What are the current interest rates at DuPont Community Credit Union?

Current rates for DuPont Community Credit Union include: 12-Month CD: 3.45%, 18-Month CD: 3.25%, 24-Month CD: 3.20%, 60-Month CD: 3.45%, Savings: 0.01%, MMA: 1.00%

MonitorBankRates

☰

Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?

Home›
Credit Unions›
DuPont Community Credit Union

iAdvertiser Disclosure

DuPont Community Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, DuPont Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

DuPont Community Credit Union's 6 Month Business CDs rates are at 3.56%, 6 Month CDs rates are at 3.56%, 6 Month HSA CDs rates are at 3.56%, 6 Month IRA CDs rates are at 3.56%, 1 Year Business CDs rates are at 3.45%. DuPont Community Credit Union's savings rates are at 0.01%. DuPont Community Credit Union's money market rates are at 1.00%. DuPont Community Credit Union's Personal Loan Rates are as low as 12.00%. DuPont Community Credit Union's Credit Card Rates are at 10.50%. MonitorBankRates evaluates the financial stability of DuPont Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.57%. Rates last updated and verified on 09/22/2026.

DuPont Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DuPont Community Credit Union? Share your experience about DuPont Community Credit Union by leaving a review below, or read customer reviews before you decide to use DuPont Community Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.57%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

DuPont Community Credit Union
DCCU Branch - Lucy Lane Office

140 Lucy Ln
Waynesboro, VA 22980

https://mydccu.com

DuPont Community Credit Union CD Rates

Product	Rate	APY	Term
6 Month Business Certificates	3.50%	3.56%	6 Months/182 Days
Min Deposit $500 Details Minimum balance of $500. Fees may reduce earnings on your accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
6 Month Certificates	3.50%	3.56%	6 Months/182 Days
Min Deposit $500 Details Minimum Balance of $500. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
6 Month HSA Certificates	3.50%	3.56%	6 Months/182 Days
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
6 Month IRA Certificates	3.50%	3.56%	6 Months/182 Days
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
1 Year Business Certificates	3.40%	3.45%	1 Year/12 Months
Min Deposit $500 Details Minimum balance of $500. Fees may reduce earnings on your accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
1 Year Certificates	3.40%	3.45%	1 Year/12 Months
Min Deposit $500 Details Minimum Balance of $500. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
1 Year HSA Certificates	3.40%	3.45%	1 Year/12 Months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
1 Year IRA Certificates	3.40%	3.45%	1 Year/12 Months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
5 Year Business Certificates	3.40%	3.45%	5 Years/60 Months
Min Deposit $500 Details Minimum balance of $500. Fees may reduce earnings on your accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
5 Year Certificates	3.40%	3.45%	5 Years/60 Months
Min Deposit $500 Details Minimum Balance of $500. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
5 Year HSA Certificates	3.40%	3.45%	5 Years/60 Months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
5 Year IRA Certificates	3.40%	3.45%	5 Years/60 Months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
4 Year Business Certificates	3.35%	3.40%	4 Years/48 Months
Min Deposit $500 Details Minimum balance of $500. Fees may reduce earnings on your accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
4 Year Certificates	3.35%	3.40%	4 Years/48 Months
Min Deposit $500 Details Minimum Balance of $500. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
4 Year HSA Certificates	3.35%	3.40%	4 Years/48 Months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
4 Year IRA Certificates	3.35%	3.40%	4 Years/48 Months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
15 Month Business Certificates	3.25%	3.30%	15 months
Min Deposit $500 Details Minimum balance of $500. Fees may reduce earnings on your accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
15 Month Certificates	3.25%	3.30%	15 months
Min Deposit $500 Details Minimum Balance of $500. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
15 Month HSA Certificates	3.25%	3.30%	15 months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
15 Month IRA Certificates	3.25%	3.30%	15 months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
3 Year Business Certificates	3.25%	3.30%	3 Years/36 Months
Min Deposit $500 Details Minimum balance of $500. Fees may reduce earnings on your accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
3 Year Certificates	3.25%	3.30%	3 Years/36 Months
Min Deposit $500 Details Minimum Balance of $500. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
3 Year HSA Certificates	3.25%	3.30%	3 Years/36 Months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
3 Year IRA Certificates	3.25%	3.30%	3 Years/36 Months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
1.5 Years/18 month Business Certificates	3.20%	3.25%	1.5 Years/18 Months
Min Deposit $500 Details Minimum balance of $500. Fees may reduce earnings on your accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
1.5 Years/18 month Certificates	3.20%	3.25%	1.5 Years/18 Months
Min Deposit $500 Details Minimum Balance of $500. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
1.5 Years/18 month HSA Certificates	3.20%	3.25%	1.5 Years/18 Months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
2 Year Business Certificates	3.15%	3.20%	2 Years/24 Months
Min Deposit $500 Details Minimum balance of $500. Fees may reduce earnings on your accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
2 Year Certificates	3.15%	3.20%	2 Years/24 Months
Min Deposit $500 Details Minimum Balance of $500. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
2 Year HSA Certificates	3.15%	3.20%	2 Years/24 Months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
2 Year IRA Certificates	3.15%	3.20%	2 Years/24 Months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
2.5 Years/30 month Business Certificates	3.10%	3.14%	2.5 Years/30 Months
Min Deposit $500 Details Minimum balance of $500. Fees may reduce earnings on your accounts. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
2.5 Years/30 month Certificates	3.10%	3.14%	2.5 Years/30 Months
Min Deposit $500 Details Minimum Balance of $500. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
2.5 Years/30 month HSA Certificates	3.10%	3.14%	2.5 Years/30 Months
Min Deposit $1,000 Details Minimum Balance of $1,000. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

DuPont Community Credit Union Savings Rates

Product	Rate	APY
Christmas Club	0.01%	0.01%
Details Automatic Deposit to Savings or Checking on Oct. 1 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Club Account	0.01%	0.01%
Details Save for college, taxes, insurance, etc. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Health Savings Account	0.01%	0.01%
Min Deposit $5 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Savings	0.01%	0.01%
Min Deposit $5 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Vacation Club	0.01%	0.01%
Details No Minimum Balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

DuPont Community Credit Union Money Market Rates

Product	Rate	APY
Money Market	2.00%	2.02%
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Money Market	1.50%	1.51%
Min Balance $50,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Money Market	1.00%	1.00%
Min Balance $25,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Money Market	1.00%	1.00%
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

DuPont Community Credit Union Checking Rates

Product	Rate	APY
Grow Checking	5.40%	5.54%
Min Balance $50,000 Details Balance: $50,000 and under; Qualifications Required; Tier: 2; Nationwide ATM Refunds: 10 refunds, up to $5 per refund Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Grow Checking	5.40%	5.54%
Min Balance $50,000 Details Qualifications Required: 15 Debit Transactions Monthly; $250 Amount of Debit Transactions Monthly; Tier 2 15 Debit Transactions Monthly, $250 Amount of Debit Transactions Monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Business Checking	0.40%	0.40%
Min Balance $50,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Grow Checking	0.35%	0.35%
Min Balance $50,000 Details Qualifications Required: 10 debit card purchases per month; Balance: $50,000 and under; Tier: 1; Nationwide ATM Refunds: 10 refunds, up to $5 per refund Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Grow Checking	0.35%	0.35%
Min Balance $0 Details Balance: Tier 1 10 Debit Transaction Monthly; Qualifications Required: 10 Debit Transaction Monthly; Tier 1 10 Debit Transaction Monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Business Checking	0.25%	0.25%
Min Balance $25,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Business Checking	0.15%	0.15%
Min Balance $2,500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Business Checking	0.05%	0.05%
Min Balance $2,500 Details Balance: Balances up to $2,499.990 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

DuPont Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Plus	-	-	6.50%	5 or 10-year fixed
Details As Low As; No Closing Costs for lines of credit up to $400,000. Original closing costs are assessed to the member if the loan is closed out within two years of funding. Variable balances may be converted to fixed rate/fixed term balances, a $25 fee will apply. Fixed balances have a fixed rate of interest for the fixed term selected at the time of conversion. Max APR is 17%. Property insurance is required. Title insurance required for loans greater than $400,000 and must be paid by the member. Terms, restrictions, and fees may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

DuPont Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicles/Motorcycles Loan	-	-	3.99%	0 - 36 Months
Details Max APR 12.49% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
New Vehicles/Motorcycles Loan	-	-	4.69%	37 - 48 Months
Details Max APR 13.19% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Used Vehicles/Motorcycles Loan	-	-	4.69%	37 - 48 Months
Details Vehicles 2018 model year and newer. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate. Max APR 13.19% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
New Vehicles/Motorcycles Loan	-	-	5.19%	49 - 60 Months
Details Max APR 13.69% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Used Vehicles/Motorcycles Loan	-	-	5.19%	49 - 60 Months
Details Vehicles 2018 model year and newer. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate. Max APR 13.69% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
New Vehicles/Motorcycles Loan	-	-	5.69%	61 - 72 Months
Details Max APR 14.19% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Used Vehicles/Motorcycles Loan	-	-	5.69%	61 - 72 Months
Details Vehicles 2018 model year and newer. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate. Max APR 14.19% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Used Vehicles/Motorcycles Loan	-	-	5.99%	0 - 24 Months
Details Vehicles 2017 model year and older. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate. Max APR 14.19% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
New Vehicles/Motorcycles Loan	-	-	6.19%	73 - 84 Months
Details Max APR 14.69% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Used Vehicles/Motorcycles Loan	-	-	6.19%	73 - 84 Months
Details Vehicles 2018 model year and newer. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate. Max APR 14.69% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Used Vehicles/Motorcycles Loan	-	-	6.49%	25 - 48 Months
Details Vehicles 2017 model year and older. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate. Max APR 14.49% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Used Vehicles/Motorcycles Loan	-	-	6.79%	49 - 60 Months
Details Vehicles 2017 model year and older. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate. Max APR 8.29% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

DuPont Community Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New RVs Loan	-	4.99%	0 - 48 Months
Details Includes Motor Homes and Travel Trailers. Max APR 15.19% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
New RVs Loan	-	5.49%	49 - 60 Months
Details Includes Motor Homes and Travel Trailers. Max APR 15.49% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Used RVs Loan	-	5.49%	0 - 48 Months
Details Includes Motor Homes and Travel Trailers. 2018 model year and newer. RVs with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate. Max APR 16.29% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
New RVs Loan	-	5.99%	61 - 72 Months
Details Includes Motor Homes and Travel Trailers. Max APR 15.79% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Used RVs Loan	-	5.99%	49 - 60 Months
Details Includes Motor Homes and Travel Trailers. 2018 model year and newer. RVs with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate. Max APR 16.29% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
New RVs Loan	-	6.49%	73 - 84 Months
Details Includes Motor Homes and Travel Trailers. Max APR 16.29% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Used RVs Loan	-	6.49%	61 - 72 Months
Details Includes Motor Homes and Travel Trailers. 2018 model year and newer. RVs with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate. Max APR 16.79% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
New RVs Loan	-	7.49%	85 - 120 Months
Details Includes Motor Homes and Travel Trailers. Max APR 17.29% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

DuPont Community Credit Union Credit Card Rates

Product	Rate	APR
Mastercard Offerings Line of Credit	-	10.50%
Details Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000. Max APR 18.00% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Mastercard Offerings Rewards	-	11.49%
Details Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000. Max APR 18.49% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Mastercard Offerings Cash Back	-	12.49%
Details Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000. Max APR 19.49% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Mastercard Offerings Business	-	13.49%
Details Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000. Max APR 24.49% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Mastercard Offerings World	-	15.49%
Details Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000. Max APR 22.49% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Mastercard World	-	15.49%
Details Published APR range: 15.49% - 22.49%. Standard variable purchase/cash advance rate; Rebate Eligible; Earn 10% on interest paid; Redeem points for gift cards, cash back, or statement credit; Limits up to $30,000; Mastercard Benefits Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

DuPont Community Credit Union Personal Loan Rates

Product	APR	Term
Personal Loans	12.00%	0 - 24 Months
Details Max APR 21.00% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Personal Loans	13.00%	25 - 48 Months
Details Max APR 22.00% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

DuPont Community Credit Union Other Rates

Product	Rate	Points	APY/APR
Platinum Cash Back Loan	-	-	12.49%
Details Published APR range: 12.49% - 19.49%. Standard variable purchase/cash advance rate; Rebate Eligible; Earn 10% on interest paid; Cash back is automatically applied to your statement balance annually; Limits up to $30,000; Mastercard Benefits Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Platinum Rewards Loan	-	-	11.49%
Details Published APR range: 11.49% - 18.49%. Standard variable purchase/cash advance rate; Rebate Eligible; Earn 10% on interest paid; Redeem points for gift cards, cash back, or statement credit; Limits up to $30,000; Mastercard Benefits Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
IRA Account	0.15%	-	0.15%
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
IRA Account	0.05%	-	0.05%
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

DuPont Community Credit Union’s Texas Ratio stayed near 1.18% in Q2 2023 to 1.57% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$2.1B	1.57%	5.0	A+
December 31, 2025	$2.0B	1.84%	5.0	A+
September 30, 2025	$2.0B	1.70%	5.0	A+
June 30, 2025	$1.9B	1.98%	5.0	A+
March 31, 2025	$1.9B	1.71%	5.0	A+
December 31, 2024	$1.9B	1.80%	5.0	A+
September 30, 2024	$1.8B	2.44%	5.0	A+
June 30, 2024	$1.8B	1.46%	5.0	A+
March 31, 2024	$1.8B	1.30%	5.0	A+
December 31, 2023	$1.8B	1.87%	5.0	A+
September 30, 2023	$1.8B	1.48%	5.0	A+
June 30, 2023	$1.8B	1.18%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for DuPont Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather DuPont Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with DuPont Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name DuPont Community Credit Union

Website https://mydccu.com

Address 140 Lucy Ln, Waynesboro, VA 22980

Phone 540-946-3200

Fax 540-946-3212

President Angela Simonetti

CEO Barry Smith

Full-Time Employees 354

Part-Time Employees 13

Branch Locations 15

ATM Locations 18

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.57%

Return on Assets (ROA)

0.2166%

Return on Equity (ROE)

2.0099%

Non-Performing Loans Ratio (NPL)

0.31%

Total Assets

2,069,445,833

Total Amount of Shares and Deposits

1,841,252,992

Total Shares and Deposits < 1 Year

1,798,271,320

Total Shares and Deposits 1 3 Years

28,699,726

Total Shares and Deposits > 3 Years

14,281,947

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

148,829,607

Total Uninsured Shares and Deposits > $250K (F+J)

148,829,607

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,692,423,385

Total Interest Expense (Sum of items 6 8)

7,862,695

Share Certificates

15,804

Number of Accounts for Share Drafts

97,254

IRA KEOGH Accounts

3,984

Number of Accounts for Regular Shares

129,855

All other shares

536

Money Market Shares

12,947

Net Income (unless the amount is already included in Undivided Earnings)

4,481,409

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

195,034,715

Total Liabilities

1,869,524,134

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

DuPont Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/dupont-community-credit-union-rates-review-62474">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for DuPont Community Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for DuPont Community Credit Union

Frequently Asked Questions About DuPont Community Credit Union

How many branches does DuPont Community Credit Union operate?

DuPont Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join DuPont Community Credit Union?

Yes, to access services at DuPont Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, DuPont Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, DuPont Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does DuPont Community Credit Union offer online and mobile banking?

Most modern institutions like DuPont Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://mydccu.com.

Current DuPont Community Credit Union Rates

12-Month CD3.45%
18-Month CD3.25%
24-Month CD3.20%
60-Month CD3.45%
Savings0.01%
MMA1.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

DuPont Community Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

DuPont Community Credit Union Texas Ratio

DuPont Community Credit Union Health Trend

DuPont Community Credit Union CD Rates

DuPont Community Credit Union Savings Rates

DuPont Community Credit Union Money Market Rates

DuPont Community Credit Union Checking Rates

DuPont Community Credit Union Home Equity & HELOC

DuPont Community Credit Union Auto Loan Rates

DuPont Community Credit Union RV, Boat and Powersport Loan Rates

DuPont Community Credit Union Credit Card Rates

DuPont Community Credit Union Personal Loan Rates

DuPont Community Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

DuPont Community Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About DuPont Community Credit Union

How many branches does DuPont Community Credit Union operate?

Is a member application needed to join DuPont Community Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does DuPont Community Credit Union offer online and mobile banking?

Current DuPont Community Credit Union Rates

Compare to Other Credit Unions