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South Dakota Auto Loan Rate Trends

Track current and weekly average auto loan rates in South Dakota, view interactive rate trend charts, and compare local SD aprs against the national average.

New Auto Loan
7.787%
▲ 0.934 this week
As of Apr 22, 2026
Used Auto Loan
8.983%
▲ 1.190 this week
As of Apr 22, 2026

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Current South Dakota Auto Loan Rate Trends

Auto Loan rates in South Dakota rose 0.934 this week, pushing the New Auto Loan average to 7.787%, up from 6.853% last week.

At 7.787%, South Dakota’s average sits 2.080 above the current national average of 5.708%. This above-average spread may reflect local market conditions or regional lender competition in SD.

The South Dakota auto loan rate averages on this page are calculated from 24 verified auto loan rate quotes collected across 11 banks and credit unions actively operating in South Dakota. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

South Dakota Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

South Dakota auto loan rate averages compiled from 24 current rate quotes across 11 banks and credit unions operating in SD — updated daily.

As of Apr 22, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average South Dakota auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.