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Auto Loan Rates in Missouri (MO) for July 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Missouri. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: July 15, 2026

Current auto loan rates in Missouri include Mercy Credit UnionMercy Credit Union1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238A+5.0 ★Texas Ratio: 1.66% offering New Vehicles 2025-2026* Loan at 3.74%, Americas Credit UnionAmericas Credit Union2350 E Bennett St, Springfield, MO, 65804 1732A+5.0 ★Texas Ratio: 3.45% offering Auto Loans at 3.89%, FRB Federal Credit UnionFRB Federal Credit UnionFEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102A5.0 ★Texas Ratio: 6.73% offering New Auto at 3.99%, PennTech Employees Federal Credit UnionPennTech Employees Federal Credit Union805 W Stadium Blvd, Jefferson City, MO, 65109A5.0 ★Texas Ratio: 6.77% offering New or Used Vehicles Loan at 4.15%, Burlington Northtown Community Credit UnionBurlington Northtown Community Credit Union1002 Swift Ave, North Kansas City, MO, 64116 4128A+5.0 ★Texas Ratio: 2.75% offering Auto Loans - New (2025 or Newer) at 4.24%. Auto loan rates as of July 15, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across Missouri side-by-side. Missouri auto loan rates currently start as low as 3.74% APR from Mercy Credit Union at 1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Missouri. Auto Loan Rates Last Updated and Verified: July 15, 2026

Compare Auto Loan Rates Today in Missouri

Jump to: All Auto Loans · New Auto · Used Auto

Missouri Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
New Vehicles 2025-2026* Loan
3.74%
Up To 7 Years
View
▼
APR3.74%
TermUp To 7 Years
Last UpdatedJul 11, 2026
Details

As Low As; **

Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
2350 E Bennett St, Springfield, MO, 65804 1732
Auto Loans
3.89%
36 months
View
▼
APR3.89%
Term36 months
Last UpdatedJul 7, 2026
Details

Fixed-Rate up to 36 months as low as 3.89% APR

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedJul 12, 2026
Details

As Low As*

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
4.15%
3 YEAR REPAY
View
▼
APR4.15%
Term3 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.24%
24 months
View
▼
APR4.24%
Term24 months
Last UpdatedJul 11, 2026
Details

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
4.24%
1-36 months
View
▼
APR4.24%
Term1-36 months
Last UpdatedJul 11, 2026
Details

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
663 W Highway 60, Monett, MO, 65708
Autos
4.25%
Up to 96 Months
View
▼
APR4.25%
TermUp to 96 Months
Last UpdatedJul 11, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
4.25%
4 YEAR REPAY
View
▼
APR4.25%
Term4 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.29%
37-48 months
View
▼
APR4.29%
Term37-48 months
Last UpdatedJul 12, 2026
Details

As Low As*

Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
2350 E Bennett St, Springfield, MO, 65804 1732
New and Used Auto Loans
4.40%
60-Months
View
▼
APR4.40%
Term60-Months
Last UpdatedJul 7, 2026
Details

As Low As; See Auto Loan Rates

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedJul 11, 2026
Details

Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
Used Vehicles Loan
4.49%
Up To 6 Years
View
▼
APR4.49%
TermUp To 6 Years
Last UpdatedJul 11, 2026
Details

As Low As; **

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedJul 15, 2026
Details

APR* As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
4.50%
Up to 42 months
View
▼
APR4.50%
TermUp to 42 months
Last UpdatedJul 7, 2026
Details

2015-2026

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedJul 11, 2026
Details

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
2804 W Ash St, Columbia, MO, 65203 4601
New Auto
4.75%
Up to 72 mo.
View
▼
APR4.75%
TermUp to 72 mo.
Last UpdatedJul 7, 2026
Details

Up to 100% NADA Retail

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
4.75%
43 - 66 months
View
▼
APR4.75%
Term43 - 66 months
Last UpdatedJul 7, 2026
Details

2019-2026

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 60 Months
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedJul 11, 2026
Details

Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
2114 S Big Bend Blvd, Saint Louis, MO, 63117 2406
Auto Loan
4.75%
63 Mo.
View
▼
APR4.75%
Term63 Mo.
Last UpdatedJul 11, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
4.75%
5 YEAR REPAY
View
▼
APR4.75%
Term5 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.79%
61-72 months
View
▼
APR4.79%
Term61-72 months
Last UpdatedJul 12, 2026
Details

As Low As*

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
4.89%
37 to 48 months
View
▼
APR4.89%
Term37 to 48 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks Loan
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedJul 15, 2026
Details

As Low As

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
2022 - New Auto Loan
4.99%
12 - 48 months
View
▼
APR4.99%
Term12 - 48 months
Last UpdatedJul 7, 2026
Details

As Low As; $5,000 min.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle Loan
4.99%
Up to 63 months
View
▼
APR4.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details

As Low As; 100% Financing with qualified credit

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedJul 11, 2026
Details

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
Used Autos
4.99%
1-36 months
View
▼
APR4.99%
Term1-36 months
Last UpdatedJul 11, 2026
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
4.99%
Up to 36 months
View
▼
APR4.99%
TermUp to 36 months
Last UpdatedJul 12, 2026
Details

As Low As;*

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
1817 W Broadway, Columbia, MO, 65218
Autos & Trucks (new and used)
4.99%
0-12 months
View
▼
APR4.99%
Term0-12 months
Last UpdatedJul 15, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedJul 15, 2026
Details

APR* As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
4.99%
49 to 60 months
View
▼
APR4.99%
Term49 to 60 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
5.00%
67 - 72 months
View
▼
APR5.00%
Term67 - 72 months
Last UpdatedJul 7, 2026
Details

2022-2026

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks Loan
5.05%
66 Months
View
▼
APR5.05%
Term66 Months
Last UpdatedJul 15, 2026
Details

APR* As Low As

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
2022 - New Auto Loan
5.24%
Up to 60 months
View
▼
APR5.24%
TermUp to 60 months
Last UpdatedJul 7, 2026
Details

As Low As; $10,000 min.

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
Used Autos
5.24%
37-48 months
View
▼
APR5.24%
Term37-48 months
Last UpdatedJul 11, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedJul 15, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
5.24%
61 to 72 months
View
▼
APR5.24%
Term61 to 72 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 72 Months
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedJul 11, 2026
Details

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
5.25%
37-48 months
View
▼
APR5.25%
Term37-48 months
Last UpdatedJul 11, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
5.25%
6 YEAR REPAY
View
▼
APR5.25%
Term6 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
5.29%
37-48 months
View
▼
APR5.29%
Term37-48 months
Last UpdatedJul 12, 2026
Details

As Low As;*

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks Loan
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedJul 15, 2026
Details

As Low As

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.35%
36 Months
View
▼
APR5.35%
Term36 Months
Last UpdatedJul 15, 2026
Details

As Low As; Loyalty Rate: 4.846%

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles Loan
5.35%
6 YEAR REPAY
View
▼
APR5.35%
Term6 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; Used Vehicles

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
2017 - 2021 Auto Loan
5.49%
12 - 48 months
View
▼
APR5.49%
Term12 - 48 months
Last UpdatedJul 7, 2026
Details

As Low As; $5,000 min.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle Loan
5.49%
72-75 months
View
▼
APR5.49%
Term72-75 months
Last UpdatedJul 10, 2026
Details

As Low As; $15,000 minimum

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedJul 11, 2026
Details

/ln > $20k

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
663 Highway 60, Monett, MO, 65708
New Auto Loan
5.50%
12 mos.
View
▼
APR5.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details

As Low As; Interest

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
5.50%
73 - 84 months
View
▼
APR5.50%
Term73 - 84 months
Last UpdatedJul 7, 2026
Details

2023-2026

Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
1535 N Campbell Ave, Springfield, MO, 65803
New Auto
5.50%
Varies
View
▼
APR5.50%
TermVaries
Last UpdatedJul 11, 2026
Details

As Low As; *

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
120 S GARRISON AVE, CARTHAGE, MO, 64836
New Auto Loan
5.50%
96 months
View
▼
APR5.50%
Term96 months
Last UpdatedJul 15, 2026
Details

Rates as low as...

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.58%
48 Months
View
▼
APR5.58%
Term48 Months
Last UpdatedJul 15, 2026
Details

As Low As; Loyalty Rate: 5.075%

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
2017 - 2021 Auto Loan
5.74%
Up to 60 months
View
▼
APR5.74%
TermUp to 60 months
Last UpdatedJul 7, 2026
Details

As Low As; $10,000 min.

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
2022 - New Auto Loan
5.74%
Up to 72 months
View
▼
APR5.74%
TermUp to 72 months
Last UpdatedJul 7, 2026
Details

As Low As; $15,000 min.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO, 64055
New & Used Vehicles Loan
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
5.74%
73 to 84 months
View
▼
APR5.74%
Term73 to 84 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
5.75%
Up to 60 mo.
View
▼
APR5.75%
TermUp to 60 mo.
Last UpdatedJul 7, 2026
Details

NADA value over $10,000; Up to 100% NADA Retail

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 60 Months
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedJul 11, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 84 Months
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedJul 11, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
5.75%
7 YEAR REPAY
View
▼
APR5.75%
Term7 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.81%
60 Months
View
▼
APR5.81%
Term60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Loyalty Rate: 5.312%

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle Loan
5.99%
76-84 months
View
▼
APR5.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details

As Low As; $20,000 minimum

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle Loan
5.99%
Up to 63 months
View
▼
APR5.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details

As Low As

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
5.99%
49-60 months
View
▼
APR5.99%
Term49-60 months
Last UpdatedJul 11, 2026
Details

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
663 Highway 60, Monett, MO, 65708
Used Auto Loan
6.00%
12 months
View
▼
APR6.00%
Term12 months
Last UpdatedJul 6, 2026
Details

As Low As; Interest

Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
1535 N Campbell Ave, Springfield, MO, 65803
Used Auto
6.00%
Varies
View
▼
APR6.00%
TermVaries
Last UpdatedJul 11, 2026
Details

As Low As

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
Used Autos
6.00%
49-60 months
View
▼
APR6.00%
Term49-60 months
Last UpdatedJul 11, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles Loan
6.00%
5 YEAR REPAY
View
▼
APR6.00%
Term5 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; Used Vehicles

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
6.05%
72 Months
View
▼
APR6.05%
Term72 Months
Last UpdatedJul 15, 2026
Details

As Low As; Loyalty Rate: 5.553%

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
2017 - 2021 Auto Loan
6.24%
Up to 72 months
View
▼
APR6.24%
TermUp to 72 months
Last UpdatedJul 7, 2026
Details

As Low As; $15,000 min.

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
2022 - New Auto Loan
6.24%
Up to 84 months
View
▼
APR6.24%
TermUp to 84 months
Last UpdatedJul 7, 2026
Details

As Low As; $25,000 min.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle Loan
6.24%
72-75 months
View
▼
APR6.24%
Term72-75 months
Last UpdatedJul 10, 2026
Details

As Low As; $15,000 minimum

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 72 Months
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedJul 11, 2026
Details

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
6.25%
61-72 months
View
▼
APR6.25%
Term61-72 months
Last UpdatedJul 11, 2026
Details

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
Used Autos
6.25%
61-72 months
View
▼
APR6.25%
Term61-72 months
Last UpdatedJul 11, 2026
Details

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
120 S GARRISON AVE, CARTHAGE, MO, 64836
Preowned Auto Loan
6.25%
96 months
View
▼
APR6.25%
Term96 months
Last UpdatedJul 15, 2026
Details

Rates as low as...

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
6.29%
61-72 months
View
▼
APR6.29%
Term61-72 months
Last UpdatedJul 12, 2026
Details

As Low As;*

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedJul 11, 2026
Details

/ln > $35k

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
6.49%
73-84 months
View
▼
APR6.49%
Term73-84 months
Last UpdatedJul 11, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
6.50%
85 - 120 months
View
▼
APR6.50%
Term85 - 120 months
Last UpdatedJul 7, 2026
Details

2025-2026 (President must approve)

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
Used Autos
6.74%
73-84 months
View
▼
APR6.74%
Term73-84 months
Last UpdatedJul 11, 2026
Details

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
6.75%
Up to 48 mo.
View
▼
APR6.75%
TermUp to 48 mo.
Last UpdatedJul 7, 2026
Details

NADA value of $5,000 - $9,999; Up to 100% NADA Retail

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
6.75%
Up to 36 months
View
▼
APR6.75%
TermUp to 36 months
Last UpdatedJul 7, 2026
Details

2014 & older

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 60 Months
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedJul 11, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 84 Months
6.75%
84 Months
View
▼
APR6.75%
Term84 Months
Last UpdatedJul 11, 2026
Details

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
6.80%
84 Months
View
▼
APR6.80%
Term84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Loyalty Rate: 6.298%

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle Loan
6.99%
76-84 months
View
▼
APR6.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details

As Low As; $20,000 minimum

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
663 Highway 60, Monett, MO, 65708
New Auto Loan
7.10%
72 mos.
View
▼
APR7.10%
Term72 mos.
Last UpdatedJul 6, 2026
Details

As Low As; Interest

St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.42%
3651 Forest Park Ave, Saint Louis, MO, 63108
Older Used Auto (2017 and Older)
7.19%
36 to 60 months
View
▼
APR7.19%
Term36 to 60 months
Last UpdatedJul 10, 2026
Details

As Low As

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 72 Months
7.25%
72 Months
View
▼
APR7.25%
Term72 Months
Last UpdatedJul 11, 2026
Details

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
663 Highway 60, Monett, MO, 65708
New Auto Loan
7.35%
84 mos.
View
▼
APR7.35%
Term84 mos.
Last UpdatedJul 6, 2026
Details

As Low As; Interest

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle Loan
7.49%
Up to 48 months
View
▼
APR7.49%
TermUp to 48 months
Last UpdatedJul 10, 2026
Details

As Low As

MECE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Auto Loan 2024 & Newer
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedJul 7, 2026
Details

Rate with Maximum Discount*: 3.75%

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
2012 - 2016 Auto Loan
7.74%
12 - 48 months
View
▼
APR7.74%
Term12 - 48 months
Last UpdatedJul 7, 2026
Details

As Low As; $5,000 min.

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
7.75%
Up to 36 mo.
View
▼
APR7.75%
TermUp to 36 mo.
Last UpdatedJul 7, 2026
Details

NADA value < $5,000; Up to 100% NADA Retail

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 84 Months
7.75%
84 Months
View
▼
APR7.75%
Term84 Months
Last UpdatedJul 11, 2026
Details

MECE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Auto Loan 2024 & Newer
8.00%
60 Months
View
▼
APR8.00%
Term60 Months
Last UpdatedJul 7, 2026
Details

Rate with Maximum Discount*: 4.25%

MECE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Auto Loan 2024 & Newer
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedJul 7, 2026
Details

Rate with Maximum Discount*: 4.50%

MECE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Auto Loan 2023 & Older
8.50%
36 Months
View
▼
APR8.50%
Term36 Months
Last UpdatedJul 7, 2026
Details

Rate with Maximum Discount*: 4.75%

MECE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Auto Loan 2023 & Older
8.75%
48 Months
View
▼
APR8.75%
Term48 Months
Last UpdatedJul 7, 2026
Details

Rate with Maximum Discount*: 5.00%

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO, 64055
Classic Vehicle Loans
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedJul 15, 2026
Details

MECE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Auto Loan 2023 & Older
9.00%
60 Months
View
▼
APR9.00%
Term60 Months
Last UpdatedJul 7, 2026
Details

Rate with Maximum Discount*: 5.25%

MECE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Auto Loan 2024 & Newer
9.25%
84 Months
View
▼
APR9.25%
Term84 Months
Last UpdatedJul 7, 2026
Details

Rate with Maximum Discount*: 5.50%

MECE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Auto Loan 2023 & Older
9.75%
72 Months
View
▼
APR9.75%
Term72 Months
Last UpdatedJul 7, 2026
Details

Rate with Maximum Discount*: 6.00%

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 60 Months
9.75%
60 Months
View
▼
APR9.75%
Term60 Months
Last UpdatedJul 11, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles Loan
10.00%
4 YEAR REPAY
View
▼
APR10.00%
Term4 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; Used Vehicles

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 72 Months
10.25%
72 Months
View
▼
APR10.25%
Term72 Months
Last UpdatedJul 11, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 84 Months
11.75%
84 Months
View
▼
APR11.75%
Term84 Months
Last UpdatedJul 11, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 60 Months
14.75%
60 Months
View
▼
APR14.75%
Term60 Months
Last UpdatedJul 11, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 72 Months
15.25%
72 Months
View
▼
APR15.25%
Term72 Months
Last UpdatedJul 11, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 60 Months
16.75%
60 Months
View
▼
APR16.75%
Term60 Months
Last UpdatedJul 11, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 84 Months
16.75%
84 Months
View
▼
APR16.75%
Term84 Months
Last UpdatedJul 11, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loan 72 Months
17.25%
72 Months
View
▼
APR17.25%
Term72 Months
Last UpdatedJul 11, 2026
Details

Missouri New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
New Vehicles 2025-2026* Loan
3.74%
Up To 7 Years
View
▼
APR3.74%
TermUp To 7 Years
Last UpdatedJul 11, 2026
Details

As Low As; **

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedJul 12, 2026
Details

As Low As*

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
4.15%
3 YEAR REPAY
View
▼
APR4.15%
Term3 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.24%
24 months
View
▼
APR4.24%
Term24 months
Last UpdatedJul 11, 2026
Details

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
4.24%
1-36 months
View
▼
APR4.24%
Term1-36 months
Last UpdatedJul 11, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
4.25%
4 YEAR REPAY
View
▼
APR4.25%
Term4 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.29%
37-48 months
View
▼
APR4.29%
Term37-48 months
Last UpdatedJul 12, 2026
Details

As Low As*

Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
2350 E Bennett St, Springfield, MO, 65804 1732
New and Used Auto Loans
4.40%
60-Months
View
▼
APR4.40%
Term60-Months
Last UpdatedJul 7, 2026
Details

As Low As; See Auto Loan Rates

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedJul 11, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedJul 15, 2026
Details

APR* As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
4.50%
Up to 42 months
View
▼
APR4.50%
TermUp to 42 months
Last UpdatedJul 7, 2026
Details

2015-2026

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedJul 11, 2026
Details

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
2804 W Ash St, Columbia, MO, 65203 4601
New Auto
4.75%
Up to 72 mo.
View
▼
APR4.75%
TermUp to 72 mo.
Last UpdatedJul 7, 2026
Details

Up to 100% NADA Retail

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
4.75%
43 - 66 months
View
▼
APR4.75%
Term43 - 66 months
Last UpdatedJul 7, 2026
Details

2019-2026

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
4.75%
5 YEAR REPAY
View
▼
APR4.75%
Term5 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.79%
61-72 months
View
▼
APR4.79%
Term61-72 months
Last UpdatedJul 12, 2026
Details

As Low As*

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
4.89%
37 to 48 months
View
▼
APR4.89%
Term37 to 48 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
2022 - New Auto Loan
4.99%
12 - 48 months
View
▼
APR4.99%
Term12 - 48 months
Last UpdatedJul 7, 2026
Details

As Low As; $5,000 min.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle Loan
4.99%
Up to 63 months
View
▼
APR4.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details

As Low As; 100% Financing with qualified credit

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedJul 11, 2026
Details

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
1817 W Broadway, Columbia, MO, 65218
Autos & Trucks (new and used)
4.99%
0-12 months
View
▼
APR4.99%
Term0-12 months
Last UpdatedJul 15, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedJul 15, 2026
Details

APR* As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
4.99%
49 to 60 months
View
▼
APR4.99%
Term49 to 60 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
5.00%
67 - 72 months
View
▼
APR5.00%
Term67 - 72 months
Last UpdatedJul 7, 2026
Details

2022-2026

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks Loan
5.05%
66 Months
View
▼
APR5.05%
Term66 Months
Last UpdatedJul 15, 2026
Details

APR* As Low As

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
2022 - New Auto Loan
5.24%
Up to 60 months
View
▼
APR5.24%
TermUp to 60 months
Last UpdatedJul 7, 2026
Details

As Low As; $10,000 min.

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
5.24%
61 to 72 months
View
▼
APR5.24%
Term61 to 72 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
5.25%
37-48 months
View
▼
APR5.25%
Term37-48 months
Last UpdatedJul 11, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
5.25%
6 YEAR REPAY
View
▼
APR5.25%
Term6 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.35%
36 Months
View
▼
APR5.35%
Term36 Months
Last UpdatedJul 15, 2026
Details

As Low As; Loyalty Rate: 4.846%

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle Loan
5.49%
72-75 months
View
▼
APR5.49%
Term72-75 months
Last UpdatedJul 10, 2026
Details

As Low As; $15,000 minimum

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedJul 11, 2026
Details

/ln > $20k

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
663 Highway 60, Monett, MO, 65708
New Auto Loan
5.50%
12 mos.
View
▼
APR5.50%
Term12 mos.
Last UpdatedJul 6, 2026
Details

As Low As; Interest

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
5.50%
73 - 84 months
View
▼
APR5.50%
Term73 - 84 months
Last UpdatedJul 7, 2026
Details

2023-2026

Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
1535 N Campbell Ave, Springfield, MO, 65803
New Auto
5.50%
Varies
View
▼
APR5.50%
TermVaries
Last UpdatedJul 11, 2026
Details

As Low As; *

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
120 S GARRISON AVE, CARTHAGE, MO, 64836
New Auto Loan
5.50%
96 months
View
▼
APR5.50%
Term96 months
Last UpdatedJul 15, 2026
Details

Rates as low as...

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.58%
48 Months
View
▼
APR5.58%
Term48 Months
Last UpdatedJul 15, 2026
Details

As Low As; Loyalty Rate: 5.075%

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
2022 - New Auto Loan
5.74%
Up to 72 months
View
▼
APR5.74%
TermUp to 72 months
Last UpdatedJul 7, 2026
Details

As Low As; $15,000 min.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO, 64055
New & Used Vehicles Loan
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
5.74%
73 to 84 months
View
▼
APR5.74%
Term73 to 84 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
5.75%
7 YEAR REPAY
View
▼
APR5.75%
Term7 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.81%
60 Months
View
▼
APR5.81%
Term60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Loyalty Rate: 5.312%

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle Loan
5.99%
76-84 months
View
▼
APR5.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details

As Low As; $20,000 minimum

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
5.99%
49-60 months
View
▼
APR5.99%
Term49-60 months
Last UpdatedJul 11, 2026
Details

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
6.05%
72 Months
View
▼
APR6.05%
Term72 Months
Last UpdatedJul 15, 2026
Details

As Low As; Loyalty Rate: 5.553%

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.73%
4545 Lemay Ferry Rd, Saint Louis, MO, 63129
2022 - New Auto Loan
6.24%
Up to 84 months
View
▼
APR6.24%
TermUp to 84 months
Last UpdatedJul 7, 2026
Details

As Low As; $25,000 min.

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
6.25%
61-72 months
View
▼
APR6.25%
Term61-72 months
Last UpdatedJul 11, 2026
Details

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedJul 11, 2026
Details

/ln > $35k

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
6.49%
73-84 months
View
▼
APR6.49%
Term73-84 months
Last UpdatedJul 11, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
6.50%
85 - 120 months
View
▼
APR6.50%
Term85 - 120 months
Last UpdatedJul 7, 2026
Details

2025-2026 (President must approve)

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
6.75%
Up to 36 months
View
▼
APR6.75%
TermUp to 36 months
Last UpdatedJul 7, 2026
Details

2014 & older

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
6.80%
84 Months
View
▼
APR6.80%
Term84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Loyalty Rate: 6.298%

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
663 Highway 60, Monett, MO, 65708
New Auto Loan
7.10%
72 mos.
View
▼
APR7.10%
Term72 mos.
Last UpdatedJul 6, 2026
Details

As Low As; Interest

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
663 Highway 60, Monett, MO, 65708
New Auto Loan
7.35%
84 mos.
View
▼
APR7.35%
Term84 mos.
Last UpdatedJul 6, 2026
Details

As Low As; Interest

MECE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Auto Loan 2024 & Newer
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedJul 7, 2026
Details

Rate with Maximum Discount*: 3.75%

MECE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Auto Loan 2024 & Newer
8.00%
60 Months
View
▼
APR8.00%
Term60 Months
Last UpdatedJul 7, 2026
Details

Rate with Maximum Discount*: 4.25%

MECE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Auto Loan 2024 & Newer
8.25%
72 Months
View
▼
APR8.25%
Term72 Months
Last UpdatedJul 7, 2026
Details

Rate with Maximum Discount*: 4.50%

MECE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO, 65101 4428
Auto Loan 2024 & Newer
9.25%
84 Months
View
▼
APR9.25%
Term84 Months
Last UpdatedJul 7, 2026
Details

Rate with Maximum Discount*: 5.50%

Missouri Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
4.15%
3 YEAR REPAY
View
▼
APR4.15%
Term3 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
4.24%
1-36 months
View
▼
APR4.24%
Term1-36 months
Last UpdatedJul 11, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
4.25%
4 YEAR REPAY
View
▼
APR4.25%
Term4 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

Americas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
2350 E Bennett St, Springfield, MO, 65804 1732
New and Used Auto Loans
4.40%
60-Months
View
▼
APR4.40%
Term60-Months
Last UpdatedJul 7, 2026
Details

As Low As; See Auto Loan Rates

Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
Used Vehicles Loan
4.49%
Up To 6 Years
View
▼
APR4.49%
TermUp To 6 Years
Last UpdatedJul 11, 2026
Details

As Low As; **

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
4.50%
Up to 42 months
View
▼
APR4.50%
TermUp to 42 months
Last UpdatedJul 7, 2026
Details

2015-2026

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
4.75%
43 - 66 months
View
▼
APR4.75%
Term43 - 66 months
Last UpdatedJul 7, 2026
Details

2019-2026

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
4.75%
5 YEAR REPAY
View
▼
APR4.75%
Term5 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
4.89%
37 to 48 months
View
▼
APR4.89%
Term37 to 48 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks Loan
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedJul 15, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle Loan
4.99%
Up to 63 months
View
▼
APR4.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details

As Low As; 100% Financing with qualified credit

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
Used Autos
4.99%
1-36 months
View
▼
APR4.99%
Term1-36 months
Last UpdatedJul 11, 2026
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
4.99%
Up to 36 months
View
▼
APR4.99%
TermUp to 36 months
Last UpdatedJul 12, 2026
Details

As Low As;*

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
1817 W Broadway, Columbia, MO, 65218
Autos & Trucks (new and used)
4.99%
0-12 months
View
▼
APR4.99%
Term0-12 months
Last UpdatedJul 15, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
4.99%
49 to 60 months
View
▼
APR4.99%
Term49 to 60 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
5.00%
67 - 72 months
View
▼
APR5.00%
Term67 - 72 months
Last UpdatedJul 7, 2026
Details

2022-2026

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
Used Autos
5.24%
37-48 months
View
▼
APR5.24%
Term37-48 months
Last UpdatedJul 11, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedJul 15, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
5.24%
61 to 72 months
View
▼
APR5.24%
Term61 to 72 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
5.25%
37-48 months
View
▼
APR5.25%
Term37-48 months
Last UpdatedJul 11, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
5.25%
6 YEAR REPAY
View
▼
APR5.25%
Term6 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
5.29%
37-48 months
View
▼
APR5.29%
Term37-48 months
Last UpdatedJul 12, 2026
Details

As Low As;*

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks Loan
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedJul 15, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles Loan
5.35%
6 YEAR REPAY
View
▼
APR5.35%
Term6 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; Used Vehicles

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle Loan
5.49%
72-75 months
View
▼
APR5.49%
Term72-75 months
Last UpdatedJul 10, 2026
Details

As Low As; $15,000 minimum

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
5.50%
73 - 84 months
View
▼
APR5.50%
Term73 - 84 months
Last UpdatedJul 7, 2026
Details

2023-2026

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO, 64055
New & Used Vehicles Loan
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO, 63101
New And Used Vehicle Loans
5.74%
73 to 84 months
View
▼
APR5.74%
Term73 to 84 months
Last UpdatedJul 15, 2026
Details

As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
5.75%
Up to 60 mo.
View
▼
APR5.75%
TermUp to 60 mo.
Last UpdatedJul 7, 2026
Details

NADA value over $10,000; Up to 100% NADA Retail

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles Loan
5.75%
7 YEAR REPAY
View
▼
APR5.75%
Term7 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; New or Used Vehicles

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle Loan
5.99%
76-84 months
View
▼
APR5.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details

As Low As; $20,000 minimum

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle Loan
5.99%
Up to 63 months
View
▼
APR5.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details

As Low As

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
5.99%
49-60 months
View
▼
APR5.99%
Term49-60 months
Last UpdatedJul 11, 2026
Details

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
663 Highway 60, Monett, MO, 65708
Used Auto Loan
6.00%
12 months
View
▼
APR6.00%
Term12 months
Last UpdatedJul 6, 2026
Details

As Low As; Interest

Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
1535 N Campbell Ave, Springfield, MO, 65803
Used Auto
6.00%
Varies
View
▼
APR6.00%
TermVaries
Last UpdatedJul 11, 2026
Details

As Low As

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
Used Autos
6.00%
49-60 months
View
▼
APR6.00%
Term49-60 months
Last UpdatedJul 11, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles Loan
6.00%
5 YEAR REPAY
View
▼
APR6.00%
Term5 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; Used Vehicles

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle Loan
6.24%
72-75 months
View
▼
APR6.24%
Term72-75 months
Last UpdatedJul 10, 2026
Details

As Low As; $15,000 minimum

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
6.25%
61-72 months
View
▼
APR6.25%
Term61-72 months
Last UpdatedJul 11, 2026
Details

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
Used Autos
6.25%
61-72 months
View
▼
APR6.25%
Term61-72 months
Last UpdatedJul 11, 2026
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
6.29%
61-72 months
View
▼
APR6.29%
Term61-72 months
Last UpdatedJul 12, 2026
Details

As Low As;*

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
New & Used Auto
6.49%
73-84 months
View
▼
APR6.49%
Term73-84 months
Last UpdatedJul 11, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
6.50%
85 - 120 months
View
▼
APR6.50%
Term85 - 120 months
Last UpdatedJul 7, 2026
Details

2025-2026 (President must approve)

Leadco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
820 E Main St, Park Hills, MO, 63601 2716
Used Autos
6.74%
73-84 months
View
▼
APR6.74%
Term73-84 months
Last UpdatedJul 11, 2026
Details

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
6.75%
Up to 48 mo.
View
▼
APR6.75%
TermUp to 48 mo.
Last UpdatedJul 7, 2026
Details

NADA value of $5,000 - $9,999; Up to 100% NADA Retail

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto
6.75%
Up to 36 months
View
▼
APR6.75%
TermUp to 36 months
Last UpdatedJul 7, 2026
Details

2014 & older

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle Loan
6.99%
76-84 months
View
▼
APR6.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details

As Low As; $20,000 minimum

St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.42%
3651 Forest Park Ave, Saint Louis, MO, 63108
Older Used Auto (2017 and Older)
7.19%
36 to 60 months
View
▼
APR7.19%
Term36 to 60 months
Last UpdatedJul 10, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle Loan
7.49%
Up to 48 months
View
▼
APR7.49%
TermUp to 48 months
Last UpdatedJul 10, 2026
Details

As Low As

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
7.75%
Up to 36 mo.
View
▼
APR7.75%
TermUp to 36 mo.
Last UpdatedJul 7, 2026
Details

NADA value < $5,000; Up to 100% NADA Retail

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles Loan
10.00%
4 YEAR REPAY
View
▼
APR10.00%
Term4 YEAR REPAY
Last UpdatedJul 15, 2026
Details

As Low As; Used Vehicles

Missouri Auto Loan Rate Trends

Compare local Missouri auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Missouri Auto Trends →
New Auto Loan — MO Avg
5.599%
▲ 0.262 vs 7 days ago

Missouri new auto rates rose 0.262 points over the past 7 days to 5.599% APR.

Used Auto Loan — MO Avg
6.092%
▼ 0.120 vs 7 days ago

Missouri used auto rates fell 0.120 points over the past 7 days to 6.092% APR.

As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Missouri auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Missouri directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Missouri. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in MO.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Missouri

How does my credit score affect my car loan rate in Missouri?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Missouri with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Missouri *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Missouri typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Missouri?

Based on our current data, some of the lowest auto loan rates available in Missouri include:
  • Mercy Credit Union: 3.74% (New Vehicles 2025-2026* Loan)
  • Americas Credit Union: 3.89% (Auto Loans)
  • FRB Federal Credit Union: 3.99% (New Auto)
  • PennTech Employees Federal Credit Union: 4.15% (New or Used Vehicles Loan)
  • Burlington Northtown Community Credit Union: 4.24% (Auto Loans - New (2025 or Newer))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Missouri. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 15, 2026

Missouri Rates & Resources

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Auto Loan Rates by City in Missouri

  • Adrian
  • Advance
  • Agency
  • Alba
  • Albany
  • Aldrich
  • Alexandria
  • Allendale
  • Allenton
  • Alma
  • Altamont
  • Altenburg
  • Alton
  • Amazonia
  • Amity
  • Amoret
  • Amsterdam
  • Anabel
  • Anderson
  • Annada
  • Annapolis
  • Anniston
  • Appleton City
  • Arbela
  • Arbyrd
  • Arcadia
  • Archie
  • Arcola
  • Argyle
  • Armstrong
  • Arnold
  • Arrow Rock
  • Asbury
  • Ash Grove
  • Ashburn
  • Ashland
  • Atlanta
  • Augusta
  • Aurora
  • Auxvasse
  • Ava
  • Avilla
  • Bakersfield
  • Ballwin
  • Baring
  • Barnard
  • Barnett
  • Barnhart
  • Bates City
  • Beaufort
  • Belgrade
  • Bell City
  • Belle
  • Belleview
  • Bellflower
  • Belton
  • Bendavis
  • Benton
  • Benton City
  • Berger
  • Bernie
  • Bertrand
  • Bethany
  • Bethel
  • Beulah
  • Bevier
  • Billings
  • Birch Tree
  • Bismarck
  • Bixby
  • Black
  • Blackburn
  • Blackwater
  • Blackwell
  • Blairstown
  • Bland
  • Blodgett
  • Bloomfield
  • Bloomsdale
  • Blue Eye
  • Blue Mound
  • Blue Springs
  • Blythedale
  • Bogard
  • Bois D Arc
  • Bolckow
  • Bolivar
  • Bonne Terre
  • Bonnots Mill
  • Boonville
  • Boss
  • Bosworth
  • Bourbon
  • Bowling Green
  • Bradleyville
  • Bragg City
  • Braggadocio
  • Brandsville
  • Branson
  • Brashear
  • Braymer
  • Brazeau
  • Breckenridge
  • Briar
  • Bridgeton
  • Brighton
  • Brinktown
  • Brixey
  • Bronaugh
  • Brookfield
  • Brookline Station
  • Broseley
  • Browning
  • Brownwood
  • Brumley
  • Bruner
  • Brunswick
  • Bucklin
  • Buckner
  • Bucyrus
  • Buffalo
  • Bunceton
  • Bunker
  • Burfordville
  • Burlington Junction
  • Butler
  • Butterfield
  • Cabool
  • Cadet
  • Cainsville
  • Cairo
  • Caledonia
  • Calhoun
  • California
  • Callao
  • Camden
  • Camden Point
  • Camdenton
  • Cameron
  • Campbell
  • Canalou
  • Canton
  • Cape Fair
  • Cape Girardeau
  • Caplinger Mills
  • Cardwell
  • Carl Junction
  • Carrollton
  • Carterville
  • Carthage
  • Caruthersville
  • Cascade
  • Cassville
  • Catawissa
  • Catron
  • Caulfield
  • Cedar City
  • Cedar Hill
  • Cedarcreek
  • Center
  • Centertown
  • Centerview
  • Centerville
  • Centralia
  • Chadwick
  • Chaffee
  • Chamois
  • Charleston
  • Cherryville
  • Chesterfield
  • Chestnutridge
  • Chilhowee
  • Chillicothe
  • Chula
  • Clarence
  • Clark
  • Clarksburg
  • Clarksdale
  • Clarksville
  • Clarkton
  • Clay
  • Clearmont
  • Cleveland
  • Clever
  • Clifton Hill
  • Climax Springs
  • Clinton
  • Clubb
  • Clyde
  • Coatsville
  • Coffey
  • Cole Camp
  • Collins
  • Columbia
  • Commerce
  • Conception
  • Conception Junction
  • Concordia
  • Conran
  • Conway
  • Cook Station
  • Cooter
  • Corder
  • Cosby
  • Cottleville
  • Couch
  • Cowgill
  • Craig
  • Crane
  • Creighton
  • Crocker
  • Cross Timbers
  • Crystal City
  • Cuba
  • Curryville
  • Dadeville
  • Daisy
  • Dalton
  • Darlington
  • Davisville
  • Dawn
  • De Kalb
  • De Soto
  • De Witt
  • Dearborn
  • Deepwater
  • Deerfield
  • Deering
  • Defiance
  • Delta
  • Denver
  • Des Arc
  • Devils Elbow
  • Dexter
  • Diamond
  • Diggins
  • Dittmer
  • Dixon
  • Doe Run
  • Doniphan
  • Dora
  • Dover
  • Downing
  • Drexel
  • Drury
  • Dudley
  • Duenweg
  • Duke
  • Dunnegan
  • Durham
  • Dutchtown
  • Dutzow
  • Eagle Rock
  • Eagleville
  • Earth City
  • East Lynne
  • East Prairie
  • Easton
  • Edgar Springs
  • Edgerton
  • Edina
  • Edwards
  • El Dorado Springs
  • Eldon
  • Eldridge
  • Elk Creek
  • Elkland
  • Ellington
  • Ellsinore
  • Elmer
  • Elmo
  • Elsberry
  • Emden
  • Eminence
  • Emma
  • Eolia
  • Essex
  • Ethel
  • Etterville
  • Eudora
  • Eugene
  • Eunice
  • Eureka
  • Everton
  • Ewing
  • Excello
  • Excelsior Springs
  • Exeter
  • Fagus
  • Fair Grove
  • Fair Play
  • Fairdealing
  • Fairfax
  • Fairport
  • Fairview
  • Falcon
  • Farber
  • Farley
  • Farmington
  • Farrar
  • Faucett
  • Fayette
  • Fenton
  • Festus
  • Fillmore
  • Fisk
  • Flemington
  • Fletcher
  • Flinthill
  • Florence
  • Florissant
  • Foley
  • Fordland
  • Forest City
  • Foristell
  • Forsyth
  • Fort Leonard Wood
  • Fortuna
  • Foster
  • Frankford
  • Franklin
  • Fredericktown
  • Freeburg
  • Freeman
  • Freistatt
  • Fremont
  • French Village
  • Friedheim
  • Frohna
  • Fulton
  • Gainesville
  • Galena
  • Gallatin
  • Galt
  • Garden City
  • Garrison
  • Gasconade
  • Gatewood
  • Gentry
  • Gerald
  • Gibbs
  • Gibson
  • Gideon
  • Gilliam
  • Gilman City
  • Gipsy
  • Glasgow
  • Glenallen
  • Glencoe
  • Glenwood
  • Glover
  • Gobler
  • Golden
  • Golden City
  • Goodman
  • Goodson
  • Gordonville
  • Gorin
  • Gower
  • Graff
  • Graham
  • Grain Valley
  • Granby
  • Grandin
  • Grandview
  • Granger
  • Grant City
  • Grassy
  • Gravois Mills
  • Gray Summit
  • Grayridge
  • Green Castle
  • Green City
  • Green Ridge
  • Greenfield
  • Greentop
  • Greenville
  • Greenwood
  • Grover
  • Grovespring
  • Grubville
  • Guilford
  • Hale
  • Half Way
  • Hallsville
  • Halltown
  • Hamilton
  • Hannibal
  • Hardenville
  • Hardin
  • Harris
  • Harrisburg
  • Harrisonville
  • Hartsburg
  • Hartshorn
  • Hartville
  • Harviell
  • Harwood
  • Hatfield
  • Hawk Point
  • Hayti
  • Hazelwood
  • Helena
  • Hematite
  • Henley
  • Henrietta
  • Herculaneum
  • Hermann
  • Hermitage
  • Higbee
  • Higginsville
  • High Hill
  • High Point
  • High Ridge
  • Highlandville
  • Hillsboro
  • Hiram
  • Holcomb
  • Holden
  • Holland
  • Holliday
  • Hollister
  • Holt
  • Holts Summit
  • Hopkins
  • Hornersville
  • Horton
  • House Springs
  • Houston
  • Houstonia
  • Huggins
  • Hughesville
  • Humansville
  • Hume
  • Humphreys
  • Hunnewell
  • Huntsville
  • Hurdland
  • Hurley
  • Iberia
  • Imperial
  • Independence
  • Ionia
  • Irondale
  • Ironton
  • Isabella
  • Jackson
  • Jacksonville
  • Jadwin
  • Jameson
  • Jamesport
  • Jamestown
  • Jasper
  • Jefferson City
  • Jerico Springs
  • Jerome
  • Jonesburg
  • Joplin
  • Kahoka
  • Kaiser
  • Kansas City
  • Kearney
  • Kelso
  • Kennett
  • Kewanee
  • Keytesville
  • Kidder
  • Kimberling City
  • Kimmswick
  • King City
  • Kingdom City
  • Kingston
  • Kingsville
  • Kirbyville
  • Kirksville
  • Kissee Mills
  • Knob Lick
  • Knob Noster
  • Knox City
  • Koeltztown
  • Koshkonong
  • La Belle
  • La Grange
  • La Monte
  • La Plata
  • La Russell
  • Labadie
  • Laclede
  • Laddonia
  • Lake Ozark
  • Lake Saint Louis
  • Lake Spring
  • Lamar
  • Lampe
  • Lanagan
  • Lancaster
  • Laquey
  • Laredo
  • Latham
  • Lathrop
  • Laurie
  • Lawson
  • Leadwood
  • Leasburg
  • Lebanon
  • Lecoma
  • Lee's Summit
  • Leeton
  • Lenox
  • Lentner
  • Leonard
  • Leopold
  • Leslie
  • Lesterville
  • Levasy
  • Lewistown
  • Lexington
  • Liberal
  • Liberty
  • Licking
  • Liguori
  • Lilbourn
  • Lincoln
  • Linn
  • Linn Creek
  • Linneus
  • Livonia
  • Lock Springs
  • Lockwood
  • Lodi
  • Lohman
  • Lone Jack
  • Lonedell
  • Long Lane
  • Loose Creek
  • Louisburg
  • Louisiana
  • Lowndes
  • Lowry City
  • Lucerne
  • Ludlow
  • Luebbering
  • Luray
  • Lynchburg
  • Macks Creek
  • Macomb
  • Macon
  • Madison
  • Maitland
  • Malden
  • Malta Bend
  • Mansfield
  • Mapaville
  • Marble Hill
  • Marceline
  • Marionville
  • Marquand
  • Marshall
  • Marshfield
  • Marston
  • Marthasville
  • Martinsburg
  • Martinsville
  • Maryland Heights
  • Maryville
  • Matthews
  • Maysville
  • Mayview
  • Maywood
  • McBride
  • McClurg
  • McFall
  • McGee
  • McGirk
  • Meadville
  • Memphis
  • Mendon
  • Mercer
  • Meta
  • Metz
  • Mexico
  • Miami
  • Mid Missouri
  • Middle Brook
  • Middletown
  • Milan
  • Milford
  • Mill Spring
  • Miller
  • Millersville
  • Milo
  • Mindenmines
  • Mineral Point
  • Missouri City
  • Moberly
  • Mokane
  • Monett
  • Monroe City
  • Montgomery City
  • Monticello
  • Montier
  • Montreal
  • Montrose
  • Moody
  • Mooresville
  • Mora
  • Morehouse
  • Morley
  • Morris
  • Morrison
  • Morrisville
  • Morse Mill
  • Mosby
  • Moscow Mills
  • Mound City
  • Moundville
  • Mount Moriah
  • Mount Sterling
  • Mount Vernon
  • Mountain Grove
  • Mountain View
  • Myrtle
  • Napoleon
  • Naylor
  • Neck City
  • Neelyville
  • Nelson
  • Neosho
  • Nevada
  • New Bloomfield
  • New Boston
  • New Cambria
  • New Florence
  • New Franklin
  • New Hampton
  • New Haven
  • New London
  • New Madrid
  • New Melle
  • New Offenburg
  • Newark
  • Newburg
  • Newtonia
  • Newtown
  • Niangua
  • Nixa
  • Noble
  • Noel
  • Norborne
  • Norwood
  • Novelty
  • Novinger
  • O Fallon
  • Oak Grove
  • Oak Ridge
  • Odessa
  • Old Appleton
  • Old Monroe
  • Oldfield
  • Olean
  • Olney
  • Oran
  • Oregon
  • Oronogo
  • Orrick
  • Osage Beach
  • Osborn
  • Osceola
  • Otterville
  • Owensville
  • Oxly
  • Ozark
  • Pacific
  • Painton
  • Palmyra
  • Paris
  • Park Hills
  • Parma
  • Parnell
  • Pascola
  • Passaic
  • Patterson
  • Patton
  • Pattonsburg
  • Paynesville
  • Peace Valley
  • Peculiar
  • Perkins
  • Perry
  • Perryville
  • Pevely
  • Philadelphia
  • Phillipsburg
  • Pickering
  • Piedmont
  • Pierce City
  • Pilot Grove
  • Pilot Knob
  • Pineville
  • Pittsburg
  • Plato
  • Platte City
  • Plattsburg
  • Pleasant Hill
  • Pleasant Hope
  • Plevna
  • Pocahontas
  • Point Lookout
  • Polk
  • Pollock
  • Polo
  • Pomona
  • Ponce De Leon
  • Pontiac
  • Poplar Bluff
  • Portage Des Sioux
  • Portageville
  • Portland
  • Potosi
  • Pottersville
  • Powell
  • Powersite
  • Powersville
  • Prairie Home
  • Preston
  • Princeton
  • Purcell
  • Purdin
  • Purdy
  • Puxico
  • Queen City
  • Quincy
  • Quitman
  • Qulin
  • Racine
  • Ravenwood
  • Raymondville
  • Raymore
  • Rayville
  • Rea
  • Redford
  • Reeds
  • Reeds Spring
  • Renick
  • Republic
  • Revere
  • Reynolds
  • Rhineland
  • Rich Hill
  • Richards
  • Richland
  • Richmond
  • Richwoods
  • Ridgedale
  • Ridgeway
  • Risco
  • Riverside
  • Rives
  • Roach
  • Robertsville
  • Roby
  • Rocheport
  • Rock Port
  • Rockaway Beach
  • Rockbridge
  • Rockville
  • Rocky Comfort
  • Rocky Mount
  • Rogersville
  • Rolla
  • Rombauer
  • Roscoe
  • Rosebud
  • Rosendale
  • Rothville
  • Rueter
  • Rush Hill
  • Rushville
  • Russellville
  • Rutledge
  • Saginaw
  • Saint Albans
  • Saint Ann
  • Saint Charles
  • Saint Clair
  • Saint Elizabeth
  • Saint James
  • Saint Joseph
  • Saint Louis
  • Saint Mary
  • Saint Patrick
  • Saint Peters
  • Saint Thomas
  • Sainte Genevieve
  • Salem
  • Salisbury
  • Santa Fe
  • Sarcoxie
  • Savannah
  • Saverton
  • Schell City
  • Scott City
  • Sedalia
  • Sedgewickville
  • Seligman
  • Senath
  • Seneca
  • Seymour
  • Shelbina
  • Shelbyville
  • Sheldon
  • Shell Knob
  • Sheridan
  • Shook
  • Sibley
  • Sikeston
  • Silex
  • Silva
  • Skidmore
  • Slater
  • Smithton
  • Smithville
  • Solo
  • South Fork
  • South Greenfield
  • South West City
  • Sparta
  • Spickard
  • Spokane
  • Springfield
  • Squires
  • St. Robert
  • Stanberry
  • Stanton
  • Stark City
  • Steedman
  • Steele
  • Steelville
  • Stella
  • Stet
  • Stewartsville
  • Stockton
  • Stotts City
  • Stoutland
  • Stoutsville
  • Stover
  • Strafford
  • Strasburg
  • Sturdivant
  • Sturgeon
  • Success
  • Sullivan
  • Summersville
  • Sumner
  • Sunrise Beach
  • Swedeborg
  • Sweet Springs
  • Syracuse
  • Tallapoosa
  • Taneyville
  • Tarkio
  • Taylor
  • Tebbetts
  • Tecumseh
  • Teresita
  • Thayer
  • Thompson
  • Thornfield
  • Tiff
  • Tiff City
  • Tina
  • Tipton
  • Treloar
  • Trenton
  • Trimble
  • Triplett
  • Troy
  • Truxton
  • Tunas
  • Turners
  • Turney
  • Tuscumbia
  • Udall
  • Ulman
  • Union
  • Union Star
  • Uniontown
  • Unionville
  • Urbana
  • Urich
  • Utica
  • Valles Mines
  • Valley Park
  • Van Buren
  • Vandalia
  • Vanduser
  • Vanzant
  • Verona
  • Versailles
  • Viburnum
  • Vichy
  • Vienna
  • Villa Ridge
  • Vista
  • Vulcan
  • Waco
  • Wakenda
  • Waldron
  • Walker
  • Walnut Grove
  • Walnut Shade
  • Wappapello
  • Wardell
  • Warrensburg
  • Warrenton
  • Warsaw
  • Washburn
  • Washington
  • Wasola
  • Watson
  • Waverly
  • Wayland
  • Waynesville
  • Weatherby
  • Weaubleau
  • Webb City
  • Wellington
  • Wellsville
  • Wentworth
  • Wentzville
  • Wesco
  • West Alton
  • West Plains
  • Westboro
  • Weston
  • Westphalia
  • Wheatland
  • Wheaton
  • Wheeling
  • Whiteoak
  • Whiteside
  • Whitewater
  • Willard
  • Williamsburg
  • Williamstown
  • Williamsville
  • Willow Springs
  • Windsor
  • Windyville
  • Winfield
  • Winigan
  • Winona
  • Winston
  • Wolf Island
  • Wooldridge
  • Worth
  • Worthington
  • Wright City
  • Wyaconda
  • Wyatt
  • Yukon
  • Zalma
  • Zanoni