Missouri Auto Loan Rate Trends
Track current and weekly average auto loan rates in Missouri, view interactive rate trend charts, and compare local MO aprs against the national average.
Current Missouri Auto Loan Rate Trends
Auto Loan rates in Missouri rose 0.109 this week, pushing the New Auto Loan average to 5.355%, up from 5.246% last week.
At 5.355%, Missouri’s average sits 0.613 below the current national average of 5.968%. MO borrowers may have a competitive advantage relative to the national market.
The Missouri auto loan rate averages on this page are calculated from 551 verified auto loan rate quotes collected across 73 banks and credit unions actively operating in Missouri. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Missouri Auto Loan Rate Trends Chart
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Missouri auto loan rate averages compiled from 551 current rate quotes across 73 banks and credit unions operating in MO, updated daily.
As of Oct 13, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Missouri
Quarterly average rates at credit unions headquartered in Missouri, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Missouri (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
