South Dakota Auto Loan Rate Trends
Track current and weekly average auto loan rates in South Dakota, view interactive rate trend charts, and compare local SD aprs against the national average.
Current South Dakota Auto Loan Rate Trends
Auto Loan rates in South Dakota fell 0.175 this week to 7.822%, down from 7.997% last week.
At 7.822%, South Dakota’s average sits 2.121 above the current national average of 5.702%. This above-average spread may reflect local market conditions or regional lender competition in SD.
The South Dakota auto loan rate averages on this page are calculated from 20 verified auto loan rate quotes collected across 10 banks and credit unions actively operating in South Dakota. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
South Dakota Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
South Dakota auto loan rate averages compiled from 20 current rate quotes across 10 banks and credit unions operating in SD — updated daily.
As of May 15, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in South Dakota
Quarterly average rates at credit unions headquartered in South Dakota, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in South Dakota (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
