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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 AllSouth Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
AllSouth Federal Credit Union's 15 Year Fixed rates are at 5.38%. AllSouth Federal Credit Union's Personal Loan Rates are at 10.90%. MonitorBankRates evaluates the financial stability of AllSouth Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.34%. Rates were last updated on 04/11/2026. AllSouth Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AllSouth Federal Credit Union? Share your experience about AllSouth Federal Credit Union by leaving a review below, or read customer reviews before you decide to use AllSouth Federal Credit Union. AllSouth Federal Credit Union
Elmwood 730 Elmwood Ave
https://www.allsouth.org Columbia, SC 29201 2002 
AllSouth Federal Credit Union Checking Rates
AllSouth Federal Credit Union Mortgage Rates
AllSouth Federal Credit Union Home Equity & HELOC
AllSouth Federal Credit Union Auto Loan Rates
AllSouth Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for AllSouth Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather AllSouth Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with AllSouth Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
AllSouth Federal Credit Union
Website
https://www.allsouth.org
Address
730 Elmwood Ave,
Columbia, SC 29201 2002
Phone
803-736-3110
Fax
President
Walter Todd
CEO
William Koehler
Full-Time Employees
323
Part-Time Employees
0
Branch Locations
24
ATM Locations
24
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.34%
Return on Assets (ROA)
1.5350%
Return on Equity (ROE)
7.8888%
Non-Performing Loans Ratio (NPL)
0.52%
Total Assets
1,437,965,587
Total Amount of Shares and Deposits
1,166,092,167
Total Shares and Deposits < 1 Year
1,147,457,571
Total Shares and Deposits 1 3 Years
17,685,841
Total Shares and Deposits > 3 Years
948,754
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
72,555,743
Total Uninsured Shares and Deposits > $250K (F+J)
72,555,743
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,093,536,424
Total Interest Expense (Sum of items 6 8)
10,163,191
Share Certificates
7,026
Number of Accounts for Share Drafts
85,595
IRA KEOGH Accounts
2,399
Number of Accounts for Regular Shares
131,380
All other shares
1,659
Money Market Shares
5,105
Net Income (unless the amount is already included in Undivided Earnings)
22,072,608
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
245,022,036
Total Liabilities
1,180,216,931
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About AllSouth Federal Credit UnionIs AllSouth Federal Credit Union a safe place to deposit money?Yes, AllSouth Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3445504539976%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does AllSouth Federal Credit Union operate?AllSouth Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join AllSouth Federal Credit Union?Yes, to access services at AllSouth Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, AllSouth Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, AllSouth Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does AllSouth Federal Credit Union offer online and mobile banking?Most modern institutions like AllSouth Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allsouth.org. Compare to Other Credit Unions
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