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Nordstrom Federal Credit Union Rates & Review November 2026

Nordstrom Federal Credit Union's CD Account - 6 Month rates are at 3.15%, CD Accounts - 6 Month rates are at 3.15%, CD Account - 9 Month rates are at 3.05%, CD Accounts - 9 Month rates are at 3.05%, CD Account - 12 Month rates are at 2.95%. Nordstrom Federal Credit Union's savings rates are at 5.00%. Nordstrom Federal Credit Union's money market rates are at 1.00%. Nordstrom Federal Credit Union's checking rates are as high as 5.00%. Nordstrom Federal Credit Union's Personal Loan Rates are as low as 7.97%. Nordstrom Federal Credit Union's Credit Card Rates are at 9.90%. Nordstrom Federal Credit Union's CD rates are 5% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Nordstrom Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.58%. Rates last updated and verified on 10/28/2026.

Nordstrom Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nordstrom Federal Credit Union? Share your experience about Nordstrom Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Nordstrom Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.58%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Nordstrom Federal Credit Union
Nordstrom Federal Credit Union
2701 Hoyt Ave
Everett, WA 98201
https://www.nordcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Nordstrom Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Roth IRA Certificate - 3.25% 12 month
Min Deposit $500
Min Balance $500
Details Amount: $500+; Type: Fixed; Contribution limits and penalty for early withdrawal may apply; Certificate dividends are paid at maturity
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 25, 2026: 3.25% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
12 Month Traditional IRA Certificate - 3.25% 12 month
Min Deposit $500
Min Balance $500
Details Amount: $500+; Type: Fixed; Contribution limits and penalty for early withdrawal may apply; Certificate dividends are paid at maturity
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 25, 2026: 3.25% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Certificate Account - 6 Month - 3.15% 6 Month
Min Deposit $1,000
Min Balance $1,000
Details Amount: $1,000+; Type: Fixed; APY = Annual Percentage Yield; penalty for early withdrawal may apply; certificate dividends are paid at maturity
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 23, 2026: 3.15% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Certificate Accounts - 6 Month - 3.15% 6 Month
Min Deposit $1,000
Min Balance $1,000
Details Amount: $1,000+; Type: Fixed; Penalty for early withdrawal may apply; Certificate dividends are paid at maturity
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 3.15% APY · checked 3 times
2.65%3.15%3.65%Oct 15, 2026: 3.15% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Certificate Account - 9 Month - 3.05% 9 Month
Min Deposit $1,000
Min Balance $1,000
Details Amount: $1,000+; Type: Fixed; APY = Annual Percentage Yield; penalty for early withdrawal may apply; certificate dividends are paid at maturity
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 23, 2026: 3.05% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Certificate Accounts - 9 Month - 3.05% 9 Month
Min Deposit $1,000
Min Balance $1,000
Details Amount: $1,000+; Type: Fixed; Penalty for early withdrawal may apply; Certificate dividends are paid at maturity
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 3.05% APY · checked 3 times
2.55%3.05%3.55%Oct 15, 2026: 3.05% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Certificate Account - 12 Month - 2.95% 12 Month
Min Deposit $1,000
Min Balance $1,000
Details Amount: $1,000+; Type: Fixed; APY = Annual Percentage Yield; penalty for early withdrawal may apply; certificate dividends are paid at maturity
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.95% APY · checked 2 times
2.45%2.95%3.45%Oct 23, 2026: 2.95% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Certificate Accounts - 12 Month - 2.95% 12 Month
Min Deposit $1,000
Min Balance $1,000
Details Amount: $1,000+; Type: Fixed; Penalty for early withdrawal may apply; Certificate dividends are paid at maturity
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 2.95% APY · checked 3 times
2.45%2.95%3.45%Oct 15, 2026: 2.95% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%

Nordstrom Federal Credit Union Savings Rates

Product Rate APY View More
Youth Savings Accounts 4.909% 5.00%
Min Balance $0
Details Balance: 0-$500
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 5.00% APY · checked 7 times
4.50%5.00%5.50%Sep 25, 2026: 5.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Primary Savings 3.929% 4.00%
Min Balance $0
Details Qualifications Required; Balance: $0.00 to $25,000; Qualifying balance up to $25,000.00
Last Updated 10/28/2026
Rate History
1 change since Sep 25, 2026 · 5.00% → 4.00% ▼ 1.00 pts · high 5.00% / low 4.00%
3.00%4.50%6.00%Sep 25, 2026: 5.00% APYOct 23, 2026: 4.00% APYSep 25, 2026Nov 2, 2026
  • Oct 23, 20264.00%▼ from 5.00%
  • Sep 25, 20265.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Primary Savings - 1.00%
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 and over; Type: Variable
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
IRA Savings - Roth IRA - 0.75%
Min Deposit $0
Min Balance $0
Details Type: Variable; Contribution limits may apply
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Oct 15, 2026: 0.75% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
IRA Savings - Traditional IRA - 0.75%
Min Deposit $0
Min Balance $0
Details Type: Variable; Contribution limits may apply
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Oct 15, 2026: 0.75% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Primary Savings - 0.75%
Min Deposit $50,000
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; Type: Variable
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 25, 2026: 0.75% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Primary Savings - 0.65%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $49,999.99; Type: Variable
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.65% APY · checked 4 times
0.15%0.65%1.15%Sep 25, 2026: 0.65% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Primary Savings - 0.50%
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 - $9,999.99; Type: Variable
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 25, 2026: 0.50% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Holiday Club Account - 0.25%
Min Deposit $0
Min Balance $0
Details Funds transferred to your Primary Savings Account each year on November 1st.
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 12, 2026: 0.25% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Primary Savings - 0.25%
Min Deposit $5
Min Balance $100
Details Type: Variable; Minimum balance to earn APY: $100.00
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 25, 2026: 0.25% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Youth Savings Accounts 0.10% 0.10%
Min Balance $500
Details Balance: $500.01+
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 25, 2026: 0.10% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Youth Savings Accounts 0.00% 0.00%
Min Balance $500
Details Balance: $500.01+
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 25, 2026: 0.10% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%

Nordstrom Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market - 1.00%
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000+; Type: Variable
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Money Market - 0.75%
Min Deposit $50,000
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; Type: Variable
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 25, 2026: 0.75% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Money Market - 0.65%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $49,999.99; Type: Variable
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.65% APY · checked 7 times
0.15%0.65%1.15%Sep 25, 2026: 0.65% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Money Market - 0.50%
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 - $9,999.99; Type: Variable
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 25, 2026: 0.50% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%

Nordstrom Federal Credit Union Checking Rates

Product Rate APY View More
Youth Checking Account 4.909% 5.00%
Min Balance $0
Details Balance: 0-$500
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 5.00% APY · checked 7 times
4.50%5.00%5.50%Sep 25, 2026: 5.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Free Kasasa Cash Checking 3.929% 4.00%
Min Balance $0
Details Qualifications Required; Balance: $0.00 to $25,000; Qualifying balance up to $25,000.00
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Youth Checking Account 0.00% 0.00%
Min Balance $500
Details Balance: $500.01+
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 4.91% APY · checked 6 times
4.41%4.91%5.41%Sep 25, 2026: 4.91% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%

Nordstrom Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto (2024 and newer) - - 4.87%
Details APR range: 4.87% - 16.75%; Vehicle Loan Rates table, APR* column
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 4.87% APR · checked 8 times
4.37%4.87%5.37%Sep 16, 2026: 4.87% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Used Auto (2023 and older) - - 5.87%
Details APR range: 5.87% - 17.75%; Vehicle Loan Rates table, APR* column
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 5.87% APR · checked 8 times
5.37%5.87%6.37%Sep 16, 2026: 5.87% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Other Motorized Vehicles Loan - - 7.47%
Details APR range: 7.47% - 17.75%; Based on applicant's credit qualifications; ATV, Snowmobile, Jet Ski and the like
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 7.47% APR · checked 8 times
6.97%7.47%7.97%Sep 16, 2026: 7.47% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%

Nordstrom Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Boat Loan - 7.47%
Details APR range: 7.47% - 16.75%; Based on applicant's credit qualifications; Recreational/Titled
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 7.47% APR · checked 8 times
6.97%7.47%7.97%Sep 16, 2026: 7.47% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
New Recreational Vehicle Loan - 7.47%
Details APR range: 7.47% - 16.75%; Based on applicant's credit qualifications; Motorhome, Trailer, 5th Wheel and the like
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 7.47% APR · checked 8 times
6.97%7.47%7.97%Sep 16, 2026: 7.47% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Used Boat Loan - 7.47%
Details APR range: 7.47% - 16.75%; Based on applicant's credit qualifications; Recreational/Titled
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 7.47% APR · checked 8 times
6.97%7.47%7.97%Sep 16, 2026: 7.47% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Used Recreational Vehicle Loan - 7.47%
Details APR range: 7.47% - 16.75%; Based on applicant's credit qualifications; Motorhome, Trailer, 5th Wheel and the like
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 7.47% APR · checked 8 times
6.97%7.47%7.97%Sep 16, 2026: 7.47% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%

Nordstrom Federal Credit Union Credit Card Rates

Product Rate APR View More
Traditional Credit Card - 9.90%
Details Published APR range: 9.90% - 16.50%. APR range based on applicant's credit qualifications
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 9.90% APR · checked 4 times
9.40%9.90%10.40%Oct 12, 2026: 9.90% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Rewards Credit Card - 10.50%
Details Published APR range: 10.50% - 17.50%. APR range based on applicant's credit qualifications
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 10.50% APR · checked 4 times
10.00%10.50%11.00%Oct 12, 2026: 10.50% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%

Nordstrom Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan - 4 Seasons Loan 7.97% 24 months
Details New money only, up to $10,000, 24 Month Term; Rates effective as of 10/22/26
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.97% APR · checked 2 times
7.47%7.97%8.47%Oct 23, 2026: 7.97% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Debt Consolidation Loan 9.97%
Details APR range 9.97% - 17.75%; APR based on applicant's credit qualifications
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 9.97% APR · checked 8 times
9.47%9.97%10.47%Sep 16, 2026: 9.97% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Personal/Unsecured Loan 9.97%
Details APR range 9.97% - 17.75%; APR based on applicant's credit qualifications
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 9.97% APR · checked 8 times
9.47%9.97%10.47%Sep 16, 2026: 9.97% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Signature Loan - Debt Consolidation 9.97%
Details APR range: 9.97% - 17.75%; APR based on applicant's credit qualifications
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 9.97% APR · checked 2 times
9.47%9.97%10.47%Oct 23, 2026: 9.97% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Signature Loan - Personal/Unsecured 9.97%
Details APR range: 9.97% - 17.75%; APR based on applicant's credit qualifications
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 9.97% APR · checked 2 times
9.47%9.97%10.47%Oct 23, 2026: 9.97% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%

Nordstrom Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
4 Seasons Loan - - 7.97% 24 months
Details New money only, up to $10,000, 24 Month Term
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 7.97% APR · checked 3 times
7.47%7.97%8.47%Oct 15, 2026: 7.97% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%
Free Kasasa Saver Savings 2.472% - 2.50%
Min Balance $0
Details Balance: $0.00 to $25,000; *APY = Annual Percentage Yield. Qualifications must be met.
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 25, 2026: 2.50% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.58%

Financial Health History

Nordstrom Federal Credit Union’s Texas Ratio fell from 2.71% in Q3 2023 to 0.58% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.71% A+ Q3 2023 A Q4 2023 A Q1 2024 A+ Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.58% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$60M0.58%5.0A+
March 31, 2026$62M2.58%5.0A+
December 31, 2025$57M2.85%5.0A+
September 30, 2025$57M2.24%5.0A+
June 30, 2025$58M2.75%5.0A+
March 31, 2025$57M10.57%5.0A
December 31, 2024$55M8.69%5.0A
September 30, 2024$56M8.49%5.0A
June 30, 2024$56M5.64%5.0A+
March 31, 2024$57M6.97%5.0A
December 31, 2023$57M6.41%5.0A
September 30, 2023$58M2.71%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Nordstrom Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Nordstrom Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Nordstrom Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Nordstrom Federal Credit Union
Address 2701 Hoyt Ave, Everett, WA 98201
Phone 206-774-2900
Fax
President Matthew Crego
CEO Shelli Millhuff
Full-Time Employees 9
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.58%
Return on Assets (ROA)
0.0597%
Return on Equity (ROE)
0.6817%
Non-Performing Loans Ratio (NPL)
0.12%
Total Assets
59,557,559
Total Amount of Shares and Deposits
53,553,160
Total Shares and Deposits < 1 Year
53,036,210
Total Shares and Deposits 1 3 Years
516,949
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,080,426
Total Uninsured Shares and Deposits > $250K (F+J)
5,080,426
Total Insured Shares and Deposits > $250K (item 17 less item K)
48,472,734
Total Interest Expense (Sum of items 6 8)
240,902
Share Certificates
253
Number of Accounts for Share Drafts
2,812
IRA KEOGH Accounts
35
Number of Accounts for Regular Shares
5,704
Money Market Shares
64
Net Income (unless the amount is already included in Undivided Earnings)
35,288
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,331,495
Total Liabilities
54,341,582
Source: NCUA — Last Updated 06/30/2026
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Frequently Asked Questions About Nordstrom Federal Credit Union

Does Nordstrom Federal Credit Union offer CDs?

Yes. Nordstrom Federal Credit Union current CD rates include its CD Account - 6 Month at 3.15% APY, its CD Accounts - 6 Month at 3.15% APY and its CD Account - 9 Month at 3.05% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Nordstrom Federal Credit Union NCUA insured?

Yes. Nordstrom Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Nordstrom Federal Credit Union?

The highest Nordstrom Federal Credit Union CD rate is its 12 Month Roth IRA CD at 3.25% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Nordstrom Federal Credit Union offer?

Nordstrom Federal Credit Union CD rates are 3.15% APY for a 6 month CD, 3.05% APY for a 9 month CD and 2.95% APY for a 12 month CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Nordstrom Federal Credit Union for its full lineup.

What is the highest savings rate at Nordstrom Federal Credit Union?

The highest Nordstrom Federal Credit Union savings rate is its Youth Savings Accounts at 5.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest money market rate at Nordstrom Federal Credit Union?

The highest Nordstrom Federal Credit Union money market rate is its Money Market at 1.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at Nordstrom Federal Credit Union?

The highest Nordstrom Federal Credit Union checking rate is its Youth Checking Account at 5.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest auto loan rate at Nordstrom Federal Credit Union?

The lowest Nordstrom Federal Credit Union auto loan rate is its New Auto (2024 and newer) at 4.87% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at Nordstrom Federal Credit Union?

The lowest Nordstrom Federal Credit Union personal loan rate is its Signature Loan - 4 Seasons Loan at 7.97% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest credit card APR at Nordstrom Federal Credit Union?

The lowest Nordstrom Federal Credit Union credit card APR is its Traditional Credit Card at 9.90% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does Nordstrom Federal Credit Union operate?

Nordstrom Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Nordstrom Federal Credit Union?

Yes, to access services at Nordstrom Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Nordstrom Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nordstrom Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Nordstrom Federal Credit Union offer online and mobile banking?

Most modern institutions like Nordstrom Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nordcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Nordstrom Federal Credit Union rates compare?

Nordstrom Federal Credit Union's CD rates are 5% higher than the MonitorBankRates national average, and it has an A+ health rating. Nordstrom Federal Credit Union's top rates are its 12 Month Roth IRA CD at 3.25% APY, its Youth Savings Accounts at 5.00% APY, its Money Market at 1.00% APY, its Youth Checking Account at 5.00% APY, its Signature Loan - 4 Seasons Loan at 7.97% APR and its Traditional Credit Card at 9.90% APR, verified by MonitorBankRates on October 28, 2026.

Current Nordstrom Federal Credit Union Rates

  • 12-Month CD2.95%
  • Savings5.00%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.