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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 AAEC Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
AAEC Credit Union's 1 Year CD rates are at 3.75%, 2 Years CD rates are at 3.25%, 3 Years CD rates are at 3.25%, 4 Years CD rates are at 3.25%, 5 Years CD rates are at 3.25%. AAEC Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of AAEC Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.17%. Rates were last updated on 03/24/2026. AAEC Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AAEC Credit Union? Share your experience about AAEC Credit Union by leaving a review below, or read customer reviews before you decide to use AAEC Credit Union. AAEC Credit Union
AAEC Credit Union Office 1104 S Arlington Heights Rd
https://www.aaeccu.com Arlington Heights, IL 60005 3141 
AAEC Credit Union CD Rates
AAEC Credit Union Home Equity & HELOC
AAEC Credit Union Credit Card Rates
AAEC Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for AAEC Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather AAEC Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with AAEC Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
AAEC Credit Union
Website
https://www.aaeccu.com
Address
1104 S Arlington Heights Rd,
Arlington Heights, IL 60005 3141
Phone
847-392-1922
Fax
847-392-1926
President
Kelley Zerfahs
CEO
Rachel Noltner
Full-Time Employees
10
Part-Time Employees
3
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.17%
Return on Assets (ROA)
0.4839%
Return on Equity (ROE)
3.7199%
Non-Performing Loans Ratio (NPL)
0.05%
Total Assets
117,068,634
Total Amount of Shares and Deposits
101,493,915
Total Shares and Deposits < 1 Year
101,258,415
Total Shares and Deposits 1 3 Years
157,000
Total Shares and Deposits > 3 Years
78,500
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,255,000
Total Uninsured Shares and Deposits > $250K (F+J)
4,255,000
Total Insured Shares and Deposits > $250K (item 17 less item K)
97,238,915
Total Interest Expense (Sum of items 6 8)
1,439,051
Share Certificates
618
Number of Accounts for Share Drafts
1,610
Number of Accounts for Regular Shares
5,157
Non Member Deposits
4
Net Income (unless the amount is already included in Undivided Earnings)
561,742
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,471,721
Total Liabilities
102,232,166
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About AAEC Credit UnionIs AAEC Credit Union a safe place to deposit money?Yes, AAEC Credit Union is considered a safe financial institution. With a Texas Ratio of 0.17169522803367%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does AAEC Credit Union operate?AAEC Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join AAEC Credit Union?Yes, to access services at AAEC Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, AAEC Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, AAEC Credit Union provides members with tools to manage their accounts and build a solid financial history. Does AAEC Credit Union offer online and mobile banking?Most modern institutions like AAEC Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aaeccu.com. Current AAEC Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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