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 Ashland Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Ashland Credit Union's Jumbo Standard CDs 60 Month rates are at 3.70%, Traditional/Roth IRA CDs 60 Month Jumbo rates are at 3.70%, Jumbo Standard CDs 24 Month rates are at 3.60%, Jumbo Standard CDs 36 Month rates are at 3.60%, Jumbo Standard CDs 48 Month rates are at 3.60%. Ashland Credit Union's savings rates are at 0.50%. Ashland Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Ashland Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.70%. Rates were last updated on 03/25/2026. Ashland Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ashland Credit Union? Share your experience about Ashland Credit Union by leaving a review below, or read customer reviews before you decide to use Ashland Credit Union. Ashland Credit Union
ASHLAND CREDIT UNION 1300 CENTRAL AVE
https://www.ashlandcu.org ASHLAND, KY 41101 7550 
Ashland Credit Union CD Rates
Ashland Credit Union Savings Rates
Ashland Credit Union Checking Rates
Ashland Credit Union Home Equity & HELOC
Ashland Credit Union Credit Card Rates
Ashland Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ashland Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ashland Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ashland Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ashland Credit Union
Website
https://www.ashlandcu.org
Address
1300 CENTRAL AVE,
ASHLAND, KY 41101 7550
Phone
606-329-5489
Fax
President
Marita Werner
CEO
LARRY LUCAS
Full-Time Employees
85
Part-Time Employees
2
Branch Locations
5
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.70%
Return on Assets (ROA)
0.6205%
Return on Equity (ROE)
5.1233%
Non-Performing Loans Ratio (NPL)
1.50%
Total Assets
409,455,860
Total Amount of Shares and Deposits
351,545,497
Total Shares and Deposits < 1 Year
307,322,898
Total Shares and Deposits 1 3 Years
38,617,671
Total Shares and Deposits > 3 Years
5,604,928
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,207,982
Total Uninsured Shares and Deposits > $250K (F+J)
15,207,982
Total Insured Shares and Deposits > $250K (item 17 less item K)
336,337,515
Total Interest Expense (Sum of items 6 8)
7,547,963
Share Certificates
3,564
Number of Accounts for Share Drafts
12,758
IRA KEOGH Accounts
556
Number of Accounts for Regular Shares
52,332
All other shares
186
Money Market Shares
7,266
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
41,478,495
Total Liabilities
362,638,521
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Ashland Credit UnionIs Ashland Credit Union a safe place to deposit money?Yes, Ashland Credit Union is considered a safe financial institution. With a Texas Ratio of 8.6981599844919%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Ashland Credit Union operate?Ashland Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ashland Credit Union?Yes, to access services at Ashland Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ashland Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ashland Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ashland Credit Union offer online and mobile banking?Most modern institutions like Ashland Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ashlandcu.org. Current Ashland Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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