Auto Loan Rates in Lando, South Carolina (SC) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Lando, South Carolina. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Lando, South Carolina include Market USA Federal Credit UnionMarket USA Federal Credit UnionA5.0 ★Texas Ratio: 5.99% offering New Auto Loan at 3.49%, Carolinas Telco Federal Credit UnionCarolinas Telco Federal Credit UnionA+5.0 ★Texas Ratio: 3.88% offering New Auto Loans at 3.74%, Greenville Federal Credit UnionGreenville Federal Credit UnionA+5.0 ★Texas Ratio: 4.42% offering New Vehicle Loan at 3.74%, South Carolina State Federal Credit UnionSouth Carolina State Federal Credit UnionA+5.0 ★Texas Ratio: 3.08% offering New Car Loan at 3.95%, Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit UnionA+5.0 ★Texas Ratio: 3.95% offering New & Used Automobile or Truck (2023-New) at 3.99%. Auto loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Lando borrowers have access to 17 lenders serving the South Carolina area, with auto loan rates as low as 3.49% APR from Market USA Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Lando, South Carolina. Auto Loan Rates Last Updated and Verified: July 16, 2026
Compare Auto Loan Rates Today in Lando, South Carolina & Surrounding Area
Lando Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
3.74%
12-36 Months
▼
APR3.74%
Term12-36 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
New Vehicle Loan
3.74%
36 months or less
▼
APR3.74%
Term36 months or less
Last UpdatedJul 15, 2026
Details
as low as. *5 (a new vehicle is less than 2 years old and less than 30,000 miles). *1 Annual Percentage Rate (APR) is subject to credit approval and can change without notice. *5,6,7 Our definition of New, Used, and Mature vehicles expands your financing opportunities; please contact a Loan Officer for details. Your rate will be determined using a combination of credit scores provided through Equifax, Inc.
South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Car Loan
3.95%
72 months
▼
APR3.95%
Term72 months
Last UpdatedJul 16, 2026
Details
Max term of 96 months!
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedJul 6, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.62%
Auto Loans
3.99%
0 - 48 months
▼
APR3.99%
Term0 - 48 months
Last UpdatedJul 10, 2026
Details
As Low As; Rates shown are for qualified borrowers only. All loans are subject to credit approval. Rates and terms are based on creditworthiness, loan amount and collateral. Rates may vary or change at any time. Payment Example: $30,000 at 3.99% APR for 48 months would be approximately $677/month.
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
3.99%
48 months
▼
APR3.99%
Term48 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
New Vehicle Loan
3.99%
48 months or less
▼
APR3.99%
Term48 months or less
Last UpdatedJul 15, 2026
Details
as low as. *5 (a new vehicle is less than 2 years old and less than 30,000 miles). *1 Annual Percentage Rate (APR) is subject to credit approval and can change without notice. *5,6,7 Our definition of New, Used, and Mature vehicles expands your financing opportunities; please contact a Loan Officer for details. Your rate will be determined using a combination of credit scores provided through Equifax, Inc.
APR4.00%
TermUp to 36 months
Last UpdatedJul 16, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As low as
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.25%
Up to 36 Months
▼
APR4.25%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
4.34%
12-36 Months
▼
APR4.34%
Term12-36 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.49%
37 - 48 Months
▼
APR4.49%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As low as
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto Loans
4.50%
More than 60 mos.
▼
APR4.50%
TermMore than 60 mos.
Last UpdatedJul 6, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.50%
37 - 48 Months
▼
APR4.50%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
4.59%
37 - 60 months
▼
APR4.59%
Term37 - 60 months
Last UpdatedJul 15, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
4.59%
Up to 36 months
▼
APR4.59%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.74%
49 - 60 Months
▼
APR4.74%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As low as
APR4.75%
TermUp to 36 months
Last UpdatedJul 16, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
4.89%
61 - 72 months
▼
APR4.89%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loans
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedJul 15, 2026
Details
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.95%
49 - 60 Months
▼
APR4.95%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Vehicle Loans
4.95%
60 months
▼
APR4.95%
Term60 months
Last UpdatedJul 15, 2026
Details
As Low As; $250 cash back. Terms and Conditions Apply.
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New Auto or Truck - up to 60 months financing
4.95%
60 months
▼
APR4.95%
Term60 months
Last UpdatedJul 16, 2026
Details
As Low As; *
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 66 Months
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedJul 15, 2026
Details
As Low As
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
New Vehicle Loan
4.99%
72 months or less
▼
APR4.99%
Term72 months or less
Last UpdatedJul 15, 2026
Details
as low as. *5 (a new vehicle is less than 2 years old and less than 30,000 miles). *1 Annual Percentage Rate (APR) is subject to credit approval and can change without notice. *5,6,7 Our definition of New, Used, and Mature vehicles expands your financing opportunities; please contact a Loan Officer for details. Your rate will be determined using a combination of credit scores provided through Equifax, Inc.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.99%
61 - 72 Months
▼
APR4.99%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As low as
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2020-2026 Loan
4.99%
up to 48 months
▼
APR4.99%
Termup to 48 months
Last UpdatedJul 15, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
5.09%
37 - 60 months
▼
APR5.09%
Term37 - 60 months
Last UpdatedJul 15, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
5.19%
61 - 72 months
▼
APR5.19%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details
As Low As
APR5.23%
Term72 months
Last UpdatedJul 11, 2026
Details
As Low As; Includes a one-time $150 loan origination fee and 0.65% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $4,000; maximum loan amount $150,000. Based on an example loan amount of $42,500 for a term of 72 months with monthly payments of $686.61. Additional fees may apply. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and vehicle. Rates, terms and conditions are subject to change based on borrower eligibility and market conditions. All loans are subject to credit approval.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024) 66 Months
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated payment per $1000: $17.48
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
5.24%
Over 73 Months
▼
APR5.24%
TermOver 73 Months
Last UpdatedJul 15, 2026
Details
As low as
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.24%
Up to 36 Months
▼
APR5.24%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As low as
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
Used Auto or Truck up to 2 model years old - up to 60 months financing
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedJul 16, 2026
Details
As Low As
APR5.25%
Term37-48 months
Last UpdatedJul 16, 2026
Details
APR5.25%
Term37-48 months
Last UpdatedJul 16, 2026
Details
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 75 Months
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedJul 15, 2026
Details
As Low As
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
New Vehicle Loan
5.49%
84 months or less
▼
APR5.49%
Term84 months or less
Last UpdatedJul 15, 2026
Details
as low as. *5 (a new vehicle is less than 2 years old and less than 30,000 miles). *1 Annual Percentage Rate (APR) is subject to credit approval and can change without notice. *5,6,7 Our definition of New, Used, and Mature vehicles expands your financing opportunities; please contact a Loan Officer for details. Your rate will be determined using a combination of credit scores provided through Equifax, Inc.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.49%
37 - 48 Months
▼
APR5.49%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As low as
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedJul 6, 2026
Details
APR5.50%
Term61-75 months
Last UpdatedJul 16, 2026
Details
APR5.50%
Term61-75 months
Last UpdatedJul 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedJul 6, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
5.59%
73-84 months
▼
APR5.59%
Term73-84 months
Last UpdatedJul 15, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedJul 6, 2026
Details
($15,000+)
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New Auto or Truck - 72 months financing
5.70%
72 months
▼
APR5.70%
Term72 months
Last UpdatedJul 16, 2026
Details
As Low As; *
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.74%
49 - 60 Months
▼
APR5.74%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As low as
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2020-2026 Loan
5.74%
up to 60 months
▼
APR5.74%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
Used Auto or Truck from 3 to 7 model years old - up to 60 months financing
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedJul 16, 2026
Details
As Low As; *
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loans
5.95%
48 Months
▼
APR5.95%
Term48 Months
Last UpdatedJul 15, 2026
Details
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
5.95%
48 Months
▼
APR5.95%
Term48 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 84 Months
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.99%
61 - 72 Months
▼
APR5.99%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As low as
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicle Loan
6.00%
Up to 48 months
▼
APR6.00%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2019 Loan
6.00%
up to 48 months
▼
APR6.00%
Termup to 48 months
Last UpdatedJul 15, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024) 75 Months
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated payment per $1000: $16.05
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
6.19%
73-84 months
▼
APR6.19%
Term73-84 months
Last UpdatedJul 15, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loans
6.20%
60 Months
▼
APR6.20%
Term60 Months
Last UpdatedJul 15, 2026
Details
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
6.20%
60 Months
▼
APR6.20%
Term60 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.24%
Up to 36 Months
▼
APR6.24%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As low as
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
6.24%
Over 73 Months
▼
APR6.24%
TermOver 73 Months
Last UpdatedJul 15, 2026
Details
As low as
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2020-2026 Loan
6.24%
up to 72 months
▼
APR6.24%
Termup to 72 months
Last UpdatedJul 15, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
6.25%
Up to 36 Months
▼
APR6.25%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2019 Loan
6.25%
up to 60 months
▼
APR6.25%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
APR6.25%
Term76-84 months
Last UpdatedJul 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Used Automobile or Truck
6.44%
up to 48 Months
▼
APR6.44%
Termup to 48 Months
Last UpdatedJul 6, 2026
Details
As low as*; (4-5 years old)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Used Automobile or Truck (4-5 years old)
6.44%
up to 48 Months
▼
APR6.44%
Termup to 48 Months
Last UpdatedJul 6, 2026
Details
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 96 Months
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.49%
37 - 48 Months
▼
APR6.49%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As low as
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto Loans
6.50%
60 mos. or less
▼
APR6.50%
Term60 mos. or less
Last UpdatedJul 6, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Car Loan
6.50%
up to 84 months
▼
APR6.50%
Termup to 84 months
Last UpdatedJul 11, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
6.50%
37 - 48 Months
▼
APR6.50%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicle Loan
6.50%
Up to 60 months
▼
APR6.50%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Used Auto
6.50%
76-84 months (2023 or Newer)
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedJul 16, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.74%
49 - 60 Months
▼
APR6.74%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As low as
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2019 Loan
6.75%
up to 72 months
▼
APR6.75%
Termup to 72 months
Last UpdatedJul 15, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024) 84 Months
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated payment per $1000: $15.02
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loans
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedJul 15, 2026
Details
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
6.95%
49 - 60 Months
▼
APR6.95%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.99%
61 - 72 Months
▼
APR6.99%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As low as
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicle Loan
7.00%
Up to 72 months
▼
APR7.00%
TermUp to 72 months
Last UpdatedJul 15, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
7.24%
Over 73 Months
▼
APR7.24%
TermOver 73 Months
Last UpdatedJul 15, 2026
Details
As low as
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2020-2026 Loan
7.24%
up to 84 months
▼
APR7.24%
Termup to 84 months
Last UpdatedJul 15, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Car - less than 100,000 Miles Loan
7.25%
up to 84 months
▼
APR7.25%
Termup to 84 months
Last UpdatedJul 11, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedJul 6, 2026
Details
($25,000+)
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2019 Loan
7.50%
up to 84 months
▼
APR7.50%
Termup to 84 months
Last UpdatedJul 15, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
7.74%
Up to 36 Months
▼
APR7.74%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Used Automobile or Truck
7.75%
up to 48 Months
▼
APR7.75%
Termup to 48 Months
Last UpdatedJul 6, 2026
Details
Under $15,000
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Used Automobile or Truck (6 years & older)
7.75%
up to 48 Months
▼
APR7.75%
Termup to 48 Months
Last UpdatedJul 6, 2026
Details
(under $15,000)
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
7.75%
61 - 72 Months
▼
APR7.75%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicle Loan
7.75%
Up to 90 months
▼
APR7.75%
TermUp to 90 months
Last UpdatedJul 15, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loans
7.95%
84 Months
▼
APR7.95%
Term84 Months
Last UpdatedJul 15, 2026
Details
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
7.95%
84 Months
▼
APR7.95%
Term84 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
7.99%
37 - 48 Months
▼
APR7.99%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
8.24%
49 - 60 Months
▼
APR8.24%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
8.25%
73 - 84 Months
▼
APR8.25%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Extended Age and Mileage Used Auto Loans
8.40%
12-48 Months
▼
APR8.40%
Term12-48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
8.49%
61 - 72 Months
▼
APR8.49%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicle Loan
8.65%
Up to 120 months
▼
APR8.65%
TermUp to 120 months
Last UpdatedJul 15, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
8.74%
Over 73 Months
▼
APR8.74%
TermOver 73 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
8.74%
Up to 36 Months
▼
APR8.74%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Extended Age and Mileage Used Auto Loans
8.90%
60 Months
▼
APR8.90%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicle Loan
8.90%
Up to 180 months
▼
APR8.90%
TermUp to 180 months
Last UpdatedJul 15, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
8.99%
37 - 48 Months
▼
APR8.99%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
9.24%
49 - 60 Months
▼
APR9.24%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Car - greater than 100,000 Miles Loan
9.25%
up to 72 months
▼
APR9.25%
Termup to 72 months
Last UpdatedJul 11, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedJul 6, 2026
Details
($40,000+)
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
9.49%
61 - 72 Months
▼
APR9.49%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
9.74%
Over 73 Months
▼
APR9.74%
TermOver 73 Months
Last UpdatedJul 15, 2026
Details
As Low As
Powered by
MonitorBankRates
Lando New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
3.74%
12-36 Months
▼
APR3.74%
Term12-36 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
New Vehicle Loan
3.74%
36 months or less
▼
APR3.74%
Term36 months or less
Last UpdatedJul 15, 2026
Details
as low as. *5 (a new vehicle is less than 2 years old and less than 30,000 miles). *1 Annual Percentage Rate (APR) is subject to credit approval and can change without notice. *5,6,7 Our definition of New, Used, and Mature vehicles expands your financing opportunities; please contact a Loan Officer for details. Your rate will be determined using a combination of credit scores provided through Equifax, Inc.
South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Car Loan
3.95%
72 months
▼
APR3.95%
Term72 months
Last UpdatedJul 16, 2026
Details
Max term of 96 months!
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedJul 6, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
3.99%
48 months
▼
APR3.99%
Term48 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
New Vehicle Loan
3.99%
48 months or less
▼
APR3.99%
Term48 months or less
Last UpdatedJul 15, 2026
Details
as low as. *5 (a new vehicle is less than 2 years old and less than 30,000 miles). *1 Annual Percentage Rate (APR) is subject to credit approval and can change without notice. *5,6,7 Our definition of New, Used, and Mature vehicles expands your financing opportunities; please contact a Loan Officer for details. Your rate will be determined using a combination of credit scores provided through Equifax, Inc.
APR4.00%
TermUp to 36 months
Last UpdatedJul 16, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As low as
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.49%
37 - 48 Months
▼
APR4.49%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As low as
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
4.59%
37 - 60 months
▼
APR4.59%
Term37 - 60 months
Last UpdatedJul 15, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.74%
49 - 60 Months
▼
APR4.74%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As low as
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
4.89%
61 - 72 months
▼
APR4.89%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New Auto or Truck - up to 60 months financing
4.95%
60 months
▼
APR4.95%
Term60 months
Last UpdatedJul 16, 2026
Details
As Low As; *
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 66 Months
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedJul 15, 2026
Details
As Low As
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
New Vehicle Loan
4.99%
72 months or less
▼
APR4.99%
Term72 months or less
Last UpdatedJul 15, 2026
Details
as low as. *5 (a new vehicle is less than 2 years old and less than 30,000 miles). *1 Annual Percentage Rate (APR) is subject to credit approval and can change without notice. *5,6,7 Our definition of New, Used, and Mature vehicles expands your financing opportunities; please contact a Loan Officer for details. Your rate will be determined using a combination of credit scores provided through Equifax, Inc.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
4.99%
61 - 72 Months
▼
APR4.99%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As low as
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Autos
5.24%
Over 73 Months
▼
APR5.24%
TermOver 73 Months
Last UpdatedJul 15, 2026
Details
As low as
APR5.25%
Term37-48 months
Last UpdatedJul 16, 2026
Details
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 75 Months
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedJul 15, 2026
Details
As Low As
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
New Vehicle Loan
5.49%
84 months or less
▼
APR5.49%
Term84 months or less
Last UpdatedJul 15, 2026
Details
as low as. *5 (a new vehicle is less than 2 years old and less than 30,000 miles). *1 Annual Percentage Rate (APR) is subject to credit approval and can change without notice. *5,6,7 Our definition of New, Used, and Mature vehicles expands your financing opportunities; please contact a Loan Officer for details. Your rate will be determined using a combination of credit scores provided through Equifax, Inc.
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedJul 6, 2026
Details
APR5.50%
Term61-75 months
Last UpdatedJul 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedJul 6, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
New Autos
5.59%
73-84 months
▼
APR5.59%
Term73-84 months
Last UpdatedJul 15, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedJul 6, 2026
Details
($15,000+)
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New Auto or Truck - 72 months financing
5.70%
72 months
▼
APR5.70%
Term72 months
Last UpdatedJul 16, 2026
Details
As Low As; *
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
New Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
5.95%
48 Months
▼
APR5.95%
Term48 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 84 Months
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicle Loan
6.00%
Up to 48 months
▼
APR6.00%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
6.20%
60 Months
▼
APR6.20%
Term60 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
6.25%
Up to 36 Months
▼
APR6.25%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
APR6.25%
Term76-84 months
Last UpdatedJul 16, 2026
Details
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
New Auto Loans
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer) - 96 Months
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedJul 15, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Car Loan
6.50%
up to 84 months
▼
APR6.50%
Termup to 84 months
Last UpdatedJul 11, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
6.50%
37 - 48 Months
▼
APR6.50%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicle Loan
6.50%
Up to 60 months
▼
APR6.50%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
6.95%
49 - 60 Months
▼
APR6.95%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicle Loan
7.00%
Up to 72 months
▼
APR7.00%
TermUp to 72 months
Last UpdatedJul 15, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedJul 6, 2026
Details
($25,000+)
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
7.74%
Up to 36 Months
▼
APR7.74%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
7.75%
61 - 72 Months
▼
APR7.75%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicle Loan
7.75%
Up to 90 months
▼
APR7.75%
TermUp to 90 months
Last UpdatedJul 15, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
7.95%
84 Months
▼
APR7.95%
Term84 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
7.99%
37 - 48 Months
▼
APR7.99%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
8.24%
49 - 60 Months
▼
APR8.24%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New Automobile Loan
8.25%
73 - 84 Months
▼
APR8.25%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
8.49%
61 - 72 Months
▼
APR8.49%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicle Loan
8.65%
Up to 120 months
▼
APR8.65%
TermUp to 120 months
Last UpdatedJul 15, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
New Recreational Use Vehicle Loan
8.74%
Over 73 Months
▼
APR8.74%
TermOver 73 Months
Last UpdatedJul 15, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New Vehicle Loan
8.90%
Up to 180 months
▼
APR8.90%
TermUp to 180 months
Last UpdatedJul 15, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedJul 6, 2026
Details
($40,000+)
Powered by
MonitorBankRates
Lando Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedJul 6, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.25%
Up to 36 Months
▼
APR4.25%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
4.34%
12-36 Months
▼
APR4.34%
Term12-36 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto Loans
4.50%
More than 60 mos.
▼
APR4.50%
TermMore than 60 mos.
Last UpdatedJul 6, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.50%
37 - 48 Months
▼
APR4.50%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
4.59%
Up to 36 months
▼
APR4.59%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
APR4.75%
TermUp to 36 months
Last UpdatedJul 16, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
4.95%
49 - 60 Months
▼
APR4.95%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2020-2026 Loan
4.99%
up to 48 months
▼
APR4.99%
Termup to 48 months
Last UpdatedJul 15, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
5.09%
37 - 60 months
▼
APR5.09%
Term37 - 60 months
Last UpdatedJul 15, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
5.19%
61 - 72 months
▼
APR5.19%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024) 66 Months
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated payment per $1000: $17.48
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.24%
Up to 36 Months
▼
APR5.24%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As low as
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
Used Auto or Truck up to 2 model years old - up to 60 months financing
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedJul 16, 2026
Details
As Low As
APR5.25%
Term37-48 months
Last UpdatedJul 16, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.49%
37 - 48 Months
▼
APR5.49%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As low as
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedJul 6, 2026
Details
APR5.50%
Term61-75 months
Last UpdatedJul 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedJul 6, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedJul 6, 2026
Details
($15,000+)
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.74%
49 - 60 Months
▼
APR5.74%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As low as
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2020-2026 Loan
5.74%
up to 60 months
▼
APR5.74%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
Used Auto or Truck from 3 to 7 model years old - up to 60 months financing
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedJul 16, 2026
Details
As Low As; *
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
5.95%
48 Months
▼
APR5.95%
Term48 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
5.99%
61 - 72 Months
▼
APR5.99%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As low as
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2019 Loan
6.00%
up to 48 months
▼
APR6.00%
Termup to 48 months
Last UpdatedJul 15, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024) 75 Months
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated payment per $1000: $16.05
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Used Autos
6.19%
73-84 months
▼
APR6.19%
Term73-84 months
Last UpdatedJul 15, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
6.20%
60 Months
▼
APR6.20%
Term60 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Used Auto Loans
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.24%
Up to 36 Months
▼
APR6.24%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As low as
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Autos
6.24%
Over 73 Months
▼
APR6.24%
TermOver 73 Months
Last UpdatedJul 15, 2026
Details
As low as
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2020-2026 Loan
6.24%
up to 72 months
▼
APR6.24%
Termup to 72 months
Last UpdatedJul 15, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Automobile Loan
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Fixed Rate
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2019 Loan
6.25%
up to 60 months
▼
APR6.25%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Used Automobile or Truck
6.44%
up to 48 Months
▼
APR6.44%
Termup to 48 Months
Last UpdatedJul 6, 2026
Details
As low as*; (4-5 years old)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Used Automobile or Truck (4-5 years old)
6.44%
up to 48 Months
▼
APR6.44%
Termup to 48 Months
Last UpdatedJul 6, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.49%
37 - 48 Months
▼
APR6.49%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As low as
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Auto Loans
6.50%
60 mos. or less
▼
APR6.50%
Term60 mos. or less
Last UpdatedJul 6, 2026
Details
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Used Auto
6.50%
76-84 months (2023 or Newer)
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedJul 16, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.74%
49 - 60 Months
▼
APR6.74%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As low as
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2019 Loan
6.75%
up to 72 months
▼
APR6.75%
Termup to 72 months
Last UpdatedJul 15, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024) 84 Months
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated payment per $1000: $15.02
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
6.99%
61 - 72 Months
▼
APR6.99%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As low as
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
High Mileage Used Autos
7.24%
Over 73 Months
▼
APR7.24%
TermOver 73 Months
Last UpdatedJul 15, 2026
Details
As low as
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles 2020-2026 Loan
7.24%
up to 84 months
▼
APR7.24%
Termup to 84 months
Last UpdatedJul 15, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Car - less than 100,000 Miles Loan
7.25%
up to 84 months
▼
APR7.25%
Termup to 84 months
Last UpdatedJul 11, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedJul 6, 2026
Details
($25,000+)
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Vehicles Older-2019 Loan
7.50%
up to 84 months
▼
APR7.50%
Termup to 84 months
Last UpdatedJul 15, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Used Automobile or Truck
7.75%
up to 48 Months
▼
APR7.75%
Termup to 48 Months
Last UpdatedJul 6, 2026
Details
Under $15,000
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Used Automobile or Truck (6 years & older)
7.75%
up to 48 Months
▼
APR7.75%
Termup to 48 Months
Last UpdatedJul 6, 2026
Details
(under $15,000)
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New & Used Vehicles Loan
7.95%
84 Months
▼
APR7.95%
Term84 Months
Last UpdatedJul 15, 2026
Details
Annual Percentage Rate (APR) as low as
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Extended Age and Mileage Used Auto Loans
8.40%
12-48 Months
▼
APR8.40%
Term12-48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
8.74%
Up to 36 Months
▼
APR8.74%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Extended Age and Mileage Used Auto Loans
8.90%
60 Months
▼
APR8.90%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
8.99%
37 - 48 Months
▼
APR8.99%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
9.24%
49 - 60 Months
▼
APR9.24%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Car - greater than 100,000 Miles Loan
9.25%
up to 72 months
▼
APR9.25%
Termup to 72 months
Last UpdatedJul 11, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedJul 6, 2026
Details
($40,000+)
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
9.49%
61 - 72 Months
▼
APR9.49%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Used Recreational Use Vehicle Loan
9.74%
Over 73 Months
▼
APR9.74%
TermOver 73 Months
Last UpdatedJul 15, 2026
Details
As Low As
Powered by
MonitorBankRates
Lando, SC Auto Loan Rate Trends
Compare local Lando, SC auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — SC Avg
5.214%
▲ 0.285 vs 7 days ago
South Carolina new auto rates rose 0.285 points over the past 7 days to 5.214% APR.
Used Auto Loan — SC Avg
6.005%
▲ 0.008 vs 7 days ago
South Carolina used auto rates rose 0.008 points over the past 7 days to 6.005% APR.
As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lando, South Carolina auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Lando, South Carolina directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Lando, South Carolina. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in SC.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Lando, South Carolina
How does my credit score affect my car loan rate in South Carolina?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Lando, South Carolina with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in South Carolina *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Lando, South Carolina typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Lando, South Carolina?
Based on our current data, some of the lowest auto loan rates available in Lando, South Carolina include:
- Market USA Federal Credit Union: 3.49% (New Auto Loan)
- Carolinas Telco Federal Credit Union: 3.74% (New Auto Loans)
- Greenville Federal Credit Union: 3.74% (New Vehicle Loan)
- South Carolina State Federal Credit Union: 3.95% (New Car Loan)
- Palmetto Citizens Federal Credit Union: 3.99% (New & Used Automobile or Truck (2023-New))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lando, South Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 16, 2026
Lando, South Carolina Rates & Resources
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