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MCKESSON and HEALTHCARE PROVIDERS FCU Rates & Review September 2026

MCKESSON and HEALTHCARE PROVIDERS FCU's 60 month CD rates are at 3.30%, 48 month CD rates are at 3.09%, 36 month CD rates are at 2.99%, 24 month CD rates are at 2.89%, 12-Month CD rates are at 2.79%. MCKESSON and HEALTHCARE PROVIDERS FCU's money market rates are at 0.25%. MCKESSON and HEALTHCARE PROVIDERS FCU's Personal Loan Rates are as low as 9.49%. MCKESSON and HEALTHCARE PROVIDERS FCU's Credit Card Rates are at 9.99%. MonitorBankRates evaluates the financial stability of MCKESSON and HEALTHCARE PROVIDERS FCU with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.88%. Rates last updated and verified on 09/22/2026.

MCKESSON and HEALTHCARE PROVIDERS FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MCKESSON and HEALTHCARE PROVIDERS FCU? Share your experience about MCKESSON and HEALTHCARE PROVIDERS FCU by leaving a review below, or read customer reviews before you decide to use MCKESSON and HEALTHCARE PROVIDERS FCU.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.88%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
MCKESSON and HEALTHCARE PROVIDERS FCU
McKesson And Healthcare Providers Federal Credit Union
1785 Arnold Dr
Martinez, CA 94553-4110
http://www.mahpfcu.org
Member NCUA

MCKESSON and HEALTHCARE PROVIDERS FCU CD Rates

Product Rate APY Term View More
60 month Term Share 3.25% 3.30% 60 month
Min Balance $2,500
Details Term Share*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
48 month Term Share 3.05% 3.09% 48 month
Min Balance $2,500
Details Term Share*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
36 month Term Share 2.95% 2.99% 36 month
Min Balance $2,500
Details Term Share*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
24 month Term Share 2.85% 2.89% 24 month
Min Balance $2,500
Details Term Share*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
12-Month Certificate - 2.79% 12 months
Details As high as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
12 month Term Share 2.75% 2.79% 12 month
Min Balance $2,500
Details Term Share*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%

MCKESSON and HEALTHCARE PROVIDERS FCU Savings Rates

Product Rate APY View More
Club Share Accounts 0.05% 0.05%
Min Balance $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Regular Share Accounts 0.05% 0.05%
Min Balance $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%

MCKESSON and HEALTHCARE PROVIDERS FCU Money Market Rates

Product Rate APY View More
KickStart Money Market - Level I 2.75% 2.79%
Min Balance $1
Details Published APY range: 2.79%-2.79%. Balance: $1+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
KickStart Money Market Account - 2.79%
Min Deposit $1
Details Reverse earning tier. Blended APY shown assumes the amount entered is held in the account for one year. Withdrawing funds before one year will result in a different realized rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Select Share Money Market Account - 2.61%
Min Deposit $1
Min Balance $500,000
Details Published APY range: 2.61%-2.79%. Balance: $500,000 or greater; Eligibility requirements: MAHPFCU suffix opened under the same Member Number with a total monthly direct deposit of $500 or more. If the account fails to meet eligibility, the lower interest rate of 0.05% APY will be defaulted.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Select Share Money Market - 2.48%
Min Balance $250,000
Details Published APY range: 2.48%-2.61%. Qualifications Required: Payroll direct deposits, Social Security (or other government benefit) direct deposits, ACH transfers, Venmo, PayPal, or other similar deposits of $500 in a calendar month; Variable blended interest rates will apply to your account balance. Qualifying deposit transactions include: Payroll direct deposits, Social Security (or other government benefit) direct deposits, ACH transfers, Venmo, PayPal, or other similar deposits of $500 in a calendar month.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Select Share Money Market - 2.34%
Min Balance $100,000
Details Published APY range: 2.34%-2.48%. Qualifications Required: Payroll direct deposits, Social Security (or other government benefit) direct deposits, ACH transfers, Venmo, PayPal, or other similar deposits of $500 in a calendar month; Variable blended interest rates will apply to your account balance. Qualifying deposit transactions include: Payroll direct deposits, Social Security (or other government benefit) direct deposits, ACH transfers, Venmo, PayPal, or other similar deposits of $500 in a calendar month.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Select Share Money Market - 2.15%
Min Balance $50,000
Details Published APY range: 2.15%-2.34%. Qualifications Required: Payroll direct deposits, Social Security (or other government benefit) direct deposits, ACH transfers, Venmo, PayPal, or other similar deposits of $500 in a calendar month; Variable blended interest rates will apply to your account balance. Qualifying deposit transactions include: Payroll direct deposits, Social Security (or other government benefit) direct deposits, ACH transfers, Venmo, PayPal, or other similar deposits of $500 in a calendar month.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Select Share Money Market - Level I 2.00% 2.02%
Min Balance $1
Details Published APY range: 2.02%-2.02%. Balance: $1+; Dividend Frequency: Monthly
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Select Share Money Market Account - 2.02%
Min Deposit $1
Min Balance $25,000
Details Published APY range: 2.02%-2.15%. Balance: $25,000 to $49,999.99; Eligibility requirements: MAHPFCU suffix opened under the same Member Number with a total monthly direct deposit of $500 or more. If the account fails to meet eligibility, the lower interest rate of 0.05% APY will be defaulted.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Select Share Money Market Account - 2.02%
Min Deposit $1
Min Balance $1
Details Balance: $1 to $24,999.99; Eligibility requirements: MAHPFCU suffix opened under the same Member Number with a total monthly direct deposit of $500 or more. If the account fails to meet eligibility, the lower interest rate of 0.05% APY will be defaulted.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Premier Share (money market) Account - 1.26%
Min Deposit $2,500
Min Balance $2,500
Details Must maintain minimum average daily balance to obtain APY.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Premier Share Money Market - Level V 1.25% 1.26%
Min Balance $100,000
Details Balance: $100,000+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Premier Share Money Market - Level IV 1.05% 1.06%
Min Balance $50,000
Details Balance: $50,000+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
KickStart Money Market - Level III 0.50% 0.86%
Min Balance $10,000
Details Published APY range: 0.86%-0.50%. Balance: $10,000+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Premier Share Money Market - Level III 0.75% 0.75%
Min Balance $25,000
Details Balance: $25,000+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Premier Share Money Market - Level II 0.50% 0.50%
Min Balance $10,000
Details Balance: $10,000+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Premier Share Money Market - Level I 0.25% 0.25%
Min Balance $2,500
Details Balance: $2,500+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%

MCKESSON and HEALTHCARE PROVIDERS FCU Checking Rates

Product Rate APY View More
Dividend Checking Accounts 0.05% 0.05%
Min Balance $2,500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%

MCKESSON and HEALTHCARE PROVIDERS FCU Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 4.99% up to 60 months
Details Maximum Amount $200,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Home Equity Loan - - 5.49% up to 84 months
Details Maximum Amount $200,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Home Equity Loan - - 5.99% up to 120 months
Details Maximum Amount $200,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Home Equity Loan - - 6.49% up to 180 months
Details Maximum Amount $200,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%

MCKESSON and HEALTHCARE PROVIDERS FCU Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 4.48%
Details As low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
New Autos - - 4.48% Up to 48 months
Details Maximum Amount: Up to 135% MSRP
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Used Autos - - 4.73% Up to 48 months
Details Maximum Amount: Up to 135% MSRP
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
New Autos - - 4.98% 49-60 months
Details Maximum Amount: Up to 135% MSRP
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
New Autos - - 5.23% 61-72 months
Details Maximum Amount: Up to 135% MSRP
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Used Autos - - 5.23% 49-60 months
Details Maximum Amount: Up to 135% MSRP
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Used Autos - - 5.48% 61-72 months
Details Maximum Amount: Up to 135% MSRP
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
New Autos - - 5.58% 73-84 months
Details Maximum Amount: Up to 135% MSRP
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Used Autos - - 5.78% 73-84 months
Details Maximum Amount: Up to 135% MSRP
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%

MCKESSON and HEALTHCARE PROVIDERS FCU RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycles Loan - 7.99% up to 48 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
New Motorcycles Loan - 8.99% 49 - 72 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%

MCKESSON and HEALTHCARE PROVIDERS FCU Credit Card Rates

Product Rate APR View More
VISA Platinum (No Rewards) - 9.99%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
VISA Platinum (Rewards) - 11.99%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%
Secured VISA - 17.99%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%

MCKESSON and HEALTHCARE PROVIDERS FCU Personal Loan Rates

Product APR Term View More
Personal Loans 9.49% 60 months
Details Maximum Amount: Up to $20,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%

MCKESSON and HEALTHCARE PROVIDERS FCU Other Rates

Product Rate Points APY/APR Term View More
Youth Share Accounts 0.05% - 0.05%
Min Balance $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.88%

Financial Health History

MCKESSON and HEALTHCARE PROVIDERS FCU’s Texas Ratio rose from 0.93% in Q2 2023 to 6.88% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 0.93% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A Q3 2025 A Q4 2025 6.88% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$93M6.88%5.0A
December 31, 2025$91M6.70%5.0A
September 30, 2025$91M6.18%5.0A
June 30, 2025$92M5.90%5.0A+
March 31, 2025$72M4.25%5.0A+
December 31, 2024$72M5.01%5.0A+
September 30, 2024$73M2.71%5.0A+
June 30, 2024$74M2.29%5.0A+
March 31, 2024$76M2.72%5.0A+
December 31, 2023$75M1.69%5.0A+
September 30, 2023$76M1.23%5.0A+
June 30, 2023$75M0.93%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for MCKESSON and HEALTHCARE PROVIDERS FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MCKESSON and HEALTHCARE PROVIDERS FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MCKESSON and HEALTHCARE PROVIDERS FCU's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name MCKESSON and HEALTHCARE PROVIDERS FCU
Address 1785 Arnold Dr, Martinez, CA 94553-4110
Phone 925-524-5000
Fax 925-524-0263
President Neil Ricafrente
CEO Christopher Bruno
Full-Time Employees 13
Part-Time Employees 0
Branch Locations 1
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.88%
Return on Assets (ROA)
0.0116%
Return on Equity (ROE)
0.0867%
Non-Performing Loans Ratio (NPL)
1.69%
Total Assets
93,290,279
Total Amount of Shares and Deposits
80,193,281
Total Shares and Deposits < 1 Year
78,314,855
Total Shares and Deposits 1 3 Years
1,143,324
Total Shares and Deposits > 3 Years
735,102
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,516,177
Total Uninsured Shares and Deposits > $250K (F+J)
3,516,177
Total Insured Shares and Deposits > $250K (item 17 less item K)
76,677,104
Total Interest Expense (Sum of items 6 8)
156,771
Share Certificates
342
Number of Accounts for Share Drafts
3,664
IRA KEOGH Accounts
54
Number of Accounts for Regular Shares
7,873
Money Market Shares
489
Net Income (unless the amount is already included in Undivided Earnings)
10,819
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,586,030
Total Liabilities
80,812,290
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

MCKESSON and HEALTHCARE PROVIDERS FCU earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/mckesson-and-healthcare-providers-rates-review-8774">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About MCKESSON and HEALTHCARE PROVIDERS FCU

How many branches does MCKESSON and HEALTHCARE PROVIDERS FCU operate?

MCKESSON and HEALTHCARE PROVIDERS FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join MCKESSON and HEALTHCARE PROVIDERS FCU?

Yes, to access services at MCKESSON and HEALTHCARE PROVIDERS FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, MCKESSON and HEALTHCARE PROVIDERS FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MCKESSON and HEALTHCARE PROVIDERS FCU provides members with tools to manage their accounts and build a solid financial history.

Does MCKESSON and HEALTHCARE PROVIDERS FCU offer online and mobile banking?

Most modern institutions like MCKESSON and HEALTHCARE PROVIDERS FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.mahpfcu.org.

Current MCKESSON and HEALTHCARE PROVIDERS FCU Rates

  • 12-Month CD2.79%
  • 24-Month CD2.89%
  • 60-Month CD3.30%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.