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 Advantage Plus Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 20, 2026
Advantage Plus Federal Credit Union's 12 Month CDs rates are at 3.75%, 18 Month CDs rates are at 3.75%, 24 Month CDs rates are at 3.75%, 36 Month CDs rates are at 3.75%, 48 Month CDs rates are at 3.75%. Advantage Plus Federal Credit Union's savings rates are at 0.01%. Advantage Plus Federal Credit Union's Personal Loan Rates are as low as 13.99%. MonitorBankRates evaluates the financial stability of Advantage Plus Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.07%. Rates last updated and verified on 09/20/2026. Advantage Plus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Advantage Plus Federal Credit Union? Share your experience about Advantage Plus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Advantage Plus Federal Credit Union. Advantage Plus Federal Credit Union
Center Street 2133 E Center St
https://www.advantagepluscreditunion.com/ Pocatello, ID 83201-2616 
Advantage Plus Federal Credit Union CD Rates
Advantage Plus Federal Credit Union Savings Rates
Advantage Plus Federal Credit Union Auto Loan Rates
Advantage Plus Federal Credit Union RV, Boat and Powersport Loan Rates
Advantage Plus Federal Credit Union Personal Loan Rates
Advantage Plus Federal Credit Union Other Rates
Financial Health HistoryAdvantage Plus Federal Credit Union’s Texas Ratio fell from 4.66% in Q2 2023 to 2.07% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Advantage Plus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Advantage Plus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Advantage Plus Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Advantage Plus Federal Credit Union
Address
2133 E Center St,
Pocatello, ID 83201-2616
Phone
208-232-7711
Fax
208-232-1911
President
Dan Beebe
CEO
Brent Neibaur
Full-Time Employees
77
Part-Time Employees
17
Branch Locations
8
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.07%
Return on Assets (ROA)
0.1435%
Return on Equity (ROE)
1.4874%
Non-Performing Loans Ratio (NPL)
0.25%
Total Assets
289,548,486
Total Amount of Shares and Deposits
260,826,942
Total Shares and Deposits < 1 Year
236,913,430
Total Shares and Deposits 1 3 Years
20,681,572
Total Shares and Deposits > 3 Years
3,231,940
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,036,925
Total Uninsured Shares and Deposits > $250K (F+J)
12,036,925
Total Insured Shares and Deposits > $250K (item 17 less item K)
248,790,017
Total Interest Expense (Sum of items 6 8)
1,230,349
Share Certificates
2,839
Number of Accounts for Share Drafts
16,999
IRA KEOGH Accounts
502
Number of Accounts for Regular Shares
21,494
All other shares
6,345
Money Market Shares
195
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,599,255
Total Liabilities
261,649,142
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Advantage Plus Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Advantage Plus Federal Credit Union
Frequently Asked Questions About Advantage Plus Federal Credit UnionHow many branches does Advantage Plus Federal Credit Union operate?Advantage Plus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Advantage Plus Federal Credit Union?Yes, to access services at Advantage Plus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Advantage Plus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Advantage Plus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Advantage Plus Federal Credit Union offer online and mobile banking?Most modern institutions like Advantage Plus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.advantagepluscreditunion.com/. Current Advantage Plus Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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