Auto Loan Rates in Yankton, South Dakota (SD) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Yankton, South Dakota. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Yankton, South Dakota include Service First Federal Credit UnionService First Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Vehicles (2023 & Newer) 6-48 months at 4.70%, Interfaith Federal Credit UnionInterfaith Federal Credit UnionA+5.0 ★Texas Ratio: 1.60% offering New Autos, SUVs, Trucks, Vans at 5.49%. Auto loan rates as of May 6, 2026 according to verified data from MonitorBankRates.
Yankton borrowers have access to 2 lenders serving the South Dakota area, with auto loan rates as low as 4.70% APR from Service First Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Yankton, South Dakota. Auto Loan Rates Last Updated and Verified: May 6, 2026
Compare Auto Loan Rates Today in Yankton, South Dakota & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
4.70%
48 Months
▼
APR4.70%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
4.92%
48 Months
▼
APR4.92%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
5.10%
72 Months
▼
APR5.10%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
5.16%
60 Months
▼
APR5.16%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
5.30%
84 Months
▼
APR5.30%
Term84 Months
Last UpdatedMay 6, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year
▼
APR5.49%
Term3-7 year
Last UpdatedMay 6, 2026
Details
As Low As
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
5.60%
72 Months
▼
APR5.60%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
5.80%
84 Months
▼
APR5.80%
Term84 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
6.10%
48 Months
▼
APR6.10%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
6.19%
60 Months
▼
APR6.19%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
6.32%
48 Months
▼
APR6.32%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
6.44%
60 Months
▼
APR6.44%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
6.56%
60 Months
▼
APR6.56%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
6.80%
72 Months
▼
APR6.80%
Term72 Months
Last UpdatedMay 6, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year
▼
APR6.99%
Term3-7 year
Last UpdatedMay 6, 2026
Details
As Low As
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
7.64%
48 Months
▼
APR7.64%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
7.84%
60 Months
▼
APR7.84%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
8.20%
72 Months
▼
APR8.20%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
9.65%
48 Months
▼
APR9.65%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
10.40%
60 Months
▼
APR10.40%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
10.80%
72 Months
▼
APR10.80%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
11.05%
48 Months
▼
APR11.05%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
11.15%
84 Months
▼
APR11.15%
Term84 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
11.80%
60 Months
▼
APR11.80%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
12.20%
72 Months
▼
APR12.20%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
13.15%
48 Months
▼
APR13.15%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
14.40%
60 Months
▼
APR14.40%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
14.55%
48 Months
▼
APR14.55%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
14.90%
72 Months
▼
APR14.90%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
15.40%
84 Months
▼
APR15.40%
Term84 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
15.80%
60 Months
▼
APR15.80%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
16.30%
72 Months
▼
APR16.30%
Term72 Months
Last UpdatedMay 6, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
4.70%
48 Months
▼
APR4.70%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
4.92%
48 Months
▼
APR4.92%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
5.10%
72 Months
▼
APR5.10%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
5.16%
60 Months
▼
APR5.16%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
5.30%
84 Months
▼
APR5.30%
Term84 Months
Last UpdatedMay 6, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year
▼
APR5.49%
Term3-7 year
Last UpdatedMay 6, 2026
Details
As Low As
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
5.60%
72 Months
▼
APR5.60%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
5.80%
84 Months
▼
APR5.80%
Term84 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
6.44%
60 Months
▼
APR6.44%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
6.80%
72 Months
▼
APR6.80%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
9.65%
48 Months
▼
APR9.65%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
10.40%
60 Months
▼
APR10.40%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
10.80%
72 Months
▼
APR10.80%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
11.15%
84 Months
▼
APR11.15%
Term84 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 6-48 months
13.15%
48 Months
▼
APR13.15%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 60 months
14.40%
60 Months
▼
APR14.40%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 72 months
14.90%
72 Months
▼
APR14.90%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
15.40%
84 Months
▼
APR15.40%
Term84 Months
Last UpdatedMay 6, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
6.10%
48 Months
▼
APR6.10%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
6.19%
60 Months
▼
APR6.19%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
6.32%
48 Months
▼
APR6.32%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
6.56%
60 Months
▼
APR6.56%
Term60 Months
Last UpdatedMay 6, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year
▼
APR6.99%
Term3-7 year
Last UpdatedMay 6, 2026
Details
As Low As
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
7.64%
48 Months
▼
APR7.64%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
7.84%
60 Months
▼
APR7.84%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
8.20%
72 Months
▼
APR8.20%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
11.05%
48 Months
▼
APR11.05%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
11.80%
60 Months
▼
APR11.80%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
12.20%
72 Months
▼
APR12.20%
Term72 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 6-48 months
14.55%
48 Months
▼
APR14.55%
Term48 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 60 months
15.80%
60 Months
▼
APR15.80%
Term60 Months
Last UpdatedMay 6, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
16.30%
72 Months
▼
APR16.30%
Term72 Months
Last UpdatedMay 6, 2026
Details
Powered by
MonitorBankRates
Yankton, SD Auto Loan Rate Trends
Compare local Yankton, SD auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — SD Avg
7.822%
▼ 0.175 vs 7 days ago
South Dakota new auto rates fell 0.175 points over the past 7 days to 7.822% APR.
Used Auto Loan — SD Avg
9.031%
Unchanged vs 7 days ago
South Dakota used auto loan rates currently average 9.031% APR.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Yankton, South Dakota auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Yankton, South Dakota directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Yankton, South Dakota. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in SD.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Yankton, South Dakota
How does my credit score affect my car loan rate in South Dakota?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Yankton, South Dakota with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in South Dakota *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Yankton, South Dakota typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Yankton, South Dakota?
Based on our current data, some of the lowest auto loan rates available in Yankton, South Dakota include:
- Service First Federal Credit Union: 4.70% (New Vehicles (2023 & Newer) 6-48 months)
- Interfaith Federal Credit Union: 5.49% (New Autos, SUVs, Trucks, Vans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Yankton, South Dakota. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 6, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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