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Abbott Laboratories Credit Union Rates & Review April 2026

Abbott Laboratories Credit Union's 4th 6 month Accelerator CDs rates are at 4.00%, 60 month CDs rates are at 4.00%, IRA CDs 60 month rates are at 4.00%, 48 month CDs rates are at 3.90%, IRA CDs 48 month rates are at 3.90%. Abbott Laboratories Credit Union's savings rates are at 1.00%. MonitorBankRates evaluates the financial stability of Abbott Laboratories Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.34%. Rates were last updated on 03/25/2026.

Abbott Laboratories Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Abbott Laboratories Credit Union? Share your experience about Abbott Laboratories Credit Union by leaving a review below, or read customer reviews before you decide to use Abbott Laboratories Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.34%
Excellent Lower than avg
Abbott Laboratories Credit Union
ALEC
325 Tri State Pkwy
Gurnee, IL 60031
https://www.alecu.org
Member NCUA

Abbott Laboratories Credit Union CD Rates

Product Rate APY Term View More
4th 6 month Accelerator Certificates 3.93% 4.00% 4th 6 months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
60 month Certificates 3.93% 4.00% 60 months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
IRA Certificates 60 month 3.93% 4.00% 60
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
48 month Certificates 3.83% 3.90% 48 months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
IRA Certificates 48 month 3.83% 3.90% 48
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
24 month Variable Rate Certificate 3.83% 3.90% 24 months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
3rd 6 month Accelerator Certificates 3.69% 3.75% 3rd 6 months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
36 month Certificates 3.69% 3.75% 36 months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
IRA Certificates 36 month 3.69% 3.75% 36
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
Variable Rate IRA Certificate 24 month 3.68% 3.74% 24
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
2nd 6 month Accelerator Certificates 3.45% 3.50% 2nd 6 months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
24 month Certificates 3.45% 3.50% 24 months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
IRA Certificates 24 month 3.45% 3.50% 24
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
12 month Certificates 3.20% 3.25% 12 months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
IRA Certificates 12 month 3.20% 3.25% 12
Min Balance $500
Details Roth, Traditional, Education
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
1st 6 month Accelerator Certificates 3.20% 3.00% 1st 6 months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
6 month Certificates 2.96% 3.00% 6 months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%

Abbott Laboratories Credit Union Savings Rates

Product Rate APY View More
Holiday Club Savings 1.00% 1.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
Savings Account 1.00% 1.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
Special Savings 1.00% 1.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Abbott Laboratories Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Abbott Laboratories Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Abbott Laboratories Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Abbott Laboratories Credit Union
Address 325 Tri State Pkwy, Gurnee, IL 60031
Phone 847-688-8000
Fax
President James Wenner
CEO Joseph Trosclair
Full-Time Employees 110
Part-Time Employees 0
Branch Locations 11
ATM Locations 9
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.34%
Return on Assets (ROA)
0.7110%
Return on Equity (ROE)
4.9939%
Non-Performing Loans Ratio (NPL)
0.09%
Total Assets
1,109,027,190
Total Amount of Shares and Deposits
959,106,458
Total Shares and Deposits < 1 Year
771,488,032
Total Shares and Deposits 1 3 Years
161,435,226
Total Shares and Deposits > 3 Years
26,183,200
Total Interest Expense (Sum of items 6 8)
15,707,673
Share Certificates
7,768
Number of Accounts for Share Drafts
23,041
IRA KEOGH Accounts
1,584
Number of Accounts for Regular Shares
32,867
All other shares
4,143
Money Market Shares
3,832
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
97,401,131
Total Liabilities
965,937,569
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

nHjI
★★★★★
December 17, 2025
lWYT
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Abbott Laboratories Credit Union

Is Abbott Laboratories Credit Union a safe place to deposit money?

Yes, Abbott Laboratories Credit Union is considered a safe financial institution. With a Texas Ratio of 0.3391304487711%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Abbott Laboratories Credit Union operate?

Abbott Laboratories Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Abbott Laboratories Credit Union?

Yes, to access services at Abbott Laboratories Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Abbott Laboratories Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Abbott Laboratories Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Abbott Laboratories Credit Union offer online and mobile banking?

Most modern institutions like Abbott Laboratories Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alecu.org.

Current Abbott Laboratories Credit Union Rates

  • 12-Month CD3.25%
  • 24-Month CD3.50%
  • 60-Month CD4.00%
  • Savings1.00%
Retrieved from our database of financial products. Rates subject to change.