What are the current interest rates at AllSouth Federal Credit Union?

Current rates for AllSouth Federal Credit Union include: 12-Month CD: 2.02%, 18-Month CD: 3.61%, 24-Month CD: 3.45%, 60-Month CD: 2.94%, Savings: 0.20%, MMA: 1.00%

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AllSouth Federal Credit Union

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AllSouth Federal Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, AllSouth Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 21, 2026

AllSouth Federal Credit Union's 12 Month CD rates are at 3.92%, 12 Month IRA CD rates are at 3.92%, 12 Month CD rates are at 3.87%, 12 Month CD rates are at 3.87%, 12 Month IRA CD rates are at 3.87%. AllSouth Federal Credit Union's savings rates are at 0.20%. AllSouth Federal Credit Union's money market rates are at 1.00%. AllSouth Federal Credit Union's 15 Year Fixed rates are at 5.62%, 10/1 ARM rates are at 5.75%, 5/5 ARM rates are at 5.50%, 30 Year Fixed rates are at 6.75%. AllSouth Federal Credit Union's Personal Loan Rates are as low as 10.90%. MonitorBankRates evaluates the financial stability of AllSouth Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.83%. Rates last updated and verified on 09/21/2026.

AllSouth Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AllSouth Federal Credit Union? Share your experience about AllSouth Federal Credit Union by leaving a review below, or read customer reviews before you decide to use AllSouth Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.83%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

AllSouth Federal Credit Union
Cayce

701 Knox Abbott Dr
Cayce, SC 29033

https://www.allsouth.org

AllSouth Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month Certificate	3.85%	3.92%	12 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
12 Month IRA Certificate	3.85%	3.92%	12 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
12 Month Certificate	3.80%	3.87%	12 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
12 Month Certificate	3.80%	3.87%	12 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
12 Month IRA Certificate	3.80%	3.87%	12 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
12 Month IRA Certificate	3.80%	3.87%	12 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
12 Month Certificate	3.75%	3.82%	12 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
12 Month Certificate	3.75%	3.82%	12 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
12 Month Certificate	3.75%	3.82%	12 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
12 Month IRA Certificate	3.75%	3.82%	12 months
Min Deposit $500 Min Balance $500 Details Balance: $500.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
12 Month IRA Certificate	3.75%	3.82%	12 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
12 Month IRA Certificate	3.75%	3.82%	12 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
18 Month IRA Certificate	3.65%	3.71%	18 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
18 Month IRA Certificate	3.60%	3.66%	18 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
18 Month IRA Certificate	3.60%	3.66%	18 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
6 Month Certificate	3.60%	3.66%	6 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
18 Month IRA Certificate	3.55%	3.61%	18 months
Min Deposit $500 Min Balance $500 Details Balance: $500.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
18 Month IRA Certificate	3.55%	3.61%	18 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
18 Month IRA Certificate	3.55%	3.61%	18 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
6 Month Certificate	3.55%	3.61%	6 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
6 Month Certificate	3.55%	3.61%	6 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
24 Month Certificate	3.50%	3.56%	24 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
6 Month Certificate	3.50%	3.56%	6 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
6 Month Certificate	3.50%	3.56%	6 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
6 Month Certificate	3.50%	3.56%	6 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
24 Month Certificate	3.45%	3.51%	24 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
24 Month Certificate	3.45%	3.51%	24 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
24 Month Certificate	3.40%	3.45%	24 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
24 Month Certificate	3.40%	3.45%	24 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
24 Month Certificate	3.40%	3.45%	24 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
30 Month IRA Certificate	3.25%	3.30%	30 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
30 Month IRA Certificate	3.20%	3.25%	30 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
30 Month IRA Certificate	3.20%	3.25%	30 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
30 Month IRA Certificate	3.15%	3.20%	30 months
Min Deposit $500 Min Balance $500 Details Balance: $500.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
30 Month IRA Certificate	3.15%	3.20%	30 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
30 Month IRA Certificate	3.15%	3.20%	30 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
36 Month Certificate	3.00%	3.04%	36 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
60 Month Certificate	3.00%	3.04%	60 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
36 Month Certificate	2.95%	2.99%	36 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
36 Month Certificate	2.95%	2.99%	36 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
60 Month Certificate	2.95%	2.99%	60 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
60 Month Certificate	2.95%	2.99%	60 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
36 Month Certificate	2.90%	2.94%	36 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
36 Month Certificate	2.90%	2.94%	36 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
36 Month Certificate	2.90%	2.94%	36 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
60 Month Certificate	2.90%	2.94%	60 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
60 Month Certificate	2.90%	2.94%	60 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
60 Month Certificate	2.90%	2.94%	60 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
12 Month Add-On Certificate	2.00%	2.02%	12 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
12 Month Add-On IRA Certificate	2.00%	2.02%	12 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
3 Month Certificate	1.00%	1.00%	3 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
3 Month Certificate	0.95%	0.95%	3 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
3 Month Certificate	0.90%	0.90%	3 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
3 Month Certificate	0.85%	0.85%	3 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
3 Month Certificate	0.80%	0.80%	3 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
3 Month Certificate	0.75%	0.75%	3 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%

AllSouth Federal Credit Union Savings Rates

Product	Rate	APY
Business Savings	0.20%	0.20%
Min Balance $100 Details Balance: $100.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
IRA Savings	0.20%	0.20%
Min Deposit $25 Min Balance $25 Details Balance: $25.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Membership Savings	0.20%	0.20%
Min Balance $100 Details Balance: $100.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Savings (Secondary) Account	0.20%	0.20%
Min Balance $100 Details Balance: $100.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Super Saver	0.20%	0.20%
Min Balance $100 Details Balance: $100.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Christmas Club	0.10%	0.10%
Min Balance $0 Details Balance: $0.01 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Cookie Jar Club	0.10%	0.10%
Min Balance $0 Details Balance: $0.01 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%

AllSouth Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	1.50%	1.51%
Min Balance $100,000 Details Balance: $100,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Money Market	1.40%	1.41%
Min Balance $75,000 Details Balance: $75,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Money Market	1.30%	1.31%
Min Balance $50,000 Details Balance: $50,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Money Market	1.20%	1.21%
Min Balance $25,000 Details Balance: $25,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Money Market	1.10%	1.11%
Min Balance $10,000 Details Balance: $10,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Money Market	1.00%	1.00%
Min Balance $1,000 Details Balance: $1,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%

AllSouth Federal Credit Union Checking Rates

Product	Rate	APY
Premium Checking	4.50%	4.59%
Min Balance $0 Details Qualifications Required: 10 debit card transactions of $3.00 or more; $500 or more qualifying direct deposit; enrolled in eStatements; enrolled in Online Banking; Qualifications apply; Balance: $0.00* Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Premium Checking	-	4.59%
Min Deposit $25 Details Qualifications Required: 10 debit card transactions of $3.00 or more; $500 or more qualifying direct deposit; eStatements enrollment; Online Banking enrollment; Premium rate paid on balances up to $10,000, and 0.10% on funds exceeding $10,000. If minimum qualification requirements are not met during the monthly qualification cycle, the rate of 0.10% will apply to the entire balance. Must be 18 years of age or older. One Premium Checking account is allowed per tax identification number. Other restrictions and eligibility requirements, including creditworthiness, may apply. No minimum deposit required when opening in person. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Interest Checking	0.10%	0.10%
Min Balance $1,000 Details Balance: $1,000.00 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Premium Checking	0.10%	0.10%
Min Balance $10,000 Details Non-qualified; Balance: $10,000.01 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%

AllSouth Federal Credit Union Mortgage Rates

Product	Rate	Points	APR
15 Year Fixed	5.63%	-	5.75%
Details Available on primary residences located in the state of South Carolina. Rate determined by creditworthiness and lien position, so your rate may differ. The APR range is from 4.00% to a maximum of 18%. Minimum loan amount is $10,000. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
10/1 ARM	5.75%	-	6.17%
Details Available on primary residences located in the state of South Carolina. The Annual Percentage Rate (APR) is a variable rate. Your qualifying rate may adjust monthly and is based on the Prime Rate as reported in The Wall Street Journal plus a margin of -1.00% up to 2.50% based on creditworthiness. APR quoted is based on a variable rate made up of a discounted margin plus the variable Prime Rate, assumes excellent borrower credit history, and is only applicable if the Home Equity Line of Credit is in the first lien position on your primary residence. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
5/5 ARM	5.50%	-	6.48%
Details Available on primary residences located in the state of South Carolina. The Annual Percentage Rate (APR) is a variable rate. Your qualifying rate may adjust monthly and is based on the Prime Rate as reported in The Wall Street Journal plus a margin of -1.00% up to 2.50% based on creditworthiness. APR quoted is based on a variable rate made up of a discounted margin plus the variable Prime Rate, assumes excellent borrower credit history, and is only applicable if the Home Equity Line of Credit is in the first lien position on your primary residence. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
30 Year Fixed	6.75%	-	7.17%
Details Available on primary residences located in the state of South Carolina. Rate determined by creditworthiness and lien position, so your rate may differ. The APR range is from 4.00% to a maximum of 18%. Minimum loan amount is $10,000. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%

AllSouth Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	6.00%	-	6.00%
Details Home equity products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply. Minus any existing first mortgage balance. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%

AllSouth Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loans	-	-	4.74%
Details Upgrade your car with 100% financing options, low fixed rates, and a variety of term lengths. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
New or Used Auto Loans	4.74%	-	4.74%	Up to 63 months
Details As Low As; Rates quoted are based on a 2024 model vehicle or newer, assume excellent borrower credit history, and an LTV less than 80%. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
New or Used Auto Loans	4.84%	-	4.84%	64 - 75 months
Details As Low As; Rates quoted are based on a 2024 model vehicle or newer, assume excellent borrower credit history, and an LTV less than 80%. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
New or Used Auto Loans	5.14%	-	5.14%	76 - 84 months
Details As Low As; Rates quoted are based on a 2024 model vehicle or newer, assume excellent borrower credit history, and an LTV less than 80%. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%

AllSouth Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat and RV Loans	7.50%	7.50%	60 months
Details As Low As; Rates quoted assume excellent borrower credit history. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Boat and RV Loans	7.75%	7.75%	72 months
Details As Low As; Rates quoted assume excellent borrower credit history. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Boat and RV Loans	8.25%	8.25%	84 months
Details As Low As; Rates quoted assume excellent borrower credit history. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Motorcycle Loans	8.25%	8.25%	60 months
Details As Low As; Rates quoted assume excellent borrower credit history. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Motorcycle Loans	8.50%	8.50%	72 months
Details As Low As; Rates quoted assume excellent borrower credit history. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Boat and RV Loans	8.75%	8.75%	120 months
Details As Low As; Rates quoted assume excellent borrower credit history. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%

AllSouth Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loan	10.90%	up to 60 months
Details As Low As; Maximum loan amount is $15,000. Loan terms are dependent on amount borrowed. Rates quoted assume excellent borrower credit history. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%

AllSouth Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
Home Equity Line of Credit	-	-	6.00%
Details As Low As; For a limited time, enjoy no closing costs. Revolving source of funds, much like a credit card, that you can access as you choose. The Annual Percentage Rate (APR) is a variable rate. Your qualifying rate may adjust monthly and is based on the Prime Rate as reported in The Wall Street Journal plus a margin of -1.00% to 2.50% based on creditworthiness and lien position. APR quoted is based on a variable rate made up of a discounted margin plus the variable Prime Rate, assumes excellent borrower credit history, and is only applicable if the Home Equity Line of Credit is in the first lien position on your primary residence. Not all applicants will qualify for the lowest rate. The APR range is from 4.00% to a maximum of 18.00%. Rate, terms, and conditions are subject to change without notice. Our HELOC is an interest only HELOC. During the draw period, payments are calculated based on interest of amount borrowed only. After the draw period ends, payments are calculated based on total amount borrowed. Both Home Equity Loan and Home Equity Line of Credit products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply. Offer only available on a Home Equity Line of Credit. Offer limited to standard closing costs only; unusual closing costs such as specific title insurance costs, additional deed preparation and/or any other unique fees/circumstances may not be included. Offer is available for a limited time and is subject to end without notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Line of Credit	10.90%	-	10.90%
Details As Low As; Maximum line of credit amount is $15,000. Rates quoted assume excellent borrower credit history. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%
Recreation Loans	-	-	7.50%
Details Rates starting at just 7.50% APR Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.83%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

AllSouth Federal Credit Union’s Texas Ratio stayed near 1.20% in Q2 2023 to 0.83% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$1.5B	0.83%	5.0	A+
December 31, 2025	$1.5B	1.19%	5.0	A+
September 30, 2025	$1.4B	1.31%	5.0	A+
June 30, 2025	$1.4B	1.31%	5.0	A+
March 31, 2025	$1.4B	0.96%	5.0	A+
December 31, 2024	$1.4B	1.43%	5.0	A+
September 30, 2024	$1.3B	0.85%	5.0	A+
June 30, 2024	$1.3B	0.93%	5.0	A+
March 31, 2024	$1.3B	0.85%	5.0	A+
December 31, 2023	$1.3B	1.25%	5.0	A+
September 30, 2023	$1.3B	1.29%	5.0	A+
June 30, 2023	$1.3B	1.20%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for AllSouth Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather AllSouth Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with AllSouth Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name AllSouth Federal Credit Union

Website https://www.allsouth.org

Address 701 Knox Abbott Dr, Cayce, SC 29033

Phone 803-736-3110

Fax

President Walter Todd

CEO William Koehler

Full-Time Employees 314

Part-Time Employees 0

Branch Locations 22

ATM Locations 22

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.83%

Return on Assets (ROA)

0.3743%

Return on Equity (ROE)

1.9496%

Non-Performing Loans Ratio (NPL)

0.31%

Total Assets

1,506,612,863

Total Amount of Shares and Deposits

1,222,762,810

Total Shares and Deposits < 1 Year

1,209,288,666

Total Shares and Deposits 1 3 Years

12,466,702

Total Shares and Deposits > 3 Years

1,007,441

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

74,484,268

Total Uninsured Shares and Deposits > $250K (F+J)

74,484,268

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,148,278,542

Total Interest Expense (Sum of items 6 8)

3,433,818

Share Certificates

7,370

Number of Accounts for Share Drafts

86,625

IRA KEOGH Accounts

2,347

Number of Accounts for Regular Shares

131,931

All other shares

1,734

Money Market Shares

5,085

Net Income (unless the amount is already included in Undivided Earnings)

5,639,050

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

271,216,856

Total Liabilities

1,235,466,814

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

AllSouth Federal Credit Union earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for AllSouth Federal Credit Union yet. Feel free to create one below.

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Average Rating

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Total Reviews

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Frequently Asked Questions About AllSouth Federal Credit Union

How many branches does AllSouth Federal Credit Union operate?

AllSouth Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join AllSouth Federal Credit Union?

Yes, to access services at AllSouth Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, AllSouth Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, AllSouth Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does AllSouth Federal Credit Union offer online and mobile banking?

Most modern institutions like AllSouth Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allsouth.org.

Current AllSouth Federal Credit Union Rates

12-Month CD2.02%
18-Month CD3.61%
24-Month CD3.45%
60-Month CD2.94%
Savings0.20%
MMA1.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

AllSouth Federal Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

AllSouth Federal Credit Union Texas Ratio

AllSouth Federal Credit Union Health Trend

AllSouth Federal Credit Union CD Rates

AllSouth Federal Credit Union Savings Rates

AllSouth Federal Credit Union Money Market Rates

AllSouth Federal Credit Union Checking Rates

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AllSouth Federal Credit Union Home Equity & HELOC

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AllSouth Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

AllSouth Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About AllSouth Federal Credit Union

How many branches does AllSouth Federal Credit Union operate?

Is a member application needed to join AllSouth Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does AllSouth Federal Credit Union offer online and mobile banking?

Current AllSouth Federal Credit Union Rates

Compare to Other Credit Unions