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Auto Loan Rates in South Carolina (SC) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in South Carolina. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 19, 2026

Current auto loan rates in South Carolina include Market USA Federal Credit UnionMarket USA Federal Credit Union201 Bi Lo Blvd, Greenville, SC, 29607 5346A5.0 ★Texas Ratio: 6.88% offering New Auto at 3.49%, Greenwood Municipal Federal Credit UnionGreenwood Municipal Federal Credit Union617 Durst Ave E, Greenwood, SC, 29649 2713A+5.0 ★Texas Ratio: 1.76% offering New Vehicle Loan at 3.50%, Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit Union1320 Washington St, Columbia, SC, 29201 3382A+5.0 ★Texas Ratio: 4.17% offering New & Used Automobile or Truck at 3.99%, Upstate Federal Credit UnionUpstate Federal Credit Union123 Broadbent Way, Anderson, SC, 29625A+5.0 ★Texas Ratio: 1.70% offering New Vehicles at 3.99%, Skyla Federal Credit UnionSkyla Federal Credit Union269 Harwich St, Rock Hill, SC, 29730A5.0 ★Texas Ratio: 6.28% offering Auto Loans at 3.99%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across South Carolina side-by-side. South Carolina auto loan rates currently start as low as 3.49% APR from Market USA Federal Credit Union at 201 Bi Lo Blvd, Greenville, SC, 29607 5346. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in South Carolina. Auto Loan Rates Last Updated and Verified: April 19, 2026

Compare Auto Loan Rates Today in South Carolina

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
617 Durst Ave E, Greenwood, SC, 29649 2713
New Vehicle Loan
3.50%
120 Months
View
▼
APR3.50%
Term120 Months
Last UpdatedApr 18, 2026
Details

Up to 120 months*

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; up to 48 months

Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
269 Harwich St, Rock Hill, SC, 29730
Auto Loans
3.99%
0 - 48
View
▼
APR3.99%
Term0 - 48
Last UpdatedApr 18, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedApr 19, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.19%
Up to 36 months
View
▼
APR4.19%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
4.25%
Up to 36 Months
View
▼
APR4.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
4.25%
Up to 36
View
▼
APR4.25%
TermUp to 36
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1880 Russell St, Orangeburg, SC, 29115 6107
Used Auto Loans
4.50%
More than 60 mos.
View
▼
APR4.50%
TermMore than 60 mos.
Last UpdatedApr 17, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
4.50%
37 - 48 Months
View
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
4.50%
37 - 48 Months
View
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.69%
37 - 60 months
View
▼
APR4.69%
Term37 - 60 months
Last UpdatedApr 18, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
4.69%
Up to 36 months
View
▼
APR4.69%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
4.75%
Up to 36 months
View
▼
APR4.75%
TermUp to 36 months
Last UpdatedApr 19, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
4.95%
49 - 60 Months
View
▼
APR4.95%
Term49 - 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
4.95%
49 - 60 Months
View
▼
APR4.95%
Term49 - 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
New Auto or Truck
4.95%
60 Months
View
▼
APR4.95%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.99%
61 - 72 months
View
▼
APR4.99%
Term61 - 72 months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; up to 60 months

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
5.19%
37 - 60 months
View
▼
APR5.19%
Term37 - 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
5.24%
73 Months
View
▼
APR5.24%
Term73 Months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.24%
36 Months
View
▼
APR5.24%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; up to 72 months

South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
Used Auto or Truck up to 2 model years old
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
5.25%
37-48 months
View
▼
APR5.25%
Term37-48 months
Last UpdatedApr 19, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
5.29%
61 - 72 months
View
▼
APR5.29%
Term61 - 72 months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; up to 84 months

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.50%
37-48 months
View
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
View
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
5.50%
61-75 months
View
▼
APR5.50%
Term61-75 months
Last UpdatedApr 19, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.55%
49-60 months
View
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
View
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.60%
61-72 months
View
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($15,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
View
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
5.69%
73-84 months
View
▼
APR5.69%
Term73-84 months
Last UpdatedApr 18, 2026
Details

As Low As

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC, 29615
Auto Loans
5.70%
24 Months
View
▼
APR5.70%
Term24 Months
Last UpdatedApr 18, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC, 29615
Vehicle Loan
5.70%
24 Months
View
▼
APR5.70%
Term24 Months
Last UpdatedApr 18, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
New Auto or Truck
5.70%
72 Months
View
▼
APR5.70%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
5.75%
61 - 72 Months
View
▼
APR5.75%
Term61 - 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
5.75%
61 - 72 Months
View
▼
APR5.75%
Term61 - 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
Used Auto or Truck from 3 to 7 model years old
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
5.75%
37-48 months
View
▼
APR5.75%
Term37-48 months
Last UpdatedApr 19, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC, 29615
Auto Loans
5.95%
48 Months
View
▼
APR5.95%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC, 29615
Vehicle Loan
5.95%
48 Months
View
▼
APR5.95%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
6.00%
61-75 months
View
▼
APR6.00%
Term61-75 months
Last UpdatedApr 19, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC, 29615
Auto Loans
6.20%
60 Months
View
▼
APR6.20%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC, 29615
Vehicle Loan
6.20%
60 Months
View
▼
APR6.20%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.24%
36 Months
View
▼
APR6.24%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
6.24%
73 Months
View
▼
APR6.24%
Term73 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
6.24%
72 Months
View
▼
APR6.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
New Car
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedApr 16, 2026
Details

up to 84 months

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
6.25%
73 - 84 Months
View
▼
APR6.25%
Term73 - 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
6.25%
73 - 84 Months
View
▼
APR6.25%
Term73 - 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
6.25%
76-84 months
View
▼
APR6.25%
Term76-84 months
Last UpdatedApr 19, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
6.29%
73-84 months
View
▼
APR6.29%
Term73-84 months
Last UpdatedApr 18, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
Used Automobile or Truck
6.44%
up to 48 Months
View
▼
APR6.44%
Termup to 48 Months
Last UpdatedApr 17, 2026
Details

As Low As; (4-5 years old)

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.49%
48 Months
View
▼
APR6.49%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1880 Russell St, Orangeburg, SC, 29115 6107
Used Auto Loans
6.50%
60 mos. or less
View
▼
APR6.50%
Term60 mos. or less
Last UpdatedApr 17, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
6.50%
76-84 months (2023 or Newer)
View
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedApr 19, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.74%
60 Months
View
▼
APR6.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC, 29615
Auto Loans
6.95%
72 Months
View
▼
APR6.95%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC, 29615
Vehicle Loan
6.95%
72 Months
View
▼
APR6.95%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.99%
72 Months
View
▼
APR6.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
204 N 5th St, Hartsville, SC, 29550 4136
Used Autos (> 100K miles)
6.99%
48 Months
View
▼
APR6.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Used Car - less than 100,000 Miles
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 16, 2026
Details

up to 84 months

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
7.24%
73 Months
View
▼
APR7.24%
Term73 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
7.24%
84 Months
View
▼
APR7.24%
Term84 Months
Last UpdatedApr 18, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
7.29%
73-84 months
View
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($25,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
View
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
7.50%
84 Months
View
▼
APR7.50%
Term84 Months
Last UpdatedApr 18, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
Used Automobile or Truck
7.75%
up to 48 Months
View
▼
APR7.75%
Termup to 48 Months
Last UpdatedApr 17, 2026
Details

As Low As; (6 years & older) (under $15,000)

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC, 29615
Auto Loans
7.95%
84 Months
View
▼
APR7.95%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC, 29615
Vehicle Loan
7.95%
84 Months
View
▼
APR7.95%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
204 N 5th St, Hartsville, SC, 29550 4136
Used Autos (> 100K miles)
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Used Vehicles with more than 130,000 miles
8.95%
Up to 48 Months
View
▼
APR8.95%
TermUp to 48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Used Vehicles with more than 130,000 miles (Up to 48 Months Financing)
8.95%
48 Months
View
▼
APR8.95%
Term48 Months
Last UpdatedApr 17, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Used Car - greater than 100,000 Miles
9.00%
72 Months
View
▼
APR9.00%
Term72 Months
Last UpdatedApr 16, 2026
Details

up to 72 months

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
9.29%
85-96 months
View
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($40,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
View
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
617 Durst Ave E, Greenwood, SC, 29649 2713
New Vehicle Loan
3.50%
120 Months
View
▼
APR3.50%
Term120 Months
Last UpdatedApr 18, 2026
Details

Up to 120 months*

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As; up to 48 months

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedApr 19, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.19%
Up to 36 months
View
▼
APR4.19%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
4.25%
Up to 36 Months
View
▼
APR4.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
4.50%
37 - 48 Months
View
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.69%
37 - 60 months
View
▼
APR4.69%
Term37 - 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
4.95%
49 - 60 Months
View
▼
APR4.95%
Term49 - 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
New Auto or Truck
4.95%
60 Months
View
▼
APR4.95%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
4.99%
61 - 72 months
View
▼
APR4.99%
Term61 - 72 months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; up to 60 months

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
New Autos
5.24%
73 Months
View
▼
APR5.24%
Term73 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As; up to 72 months

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
5.25%
37-48 months
View
▼
APR5.25%
Term37-48 months
Last UpdatedApr 19, 2026
Details

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
New Vehicles
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As; up to 84 months

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.50%
37-48 months
View
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
View
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
5.50%
61-75 months
View
▼
APR5.50%
Term61-75 months
Last UpdatedApr 19, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.55%
49-60 months
View
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
View
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.60%
61-72 months
View
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($15,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
View
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
New Autos
5.69%
73-84 months
View
▼
APR5.69%
Term73-84 months
Last UpdatedApr 18, 2026
Details

As Low As

South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
New Auto or Truck
5.70%
72 Months
View
▼
APR5.70%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
New Auto Loan
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
5.75%
61 - 72 Months
View
▼
APR5.75%
Term61 - 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
New Car
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedApr 16, 2026
Details

up to 84 months

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
New Automobile Loan
6.25%
73 - 84 Months
View
▼
APR6.25%
Term73 - 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
New Auto
6.25%
76-84 months
View
▼
APR6.25%
Term76-84 months
Last UpdatedApr 19, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
7.29%
73-84 months
View
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($25,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
View
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
9.29%
85-96 months
View
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($40,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
View
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 17, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
4.25%
Up to 36
View
▼
APR4.25%
TermUp to 36
Last UpdatedApr 18, 2026
Details

As Low As

Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1880 Russell St, Orangeburg, SC, 29115 6107
Used Auto Loans
4.50%
More than 60 mos.
View
▼
APR4.50%
TermMore than 60 mos.
Last UpdatedApr 17, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
4.50%
37 - 48 Months
View
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
4.69%
Up to 36 months
View
▼
APR4.69%
TermUp to 36 months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
4.75%
Up to 36 months
View
▼
APR4.75%
TermUp to 36 months
Last UpdatedApr 19, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
4.95%
49 - 60 Months
View
▼
APR4.95%
Term49 - 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
5.19%
37 - 60 months
View
▼
APR5.19%
Term37 - 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.24%
36 Months
View
▼
APR5.24%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
Used Auto or Truck up to 2 model years old
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
5.29%
61 - 72 months
View
▼
APR5.29%
Term61 - 72 months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.50%
37-48 months
View
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
View
▼
APR5.50%
Term37-48 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.55%
49-60 months
View
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
View
▼
APR5.55%
Term49-60 months
Last UpdatedApr 17, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
5.60%
61-72 months
View
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($15,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
View
▼
APR5.60%
Term61-72 months
Last UpdatedApr 17, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Used Auto Loan
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
5.75%
61 - 72 Months
View
▼
APR5.75%
Term61 - 72 Months
Last UpdatedApr 18, 2026
Details

As Low As

South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
Used Auto or Truck from 3 to 7 model years old
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
5.75%
37-48 months
View
▼
APR5.75%
Term37-48 months
Last UpdatedApr 19, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
6.00%
61-75 months
View
▼
APR6.00%
Term61-75 months
Last UpdatedApr 19, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.24%
36 Months
View
▼
APR6.24%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Used Autos
6.24%
73 Months
View
▼
APR6.24%
Term73 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
6.24%
72 Months
View
▼
APR6.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Used Automobile Loan
6.25%
73 - 84 Months
View
▼
APR6.25%
Term73 - 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Used Autos
6.29%
73-84 months
View
▼
APR6.29%
Term73-84 months
Last UpdatedApr 18, 2026
Details

As Low As

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
Used Automobile or Truck
6.44%
up to 48 Months
View
▼
APR6.44%
Termup to 48 Months
Last UpdatedApr 17, 2026
Details

As Low As; (4-5 years old)

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.49%
48 Months
View
▼
APR6.49%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1880 Russell St, Orangeburg, SC, 29115 6107
Used Auto Loans
6.50%
60 mos. or less
View
▼
APR6.50%
Term60 mos. or less
Last UpdatedApr 17, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Used Auto
6.50%
76-84 months (2023 or Newer)
View
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedApr 19, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.74%
60 Months
View
▼
APR6.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
6.99%
72 Months
View
▼
APR6.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
204 N 5th St, Hartsville, SC, 29550 4136
Used Autos (> 100K miles)
6.99%
48 Months
View
▼
APR6.99%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Used Car - less than 100,000 Miles
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 16, 2026
Details

up to 84 months

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
High Mileage Used Autos
7.24%
73 Months
View
▼
APR7.24%
Term73 Months
Last UpdatedApr 18, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles 2019-2025
7.24%
84 Months
View
▼
APR7.24%
Term84 Months
Last UpdatedApr 18, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
7.29%
73-84 months
View
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($25,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
View
▼
APR7.29%
Term73-84 months
Last UpdatedApr 17, 2026
Details

As Low As

Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Used Vehicles Older-2018
7.50%
84 Months
View
▼
APR7.50%
Term84 Months
Last UpdatedApr 18, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
Used Automobile or Truck
7.75%
up to 48 Months
View
▼
APR7.75%
Termup to 48 Months
Last UpdatedApr 17, 2026
Details

As Low As; (6 years & older) (under $15,000)

SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
204 N 5th St, Hartsville, SC, 29550 4136
Used Autos (> 100K miles)
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Used Vehicles with more than 130,000 miles
8.95%
Up to 48 Months
View
▼
APR8.95%
TermUp to 48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Used Vehicles with more than 130,000 miles (Up to 48 Months Financing)
8.95%
48 Months
View
▼
APR8.95%
Term48 Months
Last UpdatedApr 17, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Used Car - greater than 100,000 Miles
9.00%
72 Months
View
▼
APR9.00%
Term72 Months
Last UpdatedApr 16, 2026
Details

up to 72 months

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck
9.29%
85-96 months
View
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details

As Low As; (2023-New) ($40,000+)

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St, Columbia, SC, 29201 3382
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
View
▼
APR9.29%
Term85-96 months
Last UpdatedApr 17, 2026
Details

As Low As

South Carolina Auto Loan Rate Trends

Compare local South Carolina auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full South Carolina Auto Trends →
New Auto Loan — SC Avg
4.811%
▼ 0.115 vs 7 days ago

South Carolina new auto rates fell 0.115 points over the past 7 days to 4.811% APR.

Used Auto Loan — SC Avg
6.491%
▲ 0.149 vs 7 days ago

South Carolina used auto rates rose 0.149 points over the past 7 days to 6.491% APR.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in South Carolina

How does my credit score affect my car loan rate in South Carolina?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in South Carolina with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in South Carolina *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in South Carolina typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in South Carolina?

Based on our current data, some of the lowest auto loan rates available in South Carolina include:
  • Market USA Federal Credit Union: 3.49% (New Auto)
  • Greenwood Municipal Federal Credit Union: 3.50% (New Vehicle Loan)
  • Palmetto Citizens Federal Credit Union: 3.99% (New & Used Automobile or Truck)
  • Upstate Federal Credit Union: 3.99% (New Vehicles)
  • Skyla Federal Credit Union: 3.99% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in South Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026

South Carolina Rates & Resources

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Auto Loan Rates by City in South Carolina

  • Abbeville
  • Adams Run
  • Aiken
  • Alcolu
  • Allendale
  • Anderson
  • Andrews
  • Arcadia
  • Awendaw
  • Aynor
  • Ballentine
  • Bamberg
  • Barnwell
  • Batesburg
  • Batesburg-Leesville
  • Bath
  • Beaufort
  • Beech Island
  • Belton
  • Bennettsville
  • Bethera
  • Bethune
  • Bishopville
  • Blacksburg
  • Blackstock
  • Blackville
  • Blair
  • Blenheim
  • Bluffton
  • Blythewood
  • Bonneau
  • Bowling Green
  • Bowman
  • Bradley
  • Branchville
  • Brunson
  • Buffalo
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  • Cameron
  • Campobello
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  • Carlisle
  • Cassatt
  • Catawba
  • Cayce
  • Centenary
  • Central
  • Chapin
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  • Cheraw
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  • Chester
  • Chesterfield
  • Clarks Hill
  • Clearwater
  • Clemson
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  • Clifton
  • Clinton
  • Clio
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  • Conestee
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  • Coosawatchie
  • Cope
  • Cordesville
  • Cordova
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  • Coward
  • Cowpens
  • Crocketville
  • Cross
  • Cross Anchor
  • Cross Hill
  • Dale
  • Dalzell
  • Darlington
  • Daufuskie Island
  • Davis Station
  • Denmark
  • Dillon
  • Donalds
  • Dorchester
  • Drayton
  • Due West
  • Duncan
  • Early Branch
  • Easley
  • Eastover
  • Edgefield
  • Edgemoor
  • Edisto Island
  • Effingham
  • Ehrhardt
  • Elgin
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  • Elliott
  • Elloree
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  • Estill
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  • Fair Play
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  • Fingerville
  • Florence
  • Floyd Dale
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  • Fork
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  • Fort Mill
  • Fountain Inn
  • Furman
  • Gable
  • Gadsden
  • Gaffney
  • Galivants Ferry
  • Garden City
  • Garnett
  • Gaston
  • Georgetown
  • Gifford
  • Gilbert
  • Glendale
  • Gloverville
  • Goose Creek
  • Gramling
  • Graniteville
  • Gray Court
  • Great Falls
  • Greeleyville
  • Green Pond
  • Green Sea
  • Greenville
  • Greenwood
  • Greer
  • Gresham
  • Grover
  • Hamer
  • Hampton
  • Hardeeville
  • Harleyville
  • Hartsville
  • Heath Springs
  • Hemingway
  • Hickory Grove
  • Hilda
  • Hilton Head Island
  • Hodges
  • Holly Hill
  • Hollywood
  • Honea Path
  • Hopkins
  • Horatio
  • Huger
  • Inman
  • Irmo
  • Islandton
  • Isle Of Palms
  • Iva
  • Jackson
  • Jacksonboro
  • Jamestown
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  • Joanna
  • Johns Island
  • Johnsonville
  • Johnston
  • Jonesville
  • Kershaw
  • Kinards
  • Kingstree
  • La France
  • Ladson
  • Lake City
  • Lake View
  • Lamar
  • Lancaster
  • Lando
  • Landrum
  • Lane
  • Langley
  • Latta
  • Laurens
  • Leesville
  • Lexington
  • Liberty
  • Liberty Hill
  • Little Mountain
  • Little River
  • Little Rock
  • Lobeco
  • Lockhart
  • Lodge
  • Long Creek
  • Longs
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  • Lydia
  • Lyman
  • Lynchburg
  • Manning
  • Marietta
  • Marion
  • Martin
  • Mauldin
  • Mayesville
  • Mayo
  • McBee
  • McClellanville
  • McColl
  • McConnells
  • McCormick
  • Miley
  • Minturn
  • Modoc
  • Moncks Corner
  • Monetta
  • Monticello
  • Montmorenci
  • Moore
  • Mount Carmel
  • Mount Croghan
  • Mount Pleasant
  • Mountain Rest
  • Mountville
  • Mullins
  • Murrells Inlet
  • Myrtle Beach
  • Neeses
  • Nesmith
  • New Ellenton
  • New Zion
  • Newberry
  • Newry
  • Nichols
  • Ninety Six
  • Norris
  • North
  • North Augusta
  • North Charleston
  • North Myrtle Beach
  • Norway
  • Olanta
  • Olar
  • Orangeburg
  • Pacolet
  • Pacolet Mills
  • Pageland
  • Pamplico
  • Parksville
  • Patrick
  • Pauline
  • Pawleys Island
  • Peak
  • Pelion
  • Pelzer
  • Pendleton
  • Perry
  • Pickens
  • Piedmont
  • Pineland
  • Pineville
  • Pinewood
  • Pinopolis
  • Plum Branch
  • Pomaria
  • Port Royal
  • Prosperity
  • Rains
  • Ravenel
  • Reevesville
  • Reidville
  • Rembert
  • Richburg
  • Richland
  • Ridge Spring
  • Ridgeland
  • Ridgeville
  • Ridgeway
  • Rion
  • Rock Hill
  • Roebuck
  • Round O
  • Rowesville
  • Ruby
  • Ruffin
  • Russellville
  • Saint George
  • Saint Helena Island
  • Saint Matthews
  • Saint Stephen
  • Salem
  • Salley
  • Salters
  • Saluda
  • Sandy Springs
  • Santee
  • Sardinia
  • Scotia
  • Scranton
  • Seabrook
  • Sellers
  • Seneca
  • Sharon
  • Shaw A F B
  • Sheldon
  • Silverstreet
  • Simpsonville
  • Six Mile
  • Slater
  • Smoaks
  • Smyrna
  • Socastee
  • Society Hill
  • Spartanburg
  • Springfield
  • Starr
  • Startex
  • State Park
  • Sullivans Island
  • Summerton
  • Summerville
  • Sumter
  • Sunset
  • Swansea
  • Sycamore
  • Tamassee
  • Tatum
  • Taylors
  • Tigerville
  • Tillman
  • Timmonsville
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  • Trenton
  • Troy
  • Turbeville
  • Ulmer
  • Una
  • Union
  • Van Wyck
  • Vance
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  • Vaucluse
  • Wadmalaw Island
  • Wagener
  • Walhalla
  • Wallace
  • Walterboro
  • Ward
  • Ware Shoals
  • Warrenville
  • Waterloo
  • Wedgefield
  • Wellford
  • West Columbia
  • West Union
  • Westminster
  • Westville
  • White Oak
  • White Rock
  • White Stone
  • Whitmire
  • Williams
  • Williamston
  • Williston
  • Windsor
  • Winnsboro
  • Woodruff
  • Yemassee
  • York