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Abbott Laboratories Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 30, 2026
Abbott Laboratories Credit Union's 20 Month CD rates are at 4.50%, 24 Month Variable Rate CD rates are at 4.17%, 60 Month CD rates are at 4.10%, 48 Month CD rates are at 4.00%, 36 Month CD rates are at 3.90%. Abbott Laboratories Credit Union's savings rates are at 0.90%. Abbott Laboratories Credit Union's money market rates are at 3.00%. Abbott Laboratories Credit Union's checking rates are as high as 0.80%. Abbott Laboratories Credit Union's Personal Loan Rates are as low as 15.70%. Abbott Laboratories Credit Union's Credit Card Rates are at 11.70%. Abbott Laboratories Credit Union's CD rates are 38% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Abbott Laboratories Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.42%. Rates last updated and verified on 10/30/2026.
Abbott Laboratories Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Abbott Laboratories Credit Union? Share your experience about Abbott Laboratories Credit Union by leaving a review below, or read customer reviews before you decide to use Abbott Laboratories Credit Union.
Abbott Laboratories Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Abbott Laboratories Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.42%
ExcellentLower than avg
Abbott Laboratories Credit Union Texas Ratio
Abbott Laboratories Credit Union's Texas Ratio is 0.42%, which is considered excellent and is lower than the national average of 6.13%.
Abbott Laboratories Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
0.66% to 0.42% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Abbott Laboratories Credit Union CD Rates
Product
Rate
APY
Term
View More
20 Month Certificate
4.41%
4.50%
20 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 4.50% APY · checked 3 times
No change since Oct 19, 2026 · 4.17% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
60 Month Certificate
4.025%
4.10%
60 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 4.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
60 Month HSA Certificate
4.025%
4.10%
60 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 4.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
60 Month IRA Certificate (Roth, Traditional, Education)
4.025%
4.10%
60 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 4.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
48 Month Certificate
3.928%
4.00%
48 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
48 Month HSA Certificate
3.928%
4.00%
48 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
48 Month IRA Certificate (Roth, Traditional, Education)
3.928%
4.00%
48 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 4.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
36 Month Certificate
3.832%
3.90%
36 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.90% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
36 Month HSA Certificate
3.832%
3.90%
36 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.90% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
36 Month IRA Certificate (Roth, Traditional, Education)
3.832%
3.90%
36 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
24 Month Certificate
3.687%
3.75%
24 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
24 Month HSA Certificate
3.687%
3.75%
24 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
24 Month IRA Certificate (Roth, Traditional, Education)
3.687%
3.75%
24 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
12 Month Certificate
3.542%
3.60%
12 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.60% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
12 Month HSA Certificate
3.542%
3.60%
12 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.60% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
12 Month IRA Certificate (Roth, Traditional, Education)
3.542%
3.60%
12 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
6 Month Certificate
3.445%
3.50%
6 months
Min Balance$500
DetailsMinimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Abbott Laboratories Credit Union Savings Rates
Product
Rate
APY
View More
Health Savings Account (HSA)
0.896%
0.90%
No additional details.
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 0.90% → 0.90% ▼ 0.00 pts · high 1.00% / low 0.90%
Oct 19, 20260.90%▼ from 1.00%
Oct 14, 20261.00%▲ from 0.90%
Sep 14, 20260.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Holiday Club Savings
0.896%
0.90%
DetailsA penalty may be imposed on an early withdrawal of a Holiday Club; Holiday Club funds will be transferred into a members savings account on November 1st
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 0.90% → 0.90% ▼ 0.00 pts · high 1.00% / low 0.90%
Oct 19, 20260.90%▼ from 1.00%
Oct 14, 20261.00%▲ from 0.90%
Sep 14, 20260.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
IRA Share
0.896%
0.90%
DetailsRoth, Traditional, Education
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.90% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Savings
0.896%
0.90%
No additional details.
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 0.90% → 0.90% ▼ 0.00 pts · high 1.00% / low 0.90%
Oct 19, 20260.90%▼ from 1.00%
Oct 14, 20261.00%▲ from 0.90%
Sep 14, 20260.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Special Savings
0.896%
0.90%
No additional details.
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 0.90% → 0.90% ▼ 0.00 pts · high 1.00% / low 0.90%
Oct 19, 20260.90%▼ from 1.00%
Oct 14, 20261.00%▲ from 0.90%
Sep 14, 20260.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Abbott Laboratories Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market+
2.96%
3.00%
Min Deposit$2,000
Min Balance$100,000
DetailsBalance: $100,000 and over; Minimum Balance to open a Money Market: $2,000
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.50% → 3.00% ▲ 0.50 pts · high 3.00% / low 2.50%
Oct 14, 20263.00%▲ from 2.50%
Sep 14, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Money Market+
2.716%
2.75%
Min Deposit$2,000
Min Balance$50,000
DetailsBalance: $50,000 - $99,999.99; Minimum Balance to open a Money Market: $2,000
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.25% → 2.75% ▲ 0.50 pts · high 2.75% / low 2.25%
Oct 14, 20262.75%▲ from 2.25%
Sep 14, 20262.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Money Market+
2.472%
2.50%
Min Deposit$2,000
Min Balance$2,000
DetailsBalance: $2,000 - $49,999.99; Minimum Balance to open a Money Market: $2,000
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.00% → 2.50% ▲ 0.50 pts · high 2.50% / low 2.00%
Oct 14, 20262.50%▲ from 2.00%
Sep 14, 20262.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Abbott Laboratories Credit Union Checking Rates
Product
Rate
APY
View More
Rewards Checking
0.797%
0.80%
DetailsRefer to rewards checking page for account requirements and fees
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 0.80% → 0.80% ▼ 0.00 pts · high 0.80% / low 0.60%
Oct 19, 20260.80%▲ from 0.60%
Oct 14, 20260.60%▼ from 0.80%
Sep 14, 20260.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Abbott Laboratories Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Auto Loans
-
-
3.99%
Up to 36 months
DetailsAs Low As; Model Year: 2025-2026 less than 5,000 miles
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 3.99% → 3.99% ▼ 0.00 pts · high 4.74% / low 3.99%
Oct 19, 20263.99%▼ from 4.74%
Oct 14, 20264.74%▲ from 3.99%
Sep 14, 20263.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New Auto Loans
-
-
3.99%
48 months
DetailsAs Low As; Model Year: 2025-2026 less than 5,000 miles
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 3.99% → 3.99% ▼ 0.00 pts · high 4.74% / low 3.99%
Oct 19, 20263.99%▼ from 4.74%
Oct 14, 20264.74%▲ from 3.99%
Sep 14, 20263.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New Auto Loans
-
-
4.24%
60 months
DetailsAs Low As; Model Year: 2025-2026 less than 5,000 miles
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 4.24% → 4.24% ▼ 0.00 pts · high 4.74% / low 4.24%
Oct 19, 20264.24%▼ from 4.74%
Oct 14, 20264.74%▲ from 4.24%
Sep 14, 20264.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New Auto Loans
-
-
4.24%
72 months
DetailsAs Low As; Model Year: 2025-2026 less than 5,000 miles
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 4.24% → 4.24% ▼ 0.00 pts · high 4.74% / low 4.24%
Oct 19, 20264.24%▼ from 4.74%
Oct 14, 20264.74%▲ from 4.24%
Sep 14, 20264.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New Auto Loans
-
-
4.49%
84 months
DetailsAs Low As; Model Year: 2025-2026 less than 5,000 miles
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 4.49% → 4.49% ▼ 0.00 pts · high 5.99% / low 4.49%
Oct 19, 20264.49%▼ from 5.99%
Oct 14, 20265.99%▲ from 4.49%
Sep 14, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Used Auto
-
-
4.49%
Up to 36 months
DetailsAs Low As; Model Year: 2019-2025 and 2025-2026 with over 5,000 miles
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 4.49% → 4.49% ▼ 0.00 pts · high 4.74% / low 4.49%
Oct 19, 20264.49%▼ from 4.74%
Oct 14, 20264.74%▲ from 4.49%
Sep 14, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Used Auto
-
-
4.49%
48 months
DetailsAs Low As; Model Year: 2019-2025 and 2025-2026 with over 5,000 miles
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 4.49% → 4.49% ▼ 0.00 pts · high 4.74% / low 4.49%
Oct 19, 20264.49%▼ from 4.74%
Oct 14, 20264.74%▲ from 4.49%
Sep 14, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Used Auto
-
-
4.49%
60 months
DetailsAs Low As; Model Year: 2019-2025 and 2025-2026 with over 5,000 miles
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 4.49% → 4.49% ▼ 0.00 pts · high 4.74% / low 4.49%
Oct 19, 20264.49%▼ from 4.74%
Oct 14, 20264.74%▲ from 4.49%
Sep 14, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Used Auto
-
-
4.49%
72 months
DetailsAs Low As; Model Year: 2019-2025 and 2025-2026 with over 5,000 miles
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 4.49% → 4.49% ▼ 0.00 pts · high 4.74% / low 4.49%
Oct 19, 20264.49%▼ from 4.74%
Oct 14, 20264.74%▲ from 4.49%
Sep 14, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
First Time Auto Buyer
-
-
4.99%
36 months
DetailsAs Low As
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 4.99% → 4.99% ▼ 0.00 pts · high 6.24% / low 4.99%
Oct 19, 20264.99%▼ from 6.24%
Oct 14, 20266.24%▲ from 4.99%
Sep 14, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
First Time Auto Buyer
-
-
4.99%
48 months
DetailsAs Low As
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 4.99% → 4.99% ▼ 0.00 pts · high 6.24% / low 4.99%
Oct 19, 20264.99%▼ from 6.24%
Oct 14, 20266.24%▲ from 4.99%
Sep 14, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
First Time Auto Buyer
-
-
5.24%
60 months
DetailsAs Low As
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 4.99% → 5.24% ▲ 0.25 pts · high 6.24% / low 4.99%
Oct 19, 20265.24%▼ from 6.24%
Oct 14, 20266.24%▲ from 4.99%
Sep 14, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Used Auto
-
-
5.99%
84 months
DetailsAs Low As; Model Year: 2019-2025 and 2025-2026 with over 5,000 miles
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 5.99% → 5.99% ▼ 0.00 pts · high 6.49% / low 5.99%
Oct 19, 20265.99%▼ from 6.49%
Oct 14, 20266.49%▲ from 5.99%
Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Late Model Used Auto
-
-
7.74%
Up to 60 months
DetailsAs Low As; Model Year: 2018 and older
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Abbott Laboratories Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
New & Used Boat, Motorcycle & RVs Loan
-
4.24%
Up to 24 months
DetailsAs Low As; Model Year: 2019-2026
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 4.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New & Used Boat, Motorcycle & RVs Loan
-
4.24%
36 months
DetailsAs Low As; Model Year: 2019-2026
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 4.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New & Used Snowmobile / New & Used ATV & UTV Loan
-
4.24%
Up to 24 months
DetailsAs Low As
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 4.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New & Used Snowmobile / New & Used ATV & UTV Loan
-
4.24%
36 months
DetailsAs Low As
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 4.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New & Used Boat, Motorcycle & RVs Loan
-
4.74%
48 months
DetailsAs Low As; Model Year: 2019-2026
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 4.74% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New & Used Snowmobile / New & Used ATV & UTV Loan
-
4.74%
48 months
DetailsAs Low As
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 4.74% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New & Used Boat, Motorcycle & RVs Loan
-
4.99%
60 months
DetailsAs Low As; Model Year: 2019-2026
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New & Used Snowmobile / New & Used ATV & UTV Loan
-
4.99%
60 months
DetailsAs Low As
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New & Used Boat, Motorcycle & RVs Loan
-
5.24%
72 months
DetailsAs Low As; Model Year: 2019-2026
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New & Used Snowmobile / New & Used ATV & UTV Loan
-
5.24%
72 months
DetailsAs Low As
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New & Used Boat, Motorcycle & RVs Loan
-
5.74%
84 months
DetailsAs Low As; Model Year: 2019-2026
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
New & Used Snowmobile / New & Used ATV & UTV Loan
-
5.74%
84 months
DetailsAs Low As
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Extended Term Boat & RVs Loan
-
6.99%
120 months
DetailsAs Low As; Model Year: 2019-2026
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Extended Term Boat & RVs Loan
-
7.49%
180 months
DetailsAs Low As; Model Year: 2019-2026
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Extended Term Boat & RVs Loan
-
7.99%
240 months
DetailsAs Low As; Model Year: 2019-2026
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Abbott Laboratories Credit Union Credit Card Rates
Product
Rate
APR
View More
SelectTM Visa
-
11.70%
DetailsAs Low As; Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases; Intro rate expires: 12 months
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 11.45% → 11.70% ▲ 0.25 pts · high 11.70% / low 11.45%
Oct 19, 202611.70%▲ from 11.45%
Sep 14, 202611.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Select RewardsTM Visa
-
13.70%
DetailsAs Low As; Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases; Intro rate expires: 12 months
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 13.45% → 13.70% ▲ 0.25 pts · high 13.70% / low 13.45%
Oct 19, 202613.70%▲ from 13.45%
Sep 14, 202613.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Student SelectTM Visa
-
15.70%
DetailsAs Low As; Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases; Intro rate expires: 12 months
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 15.45% → 15.70% ▲ 0.25 pts · high 15.70% / low 15.45%
Oct 19, 202615.70%▲ from 15.45%
Sep 14, 202615.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Visa Signature RewardsTM
-
15.70%
DetailsAs Low As; Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases; Intro rate expires: 12 months
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 15.45% → 15.70% ▲ 0.25 pts · high 15.70% / low 15.45%
Oct 19, 202615.70%▲ from 15.45%
Sep 14, 202615.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Student Select RewardsTM Visa
-
17.70%
DetailsAs Low As; Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases; Intro rate expires: 12 months
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 17.45% → 17.70% ▲ 0.25 pts · high 17.70% / low 17.45%
Oct 19, 202617.70%▲ from 17.45%
Sep 14, 202617.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Abbott Laboratories Credit Union Personal Loan Rates
Product
APR
Term
View More
Visa Signature RewardsTM
15.70%
DetailsAs Low As; Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases; Intro rate expires: 12 months
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 15.45% → 15.70% ▲ 0.25 pts · high 15.70% / low 15.45%
Oct 19, 202615.70%▲ from 15.45%
Sep 14, 202615.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Abbott Laboratories Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
12 Month Rewards Checking Certificate
3.552%
-
3.61%
12 months
Min Balance$500
DetailsBonus rate; Rewards Checking account holders receive up to 0.05% bonus on certificate terms 12 to 60 months; new accounts only; not valid on renewals; minimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.61% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
24 Month Rewards Checking Certificate
3.706%
-
3.77%
24 months
Min Balance$500
DetailsBonus rate; Rewards Checking account holders receive up to 0.05% bonus on certificate terms 12 to 60 months; new accounts only; not valid on renewals; minimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.77% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
36 Month Rewards Checking Certificate
3.861%
-
3.93%
36 months
Min Balance$500
DetailsBonus rate; Rewards Checking account holders receive up to 0.05% bonus on certificate terms 12 to 60 months; new accounts only; not valid on renewals; minimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.93% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
48 Month Rewards Checking Certificate
3.967%
-
4.04%
48 months
Min Balance$500
DetailsBonus rate; Rewards Checking account holders receive up to 0.05% bonus on certificate terms 12 to 60 months; new accounts only; not valid on renewals; minimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 4.04% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
60 Month Rewards Checking Certificate
4.073%
-
4.15%
60 months
Min Balance$500
DetailsBonus rate; Rewards Checking account holders receive up to 0.05% bonus on certificate terms 12 to 60 months; new accounts only; not valid on renewals; minimum balance $500
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 4.15% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.42%
Financial Health History
Abbott Laboratories Credit Union’s Texas Ratio stayed near 0.66% in Q3 2023 to 0.42% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$1.1B
0.42%
5.0
A+
March 31, 2026
$1.2B
0.49%
5.0
A+
December 31, 2025
$1.1B
0.40%
5.0
A+
September 30, 2025
$1.1B
0.33%
5.0
A+
June 30, 2025
$1.1B
0.49%
5.0
A+
March 31, 2025
$1.2B
0.38%
5.0
A+
December 31, 2024
$1.0B
0.19%
5.0
A+
September 30, 2024
$1.0B
0.46%
5.0
A+
June 30, 2024
$1.0B
0.64%
5.0
A+
March 31, 2024
$1.1B
0.55%
5.0
A+
December 31, 2023
$1.0B
0.70%
5.0
A+
September 30, 2023
$995M
0.66%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Abbott Laboratories Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Abbott Laboratories Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Abbott Laboratories Credit Union's official website for the most current offers and terms.
Private Share InsuranceNot federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.42%
Return on Assets (ROA)
0.4772%
Return on Equity (ROE)
3.2929%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
1,141,254,192
Total Amount of Shares and Deposits
981,556,303
Total Shares and Deposits < 1 Year
822,427,824
Total Shares and Deposits 1 3 Years
125,527,372
Total Shares and Deposits > 3 Years
33,601,107
Total Interest Expense (Sum of items 6 8)
10,166,792
Share Certificates
7,454
Number of Accounts for Share Drafts
23,047
IRA KEOGH Accounts
1,559
Number of Accounts for Regular Shares
32,983
All other shares
4,126
Money Market Shares
3,909
Net Income (unless the amount is already included in Undivided Earnings)
5,445,750
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
67,541,095
Total Liabilities
989,990,589
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Abbott Laboratories Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Abbott Laboratories Credit Union
Does Abbott Laboratories Credit Union offer CDs?
Yes. Abbott Laboratories Credit Union current CD rates include its 20 Month CD at 4.50% APY, its 24 Month Variable Rate CD at 4.17% APY and its 60 Month CD at 4.10% APY, verified by MonitorBankRates as of October 30, 2026.
Are CDs from Abbott Laboratories Credit Union NCUA insured?
No. Abbott Laboratories Credit Union is privately insured rather than federally insured, so its CDs are not covered by the NCUA. Deposits are covered by Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits. Check the coverage terms with the credit union before you open an account.
What is the highest CD rate at Abbott Laboratories Credit Union?
The highest Abbott Laboratories Credit Union CD rate is its 20 Month CD at 4.50% APY, verified by MonitorBankRates as of October 30, 2026.
What CD terms does Abbott Laboratories Credit Union offer?
Abbott Laboratories Credit Union CD rates are 3.61% APY for a 12 month CD, 4.50% APY for a 20 month CD, 4.17% APY for a 2 year CD, 3.90% APY for a 3 year CD, 4.00% APY for a 4 year CD and 4.15% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Abbott Laboratories Credit Union for its full lineup.
What is the highest savings rate at Abbott Laboratories Credit Union?
The highest Abbott Laboratories Credit Union savings rate is its Health Savings Account (HSA) at 0.90% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest money market rate at Abbott Laboratories Credit Union?
The highest Abbott Laboratories Credit Union money market rate is its Money Market+ at 3.00% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest checking rate at Abbott Laboratories Credit Union?
The highest Abbott Laboratories Credit Union checking rate is its Rewards Checking at 0.80% APY, verified by MonitorBankRates as of October 30, 2026.
What is the lowest auto loan rate at Abbott Laboratories Credit Union?
The lowest Abbott Laboratories Credit Union auto loan rate is its New Auto Loans at 3.99% APR, verified by MonitorBankRates as of October 30, 2026.
What is the lowest personal loan rate at Abbott Laboratories Credit Union?
The lowest Abbott Laboratories Credit Union personal loan rate is its Visa Signature RewardsTM at 15.70% APR, verified by MonitorBankRates as of October 30, 2026.
What is the lowest credit card APR at Abbott Laboratories Credit Union?
The lowest Abbott Laboratories Credit Union credit card APR is its SelectTM Visa Credit Card at 11.70% APR, verified by MonitorBankRates as of October 30, 2026.
How many branches does Abbott Laboratories Credit Union operate?
Abbott Laboratories Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Abbott Laboratories Credit Union?
Yes, to access services at Abbott Laboratories Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Abbott Laboratories Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Abbott Laboratories Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Abbott Laboratories Credit Union offer online and mobile banking?
Most modern institutions like Abbott Laboratories Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alecu.org.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Abbott Laboratories Credit Union rates compare?
Abbott Laboratories Credit Union's CD rates are 38% higher than the MonitorBankRates national average, and it has an A+ health rating. Abbott Laboratories Credit Union's top rates are its 20 Month CD at 4.50% APY, its Health Savings Account (HSA) at 0.90% APY, its Money Market+ at 3.00% APY, its Rewards Checking at 0.80% APY, its Visa Signature RewardsTM at 15.70% APR and its SelectTM Visa Credit Card at 11.70% APR, verified by MonitorBankRates on October 30, 2026.
Current Abbott Laboratories Credit Union Rates
12-Month CD3.61%
24-Month CD3.77%
60-Month CD4.15%
Savings0.90%
MMA3.00%
Retrieved from our database of financial products. Rates subject to change.