Months
▼
APR6.00%
Term5 Months
Last UpdatedApr 18, 2026
Details
As Low As; 5 YEAR REPAY
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2014-2017
6.00%
5 Months
▼
APR6.00%
Term5 Months
Last UpdatedApr 18, 2026
Details
As Low As; 5 YEAR REPAY
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
6.00%
2027 Mo
▼
APR6.00%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
6.09%
Up to 63
▼
APR6.09%
TermUp to 63
Last UpdatedApr 18, 2026
Details
As Low As; months
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
6.24%
75 Months
▼
APR6.24%
Term75 Months
Last UpdatedApr 18, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2024 or older Max age 16 years
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2015 or Newer (/ln > $20k)
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
Used Vehicle Loan
6.25%
1 - 48
▼
APR6.25%
Term1 - 48
Last UpdatedApr 19, 2026
Details
As Low As; APR Range: 6.25% - 14.89%
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
6.29%
72 Months
▼
APR6.29%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
6.39%
64-72
▼
APR6.39%
Term64-72
Last UpdatedApr 18, 2026
Details
As Low As; months
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO, 63125 4320
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO, 63005 1411
Used Auto Loans
6.50%
73-84
▼
APR6.50%
Term73-84
Last UpdatedApr 8, 2026
Details
As Low As; min. $25,000
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
Used Vehicle Loan
6.50%
49 - 72
▼
APR6.50%
Term49 - 72
Last UpdatedApr 19, 2026
Details
As Low As; APR Range: 6.50% - 15.89%
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
6.75%
2027 Mo
▼
APR6.75%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 100% NADA Retail
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
14506 E 39th St S, Independence, MO, 64055
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
▼
APR6.99%
Term3-7 year term
Last UpdatedApr 18, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Older Used Auto (2017 and Older)
7.19%
36 to 60 months
▼
APR7.19%
Term36 to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
7.19%
73-84
▼
APR7.19%
Term73-84
Last UpdatedApr 18, 2026
Details
As Low As; months
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2024 or older Max age 16 years
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedApr 19, 2026
Details
Model Year: 2022 or Newer (/ln > $35k)
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2023-2025
7.50%
62 months
▼
APR7.50%
Term62 months
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2023-2025 - Loan
7.50%
68 months
▼
APR7.50%
Term68 months
Last UpdatedApr 19, 2026
Details
Over $30,000
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
Used Vehicle Loan
7.50%
73 - 84
▼
APR7.50%
Term73 - 84
Last UpdatedApr 19, 2026
Details
As Low As; APR Range: 7.50% - 15.98%
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
7.75%
36 Months
▼
APR7.75%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 100% NADA Retail
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
8.00%
2027 Mo
▼
APR8.00%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2021-2022
8.00%
50 months
▼
APR8.00%
Term50 months
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2021-2022 - Loan
8.00%
56 months
▼
APR8.00%
Term56 months
Last UpdatedApr 19, 2026
Details
Over $10,000
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2018-2020
8.25%
44 months
▼
APR8.25%
Term44 months
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2018-2020 - Loan
8.50%
50 months
▼
APR8.50%
Term50 months
Last UpdatedApr 19, 2026
Details
Over $10,000
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2013 & Below
10.00%
4 Months
▼
APR10.00%
Term4 Months
Last UpdatedApr 18, 2026
Details
As Low As; 4 YEAR REPAY
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2011-2017
11.00%
38 months
▼
APR11.00%
Term38 months
Last UpdatedApr 19, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2011-2017 - Loan
11.00%
44 months
▼
APR11.00%
Term44 months
Last UpdatedApr 19, 2026
Details
Over $15,000
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
26155 Stoll Country Ln, Maryville, MO, 64468 7391
Used Autos, 2010 & Older
13.75%
32 months
▼
APR13.75%
Term32 months
Last UpdatedApr 19, 2026
Details
Powered by
MonitorBankRates
Missouri Auto Loan Rate Trends
Compare local Missouri auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MO Avg
5.463%
▲ 0.027 vs 7 days ago
Missouri new auto rates rose 0.027 points over the past 7 days to 5.463% APR.
Used Auto Loan — MO Avg
5.943%
▼ 0.151 vs 7 days ago
Missouri used auto rates fell 0.151 points over the past 7 days to 5.943% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Missouri
How does my credit score affect my car loan rate in Missouri?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Missouri with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Missouri *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Missouri typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Missouri?
Based on our current data, some of the lowest auto loan rates available in Missouri include:
- Baxter Credit Union: 3.24% (Auto Loans)
- Mercy Credit Union: 3.74% (New Vehicles 2025-2026)
- Americas Credit Union: 3.89% (Auto Loans)
- FRB Federal Credit Union: 3.99% (New Auto)
- County Credit Union: 3.99% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Missouri. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026
Auto Loan Rates by City in Missouri
Rate Assistant
MonitorBankRates.com · Live Data
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