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 Community Resource Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Community Resource Credit Union's 12 Month CD rates are at 3.95%, 6 Month CD rates are at 3.95%, 12 Month Bump CD rates are at 3.75%, 18 Month CD rates are at 3.70%, 24 Month CD rates are at 3.65%. Community Resource Credit Union's savings rates are at 0.10%. Community Resource Credit Union's money market rates are at 0.50%. Community Resource Credit Union's Personal Loan Rates are at 9.74%. MonitorBankRates evaluates the financial stability of Community Resource Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.53%. Rates were last updated on 03/25/2026. Community Resource Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Resource Credit Union? Share your experience about Community Resource Credit Union by leaving a review below, or read customer reviews before you decide to use Community Resource Credit Union. Community Resource Credit Union
Headquarters 3110 Rollingcreek Drive
https://www.crcu.org Baytown, TX 77521 
Community Resource Credit Union CD Rates
Community Resource Credit Union Savings Rates
Community Resource Credit Union Money Market Rates
Community Resource Credit Union Checking Rates
Community Resource Credit Union Credit Card Rates
Community Resource Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community Resource Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Resource Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community Resource Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community Resource Credit Union
Website
https://www.crcu.org
Address
3110 Rollingcreek Drive,
Baytown, TX 77521
Phone
281-422-3611
Fax
President
William (Bill) Vola
CEO
Chad Heese
Full-Time Employees
196
Part-Time Employees
13
Branch Locations
8
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.53%
Return on Assets (ROA)
0.8669%
Return on Equity (ROE)
8.4340%
Non-Performing Loans Ratio (NPL)
0.59%
Total Assets
906,250,405
Total Amount of Shares and Deposits
774,917,680
Total Shares and Deposits < 1 Year
729,679,408
Total Shares and Deposits 1 3 Years
28,700,926
Total Shares and Deposits > 3 Years
16,537,346
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
66,616,023
Total Uninsured Shares and Deposits > $250K (F+J)
93,252,023
Total Insured Shares and Deposits > $250K (item 17 less item K)
681,665,657
Total Interest Expense (Sum of items 6 8)
9,774,583
Share Certificates
5,301
Number of Accounts for Share Drafts
44,154
IRA KEOGH Accounts
1,250
Number of Accounts for Regular Shares
61,359
Non Member Deposits
4
Money Market Shares
981
Net Income (unless the amount is already included in Undivided Earnings)
7,856,295
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
50,658,375
Total Liabilities
815,948,160
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Community Resource Credit UnionIs Community Resource Credit Union a safe place to deposit money?Yes, Community Resource Credit Union is considered a safe financial institution. With a Texas Ratio of 4.5294924573622%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Community Resource Credit Union operate?Community Resource Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community Resource Credit Union?Yes, to access services at Community Resource Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community Resource Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community Resource Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Community Resource Credit Union offer online and mobile banking?Most modern institutions like Community Resource Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.crcu.org. Current Community Resource Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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