☰

New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report See your state’s current score

Home›
Credit Unions›
DuPont Community Credit Union

iAdvertiser Disclosure

DuPont Community Credit Union Rates & Review November 2026

Q: What are the current interest rates at DuPont Community Credit Union?

Current rates for DuPont Community Credit Union include: 12-Month CD: 3.45%, 18-Month CD: 3.82%, 24-Month CD: 3.71%, 60-Month CD: 3.66%, Savings: 0.01%, MMA: 2.02%

Q: What CD terms does DuPont Community Credit Union offer?

DuPont Community Credit Union CD rates are 3.45% APY for a 12 month CD, 3.82% APY for an 18 month CD, 3.71% APY for a 2 year CD, 3.66% APY for a 30 month CD, 3.51% APY for a 4 year CD and 3.66% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with DuPont Community Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

DuPont Community Credit Union's 1.5 Years/18 month CD rates are at 3.82%, 2 Year CD rates are at 3.71%, 5 Year CD rates are at 3.66%, 2.5 Years/30 month CD rates are at 3.66%, 4 Year CD rates are at 3.51%. DuPont Community Credit Union's savings rates are at 0.01%. DuPont Community Credit Union's money market rates are at 2.02%. DuPont Community Credit Union's checking rates are as high as 5.54%. DuPont Community Credit Union's Personal Loan Rates are as low as 12.00%. DuPont Community Credit Union's Credit Card Rates are at 11.74%. DuPont Community Credit Union's CD rates are 24% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of DuPont Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.68%. Rates last updated and verified on 10/29/2026.

DuPont Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DuPont Community Credit Union? Share your experience about DuPont Community Credit Union by leaving a review below, or read customer reviews before you decide to use DuPont Community Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.68%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

DuPont Community Credit Union
DCCU Corporate Headquarters

1154 Shenandoah Village Dr
Waynesboro, VA 22980

https://mydccu.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

DuPont Community Credit Union CD Rates

Product	Rate	APY	Term
1.5 Years/18 month Certificate	3.75%	3.82%	1.5 Years/18 Months
Min Balance $500 Details Minimum Balance of $500; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.82% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
1.5 Years/18 month HSA Certificate	3.75%	3.82%	1.5 Years/18 Months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.82% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
2 Year Certificate	3.65%	3.71%	2 Years/24 Months
Min Balance $500 Details Minimum Balance of $500; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.71% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
2 Year HSA Certificate	3.65%	3.71%	2 Years/24 Months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.71% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
2 Year IRA Certificate	3.65%	3.71%	2 Years/24 Months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.71% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
5 Year Certificate	3.60%	3.66%	5 Years/60 Months
Min Balance $500 Details Minimum Balance of $500; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.66% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
5 Year HSA Certificate	3.60%	3.66%	5 Years/60 Months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.66% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
5 Year IRA Certificate	3.60%	3.66%	5 Years/60 Months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.66% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
2.5 Years/30 month Certificate	3.60%	3.66%	2.5 Years/30 Months
Min Balance $500 Details Minimum Balance of $500; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.66% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
2.5 Years/30 month HSA Certificate	3.60%	3.66%	2.5 Years/30 Months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.66% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
4 Year Certificate	3.45%	3.51%	4 Years/48 Months
Min Balance $500 Details Minimum Balance of $500; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.51% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
4 Year HSA Certificate	3.45%	3.51%	4 Years/48 Months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.51% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
4 Year IRA Certificate	3.45%	3.51%	4 Years/48 Months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.51% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
1 Year Certificate	3.40%	3.45%	1 Year/12 Months
Min Balance $500 Details Minimum Balance of $500; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
1 Year HSA Certificate	3.40%	3.45%	1 Year/12 Months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
1 Year IRA Certificate	3.40%	3.45%	1 Year/12 Months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
3 Year Certificate	3.40%	3.45%	3 Years/36 Months
Min Balance $500 Details Minimum Balance of $500; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
3 Year HSA Certificate	3.40%	3.45%	3 Years/36 Months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
3 Year IRA Certificate	3.40%	3.45%	3 Years/36 Months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
6 Month Certificate	3.35%	3.40%	6 Months/182 Days
Min Balance $500 Details Minimum Balance of $500; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
6 Month HSA Certificate	3.35%	3.40%	6 Months/182 Days
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
6 Month IRA Certificate	3.35%	3.40%	6 Months/182 Days
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
15 Month Certificate	3.25%	3.30%	15 months
Min Balance $500 Details Minimum Balance of $500; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
15 Month HSA Certificate	3.25%	3.30%	15 months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
15 Month IRA Certificate	3.25%	3.30%	15 months
Min Balance $1,000 Details Minimum Balance of $1,000; Early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%

DuPont Community Credit Union Business CD Rates

Product	Rate	APY	Term
1.5 Years/18 month Business Certificate	3.75%	3.82%	1.5 Years/18 Months
Min Balance $500 Details Minimum balance of $500 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.82% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
2 Year Business Certificate	3.65%	3.71%	2 Years/24 Months
Min Balance $500 Details Minimum balance of $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.71% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
5 Year Business Certificate	3.60%	3.66%	5 Years/60 Months
Min Balance $500 Details Minimum balance of $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.66% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
2.5 Years/30 month Business Certificate	3.60%	3.66%	2.5 Years/30 Months
Min Balance $500 Details Minimum balance of $500 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.66% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
4 Year Business Certificate	3.45%	3.51%	4 Years/48 Months
Min Balance $500 Details Minimum balance of $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.51% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
1 Year Business Certificate	3.40%	3.45%	1 Year/12 Months
Min Balance $500 Details Minimum balance of $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
3 Year Business Certificate	3.40%	3.45%	3 Years/36 Months
Min Balance $500 Details Minimum balance of $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
6 Month Business Certificate	3.35%	3.40%	6 Months/182 Days
Min Balance $500 Details Minimum balance of $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
15 Month Business Certificate	3.25%	3.30%	15 months
Min Balance $500 Details Minimum balance of $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%

DuPont Community Credit Union Savings Rates

Product	Rate	APY
Christmas Club	0.01%	0.01%
Details Automatic Deposit to Savings or Checking on Oct. 1 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Club Account	0.01%	0.01%
Details Save for college, taxes, insurance, etc. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Health Savings Account	0.01%	0.01%
Min Balance $5 Details Minimum Balance of $5 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Savings	0.01%	0.01%
Min Balance $5 Details Minimum Balance of $5 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Vacation Club	0.01%	0.01%
Min Balance $0 Details No Minimum Balance Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.01% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%

DuPont Community Credit Union Money Market Rates

Product	Rate	APY
Money Market	2.00%	2.02%
Min Balance $100,000 Details Balance: $100,000 and above Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.02% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Money Market	1.50%	1.51%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 1.51% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Money Market	1.00%	1.00%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Money Market	1.00%	1.00%
Min Balance $1,000 Details Balance: $1,000 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Money Market	0.00%	0.00%
Min Balance $0 Details Balance: $999.99 and under Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%

DuPont Community Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market	2.00%	2.02%
Min Balance $100,000 Details Balance: $100,000 and above Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Business Money Market	1.50%	1.51%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 1.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Business Money Market	1.00%	1.00%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 1.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Business Money Market	1.00%	1.00%
Min Balance $1,000 Details Balance: $1,000 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 1.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%

DuPont Community Credit Union Checking Rates

Product	Rate	APY
Grow Checking	5.40%	5.54%
Min Deposit $0 Min Balance $0 Details Qualifications Required; Balance: $50,000 and under; Tier 2; Base Tier rate applies to balances over $50,000.00 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.54% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Grow Checking Tier 1	0.35%	0.35%
Details Qualifications Required; 10 Debit Transactions Monthly Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.35% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Rewards Checking	0.00%	0.00%
No additional details. Last Updated 10/29/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%

DuPont Community Credit Union Business Checking Rates

Product	Rate	APY
Business Checking	0.40%	0.40%
Min Balance $50,000 Details Balance: $50,000 and above Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Business Checking	0.25%	0.25%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Business Checking	0.15%	0.15%
Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Business Checking	0.05%	0.05%
Min Balance $0 Details Balance: up to $2,499.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%

DuPont Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Premier Home Equity Plus	-	-	6.50%
Details As Low As; Mortgage is with DCCU; 80% loan-to-value Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 6.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Premier Home Equity Plus	-	-	6.75%
Details As Low As; Mortgage is with DCCU; 90% loan-to-value Last Updated 10/29/2026 Rate History 1 change since Sep 29, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50% Oct 26, 20266.75%▲ from 6.50% Sep 29, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Preferred Home Equity Plus	-	-	7.00%
Details As Low As; Mortgage is with another lender; 80% loan-to-value Last Updated 10/29/2026 Rate History No change since Sep 29, 2026 · 7.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Preferred Home Equity Plus	-	-	7.25%
Details As Low As; Mortgage is with another lender; 90% loan-to-value Last Updated 10/29/2026 Rate History 1 change since Sep 29, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00% Oct 26, 20267.25%▲ from 7.00% Sep 29, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%

DuPont Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New & Used Vehicles/Motorcycles Loan	-	-	4.89%	37 - 48 Months
Details Max APR: 13.39%; Vehicles 2018 model year and newer; mileage 100,000 or greater adds 1% Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 4.89% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
New & Used Vehicles/Motorcycles Loan	-	-	5.39%	49 - 60 Months
Details Max APR: 13.89%; Vehicles 2018 model year and newer; mileage 100,000 or greater adds 1% Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 5.39% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
New & Used Vehicles/Motorcycles Loan	-	-	5.89%	61 - 72 Months
Details Max APR: 14.39%; Vehicles 2018 model year and newer; mileage 100,000 or greater adds 1% Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 5.89% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Used Vehicles/Motorcycles Loan	-	-	5.99%	0 - 24 Months
Details Max APR: 14.39%; Vehicles 2017 model year and older; mileage 100,000 or greater adds 1% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
New & Used Vehicles/Motorcycles Loan	-	-	6.39%	73 - 84 Months
Details Max APR: 14.89%; Vehicles 2018 model year and newer; mileage 100,000 or greater adds 1% Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 6.39% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Used Vehicles/Motorcycles Loan	-	-	6.69%	25 - 48 Months
Details Max APR: 14.69%; Vehicles 2017 model year and older; mileage 100,000 or greater adds 1% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.49% → 6.69% ▲ 0.20 pts · high 6.69% / low 6.49% Oct 29, 20266.69%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Used Vehicles/Motorcycles Loan	-	-	6.99%	49 - 60 Months
Details Max APR: 8.49%; Vehicles 2017 model year and older; mileage 100,000 or greater adds 1% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.79% → 6.99% ▲ 0.20 pts · high 6.99% / low 6.79% Oct 29, 20266.99%▲ from 6.79% Sep 14, 20266.79%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%

DuPont Community Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New RVs Loan	-	4.99%	0 - 48 Months
Details Max APR: 15.19%; Includes Motor Homes and Travel Trailers Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
New RVs Loan	-	5.49%	49 - 60 Months
Details Max APR: 15.49%; Includes Motor Homes and Travel Trailers Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Used RVs Loan	-	5.49%	0 - 48 Months
Details Max APR: 16.29%; Includes Motor Homes and Travel Trailers 2018 model year and newer; mileage 100,000 or greater adds 1% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
New RVs Loan	-	5.99%	61 - 72 Months
Details Max APR: 15.79%; Includes Motor Homes and Travel Trailers Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Used RVs Loan	-	5.99%	49 - 60 Months
Details Max APR: 16.29%; Includes Motor Homes and Travel Trailers 2018 model year and newer; mileage 100,000 or greater adds 1% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
New RVs Loan	-	6.49%	73 - 84 Months
Details Max APR: 16.29%; Includes Motor Homes and Travel Trailers Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Used RVs Loan	-	6.49%	61 - 72 Months
Details Max APR: 16.79%; Includes Motor Homes and Travel Trailers 2018 model year and newer; mileage 100,000 or greater adds 1% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
New RVs Loan	-	7.49%	85 - 120 Months
Details Max APR: 17.29%; Includes Motor Homes and Travel Trailers Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%

DuPont Community Credit Union Credit Card Rates

Product	Rate	APR
Mastercard Rewards	-	11.74%
Details Max APR: 22.74%; Maximum credit limit $30,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 11.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Platinum Rewards Credit Card	-	11.74%
Details APR range: 11.74% - 22.74%; Standard variable purchase/cash advance rate; Earn 2X points on gas and groceries; Rebate Eligible: Earn 10% on interest paid; Limits up to $30,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 11.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Mastercard Cash Back	-	12.74%
Details Max APR: 23.74%; Maximum credit limit $30,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 12.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Platinum Cash Back Credit Card	-	12.74%
Details APR range: 12.74% - 23.74%; Standard variable purchase/cash advance rate; Earn 1% cash back on all purchases; Rebate Eligible: Earn 10% on interest paid; Limits up to $30,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 12.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Mastercard Business	-	13.74%
Details Max APR: 24.74%; Maximum credit limit $30,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 13.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Mastercard World	-	15.74%
Details Max APR: 26.74%; Maximum credit limit $30,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 15.49% → 15.74% ▲ 0.25 pts · high 15.74% / low 15.49% Oct 9, 202615.74%▲ from 15.49% Sep 14, 202615.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%

DuPont Community Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	12.00%	0 - 24 Months
Details Max APR: 21.00% Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 12.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
Personal Loan	13.00%	25 - 48 Months
Details Max APR: 22.00% Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 13.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%

DuPont Community Credit Union Other Rates

Product	Rate	Points	APY/APR
Line of Credit	-	-	10.50%
Details Max APR: 18.00% Last Updated 10/29/2026 Rate History 1 change since Sep 29, 2026 · 13.00% → 10.50% ▼ 2.50 pts · high 13.00% / low 10.50% Oct 29, 202610.50%▼ from 13.00% Sep 29, 202613.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
IRA Account	0.15%	-	0.15%
Min Balance $1,000 Details Balance: $1,000 and above Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%
IRA Account	0.05%	-	0.05%
Min Balance $0 Details Balance: $999.99 and under Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.68%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

DuPont Community Credit Union’s Texas Ratio stayed near 1.48% in Q3 2023 to 1.68% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.1B	1.68%	5.0	A+
March 31, 2026	$2.1B	1.57%	5.0	A+
December 31, 2025	$2.0B	1.84%	5.0	A+
September 30, 2025	$2.0B	1.70%	5.0	A+
June 30, 2025	$1.9B	1.98%	5.0	A+
March 31, 2025	$1.9B	1.71%	5.0	A+
December 31, 2024	$1.9B	1.80%	5.0	A+
September 30, 2024	$1.8B	2.44%	5.0	A+
June 30, 2024	$1.8B	1.46%	5.0	A+
March 31, 2024	$1.8B	1.30%	5.0	A+
December 31, 2023	$1.8B	1.87%	5.0	A+
September 30, 2023	$1.8B	1.48%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for DuPont Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather DuPont Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with DuPont Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name DuPont Community Credit Union

Website https://mydccu.com

Address 1154 Shenandoah Village Dr, Waynesboro, VA 22980

Phone 540-946-3200

Fax 540-946-3212

President Angela Simonetti

CEO Barry Smith

Full-Time Employees 354

Part-Time Employees 13

Branch Locations 15

ATM Locations 18

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.68%

Return on Assets (ROA)

0.5049%

Return on Equity (ROE)

4.6289%

Non-Performing Loans Ratio (NPL)

0.33%

Total Assets

2,100,438,888

Total Amount of Shares and Deposits

1,859,309,885

Total Shares and Deposits < 1 Year

1,819,644,308

Total Shares and Deposits 1 3 Years

24,850,998

Total Shares and Deposits > 3 Years

14,814,579

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

150,371,730

Total Uninsured Shares and Deposits > $250K (F+J)

150,371,730

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,708,938,155

Total Interest Expense (Sum of items 6 8)

16,662,581

Share Certificates

15,614

Number of Accounts for Share Drafts

98,127

IRA KEOGH Accounts

3,949

Number of Accounts for Regular Shares

130,797

All other shares

545

Money Market Shares

13,000

Net Income (unless the amount is already included in Undivided Earnings)

10,604,616

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

123,523,059

Total Liabilities

1,892,700,992

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

DuPont Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/dupont-community-credit-union-rates-review-62474">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for DuPont Community Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for DuPont Community Credit Union

Frequently Asked Questions About DuPont Community Credit Union

Does DuPont Community Credit Union offer CDs?

Yes. DuPont Community Credit Union current CD rates include its 1.5 Years/18 month CD at 3.82% APY, its 2 Year CD at 3.71% APY and its 5 Year CD at 3.66% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from DuPont Community Credit Union NCUA insured?

Yes. DuPont Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at DuPont Community Credit Union?

The highest DuPont Community Credit Union CD rate is its 1.5 Years/18 month Business CD at 3.82% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does DuPont Community Credit Union offer?

DuPont Community Credit Union CD rates are 3.45% APY for a 12 month CD, 3.82% APY for an 18 month CD, 3.71% APY for a 2 year CD, 3.66% APY for a 30 month CD, 3.51% APY for a 4 year CD and 3.66% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with DuPont Community Credit Union for its full lineup.

What is the highest savings rate at DuPont Community Credit Union?

The highest DuPont Community Credit Union savings rate is its Health Savings Account at 0.01% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at DuPont Community Credit Union?

The highest DuPont Community Credit Union money market rate is its Business Money Market at 2.02% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at DuPont Community Credit Union?

The highest DuPont Community Credit Union checking rate is its Grow Checking at 5.54% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at DuPont Community Credit Union?

The lowest DuPont Community Credit Union auto loan rate is its New & Used Vehicles/Motorcycles Loan at 4.89% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at DuPont Community Credit Union?

The lowest DuPont Community Credit Union personal loan rate is its Personal Loan at 12.00% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at DuPont Community Credit Union?

The lowest DuPont Community Credit Union credit card APR is its Mastercard Rewards Credit Card at 11.74% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does DuPont Community Credit Union operate?

DuPont Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join DuPont Community Credit Union?

Yes, to access services at DuPont Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, DuPont Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, DuPont Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does DuPont Community Credit Union offer online and mobile banking?

Most modern institutions like DuPont Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://mydccu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do DuPont Community Credit Union rates compare?

DuPont Community Credit Union's CD rates are 24% higher than the MonitorBankRates national average, and it has an A+ health rating. DuPont Community Credit Union's top rates are its 1.5 Years/18 month Business CD at 3.82% APY, its Health Savings Account at 0.01% APY, its Business Money Market at 2.02% APY, its Grow Checking at 5.54% APY, its Personal Loan at 12.00% APR and its Mastercard Rewards Credit Card at 11.74% APR, verified by MonitorBankRates on October 29, 2026.

Current DuPont Community Credit Union Rates

12-Month CD3.45%
18-Month CD3.82%
24-Month CD3.71%
60-Month CD3.66%
Savings0.01%
MMA2.02%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Essex County Teachers Federal Credit Union Materion Federal Credit Union Postal Family Credit Union All One Credit Union Promedica Federal Credit Union IBEW 141 Federal Credit Union Lakehurst Naval Federal Credit Union Financial Resources Federal Credit Union Utica Police Department Credit Union Marshall Community Credit Union GPO Federal Credit Union Directors Choice Credit Union Jack Daniel Employees Credit Union Demopolis Federal Credit Union Macon Bibb Employees Credit Union Homeland Credit Union Westchester Schools Federal Credit Union Rails West Federal Credit Union Prime Financial Credit Union Solon Chagrin Falls Federal Credit Union Vermilion School Employees Credit Union

DuPont Community Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

DuPont Community Credit Union Texas Ratio

DuPont Community Credit Union Health Trend

DuPont Community Credit Union CD Rates

DuPont Community Credit Union Business CD Rates

DuPont Community Credit Union Savings Rates

DuPont Community Credit Union Money Market Rates

DuPont Community Credit Union Business Money Market Rates

DuPont Community Credit Union Checking Rates

DuPont Community Credit Union Business Checking Rates

DuPont Community Credit Union Home Equity & HELOC

DuPont Community Credit Union Auto Loan Rates

DuPont Community Credit Union RV, Boat and Powersport Loan Rates

DuPont Community Credit Union Credit Card Rates

DuPont Community Credit Union Personal Loan Rates

DuPont Community Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

DuPont Community Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About DuPont Community Credit Union

Does DuPont Community Credit Union offer CDs?

Are CDs from DuPont Community Credit Union NCUA insured?

What is the highest CD rate at DuPont Community Credit Union?

What CD terms does DuPont Community Credit Union offer?

What is the highest savings rate at DuPont Community Credit Union?

What is the highest money market rate at DuPont Community Credit Union?

What is the highest checking rate at DuPont Community Credit Union?

What is the lowest auto loan rate at DuPont Community Credit Union?

What is the lowest personal loan rate at DuPont Community Credit Union?

What is the lowest credit card APR at DuPont Community Credit Union?

How many branches does DuPont Community Credit Union operate?

Is a member application needed to join DuPont Community Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does DuPont Community Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do DuPont Community Credit Union rates compare?

Current DuPont Community Credit Union Rates

Compare to Other Credit Unions